North Point Underwriters
- Company typePrivate
- Founded1994
- HeadquartersAlpharetta, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
North Point Underwriters firmographics
Firmographics- Name
- North Point Underwriters
- Legal name
- North Point Underwriters, Inc.
- Website
- https://npu-inc.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
North Point Underwriters industry classification
Industry- Product category
- Specialty Insurance Wholesale Brokerage & MGA Services
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
- akta.pro secondary industries
- Professional Liability (E&O) (FSAJAGAC), Excess Casualty (Lead/Umbrella/XS) (FSAJAGAA), Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH)
Keywords
Where North Point Underwriters is headquartered
LocationHeadquarters
- HQ city
- Alpharetta
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
North Point Underwriters business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Wholesaling/Brokerage Commissions: North Point Underwriters operates as a wholesaler and broker earning commissions from insurance carriers for placing specialty and high-risk insurance business. They also pay commissions to independent agents, with average agency volumes higher than typical wholesalers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Agency Volume Commitment |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
North Point Underwriters product offering
Product offeringCore offering
North Point Underwriters is a Managing General Agency and wholesale broker that underwrites and brokers specialty and high-risk Property & Casualty insurance products for independent insurance agents in the Southeast United States. It operates a limited distribution model that requires $100,000 in minimum annual volume per agency and delivers three core product lines—Commercial Lines, Personal Lines, and Professional Lines—covering contractors, environmental liability, umbrella, vacant buildings, inland marine, flood, personal umbrella, cyber, and professional liability exposures.
Product overview
North Point Underwriters is an independently owned insurance wholesaler (established 1994) providing high-risk and specialty Property & Casualty insurance products exclusively to independent insurance agents. The company operates a platform-plus-partner model with three core product lines—Commercial Lines, Personal Lines, and Professional Lines—offering specialty coverage across contractors, environmental liability, umbrella/excess liability, vacant buildings, inland marine, product liability, logging, builder's risk, flood, personal umbrella, cyber liability, employment practices liability, management liability, and miscellaneous professional liability. The company provides Web Rating capabilities through partnerships with Atlantic Casualty, USLI, and Hiscox for online quoting, and offers flexible billing options including direct bill, ACH, and credit card payments through Anytime Andone.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Lines
Quantifiable outcome
- Higher than average hit ratios with carriers due to selective agency partnerships and quality submissions
Companies that use North Point Underwriters
Customer profileSegments4 records
Ideal customer profiles1 record
North Point Underwriters technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
North Point Underwriters partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Atlantic Casualty (ACIC)coreAtlantic Casualty provides web rating capabilities for North Point agents to quote Small Artisan Contractors and Package Business. First-time users must obtain credentials from Barbara Froats at North Point.
- USLI (United States Liability Insurance Group)coreUSLI provides web rating capabilities for Niche P&C Classes, Professional Lines, Personal Umbrella, and Personal Liability products through North Point's online quoting platform.
- HiscoxcoreHiscox Now quoting/binding system available for E&O and BOP coverage for over 100 professions including Consultants, Real Estate Agents, Architects/Engineers, and Miscellaneous Healthcare Accounts. Pays 12.5% commission with direct bill and auto-renewal features.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
North Point Underwriters competitors and assessment
Company assessmentDirect peers
- Amwins: Largest US wholesale distributor and MGA specializing in specialty P&C and E&S lines for retail agents — comparable product breadth and agent-customer base, but at significantly greater scale.
- RPS (Risk Placement Services): Wholesale insurance broker and binding authority provider placing specialty and hard-to-place risks with independent agents — directly overlaps North Point's commercial specialty and professional E&O offerings.
- Worldwide Facilities: National wholesale insurance broker and MGA offering specialty commercial and personal lines through independent agents — directly comparable distribution model and product portfolio.
- Brown & Riding: Wholesale insurance broker and MGU focused on specialty and E&S commercial and professional lines for independent agents — same limited distribution and concierge service approach as North Point.
- CRC Insurance Group: Wholesale insurance broker and MGA serving independent agents with specialty P&C, professional, and personal lines — operates the same limited-distribution philosophy that North Point emphasizes.
- NSM Insurance Group: Program manager and specialty MGA providing niche P&C and professional liability products to retail agents and brokers — closely comparable distribution model and product specialization.
- Burns & Wilcox: Specialty MGA and wholesale insurance broker offering high-risk and surplus lines to independent agents across commercial, personal, and professional lines — directly comparable business model and product mix to North Point.
Broad incumbents
- Higginbotham: Larger independent insurance broker that includes wholesale operations alongside retail agency services — broader portfolio than North Point but overlapping specialty wholesale capability.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
North Point Underwriters social profiles
Digital presenceNorth Point Underwriters financial estimates
Financial estimateRevenue estimate
Valuation estimate
North Point Underwriters leadership team
Management profileNumber of profiles
Profiles7 records
North Point Underwriters funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
North Point Underwriters M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about North Point Underwriters
What does North Point Underwriters do?
North Point Underwriters is a Managing General Agency and wholesale broker that underwrites and brokers specialty and high-risk Property & Casualty insurance products for independent insurance agents in the Southeast United States. It operates a limited distribution model that requires $100,000 in minimum annual volume per agency and delivers three core product lines—Commercial Lines, Personal Lines, and Professional Lines—covering contractors, environmental liability, umbrella, vacant buildings, inland marine, flood, personal umbrella, cyber, and professional liability exposures.
Is North Point Underwriters a public or private company?
North Point Underwriters is a private company. It is classified as unknown and is currently operating.
When was North Point Underwriters founded?
North Point Underwriters was founded in 1994. It employs 11 to 50 people.
Where is North Point Underwriters based?
North Point Underwriters is headquartered in Alpharetta, United States, in the North America region.
How does North Point Underwriters make money?
One revenue line is on record: insurance Wholesaling/Brokerage Commissions.
Who are North Point Underwriters's main competitors?
Direct peers on record are Amwins, RPS (Risk Placement Services), Worldwide Facilities, Brown & Riding, CRC Insurance Group, NSM Insurance Group and Burns & Wilcox. Higginbotham is listed as a broad incumbent.
Does North Point Underwriters have an API?
No public API is recorded for North Point Underwriters.
What industry is North Point Underwriters in?
North Point Underwriters's product category is Specialty Insurance Wholesale Brokerage & MGA Services. Its primary akta.pro industry code is FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines), with a secondary code of FSAJAGAC, Professional Liability (E&O). Its NAICS code is 52421 and its SIC code is 6411.