MegaLink
MegaLink Inc., a Hitachi Group Company, develops the ibSuite™ integrated electronic payment processing platform — including cards, mobile banking, mPOS, remittance, fraud management, and virtual banking — for banks, financial institutions, payment networks, telcos, and retailers across global markets.
- Company typePrivate
- Founded1990
- HeadquartersMakati, Philippines
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What MegaLink does
MegaLink Inc. is a Hitachi Group Company operating as part of Hitachi Digital Payment Solutions Ltd., headquartered in Makati, Philippines, with origins in Sri Lanka dating to 1990. The company develops and licenses ibSuite™, an integrated electronic payment processing platform built on IFX-based architecture that unifies 13 modules: Cards, eWallet, Fraud Management, Loyalty Management, Mobile, Monitoring and Management Solution, Payments, POS Solution (mPOS), Reconciliation and Settlement, Remittance, Switch, Truncation, and Virtual Banking. The platform connects to global payment networks (Visa, MasterCard, Amex, UPI, JCB, DCI) and regional networks (NETS, MEPS, KFTC, ITMX, BANCNET), and supports compliance interfaces with OFAC and Credit Bureau for fraud monitoring.
The company targets banks, financial institutions, national and regional payment networks, telcos, and third-party service providers across global markets, with cited reach of 50+ clients spanning BFSI, Telco, Retail, Healthcare, Logistics, Government, and Education sectors. Revenue is generated through three primary streams: platform licensing of ibSuite™ technology, managed services for ATM, KIOSK and POS operations (including multi-vendor arrangements, cash replenishment, and 24x7 monitoring), and transaction processing fees for payment, remittance, inter-bank fund transfers, and multi-currency settlement. Go-to-market is enterprise field sales for direct bank engagements supplemented by channel partner and white-label arrangements for telcos and third-party service providers.
MegaLink pioneered web-enabled payments solutions in Sri Lanka and continues to add capabilities including PCI DSS compliant mPOS hardware and AI-augmented features such as fraud anomaly detection and social media sentiment analysis. As a wholly-owned subsidiary of Hitachi Digital Payment Solutions Ltd., the company benefits from corporate backing, brand credibility, and access to the parent's digital payments initiatives, while operating with a lean headcount of 11–50 employees.
MegaLink firmographics
Firmographics- Name
- MegaLink
- Legal name
- MegaLink, Inc.
- Website
- https://megalink.com.ph
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- MegaLink Inc., a Hitachi Group Company, develops the ibSuite™ integrated electronic payment processing platform — including cards, mobile banking, mPOS, remittance, fraud management, and virtual banking — for banks, financial institutions, payment networks, telcos, and retailers across global markets.
- Ownership category
- akta.pro rank
MegaLink industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Wholesale-Computers & Peripheral Equipment & Software (5045)
- akta.pro primary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
- akta.pro secondary industries
- Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Digital Wallet Infrastructure (Tokenization, Wallet-as-a-Service) (FSAMAEAI), Digital Payments & Money Movement (ACH/SEPA/FPS, Bill Pay, P2P) (FSAGAAAF)
Keywords
Where MegaLink is headquartered
LocationHeadquarters
- HQ city
- Makati
- HQ country
- Philippines
- HQ region
- Asia
Offices1 record
Markets served
MegaLink business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales
Revenue model
- Platform Licensing: Licensing of ibSuite™ platform technology to banks and financial institutions for payment processing, card management, and digital banking capabilities.
- Managed Services: ATM, KIOSK and POS managed services including multi-vendor arrangements, cash replenishment, cash handling, armoured services, 24x7 monitoring and surveillance, and complete reconciliation services.
- Processing Fees: Transaction processing fees for payment processing, remittance, inter-bank fund transfers, and multi-currency settlement services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Enterprise Solutions - Custom pricing based on institution requirements |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels1 record
MegaLink product offering
Product offeringCore offering
MegaLink develops and licenses the ibSuite™ integrated electronic payment processing platform for banks and financial institutions, delivering solutions across Service Delivery, Payments, Cards, Virtual Banking, and Mobile Commerce. The platform powers ATM/POS sharing, card issuing/acquiring, multi-bank internet and mobile banking, fraud management, loyalty programs, and multi-channel remittance. The company also provides managed services for ATM, KIOSK, and POS infrastructure, including multi-vendor arrangements, cash replenishment, 24x7 monitoring, and complete reconciliation services.
Product overview
MegaLink operates as part of Hitachi Digital Payment Solutions Ltd., providing a unified platform-plus-modules architecture centered on the ibSuite platform. The portfolio consists of 13 integrated modules: Cards (ATM, debit, credit, stored value, prepaid, loyalty), eWallet (virtual wallet for multiple card types), Fraud Management (enterprise fraud detection), Loyalty Management (program management), Mobile (banking and payments), Monitoring and Management Solution (unified monitoring), Payments (internet and POS transactions), POS Solution (mPOS with EMV/NFC), Reconciliation and Settlement (multi-point reconciliation with ACH/GIRO/RTGS), Remittance (multi-channel fund transfers), Switch (next-gen service delivery platform), Truncation (cheque imaging), and Virtual Banking (online banking). These modules are designed to work together as an integrated ecosystem serving banks, financial institutions, telcos, retailers, and payment networks across global markets.
Differentiator
Problem solved
Functional benefit
Brands
- ibSuite: Integrated electronic payment processing platform driving solutions in Service Delivery, Payments, Cards, Virtual Banking and Mobile Commerce.
Products and services
- ibSuite™ Integrated electronic payment processing platform that drives all MegaLink solutions including Service Delivery, Payments, Cards, Virtual Banking and Mobile Commerce for banks and financial institutions.
- Cards Single cards solution for ATM, Debit, Credit, Stored Value, Pre-paid, and Loyalty Cards, providing flexibility for banks to launch new card products while growing their customer base.
- eWallet Online portal that enables retail customers to store CASA Accounts, Debit, Credit, Stored Value, Pre-paid, and Loyalty Cards in one virtual wallet for secure online payments via any web-enabled device.
- Fraud Management Enterprise fraud management solution providing deterrence, detection, mitigation, analysis, and policy investigation with international and local knowledge-base plugins for fraud prevention.
- Loyalty Management Flexible loyalty program management solution with dynamic business rules supporting multiple programs across merchants, facilitating points accumulation and redemption via all customer touch points.
- Mobile Mobile and wireless solution providing payments, banking, micro-payments/finance, relationship banking, and value-added services for consumers on the go.
- Monitoring and Management Solution Unified solution for monitoring and managing touch points and applications combined with instant alerts, enabling innovation and expansion with confidence.
- Payments Secure and flexible payments and remittance solution for banks and consumers, powering internet and POS financial transactions across the globe.
- POS Solution Complete and secure mobile Point of Sale (mPOS) solution bundled with PCI DSS-compliant card readers accepting Chip and PIN (EMV), Magstripe, and Contactless (NFC) payments on Android, iOS, and Windows devices.
- Reconciliation and Settlement Comprehensive settlement solution encompassing reconciliation, dispute management, multi-point auto reconciliation, multilateral settlements, net and gross settlement with ACH, GIRO, and RTGS integration.
- Remittance Platform facilitating movement of funds from sender to receiver using multiple channel combinations between local or global geographic locations for fast, efficient, secure fund transfers.
- Switch Next-generation service delivery platform driving all customer touch points with highly personalized service, powering billions of touchpoints for 50+ clients processing trillions in transactions across BFSI, Telco, Retail, Healthcare, Logistics, Government, and Education sectors.
- Truncation Cheque imaging and truncation solution using scanners, transporters, ATMs, and mobile devices, providing comprehensive processing, remote deposit, and clearing house functionalities.
- Virtual Banking Virtual banking solution for retail and corporate customers providing a single-window online banking experience to manage all banking needs with ease and convenience.
Quantifiable outcome
- Over 50 clients served across multiple sectors
- +2 more outcomes
Companies that use MegaLink
Customer profileSegments5 records
Ideal customer profiles4 records
MegaLink technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration13 records
AI capability3 records
Feature5 records
MegaLink partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Hitachi GroupcoreMegaLink Inc. is a Hitachi Group Company, operating as part of Hitachi Digital Payment Solutions Ltd. The parent company provides corporate affiliation, brand credibility, and potentially shared technology infrastructure across the Hitachi group's digital payment initiatives.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
MegaLink competitors and assessment
Company assessmentMarket position
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
MegaLink social profiles
Digital presenceMegaLink compliance and trust
Trust signalCompliance1 record
MegaLink financial estimates
Financial estimateRevenue estimate
Valuation estimate
MegaLink leadership team
Management profileNumber of profiles
MegaLink funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MegaLink M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MegaLink
What does MegaLink do?
MegaLink develops and licenses the ibSuite™ integrated electronic payment processing platform for banks and financial institutions, delivering solutions across Service Delivery, Payments, Cards, Virtual Banking, and Mobile Commerce. The platform powers ATM/POS sharing, card issuing/acquiring, multi-bank internet and mobile banking, fraud management, loyalty programs, and multi-channel remittance. The company also provides managed services for ATM, KIOSK, and POS infrastructure, including multi-vendor arrangements, cash replenishment, 24x7 monitoring, and complete reconciliation services.
Is MegaLink a public or private company?
MegaLink is a private company. It is classified as corporate owned and is currently operating.
When was MegaLink founded?
MegaLink was founded in 1990. It employs 11 to 50 people.
Where is MegaLink based?
MegaLink is headquartered in Makati, Philippines, in the Asia region.
How does MegaLink make money?
Three revenue lines are on record. Platform Licensing is the primary driver. The others are managed Services and processing Fees.
Does MegaLink have an API?
No public API is recorded for MegaLink.
What industry is MegaLink in?
MegaLink's product category is Payment Processing Software. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure, with a secondary code of FSAGABAN, Payouts, Disbursements & Mass Payments Infrastructure. Its NAICS code is 522320 and its SIC code is 5045.