Holbrook Capital

What Holbrook Capital does

Holbrook Capital LLC is a hard money lending company founded in 2022 by Bryce Matheson and headquartered in Idaho Falls, Idaho. The company provides short-term, asset-based financing to real estate investors and flippers, with a product suite spanning purchase loans, refinance loans (including cash-out), purchase-plus-rehabilitation loans, bridge loans, ground-up construction financing, and small-balance commercial property loans. Holbrook differentiates from traditional lenders by not requiring income documentation, job history, or credit score checks; instead, underwriting focuses on the deal and the borrower's experience. The company advertises a 5-day funding turnaround and operates an online borrower application and investor management portal built on the Lendr platform technology. All loans are originated in a first-lien position against Idaho real estate.

Name

Holbrook Capital

Legal name

Holbrook Capital LLC

Website

https://holbrookcapital.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Holbrook Capital LLC is a hard money lender founded in 2022 in Idaho Falls, Idaho, providing short-term financing to real estate investors for fix-and-flip, construction, bridge, and commercial property projects, funded by accredited investor capital under Reg D 506(c).

Ownership category

akta.pro rank

Product category

Hard Money Lending / Private Real Estate Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Portfolio Management and Investment Advice (52394), Other Investment Pools and Funds (5259)

SIC

Mortgage Bankers & Loan Correspondents (6162), Investment Advice (6282)

akta.pro primary industry

Private Credit / Direct Lending (FSAAAHAG)

akta.pro secondary industries

Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH), Real Assets — Real Estate Debt (Whole Loans, Mezzanine, CMBS/CLO) (FSAHAIAB), Private Credit & Direct Lending Fundraising Placement (FSAEALAE)

Keywords

• Hard money lending
• Real estate financing
• Fix and flip loans
• Bridge loans
• Private lending

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Interest Income on Hard Money Loans: Holbrook Capital generates revenue by charging interest on short-term hard money loans provided to real estate investors. Loans are structured as fix & flip financing, construction loans, bridge loans, and wholesaling capital. The company also generates returns for investors who fund these loans.
2. Investor Returns Management: Company collects interest payments from borrowers and distributes monthly returns (targeting 9-10.5% annual yield) to investors. Company invests own capital alongside investor capital in many deals, creating aligned incentives.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Holbrook Capital is a private hard money lender that originates short-term, asset-based loans to real estate investors in Idaho for fix-and-flip, ground-up construction, bridge, and small-balance commercial projects. It funds these loans using capital raised from accredited investors through a Regulation D Rule 506(c) private offering, co-investing its own capital alongside investor capital in many deals, and targets 9-10.5% annual returns for investors paid monthly.

Product overview

Holbrook Capital is a hard money lending company founded in 2022, offering short-term capital for real estate investors in Idaho. The core product is Hard Money Lending, which provides fast funding for fix-and-flip projects, wholesalers, ground-up construction, and bridge loans without traditional lending requirements. The loan product suite includes Purchase Loans, Refinance Loans (including cash-out), Purchase + Rehab Loans, Bridge Loans, Construction Financing, and Commercial Property Loans for various property types (single-family, multi-family, commercial, land). For investors, the company offers an Investment Opportunities program targeting 9-10.5% annual returns, regulated under Regulation D Rule 506(c), with a minimum $50,000 investment. The company operates through an Investor Portal and Borrower Portal built on the Lendr lending platform technology.

Differentiator

Problem solved

Functional benefit

Products and services

• Hard Money Lending Short-term, asset-based financing for real estate investors in Idaho, covering fix-and-flip projects, wholesaling, ground-up construction, bridge loans, and small-balance commercial properties. Funded in as few as 5 days with no income, job history, or credit score requirements.
• Purchase Loans Financing for acquiring investment properties, including single-family homes, townhomes, condos, manufactured homes, multi-family properties (2-4, 5-12, and 13+ units), commercial properties, and land (raw and developed).
• Refinance Loans Refinancing options including standard refinance, cash-out refinance, and short sale financing for existing investment properties.
• Purchase + Rehab Loans Combined financing for acquiring and rehabilitating investment properties in a single loan product.
• Bridge Loans Short-term transitional financing for real estate investors needing quick capital to secure properties before long-term financing is arranged.
• Construction Financing Ground-up construction loans for building new residential or commercial properties from scratch.
• Commercial Property Loans Financing for small-balance commercial properties including office space, industrial, and mixed-use properties.
• Investment Opportunities (Accredited Investor Program) Accredited investor program offering target returns of 9-10.5% annually on hard money loans secured by first-lien position real estate, with a $50,000 minimum investment and monthly interest payouts. Regulated under Regulation D Rule 506(c).

Quantifiable outcome

• Funding completed within 5 days
• +3 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Market position

Strengths4 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/holbrook-capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Holbrook Capital