What FinTech Compliance does

FinTech Compliance is a London-headquartered, founder-led regulatory compliance consultancy established in early 2016 by Gilbert van Roon, positioning itself as the UK's first consultancy to specialise exclusively in technology-based, innovative and alternative financial services. The firm provides FCA-focused compliance support across seven integrated service lines: FCA Applications (end-to-end authorisation project management), Retainer Services (scalable ongoing compliance oversight), Compliance Audits, Ad-Hoc project support, Fractional MLRO/Compliance Officer appointments (where consultants hold SMF16/SMF17 roles inside client firms), Feasibility Assessments, and bespoke Training. Its methodology centres on a risk-based compliance monitoring programme used to track applicable rules and respond to regulatory change.

The business operates as a B2B professional services firm targeting fintech and adjacent regulated firms, including EMIs, payment service firms, brokers, consumer credit lenders, cryptoasset businesses, challenger banks, investment managers, insurance intermediaries, corporate finance advisors, MTFs, and international (US, Canadian) fintechs expanding into the UK. Services are delivered by a small team of senior consultants (the named team includes the founder, a Senior Manager, a Compliance Operations Manager, and a Lead Compliance Consultant with prior Amazon AML/KYC experience), all holding advanced qualifications such as the CISI Level 6 Diploma in Investment Compliance. Underlying technology is the firm's proprietary risk-based compliance framework rather than a software platform; there is no API or productised software offering.

Revenue is generated on a fee-for-service basis across project work, retainer engagements (scalable down to one day per month), and multi-year contracts, with pricing structured as fixed-fee packages tailored to each client's size, complexity, and growth stage. The firm is privately held, founder-owned, and bootstrapped, with no disclosed institutional investors or funding rounds. Distribution is content-led (monthly regulatory newsletter, blog, LinkedIn c. 10,909 followers, YouTube, regional SEO landing pages) combined with direct consultative sales, supported by APCC membership — the only UK trade association officially recognised by the FCA for compliance consultancies.

Name

FinTech Compliance

Legal name

FinTech Compliance

Website

https://fintechcompliance.co.uk

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

FinTech Compliance is a UK-based, founder-led regulatory compliance consultancy founded in 2016 that provides FCA authorisation, retainer, audit, fractional MLRO, feasibility, and training services to fintechs and regulated financial services firms across the UK, US and Canada.

Ownership category

akta.pro rank

Product category

Regulatory Compliance Consulting

akta.pro primary industry

Regulatory Compliance Advisory (BPAHAFAB)

akta.pro secondary industries

Financial Crime, AML/CFT & Sanctions Compliance (BPAHAFAE), Financial Compliance & Regulatory (AML/KYC, Sanctions, Market Conduct) (EDABAJAG)

Keywords

• Fintech compliance consulting
• FCA regulatory advisory
• Compliance audit services
• AML and financial crime
• Regulatory authorisation support

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Professional Compliance Consulting Services: Revenue generated through fee-for-service consulting engagements including FCA applications, compliance audits, retainer services, ad-hoc projects, feasibility assessments, training, and fractional MLRO/compliance officer services.

Pricing tiers

Go-to-market motion1 record

Distribution channels7 records

Marketing channels5 records

Core offering

FinTech Compliance is a specialist regulatory compliance consultancy providing advisory services to fintech and financial services firms navigating UK Financial Conduct Authority (FCA) regulation. Its core offerings span end-to-end FCA authorisation support (business plans, permissions, document preparation, FCA liaison), ongoing compliance retainer services with risk-based monitoring, independent compliance audits, fractional Money Laundering Reporting Officer (MLRO) and Compliance Officer appointments, regulatory feasibility assessments, and bespoke compliance training. Services are delivered by senior consultants holding CISI Level 6 Diplomas in Investment Compliance.

Product overview

FinTech Compliance operates as a specialist regulatory compliance consultancy, not a software platform. The company offers a portfolio of seven interconnected advisory services for fintech firms seeking FCA authorisation or maintaining ongoing compliance obligations. The core service chain begins with Feasibility Assessment to evaluate regulatory scope, followed by FCA Applications for full authorisation support. Once authorised, clients engage Retainer Services (COMPLY) for continuous compliance oversight, supplemented by Comply Audit for periodic independent reviews and COMPLY Ad-Hoc for specific project needs. The Fractional MLRO/Compliance Officer service provides dedicated senior compliance leadership on a part-time basis, while Training delivers bespoke staff education. A free one-hour Compliance Assessment introduces the service relationship. All services are aligned around FCA regulation, AML frameworks, SMCR, and Consumer Duty requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• FCA Applications End-to-end project management and advisory support for FCA authorisation applications, including business plan drafting, permissions scoping, document preparation, and liaison with FCA case officers through to authorisation. Targeted at fintech firms seeking FCA authorisation.
• COMPLY Retainer Services Ongoing scalable compliance retainer providing periodic risk-based compliance reports, regulatory monitoring, policy implementation, and advisory support, designed to complement or replace in-house compliance teams. Scales down to as little as one day per month.
• Comply Audit One-off or periodic independent review of a firm's compliance framework, policies, procedures, and controls against FCA regulations, Money Laundering Regulations, and other applicable frameworks, with actionable remediation recommendations.
• COMPLY Ad-Hoc Flexible bespoke compliance project support for specific deliverables such as policy updates, FCA response drafting, financial promotions review, AML procedures, and senior compliance appointments.
• Fractional MLRO / Compliance Officer Services Part-time FCA-approved Money Laundering Reporting Officer (MLRO) and/or Compliance Officer provision, where FinTech Compliance professionals hold official SMF16/SMF17 roles within client firms.
• Feasibility Assessment Deep-dive assessment evaluating whether a business model, product, or service falls within the scope of FCA regulation, with a written report and follow-up consultation on findings and recommended next steps.
• Training Bespoke compliance training sessions for fintech teams covering AML, SMCR, Consumer Duty, GDPR, financial promotions, data protection, CASS, vulnerable customers, and complaints handling.

Quantifiable outcome

• Successfully obtained FCA authorisation for numerous technology-based, innovative and alternative finance companies

Named customers1 record

Segments13 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Association of Professional Compliance Consultants (APCC)coreOthersFinTech Compliance is a member of the APCC, the only trade association officially recognised by the FCA for compliance consultancy firms. APCC membership demonstrates the firm meets stringent standards for competence, integrity, and client service, and reflects proactive engagement with UK regulatory changes.

Scale indicators2 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Bovill: UK-based specialist regulatory and compliance consultancy serving fintechs, payments firms, and digital asset businesses with authorisation, ongoing compliance, and licensing support—directly comparable in service scope and client base to FinTech Compliance.
• Thistle Initiatives: Specialist UK regulatory compliance consultancy focused on fintech start-ups and challenger firms, offering FCA authorisation and ongoing compliance support—closely mirroring FinTech Compliance's core proposition.
• Aspect Professional Services: UK compliance consultancy providing FCA-authorised personnel, regulatory support, and outsourced compliance services to financial services firms—comparable in their fractional compliance officer and retainer offerings.

Emerging players

• CUBE: RegTech firm providing regulatory intelligence, horizon-scanning, and compliance workflow automation to financial institutions—an emerging player that intersects with the compliance advisory space through technology-enabled regulatory change management.
• NorthRow: UK RegTech offering KYC, AML onboarding, and ongoing compliance monitoring solutions to fintechs and challenger banks—overlaps in client segment and UK compliance focus, but competes via technology rather than advisory services.

Others

• ComplyAdvantage: Global AML/KYC and financial crime detection platform serving fintechs and banks—an adjacent infrastructure provider rather than a direct consultant, but materially shapes the fintech compliance ecosystem in which FinTech Compliance operates.

Broad incumbents

• KPMG UK (Financial Services Regulatory): Big 4 firm with a substantial UK financial services regulatory practice serving fintech authorisation, SMCR, and conduct risk work—competes for larger engagements and cross-border mandates that FinTech Compliance cannot serve solo.
• PwC UK (Financial Services Regulation): Big 4 regulatory consultancy offering FCA authorisation, risk and compliance transformation, and ongoing advisory to fintechs and incumbents—a broader incumbent that competes for enterprise and mid-market mandates alongside specialist firms.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubebit.ly/31AFkIM
• LinkedInlinkedin.com/company/fintech-compliance
• Xx.com/fintechcomply

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FinTech Compliance