PACC GROUP

What PACC GROUP does

GRUPO PACC Correduría de Seguros is a privately held, independent insurance brokerage founded in 1991 and headquartered at Plaza de la Constancia, 2 Bajo, 14006 Córdoba, Spain. The company acts as a professional intermediary (correduría de seguros) placing and managing insurance policies between clients and insurers across all major lines — auto, life, health, savings and pensions, funeral, legal defense, business property, fleet, credit and suretyship, technical lines, agricultural, and public-sector insurance. It serves a vertically segmented customer base spanning individual consumers (particulares), small, medium and large enterprises (empresas), public administrations, the agricultural sector (including farmers, cooperatives and olive mills/almazaras), and niche segments such as fair-industry operators (feriantes, with over 500 clients) and transport operators.

The company's product architecture combines standard multi-line insurance placement with a portfolio of exclusive, in-house/co-developed products (Exclusivo PACC / Productos Exclusivos PACC), including PACCAUTO and PACCAUTO Integral (auto), PACC Todo Riesgo and PACC Protección Empresas (business), PACC Protección al Transportista (transport), Maquinaria Agrícola and Todo Riesgo Almazaras (agriculture), and Su abogado en casa Premium (legal). PACCAUTO was co-developed with insurer Seguros Pelayo. Technology is operationally supportive rather than differentiating: the firm runs a client-facing self-service portal (eclient.grupopacc.es), a professionals-access portal, and internal policy-administration systems. It holds ISO 9001 (Quality Management, certified September 2023) and ENS (National Security Scheme, medium level under RD 311/2022, March 2026) certifications, and is registered for civil liability insurance (DSG J340).

Revenue is generated from insurance brokerage commissions earned from insurance companies on policy premiums; pricing is quote-based, risk-assessed, and not publicly disclosed. Go-to-market is channel-partner led: since 1996 the company has operated a pioneering franchise distribution model, maintaining a network of more than 85 offices across Spain (including a women-focused franchise track, PACC Woman) alongside a digital client portal. The firm employs 101–250 people and reported ranking 1st among independent insurance brokerages with Spanish capital ownership in a 2026 industry ranking.

Name

PACC GROUP

Legal name

GRUPO PACC Correduría de Seguros

Website

https://grupopacc.es

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

101–250 employees

Short description

GRUPO PACC is an independent Spanish insurance brokerage (founded 1991) placing multi-line policies for individuals, SMEs, public administrations, agricultural and fair-industry clients through a 85+ office franchise network, earning commissions from insurers.

Ownership category

akta.pro rank

Headquarters

HQ city

Córdoba

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: PACC acts as an insurance broker (correduría de seguros), earning commissions from insurance companies (compañías aseguradoras) for placing and managing insurance policies. Revenue is generated from commissions on policy premiums across all lines: auto, life, health, business, agricultural, and public administration insurance.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

GRUPO PACC is an insurance brokerage (correduría de seguros) that places and manages insurance policies for individuals, businesses, public administrations, agricultural sector clients, and fairground operators, earning commissions from insurance companies. The firm distributes exclusive proprietary products (PACCAUTO with Seguros Pelayo, PACC Todo Riesgo, PACC Protección Empresas, PACC Protección Transportista, Maquinaria Agrícola, Todo Riesgo Almazaras, Productos para Feriantes, Su Abogado en Casa Premium) alongside standard lines (auto, life, health, savings, pensions, accidents, funeral, travel, legal defense, property, vehicle fleets, credit and suretyship, technical lines) through a network of more than 85 franchise offices across Spain and an online client portal.

Product overview

GRUPO PACC is an insurance brokerage (Correduría de Seguros) offering a comprehensive portfolio of insurance products and services. Their offering consists of exclusive branded products (Exclusivo PACC line including PACCAUTO, PACCAUTO Integral, PACC Todo Riesgo, PACC Protección Empresas, PACC Protección al Transportista, Maquinaria Agrícola, and Todo Riesgo Almazaras), alongside standard insurance products across multiple segments: individuals (Vida, Salud, Ahorro y Pensiones, Accidentes, Decesos, Viajes, Abogado, Defensa Jurídica), businesses (Seguro Patrimonial, Créditos y Caución, Flota vehículos, Ramos Técnicos), public administrations, and agricultural sector (Agroseguro, Maquinaria Agrícola). The company operates through a franchise model (PACC Woman) and maintains over 85 offices across Spain.

Differentiator

Problem solved

Functional benefit

Brands

• PACC Online: Online services platform for GRUPO PACC customers and professionals
• PACC Woman
• PACTREBOL
• Exclusivo PACC
• PACCAUTO
• PACCAUTO INTEGRAL

Products and services

• PACCAUTO Exclusive personal auto insurance co-developed with Seguros Pelayo, providing market-leading coverage in the auto line distributed exclusively through GRUPO PACC's franchise network.
• PACCAUTO Integral Comprehensive add-on cover for PACCAUTO including tyre warranty, key loss, and vehicle contents protection distributed through GRUPO PACC's network.
• PACC Todo Riesgo Exclusive all-risk insurance product for Spanish SMEs (PYMES) providing the widest market coverage available for SME protection.
• PACC Protección Empresas Exclusive business protection insurance offering comprehensive coverage for enterprises and cooperatives, improving and complementing standard business lines.
• PACC Protección al Transportista Exclusive protection product for transport operators providing second-layer coverage against insurers and shippers, arising from an agreement with insurer partners.
• Maquinaria Agrícola Exclusive insurance product for the agricultural sector covering farm machinery and equipment.
• PACC Todo Riesgo Almazaras Exclusive all-risk insurance product specifically designed for olive oil mills (almazaras), addressing sector-specific operational risks.
• Productos Industriales para Feriantes Comprehensive insurance package for fair, carnival, and event industry operators covering mobile equipment, event cancellation, and public liability risks; serves more than 500 clients.
• Su Abogado en Casa Premium Premium home legal services insurance covering a wide range of legal situations families may face.
• Seguros para Particulares (Vida, Salud, Ahorro y Pensiones, Accidentes, Decesos, Viajes, Defensa Jurídica, Patrimonial) Standard personal insurance lines for individuals and families: life and accident risk insurance, health cover, savings and pensions, funeral expenses, travel, legal defense, and property insurance.
• Seguros para Empresas (Seguro Patrimonial, Créditos y Caución, Flota Vehículos, Ramos Técnicos) Standard business insurance lines placed with insurance partners: property insurance for assets, credit and suretyship coverage, vehicle fleet insurance, and technical insurance products for specialized business risks.
• Seguros para Administraciones Públicas Specialized insurance programs for government entities, municipalities, and public institutions covering public liability, asset protection, and public procurement compliance. Delivered via a dedicated GRUPO PACC public-sector department.
• Agroseguro (Seguros Agrarios) Agricultural insurance coverage distributed through the Agroseguro pool covering crop and production risks for the Spanish agricultural sector.
• Transporte de Mercancías Goods transport insurance coverage placed through GRUPO PACC's insurance company partners.
• PACC Franquicias Franchise program enabling entrepreneurs to open GRUPO PACC-branded insurance brokerage offices across Spain, supporting the company's nationwide distribution network (pioneering franchisor in the brokerage channel since 1996).
• PACC Woman Specialized franchise program targeting women entrepreneurs wishing to operate a PACC-branded insurance brokerage office.

Quantifiable outcome

• Over 500 clients in the fair industry (feriantes) segment

Named customers4 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Seguros PelayocoreStrategic or Co-development PartnerGRUPO PACC developed PACCAUTO, an exclusive car insurance product, in partnership with Seguros Pelayo. This is a co-development/partnership arrangement where PACC and Pelayo created a market-leading auto insurance product exclusively distributed through PACC's network.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Marsh: Global insurance broker and risk advisor with a significant Spanish operation. Competes with PACC for large corporate and enterprise insurance placements, but operates a global platform with far broader capabilities, leaving PACC's SME and individual niches relatively uncontested.
• Aon: Global insurance and reinsurance broker operating in Spain through Aon Iberia. Targets large corporate and specialty risks; comparable to PACC as an intermediation competitor but at materially greater scale and with a broader product set than PACC's SME/individual focus.
• Willis Towers Watson (WTW): Global insurance brokerage and advisory firm with a Spanish presence serving corporate and specialty risk clients. Comparable as a direct intermediation competitor for mid-market and large corporate accounts, though PACC's franchise-led distribution and Spanish-capital positioning differentiate it.
• Howden: International insurance broker with a growing Iberian presence (including Howden Iberia and the prior merger with Acentra). Competes with PACC in Spanish commercial insurance placement but operates across multiple geographies and product lines rather than PACC's domestic franchise focus.
• Lockton: World's largest privately held insurance broker, with Spanish operations serving mid-market and large corporate clients. Comparable to PACC in intermediation model and private ownership, but materially larger and broader in product and geographic scope.

Direct peers

• Mediadores Agrupados: Spanish insurance brokerage association/correduría offering multi-carrier placement to individual and SME clients nationally. Directly comparable to PACC as a domestic Spanish capital brokerage serving overlapping customer segments with similar commission-based intermediation model.
• Grupo Prebal: Independent Spanish insurance brokerage with multi-office distribution and partnerships across carriers. Closest direct peer to PACC in terms of domestic capital ownership, national footprint, and SME/individual client focus, making it a natural head-to-head competitor.
• Cobertis (Cobertura de Seguros): Spanish insurance brokerage and risk management group with national reach across personal and commercial lines. Directly comparable to PACC as a Spanish-capital multi-office broker competing for the same SME and individual client base.
• Segurvip: Independent Spanish insurance brokerage operating through a multi-office network. Overlaps directly with PACC's franchise-based distribution and multi-line personal/commercial insurance intermediation.
• Grupo Ges Seguros: Spanish insurance brokerage group providing personal and commercial insurance placement through a national office network. Directly comparable to PACC in intermediation model, customer segments, and domestic capital ownership.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/gpaccseguros
• YouTubeyoutube.com/channel/UCcUHAr5fPUbEPR8s6U3kBjg
• Facebookfacebook.com/GRUPOPACC
• LinkedInlinkedin.com/company/grupopacc
• Instagraminstagram.com/grupopacc_oficial

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PACC GROUP