Billmate AB
Billmate AB (operating as Qvickly) is a Sweden-based payment solutions provider serving Swedish SMBs with checkout, payment links, invoice purchasing, and debt collection, structured across three entities and processing 1.3 million transactions and 1.9 billion SEK in purchased invoices annually.
- Company typePrivate
- Founded2005
- HeadquartersMalmö, Sweden
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Billmate AB does
Billmate AB is a Sweden-based, private payment solutions provider operating commercially under the Qvickly brand. The group is structured around three wholly-owned legal entities: Billmate AB (parent), Invoice Finance AB (factor for purchased receivables), and Invoice Inkasso AB (debt collection), all headquartered in Malmö. The company serves Swedish SMBs across verticals with a horizontal go-to-market, offering standardized checkout alongside bespoke payment integrations through a sales-led model that emphasizes consultative, partnership-style relationships over transactional vendor dynamics.
Qvickly's product line spans the payment lifecycle: Qvickly Checkout provides a hosted checkout with ready-made modules and an open API for custom integrations; Qvickly Betallänk is a payment-link product for flexible invoice or card-based collection; Fakturaköp purchases merchant receivables for immediate liquidity via the Invoice Finance AB subsidiary; and Qvickly Inkasso provides debt collection with specialized workflows for electricity and parking sectors. The platform reports 1.3 million transactions per year and 1.9 billion SEK in purchased invoices annually, and claims two decades of industry presence.
Revenue mechanics are transaction-based across all three streams (processing fees, factoring spreads and fees on purchased receivables, and collection service fees). Pricing is not publicly disclosed and is quote-based with customized solutions. Distribution is via direct sales with a prominent 'Book a Meeting' call-to-action for enterprise and mid-market clients, plus a self-service portal for existing customers. Marketing is digital-first, anchored by case studies on Swedish SMB customers (SportAdmin, GoldPen, Innecta, kärnkraft.se, Funbutler). The company does not disclose revenue, funding, or M&A activity, and its stated geography is limited to Sweden with no disclosed expansion outside the Nordics.
Billmate AB firmographics
Firmographics- Name
- Billmate AB
- Legal name
- Billmate AB
- Website
- https://billmate.se
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Billmate AB (operating as Qvickly) is a Sweden-based payment solutions provider serving Swedish SMBs with checkout, payment links, invoice purchasing, and debt collection, structured across three entities and processing 1.3 million transactions and 1.9 billion SEK in purchased invoices annually.
- Ownership category
- akta.pro rank
Billmate AB industry classification
Industry- Product category
- Payment Processing
- NAICS
- Sales Financing (522220), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Collection Agencies (561440)
- SIC
- Short-Term Business Credit Institutions (6153), Services-Consumer Credit Reporting, Collection Agencies (7320), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)
- akta.pro secondary industries
- Payment Orchestration Platforms (FSAGABAA), B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
Keywords
Where Billmate AB is headquartered
LocationHeadquarters
- HQ city
- Malmö
- HQ country
- Sweden
- HQ region
- Europe
Offices1 record
Markets served
Billmate AB business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing Fees: Revenue generated from processing payment transactions for merchants, including checkout solutions and payment links
- Invoice Purchasing (Factura Finance): Purchase of invoices from businesses, providing immediate liquidity; revenue generated from the spread and fees on purchased receivables; facilitated by Invoice Finance AB
- Collection Services (Inkasso): Debt collection services handling overdue invoices for merchants, with specialized capabilities for electricity and parking sectors
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
Billmate AB product offering
Product offeringCore offering
Billmate AB, operating under the Qvickly brand, provides payment processing solutions for Swedish businesses. Its offering includes a customizable checkout solution (standard or via open API), payment links (Betallänk), invoice purchasing (Fakturaköp) for immediate liquidity, and debt collection services (Inkasso) including specialized electricity and parking collections. The platform processes 1.3 million transactions per year and handles 1.9 billion SEK in purchased invoices annually.
Product overview
Qvickly, operated by Billmate AB, is a unified payment platform offering scalable payment solutions for businesses. The portfolio includes four interconnected products: Qvickly Checkout (core payment checkout with standard and custom API integration options), Qvickly Betallänk (payment link solution), Qvickly Inkasso (debt collection including electricity and parking collections), and Fakturaköp (invoice purchasing for immediate cash flow). The platform processes 1.3 million transactions annually and 1.9 billion SEK in purchased invoices, demonstrating scale across the payment lifecycle from transaction processing to collections.
Differentiator
Problem solved
Functional benefit
Brands
- Betallänk: Payment link solution allowing businesses to send payment links to customers.
- Checkout
- Inkasso
Products and services
- Qvickly Checkout A payment checkout solution for businesses that can be deployed as a standard checkout or customized via an open API to match business-specific requirements and branding. Targets Swedish merchants seeking flexible online payment experiences.
- Qvickly Betallänk (Payment Link) A payment link service that enables businesses to send payment links directly to customers for secure and flexible payment processing. Useful for merchants needing to accept payments without a full e-commerce checkout.
- Qvickly Inkasso (Debt Collection) A debt collection service for businesses that handles overdue invoices end-to-end, including specialized collection capabilities for the electricity and parking sectors. Operated through subsidiary Invoice Inkasso AB.
- Fakturaköp (Invoice Purchasing) Invoice purchasing service in which the company buys outstanding invoices from businesses, providing immediate cash flow/liquidity. Processes approximately 1.9 billion SEK in purchased invoices annually. Facilitated through subsidiary Invoice Finance AB.
Quantifiable outcome
- 1.3 million transactions processed annually
- +1 more outcomes
Companies that use Billmate AB
Customer profileNamed customers5 records
Segments1 record
Ideal customer profiles1 record
Billmate AB technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Billmate AB partnerships and signals
Strategic signalScale indicators3 records
Recent moves4 records
Expansion highlights3 records
Billmate AB competitors and assessment
Company assessmentMarket position
Strengths4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Billmate AB social profiles
Digital presenceBillmate AB financial estimates
Financial estimateRevenue estimate
Valuation estimate
Billmate AB leadership team
Management profileNumber of profiles
Billmate AB subsidiaries and ownership
Company hierarchySubsidiaries2 records
Billmate AB funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Billmate AB M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Billmate AB
What does Billmate AB do?
Billmate AB, operating under the Qvickly brand, provides payment processing solutions for Swedish businesses. Its offering includes a customizable checkout solution (standard or via open API), payment links (Betallänk), invoice purchasing (Fakturaköp) for immediate liquidity, and debt collection services (Inkasso) including specialized electricity and parking collections. The platform processes 1.3 million transactions per year and handles 1.9 billion SEK in purchased invoices annually.
Is Billmate AB a public or private company?
Billmate AB is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Billmate AB founded?
Billmate AB was founded in 2005. It employs 11 to 50 people.
Where is Billmate AB based?
Billmate AB is headquartered in Malmö, Sweden, in the Europe region.
How does Billmate AB make money?
Three revenue lines are on record. Payment Processing Fees are the primary driver. The others are invoice Purchasing (Factura Finance) and collection Services (Inkasso).
Does Billmate AB have an API?
Yes. Qvickly offers an open API that enables developers to create payment solutions and integrate payment functionality. The API supports creating custom checkout experiences and payment magic. Developer documentation is at billmate.github.io/QvicklyDocumentation/default-topic.html.
What industry is Billmate AB in?
Billmate AB's product category is Payment Processing. Its primary akta.pro industry code is BPAMAFAF, Bill Pay, Invoicing & Payables Platforms, with a secondary code of FSAGABAA, Payment Orchestration Platforms. Its NAICS code is 522220 and its SIC code is 6153.