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Payment Depot

Full company profile

uuid000h4a8

Namestring
Payment Depot
Legal namestring
Stax Payments, Inc.
Company typeenum
Private
Founded yearint
2013
Descriptiontext

Payment Depot is a US-based merchant services brand that provides payment processing to small and medium businesses under an interchange-plus pricing model. The company is operated by Stax Payments, Inc. — a registered Independent Sales Organization of Wells Fargo Bank, N.A. (Concord, CA) — and functions as a sub-brand within Stax's broader payments ecosystem, with legal entity, privacy policy, and operations tied to the Stax parent headquartered at 618 E South Street, Suite 510, Orlando, FL. Founded in 2013, the company employs 1–10 people and serves SMBs across six explicitly targeted verticals: B2B businesses, healthcare practices, restaurants and bars, retail stores, service-based businesses, and hair and beauty salons.

The core product is an all-in-one payment processing platform that supports omni-channel acceptance — in-person card-present transactions via Dejavoo and SwipeSimple hardware, online payments through NMI, Authorize.net, Paytrace, and First Data/TSYS gateways, mobile keyed/swiped/tapped payments (Text2Pay), and digital invoicing — unified by a single dashboard with data & analytics, financial reporting, and integrated surcharging features. API key integration and hosted payment pages extend the platform to developer-oriented and no-code ecommerce use cases. PCI DSS compliance is maintained for card data handling.

Revenue is generated exclusively on a transaction-fee basis: merchants pay the wholesale interchange rate set by card networks plus a fixed percentage markup of 0.2%–1.95% and per-transaction fees, with no setup fees, cancellation fees, or monthly minimums. Distribution is sales-led and direct — phone sales (877-876-8776) and website demo requests — supplemented by content marketing through an active SEO/blog presence focused on interchange education, chargeback prevention, and vertical-specific payment guidance.

Short descriptiontext

Payment Depot is a US merchant services brand operated by Stax Payments that provides interchange-plus pricing payment processing to small and medium businesses across healthcare, retail, restaurant, salon, B2B, and service verticals via omni-channel card acceptance and integrated surcharging.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersOrange, United States
HQ citystring
Orange
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
merchant services, payment processing, interchange plus pricing, card acceptance, POS equipment
Industry3 codes
1Omnichannel Acquirers (Unified In-store + Online)
CodeFSAMABAHPrimaryNo
2Merchant Payment Gateways (API/Hosted Checkout)
CodeFSAMACAAPrimaryNo
3POS-to-Online Unified Payments (Omnichannel Payments)
CodeCRAFALALPrimaryNo
NAICS code1 code
  • Financial Transactions Processing, Reserve, and Clearinghouse Activities522320
SIC code1 code
  • Miscellaneous Business Credit Institution6159
Product category
Merchant Services / Payment Processing
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model1 record
1Payment Processing Fees
TypeTransaction Fee
Description

Payment Depot charges merchants using an interchange plus pricing model, combining the wholesale interchange rate set by card networks (Visa, Mastercard, etc.) with a transparent fixed percentage markup. Variable rates as low as 0.2% - 1.95% plus per-transaction fees. No setup, cancellation, or monthly minimum fees.

paymentdepot.com
Marketing channels2 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Pricing details1 tier
1Interchange Plus Pricing - Variable rates starting at 0.2%
ModelTransaction based/ take rateBilling cadencePay-as-you-go
Notes

Variable rates as low as 0.2% - 1.95%. Each account includes dashboards and analytics, API key integration, digital invoicing, Text2Pay mobile payments, hosted payment pages, secure customer card storage, accounting reconciliation, recurring and scheduled payments, automatic card updates, shopping catalog management, payment links/buttons/QR codes, and data exports. No cancellation fees.

paymentdepot.com
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

Payment Depot is a merchant services provider that processes credit and debit card transactions for small and mid-sized businesses using a transparent interchange plus pricing model. Its all-in-one platform supports omni-channel payment acceptance across in-person terminals, online gateways, mobile (Text2Pay), and digital invoicing, with a single dashboard for analytics, reporting, and surcharging-based cost optimization. The offering is delivered through an in-house sales and support team under Stax Payments, Inc., with Wells Fargo Bank, N.A. acting as the acquiring bank.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 2 values shown
  • Variable rates as low as 0.2% - 1.95%
+1 more record
Product overview1 text field

Payment Depot is a merchant services provider offering a unified payment processing platform built around transparent interchange plus pricing. The core platform integrates multiple payment acceptance channels (in-person, online, mobile, invoicing) into a single dashboard. Core features include Data & Analytics, Financial Reporting, and Payment Optimization (surcharging). The platform supports equipment from Dejavoo (QD2, QD4, D1) and SwipeSimple (B350 Reader). Additional capabilities include API key integration, hosted payment pages, payment links/buttons/QR codes, and recurring billing. The company also provides industry-specific solutions for B2B, healthcare, restaurants/bars, retail, service-based businesses, and hair/beauty salons.

Product and service6 records
1Payment Depot Core Payment Processing Platform
CategoryCore payment processing
Description

All-in-one payment processing platform offering interchange plus pricing with transparent fee structures, supporting in-person, online, mobile, and invoicing payment options across omni-channel environments for SMB merchants.

2Dejavoo QD2 Mobile Terminal
CategoryEquipment
Description

Wireless mobile terminal accepting chip, swipe, and contactless payments with WiFi and 4G/LTE connectivity, dual 2600mAh batteries, and a 5.5-inch color LCD touch panel; priced at $495 per unit.

3Dejavoo QD4 Countertop Terminal
CategoryEquipment
Description

Countertop terminal accepting all forms of credit card payments with WiFi and Ethernet connectivity; priced at $310 per unit.

4Dejavoo D1 Cloud Register
CategoryEquipment
Description

Cloud-powered all-in-one POS solution with merchant and customer-facing dual screens designed for busy restaurants and retail shops.

5SwipeSimple B350 Reader
CategoryEquipment
Description

Mobile card reader for iOS and Android via Bluetooth Low Energy, accepting EMV, magnetic stripe, and contactless tap-to-pay including Apple Pay and Google Pay; priced at $125 per unit.

6Terminal Protection Plan
CategoryService plan
Description

Equipment protection plan offering unlimited swaps for defects, accidents, and wear and tear; cancelable at any time.

Scale indicator1 record

Each record includes

Type, Value, Description, Source

Partnership3 partners
Strategic tierCoreTypeOthers
Description

PaymentDepot.com is a registered ISO (Independent Sales Organization) of Wells Fargo Bank, N.A., Concord, CA. Wells Fargo serves as the acquiring bank partner for Payment Depot's merchant payment processing services.

Strategic tierCoreTypeTechnology or Integration
Description

Payment Depot Gateway powered by NMI.com is offered as a proprietary payment gateway option for merchants processing through Payment Depot.

Strategic tierCoreTypeTechnology or Integration
Description

Dejavoo QD2 (mobile wireless), Dejavoo QD4 (countertop terminal), and Dejavoo D1 (cloud register) are available equipment options for Payment Depot merchants. These all-in-one payment terminals support chip, swipe, and contactless payments.

Recent move1 record

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment6 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
Yes

Docs URL, Description

Integration10 records

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles2 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
Compliance1 record

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Payment Depot

Merchant Services / Payment Processingpaymentdepot.com

Payment Depot is a US merchant services brand operated by Stax Payments that provides interchange-plus pricing payment processing to small and medium businesses across healthcare, retail, restaurant, salon, B2B, and service verticals via omni-channel card acceptance and integrated surcharging.

What Payment Depot does

Payment Depot is a US-based merchant services brand that provides payment processing to small and medium businesses under an interchange-plus pricing model. The company is operated by Stax Payments, Inc. — a registered Independent Sales Organization of Wells Fargo Bank, N.A. (Concord, CA) — and functions as a sub-brand within Stax's broader payments ecosystem, with legal entity, privacy policy, and operations tied to the Stax parent headquartered at 618 E South Street, Suite 510, Orlando, FL. Founded in 2013, the company employs 1–10 people and serves SMBs across six explicitly targeted verticals: B2B businesses, healthcare practices, restaurants and bars, retail stores, service-based businesses, and hair and beauty salons.

The core product is an all-in-one payment processing platform that supports omni-channel acceptance — in-person card-present transactions via Dejavoo and SwipeSimple hardware, online payments through NMI, Authorize.net, Paytrace, and First Data/TSYS gateways, mobile keyed/swiped/tapped payments (Text2Pay), and digital invoicing — unified by a single dashboard with data & analytics, financial reporting, and integrated surcharging features. API key integration and hosted payment pages extend the platform to developer-oriented and no-code ecommerce use cases. PCI DSS compliance is maintained for card data handling.

Revenue is generated exclusively on a transaction-fee basis: merchants pay the wholesale interchange rate set by card networks plus a fixed percentage markup of 0.2%–1.95% and per-transaction fees, with no setup fees, cancellation fees, or monthly minimums. Distribution is sales-led and direct — phone sales (877-876-8776) and website demo requests — supplemented by content marketing through an active SEO/blog presence focused on interchange education, chargeback prevention, and vertical-specific payment guidance.

Payment Depot firmographics

Firmographics
Name
Payment Depot
Legal name
Stax Payments, Inc.
Website
https://paymentdepot.com
Company type
Private
Founded year
2013
Operating status
Operating
Headcount range
1–10 employees
Short description
Payment Depot is a US merchant services brand operated by Stax Payments that provides interchange-plus pricing payment processing to small and medium businesses across healthcare, retail, restaurant, salon, B2B, and service verticals via omni-channel card acceptance and integrated surcharging.
Ownership category
akta.pro rank

Where Payment Depot is headquartered

Location

Headquarters

HQ city
Orange
HQ country
United States
HQ region
North America

Offices1 record

Markets served

Payment Depot business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

  1. Payment Processing Fees: Payment Depot charges merchants using an interchange plus pricing model, combining the wholesale interchange rate set by card networks (Visa, Mastercard, etc.) with a transparent fixed percentage markup. Variable rates as low as 0.2% - 1.95% plus per-transaction fees. No setup, cancellation, or monthly minimum fees.

Pricing tiers

ModelBillingPrice
Transaction based/ take ratePay-as-you-goInterchange Plus Pricing - Variable rates starting at 0.2%

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Payment Depot product offering

Product offering

Core offering

Payment Depot is a merchant services provider that processes credit and debit card transactions for small and mid-sized businesses using a transparent interchange plus pricing model. Its all-in-one platform supports omni-channel payment acceptance across in-person terminals, online gateways, mobile (Text2Pay), and digital invoicing, with a single dashboard for analytics, reporting, and surcharging-based cost optimization. The offering is delivered through an in-house sales and support team under Stax Payments, Inc., with Wells Fargo Bank, N.A. acting as the acquiring bank.

Product overview

Payment Depot is a merchant services provider offering a unified payment processing platform built around transparent interchange plus pricing. The core platform integrates multiple payment acceptance channels (in-person, online, mobile, invoicing) into a single dashboard. Core features include Data & Analytics, Financial Reporting, and Payment Optimization (surcharging). The platform supports equipment from Dejavoo (QD2, QD4, D1) and SwipeSimple (B350 Reader). Additional capabilities include API key integration, hosted payment pages, payment links/buttons/QR codes, and recurring billing. The company also provides industry-specific solutions for B2B, healthcare, restaurants/bars, retail, service-based businesses, and hair/beauty salons.

Differentiator

Problem solved

Functional benefit

Products and services

  • Payment Depot Core Payment Processing Platform All-in-one payment processing platform offering interchange plus pricing with transparent fee structures, supporting in-person, online, mobile, and invoicing payment options across omni-channel environments for SMB merchants.
  • Dejavoo QD2 Mobile Terminal Wireless mobile terminal accepting chip, swipe, and contactless payments with WiFi and 4G/LTE connectivity, dual 2600mAh batteries, and a 5.5-inch color LCD touch panel; priced at $495 per unit.
  • Dejavoo QD4 Countertop Terminal Countertop terminal accepting all forms of credit card payments with WiFi and Ethernet connectivity; priced at $310 per unit.
  • Dejavoo D1 Cloud Register Cloud-powered all-in-one POS solution with merchant and customer-facing dual screens designed for busy restaurants and retail shops.
  • SwipeSimple B350 Reader Mobile card reader for iOS and Android via Bluetooth Low Energy, accepting EMV, magnetic stripe, and contactless tap-to-pay including Apple Pay and Google Pay; priced at $125 per unit.
  • Terminal Protection Plan Equipment protection plan offering unlimited swaps for defects, accidents, and wear and tear; cancelable at any time.

Quantifiable outcome

  • Variable rates as low as 0.2% - 1.95%
  • +1 more outcomes

Companies that use Payment Depot

Customer profile

Segments6 records

Ideal customer profiles1 record

Payment Depot technology and API

Technology

Technology focussed No

API detail

Has API
Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration10 records

Feature5 records

Payment Depot partnerships and signals

Strategic signal

Partnerships

Three partnerships are on record, tiered core.

  • Wells Fargo Bank, N.A.coreOthersPaymentDepot.com is a registered ISO (Independent Sales Organization) of Wells Fargo Bank, N.A., Concord, CA. Wells Fargo serves as the acquiring bank partner for Payment Depot's merchant payment processing services.
  • NMI.com (Payment Depot Gateway)coreTechnology or IntegrationPayment Depot Gateway powered by NMI.com is offered as a proprietary payment gateway option for merchants processing through Payment Depot.
  • DejavoocoreTechnology or IntegrationDejavoo QD2 (mobile wireless), Dejavoo QD4 (countertop terminal), and Dejavoo D1 (cloud register) are available equipment options for Payment Depot merchants. These all-in-one payment terminals support chip, swipe, and contactless payments.

Scale indicators1 record

Recent moves1 record

Expansion highlights5 records

Payment Depot competitors and assessment

Company assessment

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key highlights6 records

Customer concentration

Payment Depot social profiles

Digital presence

Payment Depot compliance and trust

Trust signal

Compliance1 record

Payment Depot financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Payment Depot leadership team

Management profile

Number of profiles

Profiles2 records

Payment Depot funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Payment Depot M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Payment Depot

What does Payment Depot do?

Payment Depot is a merchant services provider that processes credit and debit card transactions for small and mid-sized businesses using a transparent interchange plus pricing model. Its all-in-one platform supports omni-channel payment acceptance across in-person terminals, online gateways, mobile (Text2Pay), and digital invoicing, with a single dashboard for analytics, reporting, and surcharging-based cost optimization. The offering is delivered through an in-house sales and support team under Stax Payments, Inc., with Wells Fargo Bank, N.A. acting as the acquiring bank.

Is Payment Depot a public or private company?

Payment Depot is a private company. It is classified as corporate owned and is currently operating.

When was Payment Depot founded?

Payment Depot was founded in 2013. It employs 1 to 10 people.

Where is Payment Depot based?

Payment Depot is headquartered in Orange, United States, in the North America region.

How does Payment Depot make money?

One revenue line is on record: payment Processing Fees.

Does Payment Depot have an API?

Yes. Payment Depot offers API key integration capabilities for merchants. The platform provides access to a Payment Depot Gateway (NMI.com) for processing transactions. The company also supports integration with multiple payment gateways for online transactions. Specific API documentation URL, authentication method, rate limits, and versioning details are not explicitly stated in the available source material.

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Contact sales
Live signals
MartialyticsPayment Processing Fees Comparison Guide for BusinessesThe article compares flat-rate and interchange-plus payment processing models, highlighting that while flat-rate providers like Stripe and Square offer simplicity for low-volume businesses, interchange-plus providers such as Payment Depot provide greater cost transparency and savings for higher volumes. It emphasizes the importance of understanding hidden fees, such as PCI compliance and early termination penalties, and advises martial arts schools to consider ACH payments to further reduce transaction costs.SolidgatePayment gateway vs Payment processor: Key differencesThe article explains the distinct roles and interactions between payment gateways, which secure and transmit customer data, and payment processors, which manage the actual transfer of funds between banks. It highlights that both components are interdependent for completing online transactions securely. Specific companies such as Square and Payment Depot are mentioned as examples of entities providing these services.SolidgatePayment Processing Explained: How It Works & Best ServicesSolidgate published an educational guide explaining the mechanics of payment processing, covering transaction flows, security measures, and various payment method categories. The article highlights key industry players such as Square, PayPal, and Payment Depot while detailing how intermediaries like acquirers and issuers facilitate funds transfer.Forbes10 Best Credit Card Processing CompaniesThe article lists the 10 best credit card processing companies, including Stripe, Stax, Square, PayPal, Clover, Payment Depot, Helcim, Gravity Payments, Merchant One, and Elavon. It provides details on their pricing models, features, and targeted user segments. The article emphasizes factors such as ease of use, transaction costs, and industry specialization.PR NewswireInvesting in AchieversMerchantMaverick.com, a business product comparison site, announced the four winners of its inaugural Opportunity Grants Program, awarding four $10,000 grants to Black female entrepreneurs across the United States. The company also reinvested all COVID-related earnings from 2020 into this program and provided additional resources to all 2,000 applicants, including free eBooks and opportunities to be featured on the site. Two affiliate partners, Stax and Payment Depot, offered discounted payment processing services to every applicant to further support small businesses.