Blue Sky Risk
Blue Sky Risk is a Sandy Springs-based specialty risk management and underwriting firm operating Blue Sky Property, a monoline E&S commercial property program for hospitality, real estate, and entertainment risks, distributed through the Totalis Program Underwriters platform.
- Company typePrivate
- Founded2014
- HeadquartersSandy Springs, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Blue Sky Risk does
Blue Sky Risk is a privately-held specialty risk management and underwriting firm headquartered in Sandy Springs, United States, founded in 2014. The company provides risk management services including cyber risk underwriting and specialty insurance programs, operating within the Totalis Program Underwriters platform, which aggregates approximately 25 specialty programs. Under its Blue Sky Property brand, the company delivers commercial monoline Excess and Surplus (E&S) property solutions targeted at tough-to-place risks across the hospitality, real estate, and entertainment sectors.
Blue Sky Property functions as a specialty program insurer, underwriting individual commercial property risks on a case-by-case basis rather than offering standardized package products. Coverage is delivered through a B2B2B distribution model reaching retail agents, wholesale brokers, and program administrators in the E&S insurance market. The value proposition centers on underwriting expertise for difficult-to-place property exposures that standard admitted carriers decline, leveraging the broader Totalis platform for distribution reach and operational infrastructure.
The firm operates with a small team (11-50 employees) consistent with a focused specialty program rather than a diversified carrier. Its affiliation with Totalis provides integrated access to a national specialty insurance distribution network and adjacent program capabilities, which lowers the standalone cost of market access. The primary revenue mechanics are typical of an E&S program manager/MGA: premium commissions, underwriting fees, and contingency profit sharing on placed business, with economic exposure tied to the volume and loss ratio of risks bound through the program.
Blue Sky Risk firmographics
Firmographics- Name
- Blue Sky Risk
- Website
- https://blueskyrisk.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Blue Sky Risk is a Sandy Springs-based specialty risk management and underwriting firm operating Blue Sky Property, a monoline E&S commercial property program for hospitality, real estate, and entertainment risks, distributed through the Totalis Program Underwriters platform.
- Ownership category
- akta.pro rank
Where Blue Sky Risk is headquartered
LocationHeadquarters
- HQ city
- Sandy Springs
- HQ country
- United States
- HQ region
- North America
Markets served
Blue Sky Risk business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Distribution channels1 record
Blue Sky Risk product offering
Product offeringCore offering
Blue Sky Risk operates the Blue Sky Property specialty program, providing commercial monoline Excess and Surplus (E&S) property insurance solutions tailored for tough-to-place property risks in the hospitality, real estate, and entertainment sectors. The program is distributed through the Totalis Program Underwriters platform to retail agents, wholesale brokers, and program administrators nationwide.
Product overview
Blue Sky Property is a specialty program under Totalis Program Underwriters, which is a scaled and integrated platform providing specialty expertise and solutions for challenging and underserved areas of the market. The platform consists of multiple specialized programs including Blue Sky Property (commercial property), Brownyard Maclean (security guard/alarm), CHES Special Risk (Canadian insurance), Entertainment Risk (hospitality), EverGuard (restaurant/bar), Equity Protection Program (home equity), EMS Medical Directors, Healthcare Insurance, Insurance Specialty Group (residential construction), Mexico Insurance Online, MexiPass, Outdoor Insurance Group, Pantheon Risk (D&O), PAK Programs (craft beverage), Park Shield (manufactured housing), Praxis Insurance Associates, Pro Financial Services, ProTek (medical devices), QuadScore D&O, Quantum Risk Solutions, ShoreOne (coastal coverage), Specialty Program Solutions, Surety, Spotlight Entertainment, and Tower Construction Risk. Blue Sky Property operates as one of approximately 25 distinct specialty programs within the Totalis platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Blue Sky Property Commercial monoline E&S (Excess and Surplus) property insurance solutions tailored for tough-to-place property risks in the hospitality, real estate, and entertainment sectors. Designed for commercial property owners and operators whose risks are declined or inadequately covered by standard insurance markets.
Companies that use Blue Sky Risk
Customer profileSegments3 records
Ideal customer profiles3 records
Blue Sky Risk technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Blue Sky Risk partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights2 records
Blue Sky Risk competitors and assessment
Company assessmentDirect peers
- RPS (Risk Placement Services): RPS is one of the largest US specialty MGUs placing commercial property, casualty and other E&S lines through wholesale brokers. It is directly comparable to Blue Sky Property in operating as a delegated-authority program placing difficult commercial property risks into the E&S market.
- Amwins: Amwins is a large specialty insurance distributor and MGA with a significant E&S property practice serving tough-to-place commercial risks. It competes directly with Blue Sky Property for the same wholesale broker relationships and hard-to-place hospitality, real estate and entertainment property accounts.
- CRC Group: CRC Group is a wholesale specialty broker and program manager with deep E&S property expertise across habitational, hospitality and real estate classes. It directly overlaps with Blue Sky Property's vertical focus and E&S distribution model.
- Burns & Wilcox: Burns & Wilcox is a specialty wholesale brokerage and MGA with strong franchises in hospitality, habitational and entertainment property. It addresses the same tough-to-place commercial property risks as Blue Sky Property through retail agent and broker relationships.
- Kinsale Insurance: Kinsale is a specialty E&S insurer focused exclusively on excess and surplus lines for commercial property, casualty and other difficult risks. Its underwriting appetite for non-admitted, hard-to-place property is closely aligned with Blue Sky Property's monoline E&S property offering.
- James River Insurance: James River is a specialty E&S carrier offering commercial property and casualty coverage for tough-to-place risks through program and MGU partnerships. It targets the same small-to-mid commercial property segment as Blue Sky Property.
- NSM Insurance Group: NSM is a specialty program manager that builds, underwrites and distributes niche commercial insurance programs across multiple verticals. Its model of operating vertical-specific specialty programs is structurally comparable to Blue Sky Property's Totalis-distributed program approach.
- Skyward Specialty Insurance Group: Skyward Specialty is a specialty insurance carrier with E&S and admitted capabilities across commercial property, casualty and other lines. Its focus on hard-to-place commercial property risks makes it a directly comparable specialty competitor to Blue Sky Property.
Broad incumbents
- Markel Insurance: Markel is a large specialty insurer with deep E&S and program business across commercial property, hospitality and entertainment. It competes with Blue Sky Property in the same difficult property classes but as part of a much broader specialty portfolio rather than a focused single-line program.
- Tokio Marine HCC: Tokio Marine HCC is a global specialty insurance group operating multiple E&S and program franchises in commercial property and entertainment/hospitality lines. It overlaps with Blue Sky Property's risk appetite through its specialty underwriting units while operating at much greater scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Blue Sky Risk social profiles
Digital presenceBlue Sky Risk financial estimates
Financial estimateRevenue estimate
Valuation estimate
Blue Sky Risk leadership team
Management profileNumber of profiles
Profiles1 record
Blue Sky Risk funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Blue Sky Risk M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Blue Sky Risk
What does Blue Sky Risk do?
Blue Sky Risk operates the Blue Sky Property specialty program, providing commercial monoline Excess and Surplus (E&S) property insurance solutions tailored for tough-to-place property risks in the hospitality, real estate, and entertainment sectors. The program is distributed through the Totalis Program Underwriters platform to retail agents, wholesale brokers, and program administrators nationwide.
Is Blue Sky Risk a public or private company?
Blue Sky Risk is a private company. It is classified as corporate owned and is currently operating.
When was Blue Sky Risk founded?
Blue Sky Risk was founded in 2014. It employs 11 to 50 people.
Where is Blue Sky Risk based?
Blue Sky Risk is headquartered in Sandy Springs, United States, in the North America region.
Who are Blue Sky Risk's main competitors?
Direct peers on record are RPS (Risk Placement Services), Amwins, CRC Group, Burns & Wilcox, Kinsale Insurance, James River Insurance, NSM Insurance Group and Skyward Specialty Insurance Group. Broad incumbents are Markel Insurance and Tokio Marine HCC.
Does Blue Sky Risk have an API?
No public API is recorded for Blue Sky Risk.