Marysville Mutual Insurance

What Marysville Mutual Insurance does

Marysville Mutual Insurance Company is a Kansas-chartered property and casualty mutual insurer founded in 1888 and headquartered in Marysville, Kansas. The company underwrites Homeowners (Preferred and Standard), Farmowners, Dwelling Fire, Farm Properties, Farm Liability, Commercial Property and Liability, Inland Marine, and Umbrella coverage for Kansas residents, primarily targeting homeowners, farm and ranch owners, and rural property owners. Auto coverage is delivered through a partnership with North Star Mutual Insurance Company, and workers compensation is offered through SFM, both as referral-style channel arrangements rather than direct underwriting.

The company distributes exclusively through a network of 250 independent insurance agencies across the state of Kansas, with no direct-to-consumer sales motion. Its technology stack is built on the MizeHouser platform for policy administration, agent and policyholder portals, and claims filing, paired with Paymentus for online credit card and ACH premium payments. Pricing is not publicly disclosed; quotes are issued through agents, with billing options across monthly, quarterly, semi-annual, and annual cadences.

As a mutual, Marysville Mutual is owned by its policyholders rather than external shareholders, has no parent company or subsidiaries, and has not raised external funding. Across its Kansas operations it writes approximately $56 million in premiums annually. The firm employs roughly 17 staff members in management, underwriting, claims, accounting, and customer service functions, supporting its agency network across the state.

Name

Marysville Mutual Insurance

Legal name

Marysville Mutual Insurance Company

Website

https://marysvillemutual.com

Company type

Private

Founded year

1888

Operating status

Operating

Headcount range

11–50 employees

Short description

Marysville Mutual Insurance Company is a Kansas-chartered mutual property and casualty insurer founded in 1888, writing homeowners, farmowners, dwelling fire, and related coverage through 250 independent agencies statewide, with $56 million in annual premiums.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Homeowners Insurance (FSAJACAA)

akta.pro secondary industry

Standalone Umbrella Liability (FSAJANAE)

Keywords

• Property and casualty insurance
• Homeowner insurance
• Farm insurance
• Mutual insurance company
• Kansas insurance agency

Headquarters

HQ city

Marysville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Premiums: Marysville Mutual generates revenue through insurance premium payments from policyholders. The company offers multiple payment plans including monthly, quarterly, semi-annual, and annual billing options. Premiums are collected through ACH automatic bank debits (free of service charges) or credit card payments (3% convenience fee).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Marysville Mutual Insurance underwrites and distributes property and casualty insurance products to Kansas residents and property owners through a network of 250 independent agents. Core products include two homeowner programs (Preferred and Standard), a comprehensive Farmowners policy, Dwelling Fire coverage, Farm Properties and Farm Liability, Commercial Property and Liability for small businesses, Inland Marine, and Umbrella excess liability. Auto insurance is offered through a North Star Mutual partnership and Workers Compensation via SFM.

Product overview

Marysville Mutual Insurance offers a portfolio of property and casualty insurance products primarily serving Kansas. The core product lineup includes two Homeowner programs (Preferred for newer homes at full replacement cost, and Standard for various owner-occupied homes), a Farmowners program covering farms and ranches, Auto coverage via North Star Mutual partnership, Dwelling Fire insurance for rental and seasonal properties, Farm Properties and Farm Liability for rental farm situations, Commercial Property and Liability for small businesses, and Inland Marine for personal property coverage. The company also offers an Umbrella excess liability add-on and Workers Compensation through SFM partnership. All products are distributed through 250 independent agencies across Kansas writing $56 million in premiums.

Differentiator

Problem solved

Functional benefit

Products and services

• Preferred Homeowner

Quantifiable outcome

• $56 million in premiums written across Kansas through 250 agency locations

Named customers1 record

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Two partnerships are on record, tiered core and minor.

• North Star Mutual Insurance CompanycoreChannel Partner/ Reseller/ DistributorMarysville Mutual partners with North Star Mutual Insurance Company to offer auto insurance coverage to their customers. While Marysville Mutual handles home, farm, and other property coverage, auto coverage is provided through this partnership. Customers can make North Star payments through a separate payment portal.
• SFMminorChannel Partner/ Reseller/ DistributorMarysville Mutual has partnered with SFM for workers compensation insurance needs. SFM provides workers compensation coverage as a supplementary product offering for Marysville Mutual customers.

Scale indicators4 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Auto-Owners Insurance: Michigan-based mutual P&C insurer distributing through independent agents across 26 states. Comparable mutual structure, multi-line P&C product portfolio, and independent-agent distribution model.
• North Star Mutual Insurance Company: Minnesota-based mutual P&C insurer providing auto coverage to Marysville Mutual under a partnership arrangement. Comparable as a Midwest regional mutual P&C carrier with independent-agent distribution.
• Shelter Insurance Companies: Missouri-based regional mutual P&C and life insurer offering auto, home, and farm coverage through captive agents across the central US. Comparable in mutual structure, multi-line P&C product mix, and central-US regional concentration.
• Central Mutual Insurance Company: Ohio-based regional mutual P&C insurer serving 22 states with home, auto, and business coverage through independent agents. Comparable mutual structure and independent-agent distribution model.
• Grinnell Mutual Reinsurance Company: Iowa-based regional mutual P&C insurer offering farm, home, auto, and commercial coverage through independent agents across the Midwest. Closely comparable as a regional mutual with strong farm/rural product focus and agent-driven distribution.
• Farm Bureau Financial Group: Multi-state P&C and life insurer affiliated with Farm Bureau organizations, with a strong farm and ranch product focus across the Midwest and South. Comparable in farm/rural customer base and multi-line P&C offering.
• EMC Insurance Companies: Iowa-based regional P&C insurer with Midwest concentration in property, casualty, and reinsurance. Comparable as a Midwest-focused regional P&C carrier with similar customer mix.

Broad incumbents

• Westfield Insurance: Ohio-based mutual P&C insurer distributing through independent agents across 10+ states with farm, home, auto, and commercial products. Comparable regional mutual structure and multi-line offering.
• Cincinnati Financial: Ohio-based public P&C insurer with significant Midwest concentration and standard market P&C, excess & surplus, and life products distributed through independent agents. Comparable Midwest regional P&C focus but larger and publicly traded.
• Country Financial: Illinois-based mutual P&C and life insurer offering auto, home, farm, and commercial coverage across 19 states, primarily in the Midwest and West. Comparable in mutual structure and farm/rural product emphasis, though larger and multi-state.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks1 record

Key highlights6 records

Customer concentration

• Facebookfacebook.com/104781066253717

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Marysville Mutual Insurance