Remara
Remara is a Sydney-headquartered Australian alternative asset manager (founded 2019, $3bn+ AUM, AFSL 546046) offering cash, credit, and real estate funds plus principal finance and advisory services to retail investors, financial advisers, and institutional clients.
- Company typePrivate
- Founded2019
- HeadquartersSydney, Australia
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Remara does
Remara is an Australian alternative asset manager founded in 2019 and headquartered at Aurora Place, 88 Phillip Street, Sydney. The company provides investments, financing, capital solutions, and alternative asset management across Credit and Real Estate, operating through Remara Investment Management Pty Ltd under Australian Financial Services Licence (AFSL) 546046. Remara runs a suite of pooled funds spanning the risk spectrum — At Call and fixed-term Cash Management Funds, an Investment Grade Credit Fund, a Credit Income Fund, a Credit Opportunities Fund (wholesale), and an Opportunistic Development Fund — alongside a Principal Finance / Financing division that includes Real Estate Finance, Early Learning Finance, and the sub-brands Remara Money, Soda Capital, and First Nations Finance, plus a Markets & Advisory unit offering capital raising and IPO advisory.
The firm has built an integrated distribution and technology stack: a self-serve investor portal (investors.remara.com.au), native iOS and Android mobile apps, a dedicated financial adviser channel with 'Fund Resources' and 'Compare funds' tooling, and direct institutional sales. As of early 2026, Remara is mid-way through a multi-year core modernisation programme with UK-based 10x Banking, deploying a cloud-native, API-first, event-driven core banking platform to support new mortgage, commercial lending, term investment, and novated lease products, with planned expansion into Southeast Asia. The stated scale metrics are $3bn+ AUM across three key markets, 105+ operating employees, and 15+ investment professionals.
Remara's revenue model is multi-stream: recurring fund management fees on its pooled vehicles (quoted returns on the website are after fees), principal finance and lending income from the Financing division and sub-brands, and professional-services revenue from Markets & Advisory mandates. The stated owner-operator model — Remara invests its own capital alongside investors — is positioned as an alignment mechanism. Customer segments are individual retail investors, financial advisers/wealth managers, and institutional clients, served through a horizontal segmentation approach with no single-segment concentration disclosed.
Remara firmographics
Firmographics- Name
- Remara
- Legal name
- Remara Investment Management Pty Ltd
- Website
- https://remara.com.au
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Remara is a Sydney-headquartered Australian alternative asset manager (founded 2019, $3bn+ AUM, AFSL 546046) offering cash, credit, and real estate funds plus principal finance and advisory services to retail investors, financial advisers, and institutional clients.
- Ownership category
- akta.pro rank
Remara industry classification
Industry- Product category
- Alternative Asset Management
- NAICS
- Portfolio Management and Investment Advice (523940), Other Financial Vehicles (52599)
- SIC
- Investment Advice (6282), Loan Brokers (6163)
- akta.pro primary industry
- Commercial Real Estate Asset Management (BPAJAMAB)
- akta.pro secondary industries
- Values-Based/ESG & Impact-Focused RIAs (FSAAACAK), Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)
Keywords
Where Remara is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Remara business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Fund management fees on Cash, Credit, and Real Estate funds: Remara earns recurring management fees on its suite of pooled investment funds (At Call Cash Management Fund, Fixed Term Cash Management Fund, Investment Grade Credit Fund, Credit Income Fund, Credit Opportunities Fund, Opportunistic Development Fund). Fund-level returns shown on the website are quoted 'after fees', indicating fees are deducted from investor returns.
- Principal finance and lending income: Remara generates revenue through its principal finance business, including Real Estate finance (property development and construction finance) and Early Learning Finance (childcare lending), as well as via Remara Money and Soda Capital lending products.
- Markets & Advisory fees: Revenue from Global Markets & Advisory services, including capital solutions and advisory mandates for alternative asset management clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Cash Management Funds: At Call and fixed-term (6M, 12M) accounts with advertised after-fee returns of 5.45%–7.75% p.a. |
| Other | Annual | Credit Funds: Investment Grade Credit, Credit Income, and Credit Opportunities Funds with after-fee returns from 7.87% to 16.12% p.a. since inception |
| Other | Multi-year contract | Real Estate Funds: Opportunistic Development Fund with 17.76% p.a. total return since inception (post fees) |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Remara product offering
Product offeringCore offering
Remara is an Australian alternative asset manager that operates a suite of pooled investment funds spanning Cash Management, Investment Grade Credit, Credit Income, Credit Opportunities, and Opportunistic Development strategies. The firm also runs a principal finance/lending arm (Real Estate Finance and Early Learning Finance) and a Markets & Advisory service, managing over $3bn AUM and distributing via an investor portal and mobile application.
Product overview
Remara operates a multi-brand alternative asset management and financing platform rather than a single unified product. Its core capabilities are split across an Asset Management division (credit, cash, and real estate funds), a Principal Finance / Financing arm (including Real Estate and Early Learning Finance, plus the sub-brands Remara Money, Soda Capital, and First Nations Finance), and a Markets & Advisory unit. These sit alongside a retail-investor mobile app and investor portal for online applications and account management.
Differentiator
Problem solved
Functional benefit
Brands
- Remara Money: Remara's consumer/savings financing and money products brand.
- Soda Capital
- First Nations Finance
Products and services
- Cash Management Funds Pooled cash management funds offering At Call, 6-month, and 12-month term structures for retail, adviser, and institutional investors seeking daily-liquidity or term deposit alternatives.
- Investment Grade Credit Fund Actively managed fund providing exposure to investment grade credit instruments, targeting investors seeking defensive yield with credit quality focus.
- Credit Income Fund Actively managed credit fund designed to deliver regular income from diversified credit exposures across the risk spectrum.
- Credit Opportunities Fund Higher-conviction credit strategy pursuing opportunistic credit investments for investors seeking enhanced risk-adjusted returns.
- Opportunistic Development Fund Real estate fund targeting opportunistic property development opportunities for investors seeking exposure to active development strategies.
- Real Estate Finance Principal lending business providing bespoke real estate finance solutions to property developers and borrowers.
- Early Learning Finance Specialty lending product providing finance solutions to operators and owners within the Australian early learning and childcare sector.
- Markets & Advisory Capital markets execution and advisory service offering debt arranging, capital raising, and strategic advice to clients across the alternative asset landscape.
- Remara Money Digital cash management and payments brand operating under the Remara principal finance umbrella, targeting consumer and small business use cases via the remara.money channel.
- Soda Capital Specialty lending brand under the Remara principal finance division providing tailored finance solutions to borrowers.
- First Nations Finance Specialty finance brand under the Remara principal finance division providing lending products tailored to First Nations borrowers, businesses, and communities.
Quantifiable outcome
- $3bn+ assets under management across 3 key markets
- +6 more outcomes
Companies that use Remara
Customer profileSegments3 records
Ideal customer profiles3 records
Remara technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Remara partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- 10x Bankingflagship / coreMulti-year agreement under which Remara will deploy 10x Banking's cloud-native core banking platform across its lending and investment products. Use cases include mortgages, commercial lending, term investments, and novated lease offerings, with a planned go-live in H1 2026. Remara selected 10x Banking following a market review focused on scalable, API-first infrastructure to support its Australian base and expansion into Southeast Asia. The deal is 10x Banking's ninth client win in Australia and New Zealand.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Remara competitors and assessment
Company assessmentDirect peers
- Pinnacle Investment Management: ASX-listed Australian multi-affiliate investment manager that distributes alternative and traditional strategies via adviser and institutional channels. Comparable distribution model (intermediary-led) and multi-boutique structure relevant to Remara's adviser channel.
- Heartland Group Holdings: Australasian alternative asset manager and specialist financier (reverse mortgages, livestock, rural real estate). Comparable to Remara in its Australasian alternative asset/credit focus, multi-channel funding model, and exposure to niche lending verticals.
- MA Financial Group: ASX-listed Australian alternative asset manager with credit, real estate, and asset finance capabilities. Closely comparable to Remara in product mix (private credit, real estate), target segments (wholesale and institutional), and Australian market positioning.
Broad incumbents
- Challenger Limited: Large ASX-listed Australian asset manager focused on retirement income and alternatives. Overlaps with Remara on credit and income-oriented strategies and adviser distribution, but operates at materially larger AUM scale across a broader product set.
- AMP Capital: Major Australian institutional and retail asset manager with real estate, infrastructure, and fixed income capabilities. Overlaps with Remara on real estate and credit strategies but is a much larger incumbent with broader distribution.
- Perpetual Limited: ASX-listed Australian asset manager with traditional and alternative strategies distributed via advisers and institutions. Overlaps with Remara in adviser-led fund distribution and fund management fee economics, though Remara is more alternatives-tilted.
- Magellan Financial Group: ASX-listed Australian investment manager with global equities and infrastructure strategies. Comparable as an Australian-listed asset manager with institutional and adviser distribution, though less directly aligned on private credit and real estate.
- Macquarie Asset Management: Global asset manager anchored in Australia with significant private credit, real estate, and infrastructure capabilities. Comparable in alternative asset class breadth and global ambitions, but at vastly larger AUM scale than Remara.
Emerging players
- Washington H. Soul Pattinson: ASX-listed Australian investment and wealth conglomerate with diversified asset management exposure including alternatives and private credit-adjacent strategies. Comparable to Remara in operating multiple alternative investment strategies under a parent group umbrella.
- Navigator Global Investments: ASX-listed Australian boutique asset manager with a multi-affiliate model. Comparable to Remara's multi-brand structure (Remara Money, Soda Capital, First Nations Finance) and intermediary distribution, though smaller and concentrated in traditional equities.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Remara social profiles
Digital presenceRemara compliance and trust
Trust signalCompliance2 records
Remara financial estimates
Financial estimateRevenue estimate
Valuation estimate
Remara leadership team
Management profileNumber of profiles
Profiles2 records
Remara subsidiaries and ownership
Company hierarchySubsidiaries3 records
Remara funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Remara M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Remara
What does Remara do?
Remara is an Australian alternative asset manager that operates a suite of pooled investment funds spanning Cash Management, Investment Grade Credit, Credit Income, Credit Opportunities, and Opportunistic Development strategies. The firm also runs a principal finance/lending arm (Real Estate Finance and Early Learning Finance) and a Markets & Advisory service, managing over $3bn AUM and distributing via an investor portal and mobile application.
Is Remara a public or private company?
Remara is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Remara founded?
Remara was founded in 2019. It employs 11 to 50 people.
Where is Remara based?
Remara is headquartered in Sydney, Australia, in the Oceania region.
How does Remara make money?
Three revenue lines are on record. Fund management fees on Cash, Credit, and Real Estate funds are the primary driver. The others are principal finance and lending income and markets & Advisory fees.
Who are Remara's main competitors?
Direct peers on record are Pinnacle Investment Management, Heartland Group Holdings and MA Financial Group. Broad incumbents are Challenger Limited, AMP Capital, Perpetual Limited, Magellan Financial Group and Macquarie Asset Management. Emerging players are Washington H. Soul Pattinson and Navigator Global Investments.
Does Remara have an API?
No public API is recorded for Remara.
What industry is Remara in?
Remara's product category is Alternative Asset Management. Its primary akta.pro industry code is BPAJAMAB, Commercial Real Estate Asset Management, with a secondary code of FSAAACAK, Values-Based/ESG & Impact-Focused RIAs. Its NAICS code is 523940 and its SIC code is 6282.