What iGTB does

iGTB is the Digital Transaction Banking brand of Intellect Design Arena Limited, a publicly incorporated Indian fintech company (CIN L72900TN2011PLC080183) with operating history dating to 1993 and global headquarters in Chennai, India. iGTB delivers a unified transaction banking platform covering payments, receivables and collections, virtual accounts, escrow deposits, trade finance, supply chain finance, and treasury operations, targeting corporate and institutional banking clients. The offering is built on the company's eMACH.ai composable architecture (Events, Microservices, API-first design with 2,000+ open APIs, Cloud-native multi-cloud deployment, and Headless decoupled front-end), and is augmented by Purple Fabric, an enterprise AI platform with knowledge management, digital experts, governance, and LLM optimization capabilities.

The company serves 500+ financial institutions across 61+ countries, with named customers spanning global tier-1 banks (JPMorgan Chase, HSBC, Citibank, BNY Mellon, Barclays, Santander, Societe Generale, Northern Trust) and large regional anchors (Bank of Baroda, HDFC Bank, ICICI Bank, Emirates NBD, First Abu Dhabi Bank, Al Rajhi Bank, ANZ, Westpac, Maybank, CIMB, Standard Bank). The go-to-market is a direct enterprise field sales motion targeting C-level decision-makers at large financial institutions, supplemented by analyst relations (Chartis, Forrester, Gartner), industry awards, and thought-leadership content. Revenue mechanics follow quote-based enterprise software licensing with annual subscription billing, multi-product bundling across the suite, and implementation services; no public pricing or contract values are disclosed. The platform is augmented by adjacent solution suites covering consumer banking, wholesale banking, Islamic banking, NBFC, wealth management, central banking, and insurance underwriting and distribution.

Name

iGTB

Legal name

Intellect Design Arena Limited

Website

https://igtb.com

Company type

Public

Founded year

2011

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

iGTB is the Digital Transaction Banking brand of Intellect Design Arena Limited, offering an AI-first, composable transaction banking platform covering payments, virtual accounts, trade and supply chain finance, and treasury to 500+ financial institutions across 61+ countries.

Ownership category

akta.pro rank

Product category

Transaction Banking Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223), Sales Financing (52222)

SIC

Finance Services (6199)

akta.pro primary industry

Instant Payment Scheme Connectivity & Processing (e.g., FedNow, SEPA Instant, Faster Payments) (FSAMAHAD)

akta.pro secondary industries

Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC), Alternative Payment Methods (APM) Enablement (Wallets, A2A, Local Rails) (FSAGABAJ)

Keywords

• Transaction banking
• Cash management
• Virtual accounts
• Corporate treasury
• Trade finance

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Enterprise Software Licensing & Implementation: Intellect Design Arena generates revenue through enterprise software licensing of its comprehensive banking platform suite. The company serves 500+ financial institutions globally with multi-product offerings across core banking, lending, payments, treasury, and wealth. Revenue model emphasizes long-term enterprise relationships with measurable transformation outcomes. The company has operated since 1993 indicating established enterprise software revenue dynamics.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

iGTB is a Digital Transaction Banking platform delivering cash management, contextual banking, payments, receivables & collections, virtual accounts, escrow deposits, trade finance, supply chain finance and treasury operations to banks and corporate treasuries. It is delivered as part of the eMACH.ai AI-first composable open finance architecture with 2,000+ open APIs and the Purple Fabric enterprise AI platform. The platform is built for enterprise scale and serves 500+ financial institutions across 61+ countries.

Product overview

Intellect Design Arena offers a multiproduct fintech platform called eMACH.ai providing AI-first, composable, and contextual banking products built for enterprise scale. The portfolio consists of core banking platforms (Consumer, Corporate, Central), lending solutions (Retail and Commercial Loan Originations and Management, Collections), cards (Consumer and Corporate), digital engagement, wealth and capital markets, liquidity management, payments and collections, virtual accounts, trade and supply chain finance, and treasury. Solution suites bundle these products for specific segments including Consumer Banking, Wholesale Banking, Islamic Banking, NBFC, and Digital Transaction Banking. Purple Fabric is the enterprise AI platform delivering decision-grade intelligence across the portfolio.

Differentiator

Problem solved

Functional benefit

Brands

• Purple Fabric: Enterprise-grade Open Business Impact AI platform that delivers secure, decision-grade intelligence with measurable business impact.
• eMACH.ai

Products and services

• Digital Transaction Banking Solution Suite
• Payments
• Receivables & Collections
• Virtual Accounts
• Escrow Deposits
• Trade Finance
• Supply Chain Finance
• Liquidity Management
• Corporate Treasury Exchange Solution Suite
• Purple Fabric

Quantifiable outcome

• 500+ Financial Institutions Worldwide
• +3 more outcomes

Named customers28 records

Segments8 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature5 records

Partnerships

One partnership is on record.

• Bank Central Asia (BCA)key customerTechnology or IntegrationBank Central Asia is a major Indonesian bank serving 41+ million customer accounts with 110+ million daily transactions. BCA represents a leading transaction banking customer leveraging Intellect's Digital Transaction Banking platform for enterprise transformation. BCA's strategic importance is highlighted in third-party analysis noting its dominant position in Indonesian banking.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Thought Machine: Thought Machine provides cloud-native core banking technology (Vault) used by global banks including Lloyds, JPMorgan and Standard Chartered. It is a direct peer in cloud-native core and transaction banking, competing for the same bank modernization budgets iGTB targets.
• Mambu: Mambu is a cloud-native banking platform serving challenger banks, neobanks and established financial institutions with composable core, lending and deposit functionality. It competes directly with iGTB's AI-first, composable eMACH.ai architecture for neo and digital bank mandates.
• nCino: nCino provides cloud banking solutions focused on commercial, small business and retail lending, plus onboarding and account opening. It directly overlaps with iGTB's retail and commercial lending modules for bank and NBFC customers.
• Temenos: Temenos is a leading global provider of banking software covering core banking, payments, wealth and regulatory compliance. It directly competes with iGTB's transaction banking, lending and digital engagement offerings for the same tier-1 bank customer base.
• TCS BaNCS: TCS BaNCS is Tata Consultancy Services' banking platform covering core, payments, lending, trade finance, treasury and wealth. It is a direct peer to iGTB in transaction banking, lending and capital markets for global enterprise banks.

Broad incumbents

• Finastra: Finastra provides a broad suite of banking software including core, payments, lending, trade and treasury, recently combining the former Misys and D+H franchises. It is a broad incumbent peer competing with iGTB across wholesale, transaction and lending banking.
• Fiserv: Fiserv is a large financial services technology provider spanning account processing, payments, digital banking and merchant services. It competes with iGTB across consumer banking, payments and digital engagement for top-tier bank accounts.
• Oracle Financial Services: Oracle Financial Services provides banking, lending, treasury and capital markets software to global banks. It overlaps with iGTB's lending, treasury, wealth and capital markets modules for large enterprise bank customers.
• FIS (Fidelity National Information Services): FIS is a global financial technology incumbent offering core banking, payments, treasury, capital markets and wealth platforms. It overlaps broadly with iGTB's full-stack transaction banking and capital markets offerings across large enterprise bank customers.

Emerging players

• 10x Banking: 10x Banking offers a cloud-native, API-first core banking platform used by challenger and incumbent banks. It competes for the same neo-bank and incumbent modernization opportunities as iGTB's composable eMACH.ai platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/i_gtb
• Facebookfacebook.com/igtbpage

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about iGTB