Coast Guard Mutual Assistance

What Coast Guard Mutual Assistance does

Coast Guard Mutual Assistance (CGMA) is a 501(c)(3) nonprofit organization founded in 1923-1924 and headquartered in Arlington, Virginia, that operates as the official relief society of the United States Coast Guard. The organization serves active duty, reserve, and retired Coast Guard members and their families, delivering interest-free loans, grants, and confidential financial counseling. In 2025, CGMA disbursed $12.1 million in assistance to more than 4,000 families across emergencies, day-to-day needs, and education-related expenses, and has disbursed over $260 million cumulatively across its 100+ year history.

CGMA's core products are financial instruments and advisory services rather than technology platforms. Its loan and grant products are administered through a hybrid model: centralized program governance supported by a distributed network of more than 600 trained representatives embedded within Coast Guard units, which enables proximity-based, rapid-response service delivery. The organization also offers educational supplements and structured financial counseling. No proprietary software platform, data product, or algorithmic decisioning system is described in the available material.

CGMA is 100% donor-funded, deriving revenue from an annual fundraising campaign, major gifts, corporate sponsorships, planned giving, and institutional grants. In 2025, the Annual Campaign raised $1.71 million, a 7.5% year-over-year increase that reversed a decade of declining donor support. In early 2026, the organization received a $4 million grant from the Lilly Endowment, materially strengthening its reserve and programmatic capacity. CGMA operates with a small central staff (estimated 11-50 employees) and maintains no commercial revenue streams, technology licensing, or fee-for-service lines.

Name

Coast Guard Mutual Assistance

Legal name

Coast Guard Mutual Assistance Incorporated

Website

https://cgmahq.org

Company type

Private

Founded year

1923

Operating status

Operating

Headcount range

11–50 employees

Short description

Coast Guard Mutual Assistance is a 501(c)(3) nonprofit and the official relief society of the U.S. Coast Guard, providing interest-free loans, grants, and financial counseling to more than 4,000 Coast Guard families annually.

Ownership category

akta.pro rank

Product category

Military Relief and Emergency Financial Assistance

NAICS

Other Individual and Family Services (624190), Emergency and Other Relief Services (624230)

SIC

Services-Social Services (8300)

akta.pro primary industry

Veterans Affairs & Military Family Services (BPAIAHAL)

akta.pro secondary industries

Veterans & Military Family Benefits Administration (BPAIAKAI), Veterans, Military & Employer/Third-Party Billing Benefits (EDALAJAJ)

Keywords

• Military financial assistance
• Interest-free loans
• Emergency financial aid
• Relief society services
• Nonprofit financial counseling

Headquarters

HQ city

Arlington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Others, Marketing or Sales, Technology or R&D

Revenue model

1. Donations and Charitable Contributions: CGMA is 100% funded by donations from individuals, organizations, and payroll allotment giving programs. The organization receives contributions through direct donations, workplace giving campaigns, and annual fundraising drives. The 2025 Annual Campaign raised $1.71 million, representing a 7.5% year-over-year increase that reversed a decade-long decline in payroll allotment giving.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Coast Guard Mutual Assistance provides interest-free loans, grants, financial counseling, and referrals to the U.S. Coast Guard community across three program categories: Emergencies, Day-to-Day, and Education. All assistance is delivered at no cost to eligible recipients—including active duty, reserve, retired, civilian, auxiliary, chaplain, and PHS personnel as well as surviving spouses—and is 100% funded by donations distributed through a network of 600+ trained local representatives.

Product overview

Coast Guard Mutual Assistance (CGMA) operates as a unified nonprofit relief society offering a portfolio of financial assistance programs to the U.S. Coast Guard community. The core offerings center on three assistance categories—Emergencies, Day-to-Day, and Education—supplemented by interest-free loans, grants, financial counseling, and referral services. All programs are 100% funded by donations and are designed to prevent short-term financial issues from becoming long-term problems for active duty members, auxiliary members, chaplains, civilian employees, PHS officers, reserve members, retired military personnel, and surviving spouses. The organization leverages a network of more than 600 local representatives to deliver personalized support across the Coast Guard community.

Differentiator

Problem solved

Functional benefit

Products and services

• Emergencies Assistance Program Emergency financial assistance program providing immediate support for urgent financial situations requiring quick resolution to prevent short-term financial issues from becoming long-term problems for Coast Guard community members.
• Day-to-Day Assistance Program Ongoing support program for routine financial needs, helping Coast Guard community members manage everyday expenses and maintain financial stability.
• Education Assistance Program (Supplemental Education Grant) Financial support program helping eligible Coast Guard members, spouses, and dependent children cover education-related expenses including fees, books, and study guides.
• Interest-Free Loans Provides zero-interest loans to Coast Guard community members to help prevent short-term financial issues from becoming long-term problems, including $2.4M extended to 8,700 federal employees during the 2025 government shutdown.
• Grants Program Direct financial grants to qualifying Coast Guard members and families, including conversion of outstanding loans to grants in certain circumstances ($1.48M converted in 2025).
• Financial Counseling Professional financial guidance and counseling services to help Coast Guard community members manage their finances and make informed decisions.
• Referral Services Connects Coast Guard community members with additional resources and support services beyond CGMA's direct offerings.

Quantifiable outcome

• $12.1 million in assistance delivered to 4,000+ Coast Guard families in 2025
• +3 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• U.S. Coast GuardflagshipStrategic or Co-development Partner · 25 February 2026CGMA serves as the official relief society of the U.S. Coast Guard, providing financial assistance and support programs exclusively to Coast Guard service members, families, and civilians. This formal designation establishes CGMA as the service's trusted partner for personnel support.

Scale indicators9 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• American Red Cross: Humanitarian nonprofit delivering emergency assistance, disaster relief, and military family support programs. Comparable in scale and donor-funding model but operating across a far broader scope than CGMA's Coast Guard focus.
• Fisher House Foundation: Major military nonprofit providing free housing for families of hospitalized service members and veterans. Comparable only in the broad sense of serving military families with donor-funded programs, but with a very different service offering.
• Salvation Army: Large faith-based nonprofit offering emergency financial assistance, shelter, and disaster relief. Comparable only in the broad sense of providing emergency relief funded by donations; not military-specific.
• Military Officers Association of America (MOAA): Large nonprofit serving officers and their families from all uniformed services with benefits advocacy, financial planning, and emergency relief. Overlaps with CGMA's service population but covers all branches and is broader in scope.
• USO (United Service Organizations): Large nonprofit delivering morale, wellness, and family support programs across all military branches. Comparable as a donor-funded military family services nonprofit, though CGMA's lending/grant model is more financial-product oriented.

Direct peers

• Air Force Aid Society: Official aid society of the U.S. Air Force and Space Force, delivering emergency financial assistance, education support, and community programs. Directly comparable service-branch-specific relief society model.
• Navy-Marine Corps Relief Society: Official nonprofit providing financial assistance, interest-free loans, and grants to Navy and Marine Corps service members, retirees, and families. Operates the same relief society model as CGMA, just for a different service branch.
• Army Emergency Relief: Official relief society of the U.S. Army, providing interest-free loans, grants, and financial assistance to soldiers, retirees, and their families. Closest structural analog to CGMA, serving the Army community with the same official designation model.

Emerging players

• Tragedy Assistance Program for Survivors (TAPS): National nonprofit providing comfort, care, and resources to surviving families of fallen military service members. Overlaps with CGMA's surviving spouse segment but focuses on bereavement rather than general financial relief.
• Coast Guard Foundation: Nonprofit that supports Coast Guard members and families through scholarships, grants, and morale programs, overlapping with CGMA's mission for the same population but focused on education/morale rather than emergency financial relief.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key highlights7 records

Customer concentration

• Xx.com/CGMutualAssist
• YouTubeyoutube.com/channel/UCI1FA127FO0qjE9aVaI-Jtw
• Facebookfacebook.com/CGMutualAssist
• LinkedInlinkedin.com/company/cgmutualassist
• Instagraminstagram.com/mycgma

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Coast Guard Mutual Assistance