EUROVAL

What EUROVAL does

Eurovaloraciones, S.A. (operating as EUROVAL) is a Spanish Sociedad de Tasación founded in 1990 and headquartered in San Juan de Alicante, Spain. The company is a Bank of Spain–homologated and CNMV-registered appraisal firm providing official mortgage appraisals under ECO 805/2003, advisory property valuations (VIA), company and asset valuations, energy certifications, and specialized consulting (cadastral audits, technical due diligence, building consultancy, art/jewelry expertization). It serves three primary customer segments — financial institutions (bank-referred mortgage appraisals), corporate and institutional clients (SOCIMIs, investment funds, multinationals), and individual property owners (inheritance, divorce, tax-related, mortgage-triggered valuations) — across Spain and Portugal, with a 500+ appraiser field network executing approximately 45,000 appraisals per month.

The technical stack centers on three proprietary platforms: (i) an AVM (Automated Valuation Model) for mass portfolio appraisal, independently certified by the Complutense University of Madrid; (ii) RuralData, the leading Spanish agricultural valuation platform acquired in 2022 with one million records across 8,200 municipalities and 112,000 crops/land uses; and (iii) the RACE customer and appraiser portals. Operations are certified under UNE ISO/IEC 27001 (information security), ISO 9001 (quality), AENOR environmental management, and are compliant with EU GDPR, DORA, and the Spanish Esquema Nacional de Seguridad (ENS). International standards coverage includes RICS, EVS (TEGoVA), and IVS (IVSC).

Commercially, Euroval operates a transactional per-report revenue model: official mortgage appraisals start from €133 (with add-ons such as the €18 Nota Simple Registral), tiered pricing on VIA by property type and built area, and quote-driven pricing for enterprise mandates, SOCIMI portfolios, singular properties, rustic farms, and complex commercial assets. Distribution is multi-channel — an e-commerce storefront (euroval.com/tienda), referral flows from 24+ homologated banks (Santander, BBVA, CaixaBank, Bankinter and others), a direct enterprise field-sales motion, and professional intermediary referrals (notaries, lawyers, mortgage brokers, iAhorro). Group structure includes GALTIER FRANCO IBÉRICA, S.A. and Instituto de Análisis Inmobiliario (INSTAI) as wholly-owned subsidiaries.

Name

EUROVAL

Legal name

Eurovaloraciones, S.A.

Website

https://euroval.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

101–250 employees

Short description

EUROVAL (Eurovaloraciones, S.A.) is a Bank of Spain–homologated Spanish appraisal and valuation firm, founded in 1990, providing official mortgage appraisals, corporate and asset valuations, and consulting services to financial institutions, SOCIMIs, multinationals, and individuals across Spain and Portugal.

Ownership category

akta.pro rank

Product category

Real Estate Appraisal Services

NAICS

Offices of Real Estate Appraisers (531320), Offices of Real Estate Appraisers (53132)

akta.pro primary industry

Real Estate Valuation & Appraisal (BPAHANAC)

akta.pro secondary industries

Commercial Property Appraisal (BPAJAKAB), Residential Property Appraisal (BPAJAKAA), Real Estate Valuation & Appraisal (commercial/residential) (FSAEAHAJ), Estate, Gift & Trust Valuation (BPAHANAL)

Keywords

• Real estate appraisal services
• Mortgage valuation services
• Property valuation consulting
• Company asset valuation
• Agricultural land valuation

Headquarters

HQ city

San Juan De Alicante

HQ country

Spain

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Official Mortgage Appraisals: One-time fee per official appraisal report for mortgage guarantee purposes. Performed under ECO 805/2003 regulation, valid for all Spanish financial institutions. Includes property visit, photographs, floor plan, market analysis, urban environment assessment, and registry/cadastral information. Revenue is transactional per report.
2. Advisory Property Valuation (VIA): Non-official property valuation reports for decision-making purposes (sales, asset valuation, litigation, asset distribution, CBE 3/2008 and 3/2010 compliance). Priced per property type and size tier. Agile, personalized service without formalities of official mortgage appraisal regulations.
3. Energy Certifications: Mandatory energy performance certificates for residential and commercial properties. Includes technician visit, energy consumption analysis, and official registration with the administration.
4. Enterprise & Corporate Services: Valuation of companies, assets, inventories, related-party transactions, SOCIMI services, and mass AVM appraisals for institutional clients. Pricing per engagement or portfolio basis, typically quote-driven for complex or large-scale mandates.
5. Consulting Services: Building consultancy, technical due diligence, cadastral audits, energy audits, expert consulting, and real estate market studies for institutional clients, public administrations, and investors.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

EUROVAL is a Sociedad de Tasación providing comprehensive property and asset valuation services across Spain and Portugal. Its flagship offering is the official mortgage appraisal (Tasación Oficial Hipotecaria) performed under ECO 805/2003 and valid for all Spanish financial institutions, supplemented by advisory property valuations (VIA), company and asset valuations, energy certifications, cadastral audits, technical due diligence, and expertization of art and jewelry.

Product overview

Euroval is a Sociedad de Tasación (Appraisal Company) providing comprehensive property and asset valuation services. The core offering centers on official mortgage appraisals compliant with ECO 805/2003 regulations, supplemented by advisory valuations (VIA), company/asset valuations, and consulting services. Key products include: (1) Tasación Oficial Hipotecaria - the flagship official appraisal valid for bank mortgages; (2) Valoración de Empresas and Valoración de Activos for corporate clients; (3) AVM mass appraisal system for portfolio analysis; (4) RICS/EVS/IVSC international standard valuations; (5) specialized services including cadastral audits, energy certifications, and art/jewelry expertization; (6) acquired platform RuralData for agricultural property valuation. The company operates as a unified platform with interconnected services for individuals, companies, and institutional clients, all supervised by Euroval's validation department and approved by Banco de España.

Differentiator

Problem solved

Functional benefit

Products and services

• Tasación Oficial Hipotecaria (Official Mortgage Appraisal) Official appraisal service for mortgage guarantees valid for all Spanish financial institutions, performed under Order ECO 805/2003. Includes property visit, photographs, detailed floor plan, market analysis, urban environment assessment, and registry/cadastral information. Pricing starts from €133 with applied discounts; report delivered in 3-5 business days.
• Valoración Inmobiliaria para Asesoramiento (VIA) Non-official real estate valuation report for decision-making purposes (sales, asset valuation, litigation, asset distribution). Includes location, registry/cadastral data, photographs, comparable analysis, and market valuation. Priced per property type and size tier.
• Certificación Energética (Energy Certification) Mandatory energy performance certificate for renting or selling properties, including an authorized technician visit, energy consumption analysis, and official registration with the regional administration.
• Valoración de Patrimonio y Herencias Valuation reports for real estate and assets included in an inheritance, supporting equitable distribution among heirs, tax calculations, and regularization. Often used to contest administrative tax valuations and reduce tax exposure.
• Valoración de Empresas (Company Valuation) Independent economic valuation of companies considering financial, accounting, patrimonial, and strategic aspects. Used for purchase/sale transactions, mergers, successions, financing, or internal audits.
• Valoración de Activos (Asset Valuation) Valuation of tangible and intangible assets including machinery, installations, brands, and licenses for accounting, tax, insurance, or guarantee purposes.
• Servicios para SOCIMI (REIT Services) Specialized valuation and advisory services for SOCIMIs (Spanish real estate investment trusts), complying with regulatory and fiscal obligations aligned with market standards.
• Tasaciones RICS / EVS / IVSC International-standard valuations issued under RICS, EVS (TEGoVA), and IVSC frameworks, enabling international and cross-border transactions and global client mandates.
• Valoración Masiva de Inmuebles AVM (Mass Appraisal) Automated Valuation Model (AVM) service using structured property data and statistical modeling for mass appraisal of real estate portfolios at scale for advisory purposes. Certified by the Complutense University of Madrid.
• Due Diligence Técnica Pre-acquisition analysis of the technical, urban, documentary, and legal aspects of a property, identifying potential risks and hidden charges for buyers and investors.
• Consultoría de Edificación (Building Consultancy) Comprehensive supervision of real estate project phases, controlling timelines, costs, construction quality, and license compliance throughout the project lifecycle.
• Auditorías Catastrales (Cadastral Audits) Review of cadastral property data (surface, use, age, construction quality) to detect errors and potentially reduce property taxes such as IBI.
• Expertización de Arte y Joyas Technical and documentary valuation of jewelry, artwork, antiques, and valuable objects for inheritances, insurance, asset distribution, or market value determination.
• RuralData Agricultural Valuation Platform Agricultural valuation platform with 1 million records covering 8,200 municipalities and 112,000 crops and land uses, enabling fast and reliable rural property valuation reports. Acquired by Euroval in 2022.
• Tasaciones para Expropiaciones Property valuation for expropriation processes, determining fair compensation according to applicable legal standards.
• Inventario de Bienes (Asset Inventory) Detailed inventories identifying, locating, and economically valuing movable and immovable assets to support asset control, audits, insurance policies, and strategic decision-making.
• Operaciones Vinculadas (Related-Party Transactions) Valuation of assets and services in transactions between related companies in compliance with tax regulations on transfer pricing.

Quantifiable outcome

• 45,000 appraisals performed in the last month
• +3 more outcomes

Named customers15 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature4 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• Arenas & Cayo, S.A.minorStrategic or Co-development PartnerStrategic alliance with Arenas & Cayo, S.A., a real estate professional services firm. Euroval and Arenas & Cayo collaborate on real estate valuation and advisory services for clients in Spain.
• Axia Valor (Mexico)minorStrategic or Co-development PartnerMexican appraisal company Axia Valor visited Euroval headquarters, indicating a relationship for knowledge sharing and potentially cross-border valuation services between Spain and Mexico.
• Preciosdevivienda.esminorGTM or Marketing PartnerEuroval was added as a new partner to Preciosdevivienda.es, a property price comparison platform, providing valuation data and services to the platform's users.
• Instituto de Análisis Inmobiliario (INSTAI)coreOthersINSTAI (Instituto de Análisis Inmobiliario S.L.) is part of the Euroval Group. It specializes in real estate market analysis and research, complementing Euroval's core appraisal services with data analytics capabilities. CIF B-85169704, registered in Madrid.
• Galtier Franco Ibérica, S.A. (Galtier)coreOthersGALTIER FRANCO IBÉRICA, S.A. is part of the Euroval Group. CIF: A2042490, registered in the Mercantile Registry of Guipúzcoa. Part of the group structure providing valuation services.
• EurovaliaminorOthersEurovalia is listed as a partner under the Grupo Euroval umbrella, suggesting a regional or specialized subsidiary company within the group.
• Everycode S.L.minorImplementation/ SI/ Consulting PartnerEverycode S.L. is the independent inspection company engaged by Euroval to conduct accessibility audits of its website and mobile applications under standard EN 301 549. Everycode is accredited by ENAC under ISO/IEC 17020.
• iAhorro (Mortgage Comparator)minorChannel Partner/ Reseller/ DistributoriAhorro, a Spanish mortgage comparator and financial advisory platform, recommends Euroval for official appraisals. Referrals from iAhorro have resulted in completed appraisals for customers.

Scale indicators5 records

Recent moves7 records

Expansion highlights7 records

Direct peers

• Sociedad de Tasación: Sociedad de Tasación is a long-established Spanish appraisal firm competing head-to-head with Euroval in bank-channel mortgage appraisals, AVM and corporate valuations. Direct product overlap and identical regulatory positioning make it the closest pure-play competitor.
• UVE Valoraciones: UVE Valoraciones is a Spanish appraisal firm with overlap in official mortgage valuations and advisory services. Comparable scale and target customer base (banks, SOCIMIs, corporates) position it as a direct mid-market peer.
• Tinsa: Tinsa is the largest Spanish appraisal and valuation company, directly comparable to Euroval across official mortgage appraisals, AVM/Tinsa BIG DATA, and corporate valuation services. Both are Banco de España homologated and operate nationwide appraiser networks.

Broad incumbents

• Savills Valuation (Spain): Savills offers property valuation and advisory in Spain with RICS-accredited valuers, comparable to Euroval's international-standards offerings. It competes mainly in the corporate, investment and high-end residential segments rather than bank-channel mortgage appraisals.
• Cushman & Wakefield Valuation (Spain): Cushman & Wakefield's valuations practice competes for the same institutional and corporate mandates as Euroval in Spain, including SOCIMI and cross-border advisory work. Comparable on corporate/institutional segment, but not on regulated Spanish mortgage appraisals.
• JLL Valuations (Spain): JLL's valuations business in Spain targets large corporate, investor and institutional mandates, overlapping with Euroval's SOCIMI, asset, and RICS/EVS/IVSC services. It is a broader real estate services incumbent rather than a regulated mortgage appraisal specialist.
• Knight Frank Valuation (Spain): Knight Frank's Spanish valuation team covers prime residential, commercial, and investment property valuations, with overlap on RICS-compliant mandates. Competes with Euroval primarily in the corporate/institutional segment rather than mass-market regulated appraisals.
• Colliers Valuation (Spain): Colliers' valuation services in Spain target corporate, SOCIMI and investor clients with overlapping advisory and asset valuation services. Comparable on institutional mandates, less so on regulated bank-channel mortgage appraisals.
• CBRE Valuation Advisory (Spain): CBRE's Spanish valuation practice offers institutional-grade property and corporate valuations competing with Euroval's corporate/institutional segment. As part of a global commercial real estate services platform, CBRE overlaps on mandates but is broader and not specialized in regulated mortgage appraisals.

Regional players

• BNP Paribas Real Estate Valuation (Iberia): BNP Paribas Real Estate offers valuation and advisory across Iberia and pan-Europe, with overlap on corporate, bank and institutional mandates. Operates from a broader European platform but is a meaningful competitor for institutional clients in Spain and Portugal.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/euroval
• Facebookfacebook.com/euroval
• LinkedInlinkedin.com/company/euroval

Compliance8 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EUROVAL