What Jet Insurance Company does

Jet Insurance Company, operating under the trade name Jet Surety, is a direct-to-consumer surety and fidelity bond provider founded in 2014 and headquartered in Dallas, Texas, with additional offices in Charlotte, North Carolina; Sacramento, California; and Columbus, Ohio. The company underwrites and issues over 9,000 surety bond types across all 50 US states plus Puerto Rico, serving individuals and small businesses that require bonds for state and local licensure, permits, performance guarantees, court proceedings, federal regulatory compliance, and fiduciary roles. Primary customer verticals include auto dealers, contractors, freight brokers, notaries, mortgage professionals, public adjusters, and parties in court and probate matters. Jet operates exclusively as a direct surety carrier with no agents, brokers, or wholesalers intermediating the transaction.

The company's core product is a digital surety bond platform anchored by a curated database of 9,000+ bonds with state-specific requirements and obligee filing procedures. Customers complete applications, receive quotes, and purchase bonds online in minutes; for larger limits above $100,000 and riskier categories such as probate bonds, underwriting review is required. Pricing is quote-based and varies by bond type, amount, state, and applicant risk, with monthly payment options alongside discounted annual and multi-year terms. Jet offers an in-house bond filing service that reports to obligees on behalf of customers and provides underwriter phone support (855-296-2663) staffed across the country. Distribution is entirely direct via the jetsurety.com website and phone sales, and the company operates with 11–50 employees.

In December 2025, Jet Insurance Company was acquired by Amherst Specialty Insurance Company, with AM Best placing Jet's credit ratings under review with developing implications following the transaction. Amherst has stated its intent to use Jet as a platform to write policies in the admitted market, signaling strategic integration of Jet's direct digital surety capability into a larger specialty insurance group. The company maintains an affiliated entity, Jet Insurance Services, Inc.

Name

Jet Insurance Company

Legal name

Jet Insurance Company

Website

https://jetsurety.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Jet Insurance Company (DBA Jet Surety) is a direct surety and fidelity bond provider offering 9,000+ bond types across all 50 US states. It underwrites bonds online without agents or brokers, serving SMBs and individuals. Acquired by Amherst Specialty Insurance in December 2025.

Ownership category

akta.pro rank

Product category

Surety Bonds

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Surety Insurance (6351)

akta.pro primary industry

Commercial Surety Bonds (FSAJAIAB)

akta.pro secondary industries

Contract Surety Bonds (FSAJAIAA), Notary / Bail / Miscellaneous Consumer Bonds (FSAJAIAK)

Keywords

• Surety bonds
• Fidelity bonds
• Contractor license bonds
• Auto dealer bonds
• Freight broker bonds

Headquarters

HQ city

Charlotte

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Surety Bond Sales: One-time surety bond fees with annual or multi-year terms. Customers pay for bonds that guarantee compliance with regulations, with premiums based on bond amount and risk profile. Monthly payment options available.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Jet Insurance Company (operating as Jet Surety) is a direct surety bond provider that sells surety and fidelity bonds to customers without agents or brokers. Through an online platform backed by a database of over 9,000 surety bonds, customers can apply, receive quotes, and purchase bonds within minutes across all 50 U.S. states and Puerto Rico. The company also files bonds with obligees on behalf of customers and offers monthly payment options alongside discounted annual and multi-year terms.

Product overview

Jet Insurance Company (operating as Jet Surety) is a direct surety bond provider that sells surety bonds directly to customers without agents or brokers. The company offers over 9,000 different surety bond types across all 50 states, including Auto Dealer Bonds, Contractor License Bonds, Performance Bonds, Freight Broker Bonds, Court Bonds, Probate Bonds, Union Bonds, Fidelity Bonds, Mortgage License Bonds, Notary Bonds, Title Agent Bonds, and Customs Bonds. The core product is the Surety Bond platform, with various bond types as product sub-categories. Jet's direct model eliminates middlemen, allowing for streamlined applications that can often be completed in minutes, with monthly payment options and the ability to file bonds on behalf of customers.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Dealer Bonds Motor vehicle dealer license surety bonds required in all 50 states for vehicle dealers to be licensed, with bond amounts that vary by state and dealer type.
• Contractor License Bonds License bonds required by over 1,000 different state, county, and city agencies across the U.S. for contractors to operate legally and protect the public from illegal or unethical contractor actions.
• Performance Bonds Contract bonds that help contractors meet project requirements and protect project owners should the contractor default, fail to complete the job, or fail to meet agreed contract terms; commonly required for state, city, and county public construction projects.
• Freight Broker Bonds (BMC-84 / ICC Broker) Surety bonds required by the FMCSA for freight brokers, freight forwarders, freight and property brokers, and household goods brokers to hold a $75,000 bond to broker loads across state lines.
• Court Bonds Bonds required on a county level for plaintiffs and defendants in all 50 states for processes such as appeal or replevin.
• Probate Bonds (Fiduciary Bonds) Fiduciary bonds required by county courts for someone acting on behalf of another for financial and/or medical reasons, including administrators, executors, conservators, and guardians.
• Union Bonds Wage and welfare bonds required when contractors hire union laborers to ensure laborers are paid their dues.
• Fidelity Bonds Bonds needed for various business types including cleaning and janitorial services, financial institutions, and businesses offering employee benefit plans.
• Mortgage License Bonds Bonds required in nearly every state for mortgage brokers, lenders, servicers, and loan originators before providing mortgage-related services to the public.
• Notary Bonds Bonds that guarantee notaries will comply with the law and fulfill their duties to protect the public from monetary loss from dishonest or fraudulent notary acts.
• Title Agent Bonds Bonds required for title agents, agencies, escrow agents, abstractors, or title insurers to be licensed in most states.
• Customs Bonds Financial guarantee surety bonds required by U.S. Customs and Border Protection to guarantee payment of duties, taxes, fees, and penalties.

Quantifiable outcome

• Bond application and purchase can be completed in minutes
• +1 more outcomes

Named customers4 records

Segments7 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• Amherst Specialty Insurance CompanymajorOthers · 23 December 2025Jet Insurance Company was acquired by Amherst Specialty Insurance Company in December 2025. Amherst Specialty Insurance Company aims to utilize Jet for its long-term strategy to write policies in the admitted market. AM Best placed Jet's credit ratings under review with developing implications following this acquisition.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Liberty Mutual Surety: One of the largest US surety carriers writing contract, commercial, and fidelity bonds. Competes with Jet in essentially every bond category but with materially greater balance sheet, AM Best ratings, and broker distribution.
• Travelers Surety: Top-tier US surety carrier offering contract and commercial surety bonds nationwide. Broader incumbent overlap with Jet's product set, particularly on contractor and auto dealer license bonds.
• The Hartford Surety: Major surety carrier writing contract, commercial, and license bonds through agents and direct channels. Comparable to Jet on the commercial and license-bond book; a much larger, rated incumbent.
• CNA Surety: National surety carrier focused on contract and commercial surety bonds across the US. Overlaps with Jet's product mix (contractor, auto dealer, license, performance bonds) with greater scale and ratings.
• AmTrust Surety: Specialty P&C insurer writing surety, workers' comp, and small commercial insurance. Comparable in writing commercial and license surety bonds through agency and direct channels; broader portfolio than Jet.

Direct peers

• SuretyBonds.com: Direct-to-consumer digital surety bond provider offering a broad catalog of commercial, contract, and court bonds online. Closest comparable to Jet: both bypass agents/brokers to sell bonds directly via a streamlined web experience, competing for the same auto dealer, contractor, and license-bond customers.
• Surety1 (by JMac): Online-focused surety bond agency offering instant quotes and direct bond purchases across commercial and contract categories. Direct competitor to Jet's PLG motion; both target SMBs needing license, permit, and performance bonds.
• Viking Bond Service: Surety bond agency providing a broad catalog of commercial surety bonds, court bonds, and license bonds nationwide. Comparable to Jet in product breadth and customer base, though distributes through agents in addition to direct channels.
• Brevix (formerly NAS Surety Group): Surety bond underwriter/agency offering commercial surety, contract surety, and fidelity bonds across the US. Comparable to Jet in product mix and national reach, with similar focus on small commercial and license bonds.

Emerging players

• Colonial Surety Company: Direct-writing surety carrier offering license, permit, court, and probate bonds with an online platform. Comparable to Jet on digital surety distribution and small-bond customer segments, though somewhat smaller scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/jetinsuranceco
• LinkedInlinkedin.com/company/jet-insurance-company

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jet Insurance Company