Lendoe
Lendoe is a UK-based finance intermediary (Lending Partners Limited) that matches underserved SME entrepreneurs with funding products, including Rolling Credit Facilities, Stock Finance, and Revenue Advances, sourced from an unrestricted network of third-party lenders on a commission basis.
- Company typePrivate
- Founded2017
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Lendoe does
Lendoe (legal entity: Lending Partners Limited, company number 10466213, incorporated in England & Wales) is an FCA-unauthorised UK finance intermediary that connects UK-based small and medium-sized enterprises with funding products from an unrestricted network of third-party lenders. The company targets founders it describes as "underestimated entrepreneurs" — minority founders, operators with thin credit files, and founders of non-traditional business models who struggle to access capital through banks or venture capital. Eligible applicants must operate a UK business for at least six months with at least £10,000 in monthly revenue, and Lendoe facilitates commercial funding ranging from £20,000 to £25 million.
The company's product surface consists of three core offerings routed through its lender network: a Rolling Credit Facility (RCF) for flexible, pay-as-you-use working capital; a Stock Finance facility that funds inventory purchases without depleting working capital; and a Revenue Advance product that delivers capital against existing revenue to support growth phases. There is no proprietary technology platform disclosed in the source data; matching is described as "advisory-driven" through human advisors who handpick products during scheduled consultations, supported by online booking (Calendly) and case-study content marketing. No patents, AI/ML capabilities, APIs, or SDKs are referenced, and the company is not regulated by the FCA, limiting it to non-regulated introductions of commercial (not consumer) loans.
Lendoe generates revenue via commission from lenders for successful introductions, structured as fixed fees, fixed-rate commissions, or percentages of the amount borrowed. Distribution is concentrated on direct inside-sales advisory engagement, with supplementary partner/referral introductions (e.g., the Ava Estell case study originated via a mutual partner) and content marketing via a Medium blog. Customer-facing evidence centers on case studies of e-commerce (Get Potted, Plantmade), beauty/consumer goods (Ava Estell), and other small brands (Farai London, Control Now, Slidercuts, Alonuko, Co-ordinate), with stated outcomes such as 52%, 121%, and 268% growth and £1-10 million GDP-contribution claims on those engagements.
Lendoe firmographics
Firmographics- Name
- Lendoe
- Legal name
- Lending Partners Limited
- Website
- https://lendoe.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Lendoe is a UK-based finance intermediary (Lending Partners Limited) that matches underserved SME entrepreneurs with funding products, including Rolling Credit Facilities, Stock Finance, and Revenue Advances, sourced from an unrestricted network of third-party lenders on a commission basis.
- Ownership category
- akta.pro rank
Lendoe industry classification
Industry- Product category
- Commercial Lending Intermediary
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Embedded Lending & Credit (POS, Working Capital, Credit Lines) (FSAGALAD)
Keywords
Where Lendoe is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
Lendoe business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D
Revenue model
- Commission from Lenders: Lendoe acts as a finance intermediary receiving commission from lenders for successful introductions. They work with an unrestricted number of lenders and receive commission through different models: fixed fee, fixed rate of commission, and percentage of the amount borrowed. The specific commission amount is disclosed to customers throughout their funding journey.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Funding range for scaling businesses |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Lendoe product offering
Product offeringCore offering
Lendoe is a UK-based finance intermediary (operating as Lending Partners Limited) that connects entrepreneurs of UK-based businesses with funding options from an unrestricted network of lenders. It facilitates commercial business loans ranging from £20,000 to £25 million through three core facilities — Rolling Credit Facility (RCF), Stock Finance, and Revenue Advance — accessed via an online application and human advisor matching process, and earns commission from lenders for successful introductions.
Product overview
Lendoe is a finance intermediary (trading as Lending Partners Limited) that connects underestimated UK entrepreneurs with tailored funding solutions. The platform operates as a matching service that pairs businesses with suitable lenders and funding products. The core product portfolio includes the Rolling Credit Facility (RCF) for flexible cashflow management, Stock Finance for inventory purchasing, and Revenue Advance for growth acceleration. Lendoe is not a direct lender but works with an unrestricted network of funding partners to recommend suitable commercial business loans ranging from £20,000 to £25 million for businesses operating at least 6 months with £10,000+ monthly revenue.
Differentiator
Problem solved
Functional benefit
Products and services
- Rolling Credit Facility (RCF) A flexible credit facility accessed by UK SMEs through Lendoe's lender network, allowing businesses to pay only on what they use to ease cashflow issues and bridge cashflow gaps for fast-scaling brands.
- Stock Finance Financing option accessed by UK SMEs through Lendoe that helps businesses fund the purchase of future inventory, enabling stock orders without depleting working capital, as used by Get Potted for fast-scaling e-commerce purchases.
- Revenue Advance Capital advance based on a business's existing revenue, accessed by UK SMEs through Lendoe, designed to support rapid growth phases and prepare for increased demand such as seasonal purchasing.
- Lender matching and advisory service Core advisory service for UK-based SMEs operating at least 6 months with £10,000+ monthly revenue: applicants complete an online application within minutes, have needs understood and analysed by a Lendoe advisor within hours, and are matched with suitable funding from an unrestricted network of lenders, with funding sizes ranging from £20,000 to £25 million.
Quantifiable outcome
- 79% of SMEs who apply for funding are not matched with suitable source of finance
- +1 more outcomes
Companies that use Lendoe
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles2 records
Lendoe technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Lendoe partnerships and signals
Strategic signalScale indicators6 records
Recent moves4 records
Expansion highlights4 records
Lendoe competitors and assessment
Company assessmentDirect peers
- iwoca: UK-based direct alternative lender to SMEs providing flexible credit lines and short-term loans in similar ticket sizes to Lendoe's £20K–£25M range. Closely comparable on target customer (UK SMEs) and product type (working capital / revolving credit).
- Clearco: Revenue-based financing provider focused on e-commerce and SaaS businesses. Direct analogue to Lendoe's Revenue Advance and Stock Finance products for fast-growing digital-first brands.
- Capify: UK-based SME finance provider offering merchant cash advances and business loans. Direct comparable on serving underbanked SMEs with rapid, flexible working-capital products.
- Nucleus Commercial Finance: UK commercial finance provider and broker serving SMEs with loans, asset finance, and invoice discounting. Comparable on UK SME intermediation and similar product breadth.
- Rangewell: UK commercial finance broker matching SMEs with lenders across a wide product range. Closely comparable on the pure-broker / intermediary model and unrestricted lender panel approach.
- MarketFinance (YouLend): UK SME finance platform offering working capital, invoice finance, and loans via a lender network. Highly comparable business model as a UK-focused intermediary distributing third-party capital to SMEs.
Broad incumbents
- Funding Circle: Listed UK SME lending platform operating both as an originator and marketplace. Broader incumbent with much larger scale, but overlaps directly with Lendoe on connecting UK SMEs with external capital providers.
Emerging players
- ThinCats: UK P2P lending platform providing business loans to SMEs. Comparable on UK SME credit intermediation but with a marketplace/investor-funded model rather than Lendoe's broker model.
- Sonovate: UK-based provider of invoice finance and funding for contractors, freelancers, and recruitment businesses. Partial overlap on alternative working-capital products for underbanked UK SMEs.
Regional players
- Start Up Loans: UK government-backed personal loan programme for early-stage entrepreneurs. Comparable mission on funding underbanked founders in the UK, though as a non-commercial alternative to Lendoe's commercial-loan focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Lendoe social profiles
Digital presenceLendoe compliance and trust
Trust signalCompliance2 records
Lendoe financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lendoe leadership team
Management profileNumber of profiles
Lendoe funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lendoe M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lendoe
What does Lendoe do?
Lendoe is a UK-based finance intermediary (operating as Lending Partners Limited) that connects entrepreneurs of UK-based businesses with funding options from an unrestricted network of lenders. It facilitates commercial business loans ranging from £20,000 to £25 million through three core facilities — Rolling Credit Facility (RCF), Stock Finance, and Revenue Advance — accessed via an online application and human advisor matching process, and earns commission from lenders for successful introductions.
Is Lendoe a public or private company?
Lendoe is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Lendoe founded?
Lendoe was founded in 2017. It employs 1 to 10 people.
Where is Lendoe based?
Lendoe is headquartered in London, United Kingdom, in the Europe region.
How does Lendoe make money?
One revenue line is on record: commission from Lenders.
Who are Lendoe's main competitors?
Direct peers on record are iwoca, Clearco, Capify, Nucleus Commercial Finance, Rangewell and MarketFinance (YouLend). Funding Circle is listed as a broad incumbent. Emerging players are ThinCats and Sonovate. Start Up Loans is listed as a regional player.
Does Lendoe have an API?
No public API is recorded for Lendoe.
What industry is Lendoe in?
Lendoe's product category is Commercial Lending Intermediary. Its primary akta.pro industry code is FSAGALAD, Embedded Lending & Credit (POS, Working Capital, Credit Lines). Its NAICS code is 522310 and its SIC code is 6163.