Name

Banco de Guatemala

Legal name

Banco de Guatemala

Website

https://banguat.gob.gt

Company type

Public

Founded year

1946

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Central Banking

NAICS

Monetary Authorities-Central Bank (52111), Monetary Authorities-Central Bank (5211)

SIC

Functions Related To Depository Banking, Nec (6099), Finance Services (6199)

akta.pro primary industry

Central Bank Reserve Management (FSAAAGAF)

akta.pro secondary industries

International Monetary & Financial Stability Institutions (BPADACAE), Treasury & Liquidity Operations (Cash Positioning, Funding, Collateral Ops) (FSABALAH)

Keywords

• Central banking services
• Monetary policy implementation
• Payment systems infrastructure
• Currency issuance
• Macroeconomic statistics

Headquarters

HQ city

Guatemala City

HQ country

Guatemala

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Others

Revenue model

1. Seigniorage: As the sole issuer of the national currency (Quetzal), the bank generates seigniorage revenue from currency issuance. This is not traditional revenue but represents the economic benefit of issuing money.
2. International Reserves Management: The bank administers international monetary reserves following guidelines set by the Junta Monetaria, generating returns on reserve assets.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Banco de Guatemala is the central bank of Guatemala, functioning as the sole issuer of the national currency (Quetzal) and the monetary authority. It operates national payment systems including the real-time gross settlement system (LBTR), banking clearing houses (CCB and CCA), and the regional payment interconnection system (SIPA). It implements monetary, exchange rate and credit policy, manages international monetary reserves, and disseminates macroeconomic statistics and economic research.

Product overview

Banco de Guatemala operates as the central bank of Guatemala, offering a portfolio of interconnected products and services centered on macroeconomic data dissemination, payment systems infrastructure, and financial inclusion initiatives. The core offerings include the Indicadores GT platform and PIB Regional dashboard for economic data visualization, supported by the macroeconomic statistics module and PNRD (National Summary Data Page) for IMF-compliant data dissemination. Payment system infrastructure comprises the Sistema LBTR (real-time gross settlement), Cámara de Compensación Bancaria (CCB), Cámara de Compensación Automatizada (CCA), SIPA cross-border interconnection, and account standardization services. Supporting services include ENIF for financial inclusion, Banguat Educa for economic education, the Numismatic Museum, higher education programs, and various macroeconomic publications and research. The AI-powered AVI virtual assistant provides conversational access to economic indicators.

Differentiator

Problem solved

Functional benefit

Brands

• Indicadores GT: Digital platform presenting principal economic and financial indicators of Guatemala including inflation, exchange rate, economic growth, remittances, and balance of payments.
• ENIF
• Banguat Educa
• SIEG

Products and services

• Sistema LBTR (Liquidación Bruta en Tiempo Real) Large-value real-time gross settlement system for high-value electronic payment transactions between financial institutions operating in Guatemala.
• Cámara de Compensación Bancaria (CCB) Banking clearing house system that processes and clears checks and other payment instruments between banks in Guatemala.
• Cámara de Compensación Automatizada (CCA) Automated clearing house for electronic batch processing of recurring payments and direct debits between financial institutions.
• Sistema de Interconexión de Pagos de Centroamérica y República Dominicana (SIPA) Cross-border payment interconnection system enabling payment transactions between Guatemala and other Central American countries and the Dominican Republic.
• Indicadores GT A platform that presents Guatemala's principal economic and financial indicators in an agile and visual format, including inflation, exchange rates, economic growth, remittances, and balance of payments data, accessible to the public for decision-making.
• PIB Regional y Departamental A digital interactive dashboard that presents Guatemala's economic growth from a geographic perspective, providing GDP data across 8 regions and 22 departments with visualizations, maps, and annual data from 2013.
• Página Nacional de Resumen de Datos (PNRD) National Summary Data Page aligned with IMF SDDS (Special Data Dissemination Standard), providing macroeconomic and financial data including GDP, CPI, government operations, central bank balance, and balance of payments.
• Estandarización de Cuentas Account standardization system providing IBAN conversion tools and standardized account number formatting for Guatemalan financial accounts.
• Módulo de Información Económica-Financiera (Series) Economic and financial data module providing historical time series data for macroeconomic analysis and research purposes.
• ENIF (Estrategia Nacional de Inclusión Financiera) National Financial Inclusion Strategy coordinated by Banco de Guatemala, the Banking Superintendent, and the Ministry of Economy, aimed at expanding access and use of formal financial services through financial education, digital innovation, and ecosystem strengthening.
• Programa de Estudios Superiores Higher education program offering postgraduate and master's degrees in Economics and Applied Finance, conducted jointly with Rafael Landívar University.
• Museo Numismático de Guatemala Numismatic museum showcasing historical coins and currency from pre-Hispanic, colonial, independent, and republic periods of Guatemala, with a virtual tour available.

Quantifiable outcome

• Inflation rate maintained at 2.86% as of May 2026
• +2 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature7 records

Partnerships

Four partnerships are on record, tiered core and flagship.

• Central Banks of Central America and Dominican Republic (SIPA)coreTechnology or IntegrationThe Sistema de Interconexión de Pagos de Centroamérica y República Dominicana (SIPA) is a regional payment integration initiative connecting the payment systems of Guatemala, Costa Rica, El Salvador, Honduras, Nicaragua, and the Dominican Republic. This system enables cross-border payments and settlements across the region, facilitating regional trade and financial integration.
• Superintendencia de Bancos de GuatemalacoreStrategic or Co-development PartnerCoordinating partner in the Estrategia Nacional de Inclusión Financiera (ENIF), a national initiative to expand access and use of formal financial services in Guatemala. The superintendency provides regulatory oversight for the banking system.
• Ministerio de Economía de GuatemalacoreStrategic or Co-development PartnerCoordinating partner in the Estrategia Nacional de Inclusión Financiera (ENIF), working together with the central bank and banking superintendency to promote financial inclusion, digital innovation, and financial education, particularly for women, youth, and entrepreneurs.
• International Monetary Fund (IMF)flagshipStrategic or Co-development PartnerBanco de Guatemala participates in the IMF's Special Data Dissemination Standard (SDDS) through its Página Nacional de Resumen de Datos (PNRD). The IMF conducts assessments including the Financial System Assessment Program (FSAP) and provides technical assistance for statistical standards.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Banco Central de la República Dominicana: Dominican Republic's central bank and the sixth SIPA participant. Comparable as a Caribbean/Central American monetary authority engaged in the same regional payment-interconnection system as Banguat.
• Banco Central de Reserva de El Salvador: El Salvador's central bank and a SIPA co-participant with Banco de Guatemala. Performs the same core functions — monetary policy, currency oversight, payment systems, and reserve administration — within the shared regional integration architecture.
• Banco Central de Nicaragua: Nicaragua's central bank, also connected via SIPA. Comparable in scale and Central American regional positioning, performing identical monetary-authority, payment-system, and reserves-management functions.
• Banco Central de Honduras: Honduras's central bank and SIPA participant. Closely comparable in mandate, scope of payment-system operations, and integration through the same regional cross-border payments platform.
• Banco Central de Costa Rica: Central bank of Costa Rica, also a SIPA participant. Operates analogous monetary-policy, payment-system, and reserves-management functions, making it the most directly comparable institutional peer within the same regional payment-integration framework.

Others

• Fondo para la Protección del Ahorro (FOPA): Wholly-owned deposit insurance subsidiary of Banco de Guatemala. Wholly-owned subsidiary providing savings/deposit protection within Guatemala's financial-safety-net architecture managed by the central bank.
• International Monetary Fund (IMF): Multilateral partner that conducts Financial System Assessment Programs (FSAP) for Guatemala and sets the SDDS data-dissemination framework Banguat implements. Acts as policy advisor, standards-setter, and capacity-building partner rather than a direct competitor.
• Superintendencia de Bancos de Guatemala: Guatemala's banking regulator and Banguat's ENIF co-coordinator. Adjacent ecosystem participant operating in the same financial system with overlapping mandate on financial stability, supervision, and inclusion.

Broad incumbents

• Federal Reserve System: U.S. central banking system. Establishes the SDDS standard Banguat adheres to via PNRD, and through the Federal Reserve's prior advisory role (Triffin/Grove in the 1945 reform) provides the historical and standards-based reference architecture for Banguat's operations.

Regional players

• Consejo Monetario Centroamericano (CMCA): Regional monetary-coordination body for Central America and Dominican Republic. Banco de Guatemala participates in CMCA-driven harmonization efforts, making it a peer at the supranational policy-coordination layer that complements Banguat's national central-bank role.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@BANGUAT/streams
• Facebookfacebook.com/banguat
• Xx.com/banguat

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Banco de Guatemala