Swiss Stablecoin

Name

Swiss Stablecoin

Legal name

Swiss Stablecoin AG

Website

https://swissstablecoin.ch

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Stablecoin / Digital Currency Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Stablecoin Issuers (Fiat-Backed) (FSADADAA)

akta.pro secondary industries

Stablecoins & On-Chain Money (fiat-backed, crypto-backed, algorithmic; issuance/redemption) (FSAPAEAB), Mint/Redeem, Issuance APIs & Treasury Operations Platforms (FSADADAE), Compliance, Attestations, Proof-of-Reserves & Reporting (Stablecoins) (FSADADAI)

Keywords

• Regulated stablecoin issuance
• Digital asset infrastructure
• Blockchain payment solutions
• Swiss franc tokenization
• Institutional crypto services

Headquarters

HQ city

Bern

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. CHFD Issuance and Redemption Fees: Swiss Stablecoin AG, through its subsidiary CHFD Infrastruktur AG, generates revenue from fees charged to banks and institutions for issuing and redeeming CHFD tokens. As the platform infrastructure provider, the company earns fees per transaction or per issuance/redemption event as regulated Swiss financial infrastructure. The exact fee structure is not publicly disclosed, but the model is analogous to payment infrastructure providers earning per-transaction fees from institutional clients.
2. Platform Licensing / Technology Services: Swiss Stablecoin AG provides the technical infrastructure for the CHFD to partner banks and companies. This likely includes API access, platform integration support, and white-label services. Revenue may be generated through licensing fees, service contracts, or usage-based fees with partner institutions.

Go-to-market motion3 records

Distribution channels2 records

Marketing channels4 records

Core offering

Swiss Stablecoin AG issues CHFD (Digital Swiss Franc), a regulated Swiss franc-backed stablecoin pegged 1:1 to the Swiss franc and held in segregated reserves. The company provides the underlying issuance, redemption, and integration infrastructure that allows licensed Swiss banks and real-economy enterprises to tokenize CHF and use the token for payments, settlement, and digital asset services under Swiss financial market regulation.

Product overview

Swiss Stablecoin AG operates as a regulated stablecoin platform offering the CHFD (Digital Swiss Franc), a Swiss franc-pegged stablecoin. The company's portfolio consists of the CHFD stablecoin product and the underlying CHFD Infrastructure Platform. The platform enables banks and financial institutions to issue, transfer, and manage CHF stablecoins through API or Web Interface integration. The architecture is chain-agnostic but primarily operates on Ethereum using ERC-20 token standard, with plans to support additional blockchains.

Differentiator

Problem solved

Functional benefit

Brands

• CHFD: The Swiss franc stablecoin developed by Swiss Stablecoin AG - CHF-based, value-stable backed, issued in cooperation with strong partners.

Products and services

• CHFD (Digital Swiss Franc) A regulated Swiss franc-backed stablecoin pegged 1:1 to the Swiss franc, with reserves held in segregated Swiss bank accounts. Issued as an ERC-20 token on Ethereum with chain-agnostic architecture, designed for use by licensed Swiss banks and real-economy enterprises for payments, settlement, and digital asset services.
• CHFD Infrastructure Platform The B2B platform that enables licensed banks and enterprises to mint, redeem, custody, and integrate the CHFD stablecoin. Provides API and web interface connectivity, VQF Allow-Listing compliance, and integration support for partner banks and real-economy use cases.

Quantifiable outcome

• Reduction in transaction costs for micropayments in cross-company business processes compared to traditional payment infrastructure
• +2 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Ten partnerships are on record, tiered core and major.

• UBScoreStrategic or Co-development Partner · 8 April 2026UBS is one of six Swiss banks in the CHF Stablecoin Sandbox consortium with Swiss Stablecoin AG. UBS brings approximately $6.1 trillion in assets under management to the initiative and serves as one of Switzerland's four systemically important banks. UBS previously participated in a September 2025 deposit token proof of concept under the Swiss Bankers Association. In the sandbox, UBS tests blockchain-based payment flows, settlement improvements, and programmable money applications using the CHFD infrastructure provided by Swiss Stablecoin AG.
• PostFinancecoreStrategic or Co-development Partner · 8 April 2026PostFinance is a founding consortium partner in the CHF Stablecoin Sandbox. PostFinance and Swiss Stablecoin AG have a pre-existing strategic partnership dating to June 2023, when they launched a test environment for the first CHFD applications. PostFinance contributed to the September 2025 deposit token proof of concept under the Swiss Bankers Association. PostFinance contributes application expertise including programmable payment capabilities and real-world use cases.
• Sygnum BankcoreStrategic or Co-development Partner · 8 April 2026Sygnum Bank is a Swiss digital asset bank and consortium partner in the CHF Stablecoin Sandbox. Sygnum has been actively involved in Swiss blockchain and stablecoin initiatives, presenting practical applications at the October 2025 roundtable and providing insights on customer demand for stablecoins across digital asset trading. Sygnum views the CHFD as an important addition to strengthen the Swiss financial center.
• Raiffeisen SwitzerlandcoreStrategic or Co-development Partner · 8 April 2026Raiffeisen Switzerland is one of Switzerland's four systemically important banks and a consortium partner in the CHF Stablecoin Sandbox. Raiffeisen contributes its scale as a major Swiss retail banking group to the initiative and participates in testing stablecoin applications, payments, and settlement use cases.
• Zürcher Kantonalbank (ZKB)coreStrategic or Co-development Partner · 8 April 2026Zürcher Kantonalbank (ZKB) is one of Switzerland's largest cantonal banks and a consortium partner in the CHF Stablecoin Sandbox. ZKB participates in testing stablecoin use cases within the sandbox environment, contributing cantonal banking perspective and customer reach.
• Banque Cantonale Vaudoise (BCV)coreStrategic or Co-development Partner · 8 April 2026Banque Cantonale Vaudoise (BCV) is a Swiss cantonal bank and consortium partner in the CHF Stablecoin Sandbox. BCV participates in the sandbox to explore CHF stablecoin applications and blockchain payment rail testing within its regional banking context.
• ZühlkemajorImplementation/ SI/ Consulting Partner · 2 July 2024Zühlke is a strategic implementation partner for Swiss Stablecoin AG, engaged for the integration and implementation concept phase following the successful MVP completion. Zühlke's scope includes strategy development, use case and business case development, user journey creation, integration, implementation, and security. This partnership reinforces Swiss Stablecoin AG's commitment to delivering a broadly accessible digital Swiss franc with real-economy utility.
• CardossiermajorStrategic or Co-development Partner · 20 June 2023Cardossier is a Swiss vehicle lifecycle management platform and the first real-economy application use case for the CHFD. Swiss Stablecoin AG partnered with Cardossier to demonstrate micropayment capabilities in cross-company business processes during the vehicle lifecycle. Cardossier's platform requires a fully integrable, automatable micropayment solution, making the regulated Swiss CHFD an ideal fit for this use case.
• VQF (Verband Schweizerischer孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔孔coreOthersVQF is a FINMA-recognized self-regulatory organization (SRO) that Swiss Stablecoin AG and its subsidiary CHFD Infrastruktur AG are affiliated with. Swiss Stablecoin AG implements AML/CFT compliance through an innovative Allow-Listing concept in accordance with VQF requirements and current FINMA supervisory notices. This regulatory affiliation is foundational to the company's licensing and compliance framework.
• FINMA (Swiss Financial Market Supervisory Authority)coreOthersFINMA is the Swiss financial market supervisory authority. Swiss Stablecoin AG has proactively informed FINMA about the CHFD project, and CHFD Infrastruktur AG has submitted a subordination request (Unterstellungsanfrage) to FINMA covering the sandbox-relevant financial market legal framework conditions. This regulatory engagement is essential for the company's licensing and compliance strategy.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Société Générale-Forge: Subsidiary of a major European bank issuing fiat-backed, regulated stablecoins (notably EURCV, a euro-pegged token). Most analogous to Swiss Stablecoin's bank-backed, regulator-engaged model for a non-USD sovereign currency.
• Paxos Trust: US-regulated trust company issuing fiat-backed stablecoins (USDP, formerly BUSD) with NYDFS oversight. Closely mirrors Swiss Stablecoin's regulatory-first, fiat-backed issuance and redemption model.
• Quantoz Payments: Dutch regulated e-money institution issuing EURQ and USDQ tokenized e-money under DNB oversight. Comparable bank/regulator-aligned European stablecoin issuance infrastructure model.
• Bitcoin Suisse: Swiss digital-asset bank offering custody, trading, staking and tokenization services, with FINMA banking-license equivalents. A domestic Swiss institutional peer for regulated digital-asset infrastructure and potential integration/complement to CHFD.

Regional players

• StraitsX: Singapore-based MAS-regulated payment institution issuing SGD-pegged XSGD stablecoin. Comparable sovereign-currency, regulated-issuer positioning but focused on Southeast Asia rather than Switzerland.

Broad incumbents

• Circle: Issuer of USDC, the second-largest USD stablecoin with broad institutional adoption and exchange listings. Sets the benchmark for fiat-backed, regulated stablecoin infrastructure that Swiss Stablecoin's CHFD will need to compete with globally.
• Tether: Issuer of USDT, the dominant USD stablecoin by circulating supply and trading volume. Represents the entrenched liquidity incumbent that any new sovereign-currency stablecoin must compete against for trading pairs and on-chain usage.
• PayPal (PYUSD): Issued by Paxos on behalf of PayPal, PYUSD brings a major consumer-payments incumbent into the stablecoin space. Comparable in using regulated infrastructure, but vastly larger distribution and customer reach.

Emerging players

• Ondo Finance: Issuer of tokenized US treasuries and USDY (an interest-bearing dollar token). Competes for regulated, fiat-pegged on-chain money adoption and captures some of the institutional demand Swiss Stablecoin targets for CHF.
• Mt Pelerin: Swiss-regulated fintech issuing tokenized Swiss franc products and operating a crypto-banking gateway. A domestic Swiss peer with overlapping CHF tokenization and banking-integration use cases.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/swissstablecoin
• LinkedInlinkedin.com/company/swiss-stablecoin-ag

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Swiss Stablecoin