Rapyd Ventures
Rapyd Ventures is the corporate venture capital arm of Rapyd, a global fintech-as-a-service platform. It invests in capability providers building next-generation fintech infrastructure and end-user platforms, leveraging Rapyd's unified payments network spanning 100+ countries.
- Company typePrivate
- Founded2016
- HeadquartersMarylebone, United Kingdom
- Headcount—
- GTM typeB2B
- OfferingSoftware
What Rapyd Ventures does
Rapyd Ventures is the corporate venture capital arm of Rapyd, a global fintech-as-a-service platform founded in 2016. Rapyd Ventures invests in capability providers building the next generation of fintech infrastructure and end-user platforms, aligning portfolio investments with the parent company's strategy of enabling global commerce through a unified payments API. Its disclosed portfolio activity includes participation in Volopay's $29 million Series A round in 2022.
The parent platform, Rapyd, operates a cloud-based fintech-as-a-service stack built on AWS that allows merchants to accept, send, and manage funds globally through a single integration. The product suite spans payment acceptance (Rapyd Collect, Hosted Checkout, Payment Links, Virtual Terminals, Card Machines, and Tap to Pay on iPhone), global payouts (Rapyd Disburse), card issuing (Rapyd Issuing), multi-currency business accounts, virtual accounts, stablecoin solutions, and cross-border payments. The infrastructure is certified to PCI-DSS Level 1 and SOC2 Type II standards, and is operated through regulated entity licenses in Iceland (FME EMI), the UK (FCA EMI), Singapore (MAS Major Payment Institution), Hong Kong (MSO and Money Lenders), Israel, and the United States (FinCEN MSB).
Rapyd monetizes primarily through transaction fees on payment processing, card issuing, and cross-border services, supplemented by subscription and gateway fees (e.g., kr. 50,000 setup and kr. 2,661 monthly for Iceland gateway access). The company serves enterprise customers including Uber, Booking.com, Adidas, Microsoft, Google, Rappi, Playtech, Meta, and Paysafe across B2B payments, eCommerce, marketplaces, iGaming, creator economy, online trading, crypto exchanges, and online travel verticals. Distribution combines self-serve developer onboarding, direct enterprise sales, and a global channel partner program spanning ISOs, ISVs, PayFacs, and referral agents, with pre-built plugins for Shopify, WooCommerce, and Magento.
Rapyd Ventures firmographics
Firmographics- Name
- Rapyd Ventures
- Legal name
- Rapyd Financial Network (2016) Ltd.
- Website
- https://rapyd.net
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Short description
- Rapyd Ventures is the corporate venture capital arm of Rapyd, a global fintech-as-a-service platform. It invests in capability providers building next-generation fintech infrastructure and end-user platforms, leveraging Rapyd's unified payments network spanning 100+ countries.
- Ownership category
- akta.pro rank
Rapyd Ventures industry classification
Industry- Product category
- Cross-Border Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Credit Card Issuing (522210), Credit Intermediation and Related Activities (522)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Tokenization, Network Vaults & Credential Management (FSAGABAF)
- akta.pro secondary industries
- Prepaid Card Program Managers & Issuers (BIN Sponsors) (FSAMANAK), Payments, Expense & FinTech Strategy (Card Programs/Settlement) (THACAMAI), Corporate Fintech / Insurtech CVC (Financial-services-led CVC) (FSANAHAK)
Keywords
Where Rapyd Ventures is headquartered
LocationHeadquarters
- HQ city
- Marylebone
- HQ country
- United Kingdom
- HQ region
- Europe
Offices6 records
Markets served
Rapyd Ventures business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations, Supply Chain
Revenue model
- Payment Processing Transaction Fees: Revenue generated from processing payment transactions. Merchants pay a percentage or fixed fee per transaction processed through the platform across various payment methods including cards, local payment methods, and digital wallets.
- Gateway and Platform Fees: Monthly subscription and setup fees for gateway access and platform services. For Rapyd Gateway in Iceland: setup fee kr. 50,000 and monthly fee kr. 2,661.
- Card Issuing Services: Revenue from issuing physical and virtual cards to merchants and end customers.
- Cross-Border Payment Services: Fees for facilitating international transactions and currency conversion across multiple jurisdictions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Rapyd Gateway Setup Fee |
| Subscription | Monthly | Rapyd Gateway Monthly Fee |
| Transaction based/ take rate | Monthly | Enterprise Pricing |
Go-to-market motion4 records
Distribution channels7 records
Marketing channels7 records
Rapyd Ventures product offering
Product offeringCore offering
Rapyd Ventures is the venture capital arm of the Rapyd group, investing in capability providers building the next generation of FinTech infrastructure and end-user platforms. Under the broader Rapyd fintech-as-a-service platform, the company provides global payment acceptance, cross-border payouts, card issuing, multi-currency business accounts, and embedded fintech infrastructure through a single API integration covering 100+ countries. The platform also offers point-of-sale hardware, hosted checkout, and direct card acquiring under multiple jurisdictional licenses.
Product overview
Rapyd offers a comprehensive fintech-as-a-service platform providing global payment processing and financial services infrastructure. The platform operates through a unified API architecture with multiple product modules including Rapyd Collect for payment acceptance, the Global Payments API for direct integration, Hosted Checkout and Payment Links for quick online payment collection, Virtual Terminals for phone orders, and Card Machines (POS terminals) for in-store acceptance. The platform also includes Rapyd Disburse for sending payouts globally, Rapyd Issuing for card issuance, Multi-Currency Business Accounts for international commerce, Virtual Accounts for collection, and Rapyd Pay with Tap to Pay on iPhone for mobile acceptance. Rapyd serves multiple industries including eCommerce, B2B payments, marketplaces, gaming, trading, crypto exchanges, travel, and creator economy, with operations across Europe, UK, Singapore, Hong Kong, Israel, and the US.
Differentiator
Problem solved
Functional benefit
Brands
- Rapyd Pay: Mobile payment application enabling contactless payments and Tap to Pay functionality on iPhone.
- Rapyd Collect
- Valitor
Products and services
- Rapyd Collect Comprehensive payment acceptance solution enabling merchants to accept payments online and in-store through one unified API, supporting cards, local payment methods, and digital wallets.
- Global Payments API Unified API platform that lets developers integrate a broad range of local payment methods into digital applications from a single interface.
- Accept Payments Online Online payment acceptance solution that lets merchants process card payments and local payment methods via hosted checkout, payment links, or virtual terminals.
- Accept Payments In-Store Point-of-sale payment acceptance product covering countertop, mobile, and virtual payment terminals for retail environments.
- Rapyd Gateway Flexible payment gateway for larger e-commerce sites and systems requiring direct card payment processing connection, with subscription and setup fees per market.
- Card Machines Physical POS terminals (PAX A920 Pro, PAX A35, PAX A77, PAX A50) with LAN, WiFi, and 4G connectivity for accepting in-store card payments.
- Send Payouts (Rapyd Disburse) Disbursement solution enabling businesses to send payouts to individuals or businesses globally across multiple channels.
- Issue Cards (Rapyd Issuing) Card issuing solution allowing businesses to issue physical and virtual prepaid or credit cards to customers, employees, or beneficiaries.
- Multi-Currency Business Accounts Global accounts enabling businesses to hold, manage, and transact in multiple currencies with multi-currency settlement capabilities.
- Israel Card Acquiring Card acquiring services for the Israeli market enabling local merchants to accept card payments under a local Payment Services License.
Quantifiable outcome
- Once merchants offer local payment methods in a market, they see an increase in transactions
- +2 more outcomes
Companies that use Rapyd Ventures
Customer profileNamed customers10 records
Segments8 records
Ideal customer profiles3 records
Rapyd Ventures technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability5 records
Feature8 records
Rapyd Ventures partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered minor and core.
- SalesCloudminorSalesCloud is a partner providing point-of-sale systems for restaurants and retail. Their system integrates with Rapyd payment solutions, featuring easy ordering interface, eTag payment solution, gift cards, and self-checkout capabilities.
- GODOminorGODO specializes in technology solutions for the travel industry. GODO Property hotel booking system integrates with Rapyd payment gateway for automated card payments, multiple sales channels, and direct connections to travel agencies.
- Booking FactoryminorBooking Factory is a hotel booking system integrated with Rapyd payment gateway. Offers direct connections to 400+ sales channels including Booking.com, Expedia, and Airbnb with automated card payments.
- Cloud4ClubminorCloud4Club is a modern cloud-based membership and collection management system for organizations and clubs. Integrated with Rapyd for payment collection services.
- ShopifycoreShopify is a major eCommerce platform with pre-built plugin integration for Rapyd payment solutions. Allows Shopify merchants to easily integrate Rapyd's payment processing capabilities.
- WooCommercecoreWooCommerce (WordPress eCommerce plugin) has pre-built integration with Rapyd payment gateway for WordPress-based online stores.
- MagentocoreMagento eCommerce platform has plugin integration with Rapyd payment solutions for enterprise merchants.
- AWS (Amazon Web Services)coreRapyd's cloud-based platform infrastructure is stored in AWS cloud environment with data replicated to remote AWS availability zones in US East 1 region. Additional data center in AWS Europe West 1 region for disaster recovery.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Rapyd Ventures competitors and assessment
Company assessmentDirect peers
- Checkout.com: Checkout.com is a global payment processor providing card acquiring, alternative payment methods, and payout services through a single API. It is one of Rapyd's closest direct competitors in cross-border enterprise payments and embedded fintech infrastructure.
- Adyen: Adyen is a global unified payments platform offering online, in-store, and platform payment processing through a single integration. Highly comparable to Rapyd's value proposition in providing global acquiring, local payment methods, and cross-border settlement for enterprise merchants across multiple jurisdictions.
- Stripe: Stripe is the global API-first payments platform most directly comparable to Rapyd. Both target developers with a single API for global payment acceptance, offer hosted checkout, support extensive local payment methods, and serve SMB through enterprise merchants. Stripe and Rapyd compete head-to-head in cross-border acquiring, payouts, issuing, and embedded fintech infrastructure.
- dLocal: dLocal is a cross-border payment processor focused on emerging markets, enabling global merchants to accept local payment methods in LatAm, Africa, and APAC. It is a strong comparable to Rapyd's emerging-markets pay-out and acquiring proposition, particularly Rapyd's PayU/LatAm and Africa footprint.
- Nuvei: Nuvei is a global payments platform providing direct card acquiring, alternative payment methods, and payouts across 200+ markets. Highly comparable to Rapyd in serving global eCommerce, marketplaces, and integrated B2B verticals with emerging-markets depth.
Emerging players
- Mollie: Mollie is a European payment service provider offering multi-method payment processing through a unified API to SMB and mid-market merchants. It is comparable to Rapyd in API-first developer experience and European payment method coverage, though typically smaller-scale and more SMB-focused than Rapyd's enterprise tilt.
- Wise (TransferWise): Wise provides cross-border money movement, multi-currency accounts, and card issuing for consumers and businesses. While narrower in scope than Rapyd, Wise overlaps directly on multi-currency business accounts, payouts, and the card-issuing product (Wise card vs Rapyd Issuing).
- Payoneer: Payoneer provides cross-border B2B payments, multi-currency accounts, and card issuing for SMBs and marketplaces. It is comparable to Rapyd's B2B payments and multi-currency business account offerings, though it focuses more on freelancer/marketplace payouts than omnichannel acquiring.
Broad incumbents
- PayPal: PayPal (including Braintree, Venmo, Hyperwallet, and PayPal World) offers global payment processing, payouts, and card services to merchants ranging from SMB to enterprise. As a broad incumbent, it overlaps materially with Rapyd's card acceptance, cross-border, and platform payout capabilities but on a vastly larger scale and broader portfolio.
- Worldline / Worldpay: Worldline and Worldpay are global incumbents offering merchant acquiring, gateway, and processing services across multiple geographies. They compete with Rapyd in Tier-1 enterprise acceptance and processing but operate at much larger scale and as part of broader banking/payments portfolios.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Rapyd Ventures social profiles
Digital presenceRapyd Ventures compliance and trust
Trust signalCompliance6 records
Rapyd Ventures financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rapyd Ventures leadership team
Management profileNumber of profiles
Rapyd Ventures subsidiaries and ownership
Company hierarchySubsidiaries17 records
Rapyd Ventures funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rapyd Ventures M&A and investment
M&A and investmentM&A
Investments13 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rapyd Ventures
What does Rapyd Ventures do?
Rapyd Ventures is the venture capital arm of the Rapyd group, investing in capability providers building the next generation of FinTech infrastructure and end-user platforms. Under the broader Rapyd fintech-as-a-service platform, the company provides global payment acceptance, cross-border payouts, card issuing, multi-currency business accounts, and embedded fintech infrastructure through a single API integration covering 100+ countries. The platform also offers point-of-sale hardware, hosted checkout, and direct card acquiring under multiple jurisdictional licenses.
Is Rapyd Ventures a public or private company?
Rapyd Ventures is a private company. It is classified as venture growth investor backed and is currently operating.
When was Rapyd Ventures founded?
Rapyd Ventures was founded in 2016.
Where is Rapyd Ventures based?
Rapyd Ventures is headquartered in Marylebone, United Kingdom, in the Europe region.
How does Rapyd Ventures make money?
Four revenue lines are on record. Payment Processing Transaction Fees are the primary driver. The others are gateway and Platform Fees, card Issuing Services and cross-Border Payment Services.
Who are Rapyd Ventures's main competitors?
Direct peers on record are Checkout.com, Adyen, Stripe, dLocal and Nuvei. Emerging players are Mollie, Wise (TransferWise) and Payoneer. Broad incumbents are PayPal and Worldline / Worldpay.
Does Rapyd Ventures have an API?
Yes. Rapyd offers a comprehensive API platform that enables integration of various local payment methods into digital applications from a single API. The API supports accepting online payments, in-store payments, payouts/disbursements, card issuing, multi-currency business accounts, and cross-jurisdictional transactions. Developers can access documentation, guides, and API references through the Rapyd Developer Center. The platform includes Rapyd Collect for payment collection, Rapyd Checkout for hosted checkout flows, Rapyd Disburse for payouts, and Rapyd Issuing for card management. Developer documentation is at docs.rapyd.net/en/index-en.html.
What industry is Rapyd Ventures in?
Rapyd Ventures's product category is Cross-Border Payment Processing. Its primary akta.pro industry code is FSAGABAF, Tokenization, Network Vaults & Credential Management, with a secondary code of FSAMANAK, Prepaid Card Program Managers & Issuers (BIN Sponsors). Its NAICS code is 522320 and its SIC code is 6199.