InspectorPro Insurance

What InspectorPro Insurance does

InspectorPro Insurance, operated by Fortress Intermediaries, LLC, is a US specialty insurance provider exclusively serving professional home inspectors. Founded in 2009 and headquartered in Lehi, Utah, the company underwrites Errors and Omissions (E&O), General Liability, and Workers' Compensation policies, supplemented by Equipment (Inland Marine) coverage, endorsement bundles for ancillary services (mold, radon, pest, septic, pool, code, lead, carbon monoxide), and a 90-Day Policy for newly credentialed inspectors. Coverage is licensed across all 50 US states and the District of Columbia.

The company differentiates through domain specialization rather than technology. Its claims and pre-claims teams handle home inspector cases exclusively, drawing on 15+ years of proprietary claims data, case law, and state-level legislation to maintain a library of state-specific pre-inspection agreements and a pre-claims assistance program that resolves 85% of client complaints before they escalate into formal claims. The technology footprint is limited to an online application portal (app.inspectorproinsurance.com), an internal quoting workflow, and a content/blog platform — no public API, SDK, or AI/ML components are disclosed.

The revenue model is subscription-based annual insurance premiums, individually priced between approximately $1,200 and $2,500 per inspector based on exposure (inspection volume, revenue), coverage limits, deductibles, endorsements, claims history, and state requirements. Customers are acquired through inside sales via licensed brokers, direct online application, and referral partnerships with 13 home inspector associations including ASHI, InterNACHI, and CREIA. The customer base is a long-tail of SMB and solo home inspectors across the US.

Name

InspectorPro Insurance

Legal name

Fortress Intermediaries, LLC

Website

https://inspectorproinsurance.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

InspectorPro Insurance, a Fortress Intermediaries DBA, is a US specialty insurer exclusively underwriting E&O, general liability, and workers' compensation coverage for professional home inspectors across all 50 states.

Ownership category

akta.pro rank

Product category

Specialty Professional Liability Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)

akta.pro primary industry

Professional Liability (Errors & Omissions) (FSAJADAB)

akta.pro secondary industries

Professional Liability (E&O) (FSAJAGAC), Workers’ Compensation for High-Hazard & Specialty Trades (FSAJAEAF), Employer’s Liability (FSAJADAE)

Keywords

• Home inspector insurance
• Errors and omissions coverage
• General liability insurance
• Professional liability insurance
• Specialty commercial insurance

Headquarters

HQ city

Lehi

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Annual subscription-based insurance premiums for errors and omissions (E&O), general liability, and workers' compensation coverage for home inspectors. Premiums are calculated based on exposure, coverage limits, deductible selections, endorsements, claims history, and state requirements.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

InspectorPro Insurance provides specialty insurance products tailored to professional home inspectors, including errors and omissions (E&O) professional liability coverage, general liability insurance, and workers' compensation coverage. The company also offers a free pre-claims assistance program, state-specific pre-inspection agreements, and ancillary endorsement bundles (mold, radon, pest, septic, pool, code, lead, carbon monoxide). Policies are issued through an online application portal and supported by licensed brokers serving all 50 U.S. states and the District of Columbia.

Product overview

InspectorPro Insurance offers a suite of insurance products designed specifically for home inspectors. The core offerings include Errors and Omissions (E&O) Insurance for professional liability protection and General Liability Insurance for bodily injury and property damage claims. Additional coverage includes Workers' Compensation Insurance for businesses with employees and Equipment Coverage (Inland Marine) for inspection tools. The company differentiates through value-added services including a free Pre-Claims Assistance Program that resolves 85% of complaints before they become claims, and State-Specific Pre-Inspection Agreements with proper legal provisions that qualify insureds for deductible discounts. Optional add-ons include endorsement bundles for ancillary services (mold, radon, pest, septic, pool, code, lead, carbon monoxide), diminishing deductible endorsements, and early reporting discounts. The company also offers a specialized 90-Day Policy for new inspectors starting their careers.

Differentiator

Problem solved

Functional benefit

Products and services

• Errors and Omissions (E&O) Insurance Professional liability insurance that protects home inspectors when clients accuse them of missing defects during inspections or leaving items out of inspection reports. Covers negligence, breach of contract, and bad advice claims. Designed for professional home inspectors operating in the United States.
• General Liability Insurance Insurance coverage protecting home inspectors against claims of bodily injury or property damage caused during inspections. Covers incidents such as water damage, client falls, and property damage during testing. Designed for home inspectors and home inspection firms.
• Workers' Compensation Insurance Insurance coverage for home inspection businesses with employees, covering medical expenses, lost wages, rehabilitation costs, and funeral expenses for work-related injuries or illnesses. Designed for home inspection firms employing inspectors or support staff.
• 90-Day Home Inspection Startup Policy Specialized insurance policy designed for new home inspectors to help jump-start their inspection career with initial coverage during the first 90 days of business. Targets inspectors entering the home inspection profession who need immediate coverage.

Quantifiable outcome

• 85% of inspection client complaints resolved before becoming claims through pre-claims assistance program
• +3 more outcomes

Named customers9 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

14 partnerships are on record, tiered core.

• American Society of Home Inspectors (ASHI)coreGTM or Marketing PartnerStrategic partnership with ASHI for co-marketing, webinars, and referrals to ASHI members seeking insurance coverage. InspectorPro sponsors ASHI webinars and provides insurance solutions to the organization's members.
• International Association of Certified Home Inspectors (InterNACHI)coreGTM or Marketing PartnerPartnership with InterNACHI for member referrals and insurance coverage for certified home inspectors. Joint marketing efforts to serve the association's inspector members.
• California Real Estate Inspectors Association (CREIA)coreGTM or Marketing PartnerPartnership with CREIA for member referrals and insurance solutions tailored to California home inspectors.
• Florida Association of Building Inspectors (FABI)coreGTM or Marketing PartnerPartnership with FABI providing insurance coverage solutions for Florida home inspectors.
• Georgia Association of Home Inspectors (GAHI)coreGTM or Marketing PartnerPartnership with GAHI for member insurance referrals and coverage solutions.
• Kentucky Real Estate Inspectors (KREIA)coreGTM or Marketing PartnerPartnership with KREIA for insurance referrals and coverage for Kentucky inspectors.
• Maryland Association of Home Inspectors (MAHI)coreGTM or Marketing PartnerPartnership with MAHI providing insurance solutions for Maryland home inspectors.
• Metropolitan Association of Home Inspectors (MAHI) - New YorkcoreGTM or Marketing PartnerPartnership with MAHI New York chapter for insurance coverage solutions.
• North Carolina Licensed Home Inspectors Association (NCLHIA)coreGTM or Marketing PartnerPartnership with NCLHIA for member insurance referrals in North Carolina.
• Oregon Real Estate Inspectors Association (OREIA)coreGTM or Marketing PartnerPartnership with OREIA for insurance coverage and sponsorship of OREIA Fall Conference.
• Texas Association of Real Estate Inspectors (TAREI)coreGTM or Marketing PartnerPartnership with TAREI for insurance referrals to Texas home inspectors.
• Texas Professional Real Estate Inspectors Association (TPREIA)coreGTM or Marketing PartnerPartnership with TPREIA providing insurance solutions for Texas inspectors.
• Wisconsin Association of Home Inspectors (WAHI)coreGTM or Marketing PartnerPartnership with WAHI for member insurance coverage solutions in Wisconsin.
• Worldwide Inspectors Network Group (WING)coreGTM or Marketing PartnerPartnership with WING for insurance coverage for members of the worldwide inspectors network.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Frankenmuth Insurance: Regional commercial insurer writing small commercial packages including for inspection and contractor trades; competes through independent agency partners in the Midwest.
• Hiscox (small business professional liability): Established specialty commercial insurer with strong small-business professional liability franchise including professional services E&O; serves home inspectors through broker channels as part of broader book.
• Liberty Mutual (Commercial Insurance): Large national P&C carrier underwriting commercial general liability and workers' compensation, including policies that cover property inspection and adjacent trades; competes through scale and cross-sell from home and auto books.
• Travelers (Small Commercial / Bond & Financial Products): Top U.S. commercial insurer offering professional liability and workers' compensation across many small commercial verticals including inspection, contractor, and real estate services.
• The Hartford (Small Business Insurance): National small commercial insurer with workers' comp and professional liability products that serve property inspectors and other service professionals; competes on bundled protection.
• Cincinnati Financial / Cincinnati Insurance: Mid-size commercial P&C carrier known for agent-driven distribution into small commercial niches including inspection-related trades; competes via local independent agent relationships.

Direct peers

• OREP (Organization of Real Estate Professionals Insurance): The most direct competitor in the U.S. home inspector E&O and general liability insurance market; offers broker-placed professional liability coverage specifically targeted at home inspectors and real estate inspectors.
• Inspector's Choice Insurance: Specialty insurance provider focused on home inspector E&O and general liability with membership benefits through ASHI; competes head-to-head with InspectorPro in the same niche customer base.

Emerging players

• Insureon / Next Insurance (small commercial): Digital SMB insurance platforms offering online-purchased general liability and professional liability to small businesses including home inspectors; competing on convenience and bundled offerings.

Others

• International Code Council (ICC) / partner-MGA programs: Professional and standards organization serving building officials and inspectors; comparable as an adjacent home/building inspection ecosystem player, and a potential referral counterpart for vertical insurance expansion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/InspectorProIns
• YouTubeyoutube.com/channel/UCfMKP4DIQ7uEqvrLlLOIxRA
• Facebookfacebook.com/inspectorproinsurance
• LinkedInlinkedin.com/company/inspectorpro-insurance
• Instagraminstagram.com/inspectorproins

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about InspectorPro Insurance