TSA Consulting Group

What TSA Consulting Group does

TSA Consulting Group, Inc. (TSACG) is a privately held compliance and administration services firm founded in 1996 and headquartered in Fort Walton Beach, Florida. The company provides IRS retirement plan compliance administration to public education employers, including K-12 school districts, colleges, and universities, with a specialization in 403(b), 457(b), 401(a), and 401(k) plans. TSACG serves 1,600+ school districts and colleges covering approximately 900,000+ employees, including 12 of the 25 largest K-12 school districts in the United States.

The company's core offering is the Compliance Edge® Program, a bundled service encompassing program evaluation, contribution monitoring, vendor relations, plan coordination, employee education, and plan document services. Underlying this program are proprietary web-based platforms: ART (Aggregated Records & Transactions) for 24/7 participant transaction processing, EPARS (Electronic Process for Automated Remittance Services) for automated payroll remittance to multiple investment providers, and an Online Distribution System for self-service transaction initiation. These systems integrate with 27+ HR/payroll platforms (ADP, SAP, PeopleSoft, Skyward, Tyler Technologies, Ellucian, etc.), embedding TSACG as the compliance layer across diverse public education payroll environments. Supporting tools include a MAC (Maximum Allowable Contribution) Calculator and state-specific plan sponsor pages across all 50 states.

TSACG generates revenue through fee-based compliance administration, consulting services, and recordkeeping services billed to public education employers, with pricing tailored to employer budgets. The company operates as a subsidiary of Daybright Financial (formerly U.S. Retirement & Benefits Partners), having integrated with U.S. OMNI to operate under the combined brand U.S. OMNI & TSACG Compliance Services. GTM motion is enterprise field sales and RFP-driven, targeting school district and college procurement processes. The company employs 51-100 people and is led by co-founder and CEO Joe Rollins alongside co-founder and Executive Vice President Steve Banks.

Name

TSA Consulting Group

Legal name

TSA Consulting Group, Inc.

Website

https://tsacg.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

51–100 employees

Short description

TSA Consulting Group provides IRS retirement plan compliance administration services (403(b), 457(b), 401(a), 401(k)) to U.S. public education employers, serving 1,600+ school districts and colleges and 900,000+ employees via its Compliance Edge® Program and proprietary ART and EPARS platforms.

Ownership category

akta.pro rank

Product category

Retirement Plan Compliance Administration

NAICS

Insurance and Employee Benefit Funds (5251)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industry

Risk, Controls & Governance (GRC) Platforms (FSAFAOAG)

Keywords

• Retirement plan compliance
• 403(b) administration
• 457(b) plan services
• Public education benefits
• IRS compliance services

Headquarters

HQ city

Fort Walton Beach

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Compliance Administration Services: Fee-based provider of IRS retirement plan compliance administration services to public education employers. Services include compliance monitoring, plan administration, and regulatory guidance for 403(b), 457(b), 401(a), and 401(k) plans.
2. Consulting Services: Administrative, consulting, and IRS compliance services for retirement programs of public education employers through the Compliance Edge Program.
3. Recordkeeping Services: Recordkeeping services as required by new IRS regulations governing 403(b) plans, including transaction processing and participant record management.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

TSA Consulting Group provides IRS compliance administration, recordkeeping, and consulting services for retirement plans of public education employers through its Compliance Edge® Program. The company administers 403(b), 457(b), 401(a), and 401(k) plans via proprietary web-based platforms (ART and EPARS) and offers employee education, vendor selection, and plan document services to school districts, colleges, and universities.

Product overview

TSA Consulting Group offers a comprehensive suite of retirement plan compliance and administration services for public education employers. The core product is the Compliance Edge® Program, which encompasses multiple integrated modules: the ART platform for participant transaction processing and recordkeeping, EPARS for automated remittance services, and the Online Distribution System for transaction approvals. Supporting tools include the MAC Calculator for contribution limit determination. The company also provides consulting services including 403(b) and 457(b) plan administration, IRS compliance, vendor selection, and employee education. The ART and EPARS platforms integrate with various HR/payroll software providers to facilitate demographic data exchange.

Differentiator

Problem solved

Functional benefit

Brands

• ART (Aggregated Records & Transactions): Web-based system providing Plan level reporting and information for Plan Sponsors, allowing participants to gain immediate approval certification for eligible transactions 24/7.
• EPARS (Electronic Process for Automated Remittance Services)
• Compliance Edge® Program

Products and services

• Compliance Edge® Program A comprehensive approach to administration and employee education for public education employers, providing program evaluation, data compilation, contribution monitoring, vendor relations, plan coordination, benefits communication systems, educational modules, and supplemental benefits administration.
• ART (Aggregated Records & Transactions) An advanced web-based system providing plan-level reporting and information for plan sponsors, allowing participants to gain immediate approval certification for eligible transactions 24 hours a day, 7 days a week. Supports loans, qualified distributions, exchanges, and rollovers.
• EPARS (Electronic Process for Automated Remittance Services) A proprietary web-based automated remittance system that electronically remits funds after each payroll, allowing employers to remit retirement contributions to multiple authorized investment providers through one transaction.
• Online Distribution System A system designed to give plan participants, financial advisors, and investment providers the ability to initiate the authorization process for all types of plan distributions, providing immediate receipt of a Certificate of Approval for many distribution types.
• MAC (Maximum Allowable Contribution) Calculator Maximum Allowable Contribution calculator that determines eligible contribution limits based on employee information including age, years of service, salary, and employer plan provisions.
• 403(b) & 457(b) Consulting Services Advisory services for public education employers regarding 403(b) tax-sheltered plans and 457(b) deferred compensation plans.
• IRS Compliance Services Administrative and consulting services to ensure retirement plans comply with IRS regulations, including plan document services and IRS audit assistance.
• Demographic Data Upload Service Service allowing employers to upload monthly demographic files via secure FTP to support the ART system and contribution limit testing.
• Plan Sponsor Services Request for proposal and information services for plan sponsors including 403(b) Compliance Services, 457(b) Compliance Services, Plan Document Services, and Vendor Compliance Evaluation.

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration28 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• Daybright Financial (formerly U.S. Retirement & Benefits Partners)coreStrategic or Co-development PartnerTSA Consulting Group joined the Daybright Financial family, integrating with U.S. OMNI to form U.S. OMNI & TSACG Compliance Services. This partnership allows offering clients access to a broader array of additional compliance services complementing the 403(b)/457(b) compliance and administration services. Both teams fully collaborate for the combined benefit of all clients and participants.
• U.S. OMNIcoreStrategic or Co-development PartnerIntegration partnership forming U.S. OMNI & TSACG Compliance Services, providing expanded compliance service offerings to combined client base of public education employers.

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Empower Retirement: Empower is a large recordkeeper for defined contribution plans including 403(b) and 457(b) plans serving governmental and educational employers, offering bundled administration and compliance capabilities that overlap with TSA's offerings.
• TIAA: TIAA is the dominant recordkeeper and annuity provider serving US higher education and K-12 employees for 403(b)/457(b) plans. While not a pure compliance administrator, TIAA competes for the same employer relationships and increasingly offers compliance-adjacent services.
• Lincoln Financial Group: Lincoln Financial provides retirement plan products and administrative services for 403(b) plans in the K-12 and higher education market, representing an incumbent competitor to TSA in the public-education employer segment.
• Voya Financial: Voya provides retirement plan products and administration for K-12 and higher education employers, including 403(b)/457(b) recordkeeping. It is a broad incumbent that competes for the same public-education employer relationships.
• VALIC (AIG Retirement Services): VALIC specializes in retirement plans for K-12 schools, higher education, and healthcare, offering 403(b) and 457(b) plan products and administrative services that overlap with TSA's compliance administration scope.

Direct peers

• Ascensus: Ascensus is one of the largest independent retirement and education savings TPAs in the US, providing recordkeeping, compliance, and plan administration for 403(b), 457(b), and defined contribution plans — directly comparable to TSA's Compliance Edge offering.
• U.S. OMNI: U.S. OMNI is a third-party administrator specializing in 403(b)/457(b) compliance and administration for public education employers, and has formally integrated with TSA Consulting Group under Daybright Financial to form U.S. OMNI & TSACG Compliance Services — making it the closest functional peer.
• Benelogic: Benelogic provides outsourced retirement plan administration, compliance, and recordkeeping services, including 403(b) administration for employers — directly comparable in scope to TSA's TPA service offering.
• Sentinel Benefits & Financial Group: Sentinel Benefits is an independent retirement plan administrator providing 403(b) compliance, recordkeeping, and consulting services to public and private employers, with a similar product set to TSA's Compliance Edge Program.
• Pensionmark: Pensionmark is a retirement plan consulting and administration firm serving mid-market employers with services including 403(b) plan design, compliance, and recordkeeping — comparable in business model to TSA's compliance administration services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/tsacg

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TSA Consulting Group