Endsleigh Insurance
Endsleigh Insurance is a UK specialist insurance intermediary (a trading name of Howden UK Brokers Limited) focused on landlord insurance, including residential, commercial, HMO, student, and non-standard property risks, distributed via online and telephone channels.
- Company typePrivate
- Founded1965
- HeadquartersGloucester, United Kingdom
- Headcount5,001–10,000
- GTM typeB2B
- OfferingServices
What Endsleigh Insurance does
Endsleigh Insurance is a UK specialist insurance intermediary operating as a trading name of Howden UK Brokers Limited, an FCA-regulated (FS Register 307663) private limited company headquartered at One Creechurch Place, London. The company's strategic focus is intermediated landlord insurance for residential, commercial, and specialist property types including HMOs, student lets, blocks of flats, unoccupied properties, DSS-tenanted properties, serviced accommodation, and non-standard constructions. Coverage spans buildings, contents, property owners' liability up to £5,000,000, and ancillary modules such as rent guarantee, home emergency, pet damage, and freeholder building insurance. Quote, policy administration, and account management run on the Acturis insurance platform, with distribution split between an online quote portal for single-property landlords and a UK telephone contact centre, while multi-property and commercial risks are routed to the sister brand Protect My Let, also within Howden.
Revenue mechanics combine insurance premium-based commission (with an Intermediary Service Fee bundled into the premium), fee-based services (mid-term adjustments, administration and cancellation fees, a termination fee, and a contact-centre setup fee for telephone transactions), and commission from Premium Credit Limited for introducing customers to monthly Direct Debit instalment plans; credit/debit card payments carry no fee. Customer segmentation is vertical: Residential Landlords are the primary use-case segment, supported by Commercial, Student, Multi-Property, HMO, Block of Flats/Freeholder, Serviced Accommodation, Non-Standard, Unoccupied, and DSS Tenant sub-segments, plus personae for individual Students and business units for the Education and Not-for-Profit/Charity sectors. As of 2023 the student, education, and not-for-profit lines have been fully rebranded under Howden, leaving Endsleigh's externally facing identity concentrated on landlord insurance. The company was founded in 1965 and operates under the Howden Group, with multi-property and commercial work cross-referred to Protect My Let and partnership programmes covering Unite Students and ukactive.
Endsleigh Insurance firmographics
Firmographics- Name
- Endsleigh Insurance
- Legal name
- Howden UK Brokers Limited
- Website
- https://endsleigh.co.uk
- Company type
- Private
- Founded year
- 1965
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Endsleigh Insurance is a UK specialist insurance intermediary (a trading name of Howden UK Brokers Limited) focused on landlord insurance, including residential, commercial, HMO, student, and non-standard property risks, distributed via online and telephone channels.
- Ownership category
- akta.pro rank
Endsleigh Insurance industry classification
Industry- Product category
- Landlord Insurance
- NAICS
- Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Landlord / Dwelling Fire (DP) Insurance (FSAJACAD)
- akta.pro secondary industry
- Mixed-Use / Commercial Condominium BOP (FSAJAFAO)
Keywords
Where Endsleigh Insurance is headquartered
LocationHeadquarters
- HQ city
- Gloucester
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Endsleigh Insurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Core revenue from arranging landlord insurance policies including buildings, contents, and specialist covers. Intermediary Service Fee is included in premium and covers policy arrangement costs.
- Fee-based Services: Additional fees for mid-term adjustments, cancellation within/after cooling off period, termination, and telephone setup. No fee for credit/debit card payments.
- Premium Finance: Revenue from partnership with Premium Credit Limited for monthly payment plans. Customers can spread premium payments over instalments via Direct Debit.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Insurance premiums for residential and commercial landlord coverage |
| Other | Monthly | Monthly instalment payment option via Premium Credit Limited |
| Other | Monthly | Administrative fees for policy servicing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Endsleigh Insurance product offering
Product offeringCore offering
Endsleigh Insurance is a UK-based insurance intermediary (a trading name of Howden UK Brokers Limited) that arranges specialist landlord insurance policies. The core offering is residential landlord insurance covering buildings, contents, liability and rental loss, extended through optional add-ons such as home emergency cover, rent guarantee, pet damage, and specialist covers for HMOs, blocks of flats, student lets, DSS tenants, unoccupied and non-standard properties. Commercial landlord and multi-property business is referred to sister company Protect My Let, while former student, education and not-for-profit lines now sit under the Howden brand.
Product overview
Endsleigh Insurance is a specialist UK insurance broker, now a trading name of Howden UK Brokers Limited, offering a comprehensive portfolio of landlord insurance products. The core offering is Landlord Insurance for residential properties, which can be extended through a range of add-on modules including Home Emergency Cover, Rent Guarantee Insurance, Pet Damage Insurance, and specialist covers for non-standard properties, HMOs, blocks of flats, student lets, DSS tenants, and unoccupied properties. The company also offers Commercial Landlord Insurance and Building Insurance Valuation Services. Historically, Endsleigh also provided sector-specific coverage for students, education institutions, and not-for-profit organisations, but these offerings have been fully rebranded under Howden. The company operates primarily through its online quote platform (powered by Acturis) and telephone services, with payment processing through Premium Credit Limited.
Differentiator
Problem solved
Functional benefit
Brands
- Endsleigh Landlords: Specialist landlord insurance products for residential and commercial property owners.
Products and services
- Residential Landlord Insurance
Quantifiable outcome
- Rent guarantee insurance covers loss of rental income if tenants default
- +2 more outcomes
Companies that use Endsleigh Insurance
Customer profileNamed customers5 records
Segments13 records
Ideal customer profiles5 records
Endsleigh Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature2 records
Endsleigh Insurance partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered strategic, minor and core.
- Unite StudentsstrategicUnique deal signed with Unite Students, a leading student accommodation provider. Strategic partnership for student housing insurance coverage.
- ukactivestrategicNew strategic partnership announced to strengthen Endsleigh's presence within the physical activity sector.
- GobsmackminorEndsleigh Insurance acquired digital rewards platform Gobsmack to enhance customer engagement and rewards offerings.
- Protect My LetcoreSister company within Howden Group serving multi-property landlord insurance and commercial property insurance. Referrals directed to Protect My Let for multi-property coverage.
- Howden UK Brokers LimitedcoreEndsleigh is a trading name of Howden UK Brokers Limited, authorised and regulated by the FCA. The partnership provides access to Howden Group's broader insurance capabilities and resources.
- studentGuardcoreStudent insurance services now fully branded under Howden with studentGuard providing personalised student insurance coverage.
Scale indicators2 records
Recent moves7 records
Expansion highlights6 records
Endsleigh Insurance competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Endsleigh Insurance social profiles
Digital presenceEndsleigh Insurance compliance and trust
Trust signalCompliance2 records
Endsleigh Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Endsleigh Insurance leadership team
Management profileNumber of profiles
Profiles1 record
Endsleigh Insurance subsidiaries and ownership
Company hierarchySubsidiaries1 record
Endsleigh Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Endsleigh Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Endsleigh Insurance
What does Endsleigh Insurance do?
Endsleigh Insurance is a UK-based insurance intermediary (a trading name of Howden UK Brokers Limited) that arranges specialist landlord insurance policies. The core offering is residential landlord insurance covering buildings, contents, liability and rental loss, extended through optional add-ons such as home emergency cover, rent guarantee, pet damage, and specialist covers for HMOs, blocks of flats, student lets, DSS tenants, unoccupied and non-standard properties. Commercial landlord and multi-property business is referred to sister company Protect My Let, while former student, education and not-for-profit lines now sit under the Howden brand.
Is Endsleigh Insurance a public or private company?
Endsleigh Insurance is a private company. It is classified as corporate owned and is currently operating.
When was Endsleigh Insurance founded?
Endsleigh Insurance was founded in 1965. It employs 5,001 to 10,000 people.
Where is Endsleigh Insurance based?
Endsleigh Insurance is headquartered in Gloucester, United Kingdom, in the Europe region.
How does Endsleigh Insurance make money?
Three revenue lines are on record. Insurance Premiums are the primary driver. The others are fee-based Services and premium Finance.
Does Endsleigh Insurance have an API?
No public API is recorded for Endsleigh Insurance.
What industry is Endsleigh Insurance in?
Endsleigh Insurance's product category is Landlord Insurance. Its primary akta.pro industry code is FSAJACAD, Landlord / Dwelling Fire (DP) Insurance, with a secondary code of FSAJAFAO, Mixed-Use / Commercial Condominium BOP. Its NAICS code is 524210 and its SIC code is 6411.