Monetary Management

What Monetary Management does

Monetary Management Corporation is a privately-held, fee-based investment management firm founded in 1984 by Stevenson Browne and headquartered at 530 Bush Street, #802 in San Francisco's financial district. The firm manages individual and institutional accounts using a proprietary earnings-based stock selection process developed by Browne in 1975, organized into four core portfolio strategies: Multi Cap Earnings Growth Long, High Yield Dividend, Market Neutral, and Multi Cap Earnings Growth Hedged Portfolios. Target clients include high-net-worth individuals, trusts, family limited partnerships, foundations, and retirement accounts; clients complete a risk assessment and needs analysis prior to receiving customized portfolios typically containing 40-50 individual positions.

The firm's revenue model is fee-based, charging a percentage of assets under management rather than commissions, aligning the firm's compensation with client outcomes and minimizing transaction-driven churn. Pricing specifics are not publicly disclosed. Distribution is direct and consultative: prospects are funneled through a digital learning center (articles, calculators, flipbooks, monthly newsletters, educational videos, tax library) and then onboarded via in-person consultations at the San Francisco office, with trade execution handled through established but undisclosed brokerage relationships. No parent company, institutional investors, funding rounds, acquisitions, subsidiaries, app, API, or international operations are indicated; the firm operates as a single-office boutique with 1-10 employees under founder ownership and control.

Name

Monetary Management

Legal name

Monetary Management Corporation

Website

https://mmcsfo.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

1–10 employees

Short description

Monetary Management Corporation is a privately-held, founder-owned investment management firm in San Francisco that provides fee-based, customized portfolio management to HNW individuals, trusts, foundations, and retirement accounts using a proprietary earnings-based stock selection process.

Ownership category

akta.pro rank

Product category

Wealth Management / Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAAABAD

Advisory Portfolio Management (Non-Discretionary)

Financial & Insurance/Asset & Wealth Management/Private Banking & HNW/UHNW Wealth Management

SECONDARYFSAAAJAD

Target-Risk / Risk-Profile Model Portfolios

Financial & Insurance/Asset & Wealth Management/Asset Management — Multi-Asset & Balanced

SECONDARYFSAHAAAA

Fundamental/Discretionary Equity Long/Short

Financial & Insurance/Hedge Funds & Alternative Investments/Hedge Funds — Equity Long/Short

Keywords

• Fee-based investment management
• Earnings-based stock selection
• Growth equity portfolios
• High yield dividend investing
• Market neutral strategies

Headquarters

HQ city

New Haven

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Fee-Based Investment Management: Monetary Management Corporation earns fees based on a percentage of assets under management (AUM). This compensation structure aligns the firm's interests with clients, encourages growth, and minimizes transaction costs. Unlike commission-based firms, MMC avoids commission-based products and excessive trading.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Monetary Management Corporation provides fee-based investment management services using a proprietary earnings-based stock selection process developed by founder Stevenson Browne in 1975. The firm designs customized portfolios from four core strategies (Multi Cap Earnings Growth Long Portfolio, High Yield Dividend Portfolio, Market Neutral Portfolio, and Multi Cap Earnings Growth Hedged Portfolio), each containing 40-50 individual issues tailored to the client's risk tolerance, time horizon, and financial objectives. Clients begin with a risk assessment and needs analysis survey before receiving a personalized portfolio recommendation.

Product overview

Monetary Management Corporation offers a fee-based investment management platform centered on four proprietary portfolio strategies built around an earnings-based stock selection process developed by founder Stevenson Browne. The core offerings include the Multi Cap Earnings Growth Long Portfolio (targeting 5-10% outperformance over S&P 500), High Yield Dividend Portfolio (targeting 5%+ annual income), Market Neutral Portfolio (long/short strategy), and Multi Cap Earnings Growth Hedged Portfolio (S&P 500-aligned with hedging). Complementing the investment strategies, the firm provides a comprehensive suite of educational tools including a Financial Calculators Suite (28+ calculators covering retirement, tax, insurance, and college planning), Financial Flipbooks (8 interactive publications), Financial Newsletters (monthly publications on market and planning topics), Educational Videos, and a Research Articles Library covering estates, trusts, retirement, tax planning, investing, cash management, and risk management topics.

Differentiator

Problem solved

Functional benefit

Products and services

• Multi Cap Earnings Growth Long Portfolio A separate account portfolio using an in-house earnings-based stock selection process that aims to outperform the S&P 500 by 5% to 10% annually, suitable for investors with a 5-10 year time horizon and average risk tolerance. Designed for clients seeking long-term equity growth.
• High Yield Dividend Portfolio A separate account portfolio using the same earnings-based stock selection process, aiming to provide annual income of 5% or higher while growing and protecting principal by investing only in dividend-paying stocks. Targeted at income-oriented investors and retirement accounts using it as bond-replacement exposure.
• Market Neutral Portfolio A long/short portfolio maintaining equal dollar amounts in both long and short positions, seeking to maximize long-term absolute returns while minimizing exposure to general stock market risk. Designed for clients with a 3+ year horizon and lower risk tolerance.
• Multi Cap Earnings Growth Hedged Portfolio A portfolio that aims to perform in line with the S&P 500 while hedging the long side using uncovered call options, short stock positions, and exchange-traded funds, with client-adjustable hedging levels. Designed for clients with a 5+ year horizon who want equity-market exposure with downside protection.

Quantifiable outcome

• Multi Cap Earnings Growth Long Portfolio aims to outperform S&P 500 by 5% to 10% annually
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Two partnerships are on record, tiered support.

• Brokerage Firms (Unnamed)supportOthersMonetary Management Corporation introduces clients to brokerage firms with which they have established relationships. These partnerships facilitate the execution of client trades and account management. The specific brokerage firm names are not disclosed on the company website.
• CPA Firms (Unnamed)supportOthersMMC can recommend CPA firms or work with client's existing accountant to provide comprehensive financial planning services. The firm has established relationships with accounting professionals to support client tax planning needs. Specific CPA firm names are not disclosed.

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• CI Brightworth: Boutique fee-only RIA providing customized investment management and financial planning to HNW clients. Comparable to MMC as a similarly-sized fee-only RIA targeting HNW individuals with personalized portfolio construction.
• Mercer Advisors: Fee-only RIA offering discretionary portfolio management, financial planning, and tax services to HNW individuals and institutions. Similar to MMC in fee-based model and multi-strategy portfolio offerings, but with national scale and broader service breadth.
• Buckingham Strategic Wealth: Fee-only RIA providing discretionary portfolio management and wealth planning to HNW individuals and families nationwide. Comparable to MMC in fee-only alignment, customized portfolio construction, and HNW client focus, though larger in scale.
• Aspiriant: Independent, fee-only RIA serving HNW individuals, families, and institutions with customized discretionary portfolio management. Directly comparable to MMC in business model (fee-based, customized portfolios) and client profile (HNW and institutional mandates).

Broad incumbents

• Fisher Investments: Large fee-based investment manager serving HNW individuals, families, and institutions with discretionary portfolio management. Significantly larger than MMC but operates in the same fee-based, discretionary active management category with overlapping HNW client base.
• Schwab Wealth Advisory: Charles Schwab's fee-based discretionary wealth advisory service for HNW investors. Overlaps with MMC in fee-based discretionary portfolio management for retail HNW clients but operates as part of a much larger brokerage ecosystem.
• Vanguard Personal Advisor Services: Vanguard's hybrid robo-plus-advisor service offering ongoing investment advice, portfolio management, and financial planning at low fee points. Competes with MMC for HNW and mass-affluent investors seeking personalized portfolio management.
• Edelman Financial Engines: Large fee-only RIA combining personalized investment management, financial planning, and retirement plan services. Comparable to MMC in fee-only model and HNW client focus, but operates at materially greater scale with broader national reach.

Emerging players

• Personal Capital (Empower): Digital-first wealth manager combining automated portfolio management with human advisors for HNW clients. Comparable to MMC as a fee-based discretionary manager, but with a stronger technology platform that appeals to younger HNW investors.
• Wealthfront: Leading robo-advisor offering automated, low-fee portfolio management and financial planning to tech-forward HNW and mass-affluent investors. Not a direct fee-for-service competitor today, but a credible threat as it expands into higher-touch wealth management for younger HNW clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Monetary Management