Pre-Settlement Funding

What Pre-Settlement Funding does

Pre-Settlement Funding is a privately held, US-based litigation finance company that provides non-recourse cash advances to plaintiffs with pending personal injury lawsuits. Founded around 2003 and headquartered in Princeton, the company advertises across 48 US states plus the District of Columbia, with two 1-800 intake lines and a website (pre-settlementfunding.com) serving as primary customer acquisition channels. Advances range from $500 to $250,000 per case, with same-day-to-48-hour funding on a typical advance of approximately 10% of anticipated settlement value; repayment is owed only if the plaintiff's case is won.

The core product is a lawsuit cash advance evaluated through attorney-submitted case documentation, with no credit checks and no employment requirements on the plaintiff. The company has extended its offering beyond pre-settlement advances to include structured settlement cash-outs and installment payment plans, and its website lists broad keyword coverage across dozens of litigation-finance search terms plus dedicated state and case-type pages.

The business model is transaction-fee based: revenue derives from interest and fees accumulated on advanced amounts and repaid from settlement proceeds on winning cases. Go-to-market is direct-to-consumer, combining SEO-driven content marketing, 24/7 phone intake, and attorney referrals. The website carries a disclaimer indicating it functions in part as a 'dba advertising website' that 'makes no direct transactions with applicants,' which is consistent with a lead-generation posture layered on top of direct funding activity. The company has 51–100 employees, no disclosed institutional investors, no parent company, no M&A activity, and no leadership team information in the available source material.

Name

Pre-Settlement Funding

Legal name

Pre Settlement Funding

Website

https://pre-settlementfunding.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

51–100 employees

Short description

Pre-Settlement Funding is a US private litigation finance company providing non-recourse cash advances ($500–$250,000) to personal injury plaintiffs awaiting settlement, operating across 48 states plus DC via its website and phone intake.

Ownership category

akta.pro rank

Product category

Litigation Financing

NAICS

Sales Financing (52222)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Debt Settlement / Negotiation Programs (Non-loan) (FSAKAIAK)

Keywords

• Lawsuit funding
• Pre-settlement funding
• Litigation financing
• Legal cash advances
• Personal injury loans

Headquarters

HQ city

Princeton

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Lawsuit Cash Advances: Pre-settlement funding provides cash advances against the anticipated settlement value of pending lawsuits. Repayment is only required if the plaintiff wins their case (non-recourse financing). The company earns returns through interest and fees added to the advanced amount, which are repaid from settlement proceeds. Funding amounts range from $500 to $250,000, with typical advances around 10% of anticipated settlement value.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Pre-Settlement Funding provides non-recourse lawsuit cash advances to plaintiffs with pending personal injury lawsuits, ranging from $500 to $250,000 based on the anticipated value of their settlement. Repayment is only required if the plaintiff wins the case, eliminating financial risk for borrowers. The company evaluates case merit in coordination with plaintiffs' attorneys and disburses funds as quickly as same-day or within 24-48 hours.

Product overview

Pre-Settlement Funding is a single unified financial service offering pre-settlement and post-settlement cash advances to plaintiffs with pending personal injury lawsuits. The core product provides non-recourse funding where plaintiffs repay only if they win their case. The company also offers structured settlement cash-outs and installment payment plans for qualifying applicants.

Differentiator

Problem solved

Functional benefit

Products and services

• Lawsuit Cash Advances (Pre-Settlement Funding) Non-recourse cash advances ranging from $500 to $250,000 provided to plaintiffs with pending personal injury lawsuits. Repayment is required only if the plaintiff wins the case. Funds can be used for any purpose and are disbursed as quickly as same-day or within 24-48 hours.
• Structured Settlement Cash-Outs Cash-out options for plaintiffs with existing structured settlements who need immediate liquidity, provided as part of the company's litigation financing portfolio for qualifying applicants.
• Post-Settlement Funding and Installment Payment Plans Funding options and installment payment plans offered to qualifying applicants after settlement has been reached, providing additional liquidity solutions beyond the core pre-settlement cash advance product.

Quantifiable outcome

• Funding available within 24-48 hours in most cases

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Anchor Funding Services: East Coast-based pre-settlement funder with comparable product set and attorney-network distribution model.
• USClaims: Pre-settlement funding company offering advances to personal injury plaintiffs nationwide with similar non-recourse terms.
• LegalBay: Lawsuit funding provider offering pre-settlement and post-settlement cash advances with a comparable multi-channel marketing approach.
• Fairway Law Group: Plaintiff-side legal funding and structured settlement purchasing firm directly overlapping Pre-Settlement Funding's product mix.
• Nova Legal Funding: Pre-settlement funder serving plaintiffs across multiple states with similar non-recourse advance products and attorney-driven origination.
• High Rise Financial: Lawsuit funding company providing cash advances to plaintiffs in personal injury and other litigation, competing in the same non-recourse segment.
• Oasis Financial: One of the largest US pre-settlement funding companies, providing non-recourse cash advances to personal injury plaintiffs on a similar nationwide footprint and case-mix.
• LawCash: Direct competitor offering pre-settlement and post-settlement advances to plaintiffs and attorneys, with overlapping GTM via attorney referrals and digital marketing.
• Baker Street Funding: Specialist legal funding provider offering non-recourse advances on personal injury cases with a comparable funding range and fast-turn underwriting model.

Broad incumbents

• Burford Capital: Largest publicly traded litigation finance investor with commercial-focused portfolio that increasingly touches consumer-side funding, representing a potential capital-rich competitive force.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/SettlementCash1

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pre-Settlement Funding