What Aqua Global Solutions does

Aqua Global Solutions Limited is a UK-incorporated private software company, founded in September 1983 and headquartered in Wallington, London, with a regional office in Warsaw, Poland. The firm specialises in financial messaging and transaction automation software for banks and financial institutions, serving enterprise customers across 22+ countries including named clients such as Banco do Brasil, ING, Nomura, National Bank of Kuwait, Citadele, First Bank of Nigeria, iFast Global Bank, and Alrayan Bank. The company's go-to-market is direct enterprise field sales, deliberately focused on retail and wholesale banks, foreign banks operating in the UK, and adjacent institutions (wealth/asset managers, fund administrators) that are underserved by tier-1 competitors.

The company's core product is the Aquila platform — a cloud-native, modular financial messaging and orchestration suite with a single shared database architecture supporting multi-entity, multi-currency operations with 24x7 transaction processing. Aquila comprises integrated modules covering Messaging Hub, Payments Hub, Treasury Hub, Securities Hub, Reconciliations/Matching/Reporting, and Aquila Fort (security). It provides native support for SWIFT FIN, ISO 20022 (MX), SWIFT gpi, SWIFTRef, SWIFT Case Management, and integrates with 18+ payment schemes (SEPA, CHAPS, Fedwire, FedNow, TARGET2, TIPS, NPP, Bacs, Nacha, etc.), core banking systems, and AML/sanctions providers via APIs and off-the-shelf adapters. A legacy product, e2gen, runs on IBM I systems for institutions maintaining legacy infrastructure.

Aqua Global generates revenue primarily through subscription-based software licensing of the Aquila platform (with cloud, hybrid, or on-premises deployment options), supplemented by recurring Azure-based managed services and professional services for implementation and consulting. The company is privately held with no disclosed funding rounds, subsidiaries, or parent company, and appears to be founder- or management-owned. Single disclosed executive is Elliot Wood (CTO). The company emphasises regulatory expertise as a competitive lever, with active positioning around SWIFT's ISO 20022 migration, the retirement of legacy SWIFT middleware, and the UK's October 2027 move to T+1 settlement.

Name

Aqua Global Solutions

Legal name

Aqua Global Solutions Limited

Website

https://aquaglobal.co.uk

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

101–250 employees

Short description

Aqua Global Solutions is a UK-based financial technology firm founded in 1983 that builds the Aquila platform for financial messaging, payments, treasury, securities, and reconciliation automation, serving banks across 22+ countries.

Ownership category

akta.pro rank

Headquarters

HQ city

Clearwater

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Software Licensing: Aquila platform is licensed to financial institutions on a subscription basis with flexible deployment options (cloud, on-premises, or hybrid). The 'Simple License' model offers straightforward licensing terms.
2. Managed Services: Azure infrastructure management service providing proactive support, monitoring, maintenance, and optimisation for customer environments with predictable subscription-based pricing.
3. Professional Services: Implementation, consultancy, and support services to help banks deploy and optimise Aquila solutions, including additional support and empowerment for business users.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Aqua Global Solutions sells the Aquila platform, a cloud-native, modular financial messaging and transaction automation system that enables banks to automate payment processing, SWIFT and ISO 20022 messaging, treasury operations, securities processing, AI-powered reconciliation, and exception handling within a single shared database. The company also delivers the e2gen legacy suite for IBM I environments and provides Azure-hosted managed services, implementation consulting, and integration via off-the-shelf adapters to major core banking systems.

Product overview

Aqua Global Solutions offers the Aquila platform - a single, modular financial messaging and orchestration solution. The core Aquila platform provides straight-through processing of messages for payments, treasury, securities, trade finance, and statement reporting. All modules operate within a single shared database and can be deployed at a pace that suits business requirements. Key modules include: Messaging Hub for centralized message control, Payments Hub for payment automation, Treasury Hub for treasury operations, Securities Hub for securities processing, Reconciliations/Matching and Reporting for automated reconciliation, Aquila Fort for data security, and Account Reconciliations with AI-powered matching. The portfolio also includes e2gen for legacy IBM I systems, plus specialized focus areas for Swift Innovation, ISO 20022 migration, T+1 Settlement readiness, and G20 Cross-Border Payment Goals. Aqua Global provides deployment flexibility through cloud, hybrid, or on-premises options with managed service support.

Differentiator

Problem solved

Functional benefit

Brands

• Aquila: A modular financial messaging and orchestration platform providing straight-through processing of messages for payments, treasury, securities, trade finance, and statement reporting. All modules co-exist within a single shared database and are delivered as a complete solution.
• Aquila Fort
• e2gen

Products and services

• Aquila Platform Flagship modular financial messaging and orchestration platform providing straight-through processing of messages for payments, treasury, securities, trade finance, and statement reporting, with all modules operating within a single shared database. Sold to banks and financial institutions for deployment on cloud, hybrid, or on-premises infrastructure.
• Messaging Hub Fully automated financial messaging and exception handling solution delivering centralized control over inward and outward messages with detailed audit trails and granular user access control. Built for banks and financial institutions.
• Payments Hub Automates, scales, and simplifies bank payment operations with automated processing, core system integration, and support for SWIFT MT/MX, SEPA, CHAPS, Fedwire, FedNow, TARGET2, TIPS, Bacs, NPP, SLIPS, Elixir, Sorbnet, and Nacha formats. Designed for retail, wholesale, and foreign banks.
• Treasury Hub Streamlines treasury operations from trade to settlement with automated matching of treasury confirmations and exception handling for treasury dealing. Targets banks and financial institutions running treasury operations.
• Securities Hub Full lifecycle automation for securities processing including positional and transactional reconciliation, message matching, and settlement status management. Built for banks, wealth managers, and fund administrators.
• Reconciliations, Matching and Reporting Automated reconciliation of cash, securities, treasury confirmations, and other financial data with configurable rules and AI-powered continuous improvement in matching rates. Designed for banks and financial institutions.
• Aquila Fort Intelligent Data Security module providing end-to-end encryption, audit trails, high availability, and disaster recovery for financial messaging operations. Sold to banks and financial institutions that need secure messaging infrastructure.
• e2gen Legacy suite built on IBM I systems providing financial messaging capabilities for institutions still running legacy infrastructure. Targeted at banks and financial institutions with IBM I environments.
• Aqua Global Managed Service Azure-hosted managed service providing proactive monitoring, maintenance, support, compliance support, and infrastructure optimisation for customer environments. Sold to banks and financial institutions that want reduced operational overhead.

Quantifiable outcome

• Up to 84% of messages could be automatically sorted by investigation types with full ISO 20022 adoption
• +3 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration22 records

AI capability2 records

Feature10 records

Partnerships

Three partnerships are on record, tiered core.

• SWIFTcoreTechnology or IntegrationDeep integration partner providing SWIFT connectivity and messaging standards support. Aquila supports all SWIFT FIN and ISO 20022 messages with soft-coded message standards updates released typically 3-4 months before go-live dates.
• Microsoft AzurecoreTechnology or IntegrationCloud infrastructure provider for Aquila managed service. Azure infrastructure management enables proactive support, reduced maintenance overheads, and optimised performance for customer environments.
• Core Banking System ProviderscoreTechnology or IntegrationOff-the-shelf adapters for many leading core banking systems enabling seamless integration without requiring changes to existing systems. Integration with core banking, trading, AML/KYC, and e-banking systems.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Temenos: Major core and digital banking platform provider with payments and messaging capabilities. Broader incumbent whose product suite overlaps with Aquila's payment automation modules; competes especially in the foreign/mid-sized bank segment.
• ACI Worldwide: Global provider of real-time payments and banking software, including corporate banking and wholesale payments platforms. Larger incumbent with overlapping capabilities in payments hubs and message automation, though typically competing at tier-1 scale.
• Finastra: One of the largest banking software providers globally, with payments, messaging, and treasury solutions serving retail, wholesale, and correspondent banks. Broader incumbent that competes for the same mid-market and foreign-bank wallet segments Aqua Global targets.
• FIS: Global financial technology giant offering payments, treasury, capital markets, and core banking solutions. Competes broadly with Aqua Global across payments hubs and corporate banking, though primarily at much larger customer scale.

Direct peers

• SmartStream Technologies: Specialist in transaction management, reconciliations, and corporate actions processing for banks and asset managers. Direct competitor in reconciliation and matching — a core Aquila module — with a similar focus on financial messaging automation.
• Bottomline Technologies: Provides financial messaging, payments, and exception management solutions for banks and corporates, with deep SWIFT integration. Direct comparable in correspondent banking and B2B payment automation, including ISO 20022 migration tooling.
• Volante Technologies: Volante provides cloud-native financial messaging, payments, and ISO 20022 solutions to banks and financial institutions. Closest direct competitor to Aqua Global in the SWIFT messaging and payments hub space, with overlapping target customers and product modules.
• Trintech: Provider of reconciliation, financial close, and transaction matching software, including cash and securities reconciliation. Direct competitor to Aquila's Reconciliations and Securities Hub modules, with strong brand presence in bank finance operations.

Regional players

• Tietoevry Banking: Nordic-headquartered banking software provider with payments, cards, and financial messaging solutions. Comparable in product scope and in serving regional/mid-market banks; Aqua Global's Polish office and Northern European footprint create direct geographic overlap.

Emerging players

• Eastnets: Provider of financial crime compliance

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/e2genmessaginghub
• LinkedInlinkedin.com/company/aqua-global-solutions
• Facebookfacebook.com/Aqua-Global-Solutions-148757561843442

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aqua Global Solutions