Payment Depot
Payment Depot is a US merchant services brand operated by Stax Payments that provides interchange-plus pricing payment processing to small and medium businesses across healthcare, retail, restaurant, salon, B2B, and service verticals via omni-channel card acceptance and integrated surcharging.
- Company typePrivate
- Founded2013
- HeadquartersOrange, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Payment Depot does
Payment Depot is a US-based merchant services brand that provides payment processing to small and medium businesses under an interchange-plus pricing model. The company is operated by Stax Payments, Inc. — a registered Independent Sales Organization of Wells Fargo Bank, N.A. (Concord, CA) — and functions as a sub-brand within Stax's broader payments ecosystem, with legal entity, privacy policy, and operations tied to the Stax parent headquartered at 618 E South Street, Suite 510, Orlando, FL. Founded in 2013, the company employs 1–10 people and serves SMBs across six explicitly targeted verticals: B2B businesses, healthcare practices, restaurants and bars, retail stores, service-based businesses, and hair and beauty salons.
The core product is an all-in-one payment processing platform that supports omni-channel acceptance — in-person card-present transactions via Dejavoo and SwipeSimple hardware, online payments through NMI, Authorize.net, Paytrace, and First Data/TSYS gateways, mobile keyed/swiped/tapped payments (Text2Pay), and digital invoicing — unified by a single dashboard with data & analytics, financial reporting, and integrated surcharging features. API key integration and hosted payment pages extend the platform to developer-oriented and no-code ecommerce use cases. PCI DSS compliance is maintained for card data handling.
Revenue is generated exclusively on a transaction-fee basis: merchants pay the wholesale interchange rate set by card networks plus a fixed percentage markup of 0.2%–1.95% and per-transaction fees, with no setup fees, cancellation fees, or monthly minimums. Distribution is sales-led and direct — phone sales (877-876-8776) and website demo requests — supplemented by content marketing through an active SEO/blog presence focused on interchange education, chargeback prevention, and vertical-specific payment guidance.
Payment Depot firmographics
Firmographics- Name
- Payment Depot
- Legal name
- Stax Payments, Inc.
- Website
- https://paymentdepot.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Payment Depot is a US merchant services brand operated by Stax Payments that provides interchange-plus pricing payment processing to small and medium businesses across healthcare, retail, restaurant, salon, B2B, and service verticals via omni-channel card acceptance and integrated surcharging.
- Ownership category
- akta.pro rank
Where Payment Depot is headquartered
LocationHeadquarters
- HQ city
- Orange
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Payment Depot business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Payment Processing Fees: Payment Depot charges merchants using an interchange plus pricing model, combining the wholesale interchange rate set by card networks (Visa, Mastercard, etc.) with a transparent fixed percentage markup. Variable rates as low as 0.2% - 1.95% plus per-transaction fees. No setup, cancellation, or monthly minimum fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Interchange Plus Pricing - Variable rates starting at 0.2% |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
Payment Depot product offering
Product offeringCore offering
Payment Depot is a merchant services provider that processes credit and debit card transactions for small and mid-sized businesses using a transparent interchange plus pricing model. Its all-in-one platform supports omni-channel payment acceptance across in-person terminals, online gateways, mobile (Text2Pay), and digital invoicing, with a single dashboard for analytics, reporting, and surcharging-based cost optimization. The offering is delivered through an in-house sales and support team under Stax Payments, Inc., with Wells Fargo Bank, N.A. acting as the acquiring bank.
Product overview
Payment Depot is a merchant services provider offering a unified payment processing platform built around transparent interchange plus pricing. The core platform integrates multiple payment acceptance channels (in-person, online, mobile, invoicing) into a single dashboard. Core features include Data & Analytics, Financial Reporting, and Payment Optimization (surcharging). The platform supports equipment from Dejavoo (QD2, QD4, D1) and SwipeSimple (B350 Reader). Additional capabilities include API key integration, hosted payment pages, payment links/buttons/QR codes, and recurring billing. The company also provides industry-specific solutions for B2B, healthcare, restaurants/bars, retail, service-based businesses, and hair/beauty salons.
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Depot Core Payment Processing Platform All-in-one payment processing platform offering interchange plus pricing with transparent fee structures, supporting in-person, online, mobile, and invoicing payment options across omni-channel environments for SMB merchants.
- Dejavoo QD2 Mobile Terminal Wireless mobile terminal accepting chip, swipe, and contactless payments with WiFi and 4G/LTE connectivity, dual 2600mAh batteries, and a 5.5-inch color LCD touch panel; priced at $495 per unit.
- Dejavoo QD4 Countertop Terminal Countertop terminal accepting all forms of credit card payments with WiFi and Ethernet connectivity; priced at $310 per unit.
- Dejavoo D1 Cloud Register Cloud-powered all-in-one POS solution with merchant and customer-facing dual screens designed for busy restaurants and retail shops.
- SwipeSimple B350 Reader Mobile card reader for iOS and Android via Bluetooth Low Energy, accepting EMV, magnetic stripe, and contactless tap-to-pay including Apple Pay and Google Pay; priced at $125 per unit.
- Terminal Protection Plan Equipment protection plan offering unlimited swaps for defects, accidents, and wear and tear; cancelable at any time.
Quantifiable outcome
- Variable rates as low as 0.2% - 1.95%
- +1 more outcomes
Companies that use Payment Depot
Customer profileSegments6 records
Ideal customer profiles1 record
Payment Depot technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
Feature5 records
Payment Depot partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Wells Fargo Bank, N.A.corePaymentDepot.com is a registered ISO (Independent Sales Organization) of Wells Fargo Bank, N.A., Concord, CA. Wells Fargo serves as the acquiring bank partner for Payment Depot's merchant payment processing services.
- NMI.com (Payment Depot Gateway)corePayment Depot Gateway powered by NMI.com is offered as a proprietary payment gateway option for merchants processing through Payment Depot.
- DejavoocoreDejavoo QD2 (mobile wireless), Dejavoo QD4 (countertop terminal), and Dejavoo D1 (cloud register) are available equipment options for Payment Depot merchants. These all-in-one payment terminals support chip, swipe, and contactless payments.
Scale indicators1 record
Recent moves1 record
Expansion highlights5 records
Payment Depot competitors and assessment
Company assessmentMarket position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key highlights6 records
Customer concentration
Payment Depot social profiles
Digital presencePayment Depot compliance and trust
Trust signalCompliance1 record
Payment Depot financial estimates
Financial estimateRevenue estimate
Valuation estimate
Payment Depot leadership team
Management profileNumber of profiles
Profiles2 records
Payment Depot funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Payment Depot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Payment Depot
What does Payment Depot do?
Payment Depot is a merchant services provider that processes credit and debit card transactions for small and mid-sized businesses using a transparent interchange plus pricing model. Its all-in-one platform supports omni-channel payment acceptance across in-person terminals, online gateways, mobile (Text2Pay), and digital invoicing, with a single dashboard for analytics, reporting, and surcharging-based cost optimization. The offering is delivered through an in-house sales and support team under Stax Payments, Inc., with Wells Fargo Bank, N.A. acting as the acquiring bank.
Is Payment Depot a public or private company?
Payment Depot is a private company. It is classified as corporate owned and is currently operating.
When was Payment Depot founded?
Payment Depot was founded in 2013. It employs 1 to 10 people.
Where is Payment Depot based?
Payment Depot is headquartered in Orange, United States, in the North America region.
How does Payment Depot make money?
One revenue line is on record: payment Processing Fees.
Does Payment Depot have an API?
Yes. Payment Depot offers API key integration capabilities for merchants. The platform provides access to a Payment Depot Gateway (NMI.com) for processing transactions. The company also supports integration with multiple payment gateways for online transactions. Specific API documentation URL, authentication method, rate limits, and versioning details are not explicitly stated in the available source material.