What Cambridge Insurance does

Cambridge Insurance Agency is a privately held, independent insurance agency based in Plano, Texas, operating within the Dallas-Fort Worth metroplex. Founded in 2011 and employing 1–10 people, the agency distributes personal and commercial insurance products — home, auto, life, and business coverage — by representing multiple top-rated insurance carriers rather than acting as a single-carrier brokerage. Its stated value proposition is custom coverage packaging, market comparison across carriers, and personalized guidance through the purchasing process for individuals, families, and small business owners.

The agency runs a sales-led go-to-market model. Customer acquisition is driven by its website (cambridgeagency.com), direct phone and email outreach, and referrals, with a recently embedded Canopy digital comparison tool enabling prospects to share current coverage and receive apples-to-apples quotes. Pricing is bespoke and quote-based, reflecting underlying carrier underwriting; billing cadence is monthly. Revenue is generated through commissions earned from carriers on policies placed, i.e., a transaction-fee model.

Cambridge has no proprietary technology platform, patents, or disclosed AI/ML capabilities. The leadership team consists of a Chief Operations Officer (Jessica Garcia), an Executive Vice President of Sales (Norberto Diaz, ex-captive carrier, SMU-educated, bilingual in Spanish), a Director of Client Relations (Kristen Cotten), and additional client-experience staff. Ownership appears to be founder/management-held, with no institutional backing, parent company, or public-market listing disclosed.

Name

Cambridge Insurance

Legal name

Cambridge Insurance Agency

Website

https://cambridgeagency.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Short description

Cambridge Insurance Agency is an independent, privately held insurance agency in Plano, Texas, distributing personal and commercial coverage (home, auto, life, business) across multiple top-rated carriers for DFW-area consumers and small businesses via an agent-led, commission-based model.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial business insurance
• Multi-carrier insurance broker
• Customized insurance packages

Headquarters

HQ city

Plano

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency representing multiple carriers, Cambridge Insurance Agency earns commissions from insurance companies for policies placed on behalf of clients. The agency shops the market across multiple top-rated insurance carriers to find competitive options tailored to customer needs, earning commission-based compensation from these carrier relationships.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Cambridge Insurance Agency is an independent insurance agency that places personal and commercial insurance policies (home, auto, life, and business) on behalf of clients across multiple top-rated insurance carriers. The agency earns commission-based compensation from these carrier relationships and provides custom coverage counseling, policy comparison, and bundled protection packages for individuals, families, and businesses.

Product overview

Cambridge Insurance Agency offers a unified portfolio of four core insurance products: Home Insurance, Auto Insurance, Life Insurance, and Business Insurance. As an independent agency, they provide custom coverage packages by shopping across multiple top-rated insurance carriers on behalf of clients. The agency specializes in bundling coverage options and simplifying protection strategies for both personal and commercial clients, with a focus on comprehensive insurance solutions that protect all assets.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Homeowners insurance coverage that protects against property damage, liability, and personal losses, with customized policies tailored to individual needs. Designed for Dallas-Fort Worth area homeowners seeking comprehensive residential property protection.
• Auto Insurance Vehicle insurance coverage that protects against accidents, liability, and medical expenses, customized to properly protect the policyholder's vehicle. Designed for individual vehicle owners seeking liability and medical coverage.
• Life Insurance Life insurance providing financial protection for families during life transitions such as growing families, new homes, or new business interests. Designed for individuals and families seeking financial security against life's uncertainties.
• Business Insurance Commercial insurance coverage designed for virtually any business contingency, including hard-to-place cases, to protect both personal and commercial assets. Designed for business owners seeking commercial coverage and asset protection.

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance CarrierscoreChannel Partner/ Reseller/ DistributorCambridge Insurance Agency represents a wide range of top-rated insurance carriers, allowing them to shop the market and compare coverage and rates across multiple companies on behalf of customers. The agency displays carrier partner logos on their website, indicating established relationships with multiple insurance providers.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Goosehead Insurance: Goosehead is a publicly-traded independent insurance agency operating a multi-carrier brokerage model across home, auto, and other personal lines. It is the closest pure-play comparable to Cambridge's independent-agency, shop-the-market approach, scaled nationally rather than locally.
• Higginbotham: Higginbotham is a Texas-headquartered independent insurance agency offering personal, commercial, and employee benefits coverage across multiple carriers. As a larger, regionally-rooted Texas independent agency with a comparable multi-line, multi-carrier model, it is a strong direct peer.
• The Hilb Group: The Hilb Group is a property & casualty and employee benefits brokerage that has grown aggressively through acquisition of independent agencies. Its M&A-led model and multi-line, multi-carrier positioning make it directly comparable to Cambridge's independent agency approach.
• InsuranceHub: InsuranceHub is a Texas-based independent insurance agency offering personal and commercial coverage via a multi-carrier brokerage model. It is comparable as a same-market, same-model independent agency to Cambridge, with greater scale and digital marketing investment.

Broad incumbents

• Burns & Wilcox: Burns & Wilcox is a national specialty insurance brokerage distributing complex and hard-to-place commercial risks across multiple carriers. Cambridge's stated capability in hard-to-place commercial cases parallels Burns & Wilcox's specialty wholesale model at much smaller scale.
• Keystone Insurers Group: Keystone is an alliance of independent insurance agencies that pools carrier access, scale benefits, and back-office resources while preserving local independence. It is the most analogous broad incumbent structure to Cambridge's independent-agency framework.
• Allstate (Allstate Agency Distribution): Allstate operates a national captive agency distribution channel for personal lines. While captive rather than independent, its local agency model competes for the same DFW personal-lines households Cambridge targets.
• State Farm: State Farm is the largest U.S. personal lines carrier with a captive agent distribution model. It competes for the same home, auto, and life households in the DFW market through localized storefront agents, making it a broad incumbent comparable.

Regional players

• Texas Insurance Agency: Texas Insurance Agency is a state-wide independent insurance agency offering personal and commercial lines through a multi-carrier brokerage model. It competes for similar customer segments within Texas with a broader geographic footprint than Cambridge.

Others

• Brown & Riding Group: Brown & Riding is a wholesale insurance brokerage focused on placing complex and specialty commercial risks with carriers. Its wholesale placement function parallels the hard-to-place capability Cambridge highlights in its commercial offering.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/CambridgeAgenC
• LinkedInlinkedin.com/company/cambridge-insurance-agency-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cambridge Insurance