YH Homes

What YH Homes does

YH Homes (legally YH Kodit Oy) is a Finnish non-profit housing provider headquartered in Tampere, with operations concentrated in the Tampere and Turku metropolitan regions. Founded in 1975, the organization serves approximately 15,000 residents through three core housing products: rental apartments, right-of-occupancy (ASO) apartments structured under Finland's ARA state-subsidized housing system, and ownership apartments, supplemented by commercial spaces. Ownership of the company is held by pension insurance companies, foundations, and municipalities—an unusual structure that aligns the entity with long-term social objectives rather than shareholder returns.

The company's business model relies on long-term rental income from a diversified residential portfolio, supplemented by periodic ownership apartment sales and commercial leasing revenue. YH Homes operates through two subsidiaries—YH-Antura Oy and YH-Priimus Oy—suggesting a structure that segregates construction/development activities from core property ownership and management. The underlying operating stack is conventional: a Serviceform chatbot handles resident inquiries, with Google Analytics and Crazy Egg providing web analytics and behavioral tracking. There is no evidence of proprietary technology platforms or differentiated digital product; the model is fundamentally asset-and-service based.

YH Homes is in an active expansion phase, executing two notable new-build developments: Herttuankulma in Turku (45 units, targeted completion 2027) financed via Kuntarahoitus green financing, and Kruununvouti ownership apartments in Hatanpää, Tampere (targeted completion mid-2026), with construction delivered through a partnership with Mangrove Oy. Resident-facing services are being augmented via partnerships with Omago (car sharing) and OP-Koti (real estate brokerage). The organization is also transitioning customer-facing office operations to appointment-only from June 2026, signaling digital-channel prioritization and operational efficiency.

Name

YH Homes

Legal name

YH Kodit Oy

Website

https://yhkodit.fi

Company type

Private

Founded year

1975

Operating status

Operating

Headcount range

11–50 employees

Short description

Finland-based non-profit housing provider operating in Tampere and Turku regions, offering rental, right-of-occupancy (ASO), and ownership apartments plus commercial spaces, with specialization in state-subsidized ARA affordable housing serving approximately 15,000 residents.

Ownership category

akta.pro rank

Product category

Residential Housing Services

NAICS

Lessors of Residential Buildings and Dwellings (53111)

SIC

Operators Of Apartment Buildings (6513), Operative Builders (1531)

akta.pro primary industry

Cooperative (Co-op) Housing Association Management (BPAJAHAC)

akta.pro secondary industry

HOA / Condominium Association Management (BPAJAFAH)

Keywords

• Affordable rental housing
• Right-of-occupancy apartments
• Residential property management
• Non-profit housing provider
• State-subsidized housing

Headquarters

HQ city

Tampere

HQ country

Finland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Rental Income: Monthly rental payments from tenants in rental apartments across Tampere and Turku regions. Rents vary by apartment size, location, and whether ARA restrictions apply. Water advance (20 EUR/person/month) and internet often included.
2. ASO (Right-of-Occupancy) Fees: One-time ASO payment (ASO-maksu) required for right-of-occupancy apartments, typically ranging from 14,000 to 34,000 EUR depending on property. Plus monthly usage fee (käyttövastike).
3. Ownership Apartment Sales: Sale of ownership apartments (omistusasunnot) to buyers, such as the Hatanpää property development.
4. Commercial Space Rental: Rental of commercial/retail spaces (liiketilat) in Tampere and Turku areas to businesses.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

YH Homes (legally YH Kodit Oy) is a Finnish non-profit housing provider that develops, owns, and manages residential apartments across the Tampere and Turku regions. It offers rental homes, right-of-occupancy (ASO) apartments, and owner-occupied units, as well as commercial premises, primarily under Finland's state-subsidized ARA/Varke housing framework.

Product overview

YH Kodit operates as a comprehensive housing provider offering three main housing types: rental apartments (vuokra-asunnot), right-of-occupancy apartments (ASO-asunnot), and ownership apartments (omistusasunnot). The company also manages commercial spaces (liiketilat). Key digital platforms include the customer portal (oma.yhkodit.fi) for residents to manage their housing matters, the property site (kohde.yhkodit.fi) for ownership apartments, and a property search system. The company specializes in state-subsidized ARA housing and serves approximately 15,000 residents across Tampere and Turku regions.

Differentiator

Problem solved

Functional benefit

Products and services

• Rental Apartments (Vuokra-asunnot)

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Mangrove OycoreStrategic or Co-development PartnerConstruction contractor for the Turun Herttuankulma rental apartment development. Mangrove Oy is building an 8-story, 45-apartment affordable rental building at Hopmanninkatu 23, scheduled for completion end of 2027. This is a key development project for YH Kodit in Turku.
• OP-Koti välittäjätminorChannel Partner/ Reseller/ DistributorReal estate agents for property viewings. Present at the Hatanpää property viewing event on June 24, 2026 to assist with ownership apartment sales.
• Omago (Car Sharing)minorStrategic or Co-development PartnerCar sharing service partnership for tenants in Tampere and Turku. YH Kodit tenants have access to shared cars, including vans for moving purposes, making car ownership optional.

Scale indicators6 records

Recent moves2 records

Direct peers

• Kojamo: Kojamo (formerly VVO) is the largest private residential rental housing company in Finland with ~35,000 apartments concentrated in Finnish growth centers, including Tampere and Turku. Directly comparable as a multi-thousand-unit apartment lessor targeting the same Finnish urban renter segments.
• SATO: SATO is a major Finnish rental housing provider with ~25,000 apartments in the Helsinki region and other Finnish growth centers. Directly comparable as a large-scale apartment lessor with a similar urban rental focus and similar institutional ownership ties.
• Y-Säätiö: Y-Säätiö is one of Finland's largest non-profit housing providers, operating thousands of ARA-subsidized rental apartments primarily in the Helsinki metropolitan area. Closely comparable as a non-profit housing operator with similar ARA/Varke subsidy model and tenant income/wealth restrictions.
• Avain Yhtiöt: Avain Yhtiöt is a Finnish residential property owner and manager with thousands of rental apartments, many under ARA-subsidized terms. Comparable as a non-profit housing operator providing regulated rental housing with similar operating model.
• TA-Yhtiöt (Turun Asuntokeskus): TA-Yhtiöt is a Finnish property services and housing provider with a strong presence in the Turku region, directly overlapping YH Kodit's Turku operating geography. Comparable as a regional residential housing manager operating rental properties in southwest Finland.

Broad incumbents

• Heimstaden: Heimstaden is a major European residential real estate company with a Nordic portfolio including Finnish assets. Comparable as a large-scale Nordic residential landlord with overlapping geographic footprint and similar tenant segments.
• Akelius Residential Property: Akelius is a Swedish-origin European residential real estate company with multi-thousand-unit portfolios across the Nordics and Europe. Comparable as a broad regional residential lessor operating in overlapping Nordic urban rental markets.

Others

• Municipality Finance (Kuntarahoitus): Kuntarahoitus is Finland's specialist municipal and non-profit housing financier, providing the green financing currently supporting YH Kodit's Herttuankulma development. Comparable as the institutional capital provider underwriting the ARA/Varke housing ecosystem in which YH Kodit operates.
• OP-Koti: OP-Koti is a major Finnish real estate brokerage network and channel partner for YH Kodit's ownership apartment sales (Kruununvouti). Comparable as a real estate services partner within the same Finnish housing ecosystem, supporting sales of YH Kodit's ownership products.

Regional players

• Hoivatilat: Hoivatilat is a Finnish real estate company specializing in nursing and care homes, including senior-focused housing. Comparable as a Finnish residential property owner with overlap in YH Kodit's senior (55+) housing segment (e.g., Maununkatu Nokia).

Market position

Strengths5 records

Weaknesses5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@yhkodit
• Xx.com/YHKodit

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about YH Homes