What Bellingham Capital Management does

Bellingham Capital Management is an SEC Registered Investment Advisor founded in 2009 and headquartered in Bellingham, Washington, with a secondary office in Anacortes, WA. The firm provides personalized investment advisory and wealth management services primarily to individual investors seeking to achieve financial goals through prudent investment strategies. Its core offering is built around proprietary investment models and a Macro Investment Outlook process that draws on geopolitical and economic data to inform portfolio construction, allocation adjustments, and continuous re-evaluation of holdings. Investment advisory fees are structured on a recurring (subscription-style) basis, typically tied to assets under management or a flat fee arrangement, though pricing is not publicly disclosed. The go-to-market is sales-led and relationship-driven: the firm relies on direct client meetings, a referral and word-of-mouth engine, and a content marketing presence through bellinghamcapital.com and a client portal integrated with Charles Schwab custody.

Beyond its core RIA franchise, the firm — through an affiliated investor — has built a separate portfolio of small Irish consumer health food businesses through serial acquisitions, beginning with Bunalun Organic in October 2021, Independent Irish Health Foods (IIHF) in October 2022, and Niks Tea in February 2026. These holdings appear operationally distinct from the advisory business, are based in Ireland and the EU, and are managed under existing or consultancy leadership, with founders retained. The firm is privately held with no disclosed institutional funding or parent company.

Name

Bellingham Capital Management

Legal name

Bellingham Capital Management, Inc.

Website

https://bellinghamcapital.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Bellingham Capital Management is an SEC Registered Investment Advisor founded in 2009 in Bellingham, WA, providing personalized wealth management and investment advisory services to individual investors through proprietary macro-driven portfolio models and recurring advisory fees.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Investment advisory services
• Wealth management
• Portfolio management
• Financial planning
• Retirement planning

Headquarters

HQ city

Bellingham

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Investment Advisory Services: Investment advisory services offered through Bellingham Capital Management, Inc., an SEC Registered Investment Advisor. Revenue is generated through advisory fees charged to clients for portfolio management and investment advisory services.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Bellingham Capital Management is an SEC Registered Investment Advisor that provides prudent, analytical investment strategies through proprietary investment models and a Macro Investment Outlook framework. The firm tailors portfolios to individual client objectives, continuously re-evaluates holdings, and rebalances allocations based on evolving geopolitical and economic conditions. Beyond core investment advisory, the firm has built a portfolio of acquired health-food subsidiaries (Independent Irish Health Foods, Niks Tea, and previously Bunalun Organic).

Product overview

Bellingham Capital Management is an SEC Registered Investment Advisor providing investment advisory services through a single unified offering centered on prudent, analytical investment strategies. The firm operates proprietary investment models and constructs portfolios based on macroeconomic resonance, technical data, and management assessment. In addition to its core financial advisory business, the company has expanded into a portfolio of health food assets through two acquisitions: Independent Irish Health Foods (IIHF), a health food product company based in Co. Cork, Ireland acquired in October 2022; and Niks Tea, an Irish organic tea business acquired in February 2026, adding a third company to the health food assets portfolio.

Differentiator

Problem solved

Functional benefit

Products and services

• Bellingham Capital Investment Advisory Services SEC Registered Investment Advisor offering prudent, analytical investment strategies tailored to client needs, including proprietary investment models, macro investment outlook analysis, and continuous portfolio re-evaluation. Designed for individuals seeking personalized wealth management and financial planning.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered minor.

• Niks TeaminorOthers · 18 February 2026Bellingham Capital acquired Niks Tea, an Irish organic tea business founded in 2012 by Nicola Kearns, based in Dublin's Greenogue Business Park. The company blends and packages teas and herbal infusions for retailers including Aldi and direct-to-consumer sales. Niks Tea was profitable according to its most recent accounts to end of 2024 and paid €72,000 in dividends. This acquisition adds a third company to Bellingham Capital's health food assets portfolio.
• Independent Irish Health Foods (IIHF)minorOthers · 6 October 2022Bellingham Capital acquired Independent Irish Health Foods (IIHF), a health food product company based in Co. Cork, Ireland. The acquisition does not involve disclosed financial details. IIHF's core operations are expected to continue normally under existing management.
• Independent Irish Health Foods (IIHF)minorOthers · 6 October 2022Bellingham Capital purchased Independent Irish Health Foods (IIHF), a distributor of health foods based in Ireland, which continues operations under existing management. The deal includes retention of co-founders in consultancy roles and aims to expand the company's reach in the health food sector.

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Focus Financial Partners: Leading RIA aggregator partnering with independent wealth management firms. Directly comparable in being an SEC-registered RIA, but at significantly larger scale via roll-up M&A — represents both a competitor and a potential acquirer profile.
• Fisher Investments: Large independent RIA managing discretionary portfolios for HNW individuals using a top-down macro research process. Directly comparable investment philosophy (macro-driven, conviction-based) but at far greater scale.
• Edelman Financial Engines: Large RIA offering investment advisory and financial planning to a broad HNW and mass-affluent client base. Comparable service categories, but at vastly larger scale and with hybrid digital-plus-advisor delivery.
• Mariner Wealth Advisors: National RIA providing investment advisory, financial planning, tax, and estate services to HNW individuals and families. Overlap in personalized advisory model and target client, but with institutional scale and multi-regional footprint.
• Creative Planning: Large-scale RIA offering comprehensive wealth management, financial planning, and tax services to HNW clients nationwide. Comparable service offering, but at much greater scale and geographic reach than Bellingham Capital.

Direct peers

• Ritholtz Wealth Management: Boutique SEC-registered RIA serving HNW individuals with personalized portfolio management and a research-driven, macro-aware investment process — directly comparable to Bellingham Capital's model and team-based approach.
• Carson Group: RIA serving independent financial advisors and their clients with practice management, investment solutions, and wealth management services. Comparable in providing personalized advisory through an SEC-registered framework.
• Commonwealth Financial Network: Independent RIA and broker-dealer supporting affiliated advisors in delivering personalized investment advisory to HNW households. Comparable client profile and personalized service model.
• Buckingham Strategic Wealth: Independent RIA focused on evidence-based, personalized financial planning and portfolio management for HNW households. Comparable in service model, fee structure, and target client profile.
• Cambridge Investment Research: Independent broker-dealer and RIA support platform enabling affiliated advisors to deliver personalized investment advisory. Comparable end-client service model, though Cambridge provides the institutional infrastructure that Bellingham Capital lacks.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/bellingham-capital-management-inc.

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bellingham Capital Management