Hiltermann Lease Groep

What Hiltermann Lease Groep does

Hiltermann Lease Groep is a Netherlands-based independent leasing holding company founded in 2004 and headquartered in Hoofddorp. The company focuses on providing operational lease, financial lease, equipment financing, and consumer auto financing solutions for SMEs (midden- en kleinbedrijf/MKB) and self-employed entrepreneurs in the Netherlands, addressing limited SME access to traditional bank credit. As of 2024, the group manages a portfolio of approximately 128,000 lease contracts, ranks among the top 10 car leasing companies in the Netherlands, reports a balance sheet total of EUR 2.2 billion, annual turnover of approximately EUR 241 million, and a team of 265 employees.

The product portfolio spans operational lease (subscription/recurring), financial lease (transactional with end-of-term ownership transfer), equipment lease (trucks, trailers, earthmoving machinery, cranes, agricultural and construction equipment via The Lease Factory), short-term lease, and a digitized consumer auto financing platform (Hiltermann Consumer Financings/HCF). The group operates through wholly-owned subsidiaries including Auto Lease Company, Strix Lease Service, The Lease Factory, and Dealer Totaal Concept (DTC), the last acquired in February 2022. Technology infrastructure includes the NETSOL Wholesale Finance System (WFS) implemented in October 2024 as a cloud-based, API-enabled white-label platform for dealer/wholesale finance, and a fully digitized HCF consumer platform that eliminates paper-based loan processing.

Hiltermann runs a hybrid go-to-market combining direct sales for enterprise fleet customers with an extensive indirect channel of financial intermediaries, brokers, car dealerships, and equipment suppliers. The group is majority-owned by Elliott Advisors (UK) Limited since October 2019, with founder Boudewijn Hiltermann retaining a substantial minority stake and Supervisory Board seat. Capital base is reinforced by a EUR 287.5 million syndicated bank facility (ABN AMRO, ING, NIBC, Rabobank, HSBC). Average lease contract value rose 8.7% YoY to EUR 118,855 in Q1 2024, and the company doubled its contract base from 50,000 to 100,000 within three years.

Name

Hiltermann Lease Groep

Legal name

Hiltermann Lease Groep

Website

https://hiltermannleasegroep.nl

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

101–250 employees

Short description

Hiltermann Lease Groep is a Netherlands-based independent leasing holding company focused on Dutch SMEs. It offers operational and financial lease, equipment financing, and consumer auto financing, managing approximately 128,000 contracts and ranking among the top 10 Dutch car leasing firms.

Ownership category

akta.pro rank

Product category

Vehicle and Equipment Leasing Services

NAICS

Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324)

SIC

Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510), Services-Equipment Rental & Leasing, Nec (7359)

akta.pro primary industry

Leasing & Lease Buyout Financing (FSAKADAC)

akta.pro secondary industries

Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC), Rent-to-Own (RTO) & Lease-to-Own Consumer Financing (FSAKAOAC)

Keywords

• Vehicle leasing services
• Equipment financing
• SME leasing solutions
• Operational leasing
• Financial leasing

Headquarters

HQ city

Hoofddorp

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Operational Lease: Operational service lease and rental of passenger cars and light vans. Customers pay regular lease installments without ownership transfer.
2. Financial Lease: Financial leasing of passenger and company vehicles and business equipment where ownership transfers at end of term. Provides 100% financing, liquidity retention, and tax benefits.
3. Equipment Lease: Lease of business assets including trucks, trailers, earthmoving machinery, internal transport equipment, cranes, industrial machines, and agricultural equipment.
4. Consumer Financing (HCF): Hiltermann Consumer Financings (HCF) provides digitized auto financing for consumers through dealers, fully automated process with clear terms and fixed low interest rates.
5. Short-term Lease: Short-term operational lease options for vehicles and equipment.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Hiltermann Lease Groep is a Dutch leasing holding company providing vehicle and equipment leasing solutions—including operational lease, financial lease, equipment lease, private lease, and short-term lease—primarily to small and medium-sized enterprises, self-employed professionals, and fleet customers in the Netherlands. The group complements B2B leasing with consumer auto financing through its HCF fintech platform and supports dealers through Dealer Totaal Concept and The Lease Factory.

Product overview

Hiltermann Lease Groep operates as a unified leasing and financing platform offering multiple lease types under the main Hiltermann Lease brand. The portfolio includes operational lease and financial lease for vehicles (cars and commercial vehicles), consumer financing through Hiltermann Consumer Financings (HCF), equipment lease through The Lease Factory, and dealer financial services through Dealer Totaal Concept (DTC). The company serves SMEs and self-employed professionals in the Netherlands, providing financial flexibility through various contract types including short-term lease options.

Differentiator

Problem solved

Functional benefit

Brands

• Hiltermann Consumer Financings (HCF): Fintech platform for consumer auto financing, offering digital financing processes for consumers and dealers
• The Lease Factory

Products and services

• Operational Lease
• Financial Lease
• Equipment Lease
• Private Lease
• Short-term Lease
• Hiltermann Consumer Financings (HCF)
• Dealer Totaal Concept
• The Lease Factory

Quantifiable outcome

• Average lease contract value increased 8.7% from EUR 109,379 (Q1 2023) to EUR 118,855 (Q1 2024)
• +3 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

Partnerships

Three partnerships are on record, tiered strategic, minor and core.

• NETSOL TechnologiesstrategicTechnology or Integration · 3 October 2024NETSOL's Wholesale Finance System (WFS) implementation enables Hiltermann to develop closer collaboration with dealerships, improve funding flexibility, and enhance dealer loan portfolio performance reporting. The cloud-based solution provides API-enabled technology for automation and scalability in asset finance operations.
• LMe SolutionsminorStrategic or Co-development PartnerLMe Solutions is a supplier of Scoobic last-mile vehicles in the Netherlands. Hiltermann leases Scoobic vehicles (delivery bikes, cargo bikes, mini-trucks) through LMe Solutions to meet growing demand for sustainable urban delivery solutions.
• Dealer Totaal Concept (DTC)coreStrategic or Co-development PartnerAcquired by Hiltermann Lease Groep in February 2022. DTC is a strong player in the car dealer channel offering loans, financing, and insurance for private individuals and business markets. Founders Nieko van Es and Raymond Alflen remain with DTC.

Scale indicators8 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• BNP Paribas Leasing Solutions: Bank-affiliated European equipment and asset finance provider with Dutch presence. Comparable to Hiltermann's equipment leasing through The Lease Factory, financing trucks, agricultural, construction and industrial equipment, though at much larger international scale.
• De Lage Landen (DLL): Rabobank-owned global vendor finance and equipment leasing company with strong Dutch roots. Directly comparable to Hiltermann's equipment leasing through The Lease Factory, financing trucks, agricultural, construction and industrial assets, though DLL operates globally and across many asset classes.
• ALD Automotive: Major international vehicle leasing and fleet management company (now part of Ayvens post-Societe Generale spin). Directly comparable to Hiltermann's operational leasing of cars and light commercial vehicles for businesses in the Netherlands, though at much larger scale and broader geographic reach.
• LeasePlan (now Ayvens): One of the world's largest fleet management and vehicle leasing companies, with deep presence in the Netherlands. Operates passenger and commercial vehicle leasing at significantly larger scale; serves overlapping SME and corporate customers with similar operational and financial lease products.
• Volkswagen Pon Financial Services: Captive finance arm for Volkswagen, Audi, SEAT, Škoda and Porsche in the Netherlands. Provides consumer and business vehicle financing/leasing — directly overlapping with Hiltermann's HCF consumer auto financing and dealer-channel SME leasing.
• Mercedes-Benz Financial Services Nederland: OEM captive for Mercedes-Benz vehicles in the Netherlands, offering financial lease, operational lease and consumer financing. Overlaps with Hiltermann's automotive leasing and HCF consumer finance, especially in the premium and business customer segment.
• Athlon: Daimler-owned (now Mercedes-Benz Mobility) Dutch-headquartered fleet management and vehicle leasing company. Directly comparable to Hiltermann's operational leasing, fleet services and commercial vehicle offerings for Dutch corporate and SME customers.

Direct peers

• DirectLease: Dutch online private lease and operational lease broker for consumers and SMEs. Closely comparable business model to Hiltermann's private lease and HCF consumer financing — focuses on transparent, fixed-rate vehicle leasing with digital origination in the same Dutch market.
• MKB Lease: Dutch non-bank lessor specifically targeting MKB (SME) customers with operational and financial lease products. Highly comparable niche positioning to Hiltermann's SME focus, though smaller in scale and product breadth.

Regional players

• Boels Rental: Major Dutch/European equipment rental company with extensive range of construction, agricultural and industrial machinery. Comparable to Hiltermann's equipment lease offering (The Lease Factory), though Boels is more short-term rental than lease and operates pan-European.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/hiltermann-lease-groep-b.v.

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hiltermann Lease Groep