Hyposwiss Private Bank

What Hyposwiss Private Bank does

Hyposwiss Private Bank Genève SA is a Swiss private banking institution headquartered in Geneva, providing financial services, advisory, and wealth management to high net worth families and individuals. Founded in 1889 (originally as Swiss Mortgage and Commercial Bank in the Canton of Solothurn), the bank offers discretionary investment mandates across four risk profiles (Conservative, Balanced, Growth, Dynamic), advisory mandates for clients preferring active involvement in portfolio decisions, financial planning, family office services, and custodian banking for independent asset managers. The bank operates an open architecture investment approach with a proprietary "Monitor List" of third-party funds curated by its internal research team. It is supervised by FINMA, a member of the Swiss Bankers Association, audited by PwC, and holds the EQUAL-SALARY, Equal Opportunities, and Fair Processes certifications.

The bank generates revenue through three primary streams: recurring asset management fees on discretionary and advisory mandates, transaction-based commissions from securities/FX trading, structured products, Lombard credit facilities, and managed services fees for custodian banking provided to independent asset managers. Distribution is entirely direct: relationship managers and private banking advisors serve clients through offices in Geneva (headquarters), Zürich, a representation office in Bnei Brak (Israel), and a Norwegian subsidiary (Stavanger Asset Management SA). The wholly-owned subsidiary Hyposwiss Advisors SA, founded in 2011, specializes in US and Canadian investors.

Hyposwiss is privately held by Mirelis Holding SA, controlled by the Lawi family (operating in Swiss banking since 1949 via the Mirelis Finance Group) alongside the Dwek family and Maple Investment Ltd. The bank has pursued a deliberate bolt-on M&A strategy, acquiring client books and small competitors including IDB (Swiss) Bank Ltd (2016), Fimanor Financial Management AG and CPCI (2017), and United Mizrahi Bank (Switzerland) in 2021. Following its 2014 acquisition by Mirelis (taking it private from St. Galler Kantonalbank ownership), the bank has positioned itself as an independent, family-controlled private bank emphasizing transparency, long-term client relationships, and multi-generational wealth stewardship across Switzerland, Israel, Norway, and selected North American and Monaco markets.

Name

Hyposwiss Private Bank

Legal name

Hyposwiss Private Bank Genève SA

Website

https://hyposwiss.ch

Company type

Private

Founded year

1889

Operating status

Operating

Headcount range

51–100 employees

Short description

Hyposwiss Private Bank Genève SA is a Swiss private bank headquartered in Geneva, providing wealth management, advisory, and family office services to high net worth families across discretionary and advisory mandates, with offices in Geneva, Zürich, Israel, and Norway.

Ownership category

akta.pro rank

Product category

Private Banking & Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Depository Credit Intermediation (5221)

SIC

Mortgage Bankers & Loan Correspondents (6162), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

akta.pro secondary industries

Affluent / Mass-Affluent Private Banking (FSABADAC), Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit) (FSAAABAG), Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE)

Keywords

• Private banking services
• Wealth management
• Financial planning
• Family office services
• Asset management

Headquarters

HQ city

Genève

HQ country

Switzerland

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Discretionary Asset Management Fees: The bank offers discretionary investment mandates where wealth managers actively manage client assets and assume responsibility for all investment decisions within defined mandates (Conservative, Balanced, Growth, or Dynamic profiles).
2. Advisory Mandate Fees: Advisory mandates for clients who prefer to be actively involved in portfolio decisions, with investment recommendations provided through ongoing dialogue with advisory team professionals.
3. Financial Services and Trading Commissions: Traditional banking services including securities trading, foreign exchange, fiduciary deposits, fixed income and convertible bonds, structured products, derivatives, as well as Lombard credit facilities and mortgages generate transaction-based revenue.
4. Custodian Bank Services for Independent Asset Managers: Administrative support and banking services for independent wealth managers who use Hyposwiss as custodian bank, including account administration, trade execution, and coordination of investment specialists' recommendations.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Hyposwiss Private Bank Genève SA delivers private banking, advisory, and wealth management services to high net worth families, including discretionary and advisory investment mandates, comprehensive financial planning, family office coordination, securities and foreign exchange trading, Lombard credit facilities, and mortgages. The bank also acts as a custodian bank for independent asset managers and operates an open-architecture platform that provides clients access to the Monitor List of curated third-party funds and external financial products.

Product overview

Hyposwiss Private Bank Genève SA operates as a unified private banking platform offering a comprehensive suite of wealth management services. The core offering includes discretionary investment mandates (Conservative, Balanced, Growth, Dynamic profiles) and advisory services, supplemented by specialized offerings such as Financial Planning, Family Office services, and Independent Asset Manager custodian services. The group encompasses two subsidiaries: Hyposwiss Advisors SA (wealth management and family office supervision) and Stavanger Asset Management SA (Norwegian asset management). All services are delivered through an open architecture approach providing access to the Monitor List of third-party funds and external financial products.

Differentiator

Problem solved

Functional benefit

Products and services

• Discretionary Investment Mandate Discretionary wealth management mandate in which Hyposwiss's asset managers and research team actively manage client assets and take responsibility for all investment decisions within the mandate. Offered in four risk profiles: Conservative, Balanced, Growth, and Dynamic.
• Advisory Mandate Advisory mandate for clients who want to remain actively involved in investment decisions, with investment recommendations provided by Hyposwiss's Advisory Team through ongoing dialogue and client approval of portfolio actions.
• Financial Planning Professional financial planning service covering wealth and estate planning, tax planning, property and pension structuring, matrimonial property regimes, and succession planning, with coordination of legal expertise to structure assets in line with regulatory and fiscal requirements.
• Family Office Services Family office service for high net worth families providing strategy development, estate planning, tax planning, intergenerational asset transfer coordination, and integrated advisory across trusts, estates, tax, and insurance matters.
• Independent Asset Manager Custodian Services Custodian bank services for independent wealth managers, including account administration, trade execution, fiduciary deposits, fixed income and convertible bonds, traditional and alternative funds, structured products, derivatives, Lombard credit facilities, mortgages, pledges, and guarantees.
• Securities and Foreign Exchange Trading Trading services in securities and foreign exchange, leveraging Hyposwiss's long-standing expertise, offered to private clients and to independent asset managers using Hyposwiss as custodian.
• Lombard Credit Facilities and Mortgages Lombard lending against securities portfolios and traditional mortgage products provided to private clients to support liquidity, leverage, and real estate financing needs.
• Hyposwiss Advisors SA Swiss-based independent wealth management company, founded in 2011 and fully owned by Hyposwiss Private Bank Genève SA, providing personalized wealth management, alternative investment consulting, family office supervision, and US/Canadian securities advisory under the International Adviser Exemption.
• Stavanger Asset Management SA Norwegian wealth management company licensed by the Norwegian Financial Supervisory Authority (Finanstilsynet) that adapts Swiss-style wealth management concepts for individuals and corporations in Norway.

Quantifiable outcome

• Asset allocation typically accounts for over 80% of investment returns in diversified portfolios

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and minor.

• Hyposwiss Advisors SAcoreOthers · 1 January 2011Swiss-based independent wealth management company, founded in 2011 and fully owned by Hyposwiss Private Bank Genève SA. Offers personalized wealth management and financial advice with capital preservation and growth objective.
• Swiss Financial Market Supervisory Authority (FINMA)coreOthersRegulatory oversight and supervision of Hyposwiss as a Swiss private bank, ensuring compliance with Swiss banking regulations and standards.
• Swiss Bankers Association (SBA)coreOthersMembership association providing industry standards, guidance, and representation for Swiss banks.
• PricewaterhouseCoopers SA (PwC)coreOthersExternal audit firm providing independent financial statement audits and regulatory reporting assurance.
• EsisuisseminorOthersSwiss deposit insurance scheme that guarantees coverage for protected deposits up to CHF 100,000 per client.
• Mirelis Holding SAcoreOthersParent company of Hyposwiss Private Bank Genève SA, acquired in 2014. Private ownership including Lawi Family, Maple Investment Ltd (private families), and Dwek Family.
• Stavanger Asset Management SAminorOthersWealth management company based in Stavanger, Norway, developing Swiss-style wealth management concepts. Licensed by Norwegian Financial Supervisory Authority (Finanstilsynet). Participation of Mirelis InvesTrust SA.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Bank Vontobel: Zurich-based Swiss wealth and asset manager with private banking, investment management, and securities/structured products capabilities. Comparable in Swiss wealth management, but larger and publicly listed with broader institutional asset management.
• Rothschild & Co Wealth & Asset Management: Global private banking and wealth manager with strong Swiss presence serving HNW families. Comparable in HNW discretionary and advisory wealth management, with multi-generational family office capabilities and broader global footprint.
• BNP Paribas Wealth Management: Global private banking arm of BNP Paribas serving HNW clients across Europe, Middle East, and Asia. Comparable in cross-border HNW private banking proposition, though materially larger and part of a universal bank.

Direct peers

• EFG International: Zurich-headquartered Swiss private banking group offering wealth management, asset management, and investment services to HNW clients. Comparable in core HNW private banking proposition and Swiss FINMA regulation, though materially larger and publicly listed.
• Bordier & Cie: Geneva-headquartered family-owned Swiss private bank providing wealth management and institutional services. Comparable on family-controlled structure, Geneva domicile, and HNW private banking focus.
• Mirabaud: Geneva-based Swiss private bank offering wealth management, asset management, and corporate advisory, family-owned and serving HNW clients. Closely comparable in size, family-ownership structure, and Swiss HNW focus.
• Lombard Odier: Geneva-based Swiss private bank providing discretionary and advisory wealth management, plus family office services to HNW clients globally. Comparable on independent family-controlled structure, Swiss FINMA regulation, and open-architecture investment approach.
• J. Safra Sarasin: Basel-headquartered Swiss private bank offering wealth management and investment advisory to HNW and institutional clients. Comparable on Swiss private banking license, multi-jurisdictional HNW focus, and family-controlled ownership (Safra family).
• Union Bancaire Privée (UBP): Geneva-based Swiss private bank providing wealth management, asset management, and institutional services. Comparable in Swiss HNW private banking focus, independent ownership, and Geneva domicile.
• Pictet Group: Geneva-headquartered Swiss private bank offering wealth management, asset management, and custodian services to HNW families and institutions. Closest comparable by geography, regulatory base, and target segment, though materially larger in scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hyposwiss Private Bank