Bank 1 Saar
Bank 1 Saar eG is the largest cooperative bank in Saarland, Germany, offering retail, SME, and youth banking—including accounts, mortgages, credit, investments, insurance, real estate brokerage, and asset management—through branches, the VR Banking App, and wholly-owned subsidiaries under a member-owned cooperative structure.
- Company typePrivate
- Founded2001
- HeadquartersSaarbrücken, Germany
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
Bank 1 Saar firmographics
Firmographics- Name
- Bank 1 Saar
- Legal name
- Bank 1 Saar eG
- Website
- https://bank1saar.de
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Bank 1 Saar eG is the largest cooperative bank in Saarland, Germany, offering retail, SME, and youth banking—including accounts, mortgages, credit, investments, insurance, real estate brokerage, and asset management—through branches, the VR Banking App, and wholly-owned subsidiaries under a member-owned cooperative structure.
- Ownership category
- akta.pro rank
Bank 1 Saar industry classification
Industry- Product category
- Regional Retail Banking
- NAICS
- Depository Credit Intermediation (5221), Savings Institutions and Other Depository Credit Intermediation (52218)
- SIC
- National Commercial Banks (6021), Savings Institution, Federally Chartered (6035)
- akta.pro primary industry
- Retail Wealth & Bancassurance Distribution (Investment & Insurance via Bank) (FSABAAAJ)
- akta.pro secondary industry
- Bank-Affiliated Retail Wealth Management (FSAAAAAB)
Keywords
Where Bank 1 Saar is headquartered
LocationHeadquarters
- HQ city
- Saarbrücken
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Bank 1 Saar business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income: Traditional banking revenue from lending activities, including mortgages (Immobiliar-Verbraucherdarlehen) and personal loans (Verbraucherdarlehen)
- Account Services: Girokonto (current account) services with associated fees and transaction charges
- Investment Products: Distribution of investment funds including VermögenPlus (actively managed funds, index funds, ETFs), Union Investment products, and MeinInvest
- Bauspar Products: Partnership with Bausparkasse Schwäbisch Hall for building savings products
- Credit Products: Consumer credit products including easyCredit from TeamBank, and Unternehmerkredit for businesses up to 100,000 euros
- Insurance Products: Partnership with R+V Versicherung for insurance products
- Real Estate Services: Through subsidiary Bank 1 Saar Immobilien GmbH for property brokerage and related services
- Wealth Management: Through Saarländische Vermögensverwaltungs-Gesellschaft mbH for professional asset management
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Basic account services |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
Bank 1 Saar product offering
Product offeringCore offering
Bank 1 Saar eG is a regional cooperative bank in Saarland, Germany, providing retail and SME banking services including current accounts (Girokonto), savings, mortgages (Immobiliar-Verbraucherdarlehen), consumer and business credit (easyCredit, Unternehmerkredit up to EUR 100,000), investment funds and ETFs (VermögenPlus, UnionDepot/JuniorDepot), Bauspar products, and insurance distribution through R+V. Real estate brokerage and professional wealth management are delivered through wholly-owned subsidiaries Bank 1 Saar Immobilien GmbH and Saarländische Vermögensverwaltungs-Gesellschaft mbH, with services accessible via physical branches, the VR Banking App, Online-Banking, Mobiles Bezahlen, and the Elektronisches Postfach.
Product overview
Bank 1 Saar eG is a cooperative bank (Genossenschaftsbank) operating as a regional financial services provider in Saarland, Germany. The bank offers a comprehensive portfolio of banking products and services organized across multiple segments: private customers (Privatkunden), business customers (Firmenkunden), and young customers (ONE for those up to 25 years). Core banking products include VermögenPlus for investment funds and ETFs, easyCredit for instant loans, JuniorDepot in UnionDepot for children's investments, and Unternehmerkredit for business financing up to 100,000 euros. Digital banking is delivered through the VR Banking App, Online-Banking platform, and mobile payment services. The bank operates two subsidiaries: Bank 1 Saar Immobilien GmbH for real estate services and Saarländische Vermögensverwaltungs-Gesellschaft mbH for asset management. Additional offerings include an electronic postbox for digital documents, the Bank 1 Saar-Vorteil loyalty program, and a crowdfunding platform supporting regional community projects.
Differentiator
Problem solved
Functional benefit
Brands
- ONE: Banking solutions for young people up to 25 years old, including the Berufsstarterpaket (career starter package) for young professionals.
- VermögenPlus
- JuniorDepot
- easyCredit
- Bank 1 Saar-Vorteil
Products and services
- VermögenPlus Investment product allowing customers to invest in actively managed investment funds, index funds, and ETFs. For retail and member customers seeking wealth-building and savings-to-investment transitions.
- easyCredit Instant consumer credit from TeamBank offering financial flexibility with immediate calculation and conclusion capabilities. For private customers seeking short-term consumer loans.
- JuniorDepot im UnionDepot Junior investment depot integrated within UnionDepot, allowing parents to provision for their children's financial future. For parents and guardians investing on behalf of children.
- VR Banking App Mobile banking application for iOS and Android enabling private customers to manage their banking needs on smartphones and tablets. For retail customers using self-serve mobile banking.
- Online-Banking Internet banking web platform enabling private customers to conduct banking transactions online. For retail customers using self-serve online banking.
- Mobiles Bezahlen Mobile payment service enabling contactless payments via smartphone, integrated with Bank 1 Saar banking services. For retail customers seeking cardless in-store payment via mobile device.
- Elektronisches Postfach Digital mailbox for convenient and secure electronic document delivery, presented as an environmentally sustainable alternative to paper mail. For retail and business customers receiving bank correspondence digitally.
- Bank 1 Saar Immobilien GmbH Wholly-owned real estate subsidiary offering comprehensive support for property purchase, sale, and financing, including property brokerage and related services. For customers seeking local real estate transactions in Saarland.
- Saarländische Vermögensverwaltungs-Gesellschaft mbH Wholly-owned asset management company providing professional wealth management services with strategic vision and direction. For high-net-worth retail and business customers requiring active asset management.
- Unternehmerkredit Business credit product offering up to EUR 100,000 for entrepreneurs' new plans or postponed projects. For SMEs (Mittelstand) and self-employed customers requiring short-term growth financing.
- Crowdfunding-Plattform 'Viele schaffen mehr' Crowdfunding platform supporting regional projects from clubs and non-profit organizations in Saarland under the motto 'Viele schaffen mehr' (Many achieve more). For associations, clubs, and non-profits seeking community project financing.
Companies that use Bank 1 Saar
Customer profileSegments5 records
Ideal customer profiles3 records
Bank 1 Saar technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Bank 1 Saar partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- Bausparkasse Schwäbisch HallcorePartnership for building savings products. Bank 1 Saar offers Bausparkasse Schwäbisch Hall products to customers looking to save for home ownership or renovations.
- DZ BANKcoreDZ BANK Webkonferenz partnership providing capital market outlooks and investment insights to customers.
- DZ PRIVATBANKminorPartnership for private banking and investment services offered to customers.
- Sparverein Saarland e.V.minorRegional savings association providing additional savings products and services in Saarland.
- R+V VersicherungcoreInsurance partnership offering R+V Versicherung products through the bank for comprehensive insurance coverage.
- TeamBank (easyCredit)corePartnership for consumer lending, offering easyCredit instant loans with financial flexibility.
- Union InvestmentcoreInvestment fund partnership offering Union Investment products including UnionDepot Komfort for wealth building and investment services.
- Bank 1 Saar Immobilien GmbHcoreWholly-owned subsidiary specializing in real estate services, providing comprehensive support for property transactions and real estate needs.
- Saarländische Vermögensverwaltungs-Gesellschaft mbHcoreWholly-owned subsidiary for professional wealth management services, providing successful asset management with strategic vision.
Scale indicators1 record
Recent moves6 records
Expansion highlights5 records
Bank 1 Saar competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key highlights6 records
Customer concentration
Bank 1 Saar social profiles
Digital presenceBank 1 Saar compliance and trust
Trust signalCompliance1 record
Bank 1 Saar financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bank 1 Saar leadership team
Management profileNumber of profiles
Bank 1 Saar subsidiaries and ownership
Company hierarchySubsidiaries2 records
Bank 1 Saar funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bank 1 Saar M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bank 1 Saar
What does Bank 1 Saar do?
Bank 1 Saar eG is a regional cooperative bank in Saarland, Germany, providing retail and SME banking services including current accounts (Girokonto), savings, mortgages (Immobiliar-Verbraucherdarlehen), consumer and business credit (easyCredit, Unternehmerkredit up to EUR 100,000), investment funds and ETFs (VermögenPlus, UnionDepot/JuniorDepot), Bauspar products, and insurance distribution through R+V. Real estate brokerage and professional wealth management are delivered through wholly-owned subsidiaries Bank 1 Saar Immobilien GmbH and Saarländische Vermögensverwaltungs-Gesellschaft mbH, with services accessible via physical branches, the VR Banking App, Online-Banking, Mobiles Bezahlen, and the Elektronisches Postfach.
Is Bank 1 Saar a public or private company?
Bank 1 Saar is a private company. It is classified as unknown and is currently operating.
When was Bank 1 Saar founded?
Bank 1 Saar was founded in 2001. It employs 51 to 100 people.
Where is Bank 1 Saar based?
Bank 1 Saar is headquartered in Saarbrücken, Germany, in the Europe region.
How does Bank 1 Saar make money?
Eight revenue lines are on record. Interest Income is the primary driver. The others are account Services, investment Products, bauspar Products, credit Products, insurance Products, real Estate Services and wealth Management.
Does Bank 1 Saar have an API?
No public API is recorded for Bank 1 Saar.
What industry is Bank 1 Saar in?
Bank 1 Saar's product category is Regional Retail Banking. Its primary akta.pro industry code is FSABAAAJ, Retail Wealth & Bancassurance Distribution (Investment & Insurance via Bank), with a secondary code of FSAAAAAB, Bank-Affiliated Retail Wealth Management. Its NAICS code is 5221 and its SIC code is 6021.