IPX Retirement
IPX Retirement developed the Retirement Edge platform, a B2B technology solution enabling defined contribution retirement plans to offer in-plan lifetime income investment options to participants through recordkeepers, TPAs, banks, and annuity carriers.
- Company typePrivate
- Founded2013
- HeadquartersCentennial, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
IPX Retirement firmographics
Firmographics- Name
- IPX Retirement
- Legal name
- IPX Retirement
- Website
- https://ipxretirement.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Acquired
- Headcount range
- 51–100 employees
- Short description
- IPX Retirement developed the Retirement Edge platform, a B2B technology solution enabling defined contribution retirement plans to offer in-plan lifetime income investment options to participants through recordkeepers, TPAs, banks, and annuity carriers.
- Ownership category
- akta.pro rank
IPX Retirement industry classification
Industry- Product category
- Retirement Income Technology
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182), Insurance and Employee Benefit Funds (5251)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)
- akta.pro secondary industries
- Digital/Hybrid Robo-Wealth & Retirement Advisory (FSAEABAK), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Retirement Income Planning & Decumulation Advisory (FSAEABAD)
Keywords
Where IPX Retirement is headquartered
LocationHeadquarters
- HQ city
- Centennial
- HQ country
- United States
- HQ region
- North America
Markets served
IPX Retirement business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Retirement Technology Platform Licensing: Platform providing retirement income solutions enabling guaranteed income options within Defined Contribution retirement plans, supporting various participant processes including enrollment, education, investment selection, policy issuance, cashiering and statement reporting
Go-to-market motion1 record
Distribution channels1 record
IPX Retirement product offering
Product offeringCore offering
IPX Retirement offered the Retirement Edge platform, a B2B technology solution that enables any defined contribution retirement plan to offer in-plan lifetime income investment options to participants. The platform combines 360° data integration with recordkeeping systems, leverages standard industry protocols for annuity processing to connect with insurance carriers, and facilitates the entire transaction lifecycle from participant enrollment and education through investment selection, policy issuance, cashiering, and statement reporting. It serves retirement plan service providers including recordkeepers, TPAs, banks, and annuity carriers.
Product overview
IPX Retirement offered Retirement Edge, a single platform for retirement income solutions that has since been acquired by Congruent Solutions (announced April 2025). The platform enables defined contribution retirement plans to offer guaranteed income options through in-plan lifetime income investment options, combining 360° data integration with recordkeeping systems into a customizable environment.
Differentiator
Problem solved
Functional benefit
Products and services
- IPX Retirement Edge (now Retirement Edge under Congruent Solutions) A B2B software platform that enables any retirement plan to offer in-plan lifetime income investment options to participants. It facilitates the entire transaction lifecycle from participant enrollment, education, and investment selection through policy issuance, cashiering, and statement reporting. The platform integrates with recordkeepers, custodians, distribution partners, 3(38) money managers, and insurance carriers to deliver managed accounts or self-directed protected income options for lifetime income within defined contribution retirement plans. Targeted at retirement plan service providers including recordkeepers, third-party administrators (TPAs), banks, and annuity carriers.
Companies that use IPX Retirement
Customer profileSegments4 records
Ideal customer profiles4 records
IPX Retirement technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature4 records
IPX Retirement partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and supporting.
- BroadridgecoreStrategic partnership announced between Congruent Solutions and Broadridge to automate fund custody and settlement. This partnership supports the Retirement Edge platform's capabilities for retirement plan administration services.
- FinchsupportingPartnership with Finch to deliver seamless payroll and HRIS integrations for retirement providers via the CORE Platform. Supports the broader technology ecosystem for retirement plan services.
- Congruent SolutionscoreCongruent, a technology solutions provider with operations in Chennai and the US, acquired IPX Retirement Edge from IPX Retirement. The platform enables Congruent to offer guaranteed income options within Defined Contribution retirement plans, supporting various participant processes.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
IPX Retirement competitors and assessment
Company assessmentDirect peers
- Guideline: Guideline is a 401(k) and retirement platform that serves small businesses and partners with TPAs and advisors. Comparable to IPX in providing SaaS-based retirement plan infrastructure with technology-driven administration.
- Vestwell: Vestwell is a B2B retirement technology platform providing recordkeeping and administration for advisors, TPAs, and plan sponsors. Directly comparable to IPX Retirement Edge in being a recordkeeping/retirement tech platform sold enterprise-to-retirement service providers.
- Nationwide Retirement Solutions: Nationwide Retirement Solutions offers retirement plans specifically to governmental and education-sector employers. Closely comparable to IPX in serving the governmental retirement market niche with lifetime income capabilities.
- MissionSquare Retirement: MissionSquare (formerly ICMA-RC) focuses on retirement plans for public sector and non-profit employers, an explicit target segment for IPX Retirement. Directly comparable as a retirement recordkeeping/administration provider in the non-profit and governmental plan market.
Broad incumbents
- Voya Financial: Voya is a diversified retirement and benefits provider with significant DC recordkeeping, annuity, and managed account offerings. Overlaps IPX's domain in DC plan lifetime income and TPA distribution channels.
- Empower Retirement: Empower is one of the largest US retirement plan recordkeepers serving both private-sector and governmental plans. Broad incumbent overlapping with IPX in DC recordkeeping and increasingly in lifetime income offerings.
- Fidelity Institutional: Fidelity Institutional provides recordkeeping and administration across DC plans at scale, including lifetime income options via proprietary and partner solutions. A large incumbent comparable in target customer (recordkeepers/TPAs) and broader retirement infrastructure.
- Principal Financial Group: Principal is a large retirement and annuity provider with DC recordkeeping and in-plan lifetime income solutions. A broad incumbent peer in retirement plan services and annuity-enabled lifetime income products.
- Ascensus: Ascensus is a leading recordkeeper and TPA specializing in non-profit, governmental, and education-sector retirement plans. Directly overlaps IPX's stated focus on non-profit and governmental plans but at much greater scale.
Others
- Broadridge Financial Solutions: Broadridge provides financial market infrastructure and is also an IPX/Congruent strategic partner (announced partnership on fund custody and settlement). Comparable as enabling technology infrastructure for retirement recordkeeping workflows rather than a direct competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
IPX Retirement social profiles
Digital presenceIPX Retirement financial estimates
Financial estimateRevenue estimate
Valuation estimate
IPX Retirement leadership team
Management profileNumber of profiles
IPX Retirement funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IPX Retirement M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IPX Retirement
What does IPX Retirement do?
IPX Retirement offered the Retirement Edge platform, a B2B technology solution that enables any defined contribution retirement plan to offer in-plan lifetime income investment options to participants. The platform combines 360° data integration with recordkeeping systems, leverages standard industry protocols for annuity processing to connect with insurance carriers, and facilitates the entire transaction lifecycle from participant enrollment and education through investment selection, policy issuance, cashiering, and statement reporting. It serves retirement plan service providers including recordkeepers, TPAs, banks, and annuity carriers.
Is IPX Retirement a public or private company?
IPX Retirement is a private company. It is classified as corporate owned and is currently acquired.
When was IPX Retirement founded?
IPX Retirement was founded in 2013. It employs 51 to 100 people.
Where is IPX Retirement based?
IPX Retirement is headquartered in Centennial, United States, in the North America region.
How does IPX Retirement make money?
One revenue line is on record: retirement Technology Platform Licensing.
Who are IPX Retirement's main competitors?
Direct peers on record are Guideline, Vestwell, Nationwide Retirement Solutions and MissionSquare Retirement. Broad incumbents are Voya Financial, Empower Retirement, Fidelity Institutional, Principal Financial Group and Ascensus. Broadridge Financial Solutions is listed as an others.
Does IPX Retirement have an API?
No public API is recorded for IPX Retirement.
What industry is IPX Retirement in?
IPX Retirement's product category is Retirement Income Technology. Its primary akta.pro industry code is FSAGAEAF, Digital Retirement Platforms (IRA/401(k), Pension & Decumulation), with a secondary code of FSAEABAK, Digital/Hybrid Robo-Wealth & Retirement Advisory. Its NAICS code is 524292 and its SIC code is 7373.