TMH Federal Credit Union
- Company typePrivate
- Founded-
- HeadquartersTallahassee, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
TMH Federal Credit Union firmographics
Firmographics- Name
- TMH Federal Credit Union
- Legal name
- TMH Federal Credit Union
- Website
- https://tmhfcu.org
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
TMH Federal Credit Union industry classification
Industry- Product category
- Community/Retail Banking (Credit Union)
- NAICS
- Credit Unions (522130), Credit Unions (52213)
- SIC
- Savings Institution, Federally Chartered (6035)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
- akta.pro secondary industry
- Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops) (FSABAEAL)
Keywords
Where TMH Federal Credit Union is headquartered
LocationHeadquarters
- HQ city
- Tallahassee
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
TMH Federal Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Personal Loans - As low as 9.49% APR |
| Other | Monthly | RV Loans - 4.80% APR |
| Other | Monthly | Credit Card - 8.99% APR |
Distribution channels5 records
Marketing channels4 records
TMH Federal Credit Union product offering
Product offeringCore offering
TMH Federal Credit Union is a not-for-profit member-owned cooperative providing retail banking products and services — deposit accounts (savings, checking, money market, share certificates, IRAs), consumer loans (auto, RV, personal, mortgage referral, Visa credit card), youth/savings programs, and digital banking access through a mobile app, online portal, and shared branching/ATM network — primarily to healthcare industry workers and their families in selected North Florida and South Georgia counties.
Product overview
TMH Federal Credit Union operates as a single-institution credit union offering a comprehensive suite of financial products centered around traditional banking services. The core portfolio consists of deposit accounts (Share Accounts/Savings, Share Certificates, Draft Accounts/Checking, and Money Market Accounts) and lending products (Auto Loans, Mortgages, Personal Loans, RV Loans, and Visa Credit Cards). The institution supports specialized youth programs including First Mates Kids Club and CU Succeed Teen Account. Digital banking capabilities include the TMH FCU Mobile App, P.E.T.E. (online/mobile transfers and payments), P.E.A.R.L. (automated phone banking), and Remote Deposit Capture. The iDrive Lending tool integrates with J.D. Power to assist members with vehicle purchases. The credit union primarily serves healthcare industry employees in North Florida and South Georgia counties through its two branch locations in Tallahassee.
Differentiator
Problem solved
Functional benefit
Brands
- First Mates Kids Club: A savings account program for children
- CU Succeed Teen Account
- P.E.T.E.
- P.E.A.R.L.
Products and services
- Share Accounts (Savings) Basic member savings accounts providing a safe place to store funds while earning interest on deposits; requires a $5.00 share deposit to establish membership.
- Share Certificates Term deposit accounts with fixed interest rates for members who want to save over a specified period.
- Draft Accounts (Checking) Checking accounts providing members with convenient access to funds for daily transactions.
- Active Assets (Money Market Account) Money market savings accounts offering competitive rates with limited check-writing capability.
- Individual Retirement Accounts (IRA) Tax-advantaged retirement savings accounts including Traditional and Roth IRA options.
- Auto Loans Vehicle financing loans for purchasing new or used automobiles with competitive interest rates as low as 3.35% APR.
- Mortgages with TMH FCU Home financing options including purchase mortgages and refinancing, provided through partner Americu Mortgage.
- Personal Loans Unsecured loans for personal expenses with rates as low as 9.49% APR.
- RV Loans Recreational vehicle financing loans for boats, RVs, and other recreational vehicles at 4.80% APR.
- Visa Credit Card Visa credit card offering members purchasing power with a competitive rate of 8.99% APR.
- First Mates Kids Club Youth savings program designed to teach financial literacy and encourage saving habits from an early age.
- CU Succeed Teen Account Banking account designed for teenagers with educational financial features and parental oversight.
- iDrive Lending Vehicle shopping and financing tool that integrates with J.D. Power to help members find and finance their next vehicle.
- P.E.T.E. (Payments Easily Transferred Electronically) Online and mobile banking service for transferring funds between accounts and making loan payments.
- P.E.A.R.L. (Personal Electronic Automated Response Line) Automated telephone banking system allowing members to access account information and conduct transactions by phone.
- Mobile App (TMH FCU) Native mobile application for iOS and Android providing banking on-the-go, including account access, transfers, alerts, and remote deposit capture.
- Electronic Services Online and digital banking platform including account management, transfers, bill payment, and remote deposit capture services.
- MasterMoney Debit Cards Debit card services providing members with ATM access and point-of-sale purchasing capabilities.
Companies that use TMH Federal Credit Union
Customer profileSegments3 records
Ideal customer profiles2 records
TMH Federal Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature5 records
TMH Federal Credit Union partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered minor and core.
- TruStageminorInsurance partner offering TruStage insurance products to credit union members through website display logo. Provides insurance products as part of member benefits.
- Coop Shared BranchminorShared branching network partner allowing TMH FCU members to access services at other credit union locations nationwide through cooperative arrangement.
- Love My Credit UnionminorMarketing partnership providing member rewards and promotional offers through Love My Credit Union rewards program.
- ZellecoreDigital payments integration enabling members to send and receive money instantly through the Zelle payment network. Featured partner on TMH FCU website.
- OMNICOMMANDERcoreWebsite platform and digital banking technology provider powering the TMH FCU website and potentially other digital services. Listed as website power source.
- Tallahassee Memorial HealthCarecoreHealthcare system affiliated with TMH FCU, providing the field of membership for the credit union. Hospital branch office located at TMH facility. Supports community programs including toy drives and Secret Pal's program.
- Americu MortgageminorMortgage lending services provided through referral to Americu for members seeking home loans. Linked from TMH FCU website.
- Sallie MaeminorStudent loan products offered through partnership with Sallie Mae for education financing needs of members.
Recent moves6 records
Expansion highlights4 records
TMH Federal Credit Union competitors and assessment
Company assessmentDirect peers
- First Commerce Credit Union: Not-for-profit cooperative credit union headquartered in Tallahassee, FL, offering a similar full suite of consumer deposit and lending products to a comparable North Florida member base.
- Envision Credit Union: Tallahassee-headquartered community credit union serving the Big Bend region with comparable retail deposit and loan products, overlapping geographic charter and similar community-bank scale.
Broad incumbents
- VyStar Credit Union: One of the largest credit unions in Florida with statewide branch and digital presence, offering the same consumer banking and lending products as TMH FCU but at significantly greater scale and broader field of membership.
- Space Coast Credit Union: Florida-based community credit union with comparable consumer banking, mortgage, and credit card products, serving a multi-county Florida field of membership that includes the North Florida region.
- Suncoast Credit Union: Large Florida-headquartered credit union offering the full retail banking suite (deposits, consumer loans, mortgages, cards) with a statewide charter that competes directly for the same North Florida healthcare-worker member pool.
- Grow Financial Federal Credit Union: Federally chartered Florida credit union with multi-county Tampa Bay and broader Florida presence, offering comparable consumer deposit, loan, and digital banking services to a wider field of membership.
- MIDFLORIDA Credit Union: Central Florida-headquartered federally chartered credit union offering a comparable retail banking, consumer lending, and digital product mix across a broader geographic charter in Florida.
Regional players
- Pen Air Credit Union: Pensacola-headquartered Florida credit union with similar community-based retail banking and lending products, operating primarily in the Florida Panhandle — overlapping regional territory with TMH FCU's Big Bend charter.
- Florida State University Federal Credit Union: Tallahassee-based federal credit union serving the FSU community and broader Leon County, providing directly overlapping retail banking products and competing for the same Tallahassee-area consumer market.
Emerging players
- Alliant Credit Union: Digital-first nationwide credit union offering consumer deposits, credit cards, and loans with no geographic field-of-membership restriction, increasingly competing for the same primary-banking relationships that TMH FCU targets.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
TMH Federal Credit Union social profiles
Digital presenceTMH Federal Credit Union compliance and trust
Trust signalCompliance4 records
TMH Federal Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
TMH Federal Credit Union leadership team
Management profileNumber of profiles
Profiles10 records
TMH Federal Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TMH Federal Credit Union M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TMH Federal Credit Union
What does TMH Federal Credit Union do?
TMH Federal Credit Union is a not-for-profit member-owned cooperative providing retail banking products and services — deposit accounts (savings, checking, money market, share certificates, IRAs), consumer loans (auto, RV, personal, mortgage referral, Visa credit card), youth/savings programs, and digital banking access through a mobile app, online portal, and shared branching/ATM network — primarily to healthcare industry workers and their families in selected North Florida and South Georgia counties.
Is TMH Federal Credit Union a public or private company?
TMH Federal Credit Union is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was TMH Federal Credit Union founded?
TMH Federal Credit Union was founded in -1. It employs 11 to 50 people.
Where is TMH Federal Credit Union based?
TMH Federal Credit Union is headquartered in Tallahassee, United States, in the North America region.
Who are TMH Federal Credit Union's main competitors?
Direct peers on record are First Commerce Credit Union and Envision Credit Union. Broad incumbents are VyStar Credit Union, Space Coast Credit Union, Suncoast Credit Union, Grow Financial Federal Credit Union and MIDFLORIDA Credit Union. Regional players are Pen Air Credit Union and Florida State University Federal Credit Union. Alliant Credit Union is listed as an emerging player.
Does TMH Federal Credit Union have an API?
No public API is recorded for TMH Federal Credit Union.
What industry is TMH Federal Credit Union in?
TMH Federal Credit Union's product category is Community/Retail Banking (Credit Union). Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus), with a secondary code of FSABAEAL, Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops). Its NAICS code is 522130 and its SIC code is 6035.