Fürst Fugger Privatbank

What Fürst Fugger Privatbank does

Fürst Fugger Privatbank is a German private bank headquartered in Augsburg, tracing its roots to the House of Fugger in 1486 and reorganised as an Aktiengesellschaft in 2015. It serves high-net-worth private clients, institutional investors (pension funds, foundations, churches, family offices, employer associations and corporations), and a nationwide network of over 300 independent investment advisors operating under the bank's Qualitätshaftungsdach. The bank operates six branches (Augsburg, Munich, Stuttgart, Nuremberg, Mannheim, Cologne) plus online banking and an advisor-network customer portal.

The core product set spans Vermögensverwaltung Klassisch (five strategy tiers from EUR 250,000 minimum), Vermögensverwaltung ESG and ESG-ETF (UN Global Compact aligned, MSCI ESG Research data), Vermögensverwaltung Pro (offensive strategies), a Classical Portfolio Management line (FFPB Strategie 30/70/100) using comdirect as custodian from EUR 50,000, and a proprietary Dachfonds family (MultiTrend Plus/Doppelplus/Flex, FFPB Konservativ, FFPB Rendite, FFPB Aktien Select, FFPB Dividenden Select, FFPB ESG Select, Fürst Fugger Privatbank Wachstum). Banking operations ride on Atruvia AG infrastructure with PSD2/XS2A interfaces, Mastercard Identity Check via SecureGo plus for two-factor authentication, Hauck & Aufhäuser for fund administration, and MSCI ESG Research for sustainability screening. Recent research outputs include a PLEXUS award-winning thesis on neural-network portfolio optimisation and a Journal of Portfolio Management publication on factor investing.

Revenue is generated through AUM-based management fees for discretionary mandates, advisory fees for wealth and retirement planning, transaction-based banking fees, fund distribution economics from proprietary Dachfonds, and financing services including real estate lending. Pricing is gated by minimum investment thresholds (EUR 250,000 classical wealth management, EUR 50,000 classical portfolio management); specific fee percentages are not publicly disclosed. The go-to-market combines direct relationship management through branch offices with channel-based distribution via the Beraternetzwerk, complemented by thought-leadership content (Fuggerbriefe, Finance Talk podcast, market commentary). The bank is regulated by BaFin and the ECB, is a member of the Bankenverband deposit protection scheme, and operates under GDPR, MiFID II and SFDR compliance frameworks.

Name

Fürst Fugger Privatbank

Legal name

Fürst Fugger Privatbank Aktiengesellschaft

Website

https://fuggerbank.de

Company type

Private

Founded year

1954

Operating status

Operating

Headcount range

101–250 employees

Short description

Fürst Fugger Privatbank is a German private bank founded in 1486, headquartered in Augsburg, offering discretionary wealth management, ESG-integrated mandates, proprietary Dachfonds, and institutional asset management to high-net-worth individuals, foundations, pension funds, and corporate clients via six branches and a 300+ advisor network in Germany.

Ownership category

akta.pro rank

Product category

Private Banking / Wealth Management

NAICS

Portfolio Management and Investment Advice (52394), Open-End Investment Funds (525910)

SIC

Investment Advice (6282)

akta.pro primary industry

Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM)

akta.pro secondary industries

Institutional Consulting RIAs (OCIO/Endowments/Foundations/Pensions) (FSAAACAG), Multi-Manager / Multi-PM Platforms (FSAHAKAD), Managed Account / SMA Multi-Manager Platforms (FSANAGAL)

Keywords

• Private banking
• Wealth management
• Asset management
• Portfolio management
• Institutional asset management

Headquarters

HQ city

Augsburg

HQ country

Germany

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Wealth Management / Asset Management Fees: Ongoing management fees for discretionary portfolio management mandates. Minimum investment thresholds of EUR 250,000 for classical wealth management and EUR 50,000 for classical portfolio management. Fees based on assets under management (AUM) percentage.
2. Investment Advisory Fees: Advisory services for wealth planning, retirement planning, and investment recommendations for private banking clients.
3. Banking Services: Traditional banking services including current accounts, payment services, credit/debit cards (Mastercard Gold, girocard Debit Mastercard), and wire transfers.
4. Fund Distribution: Distribution of proprietary umbrella funds (FFPB MultiTrend, FFPB ESG Select, FFPB Dividenden Select, etc.) with management fees flowing to the bank.
5. Financing Services: Real estate financing and other lending products for private banking clients.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Fürst Fugger Privatbank delivers discretionary and advisory wealth management to high-net-worth private clients and institutional investors via its six German branches and a nationwide network of 300+ independent advisors under the Qualitätshaftungsdach. Core offerings span classical Vermögensverwaltung (five strategy profiles from Konservativ to Dynamic, EUR 250,000 minimum), ESG and ESG-ETF strategies, a Pro offensive tier, Klassische Portfolioverwaltung via comdirect (EUR 50,000 minimum), and a proprietary Dachfonds family (MultiTrend Plus/Doppelplus/Flex, FFPB ESG Select, Dividenden Select, Aktien Select, Konservativ, Rendite) bundled with classical banking, Mastercard-based payments, financing, and PSD2-compliant digital channels.

Product overview

Fürst Fugger Privatbank offers a comprehensive private banking and wealth management suite built around four core pillars: (1) Vermögensverwaltung Klassisch/Pro providing traditional discretionary asset management with multiple risk profiles, (2) Vermögensverwaltung ESG and ESG-ETF for sustainability-focused investing, (3) a family of proprietary Dachfonds (umbrella funds) including MultiTrend variants, FFPB Konservativ, FFPB Rendite, FFPB Aktien Select, FFPB Dividenden Select, FFPB ESG Select, and Fürst Fugger Privatbank Wachstum, and (4) a Bundesweites Beraternetzwerk (nationwide advisor network) with over 300 independent advisors. Additional services include classical portfolio management via partner comdirect, institutional client services, financing solutions, the Fuggerbriefe customer magazine, and Finance Talk podcast. The bank combines 540+ years of tradition with modern digital services including online banking and PSD2-compliant third-party integrations.

Differentiator

Problem solved

Functional benefit

Products and services

• Vermögensverwaltung Klassisch (Classical Wealth Management) Traditional discretionary asset management with five investment strategies (Konservativ 0% equities, Defensiv max 25%, Defensiv Plus 20–50%, Ausgewogen 30–70%, Dynamic 90–100% equities) for high-net-worth private clients; minimum investment EUR 250,000, billed annually.
• Vermögensverwaltung ESG (ESG Wealth Management, non-ETF) Discretionary asset management incorporating ESG criteria aligned with UN Global Compact, offered in four strategies (ESG Defensiv max 25%, ESG Defensiv Plus 20–50%, ESG Ausgewogen 30–70%, ESG Offensiv 50–100% equities) using individual stock selection with ESG integration.
• Vermögensverwaltung ESG-ETF (ETF-based ESG Wealth Management) Discretionary ESG asset management implemented via ETFs, in two strategies (ESG-ETF Ausgewogen max 40% equities, ESG-ETF Wachstum max 100% equities), leveraging MSCI ESG Research for sustainability screening.
• Vermögensverwaltung Pro (Wealth Management Pro) Premium-tier discretionary wealth management with focus on international equity markets, offering three strategies (Pro, Pro Dividende, Offensiv) targeting higher capital gains with implied minimum above the classical EUR 250,000 threshold.
• Klassische Portfolioverwaltung (Classical Portfolio Management) Three FFPB Strategies (Strategie 30 max 30% equities, Strategie 30–70%, Strategie 70–100%) offered through the Beraternetzwerk with comdirect as custodian bank; minimum investment EUR 50,000.
• FFPB MultiTrend Plus Global multi-asset umbrella fund (Dachfonds) with flexible 0–50% equity allocation for defensive investors seeking balanced risk-return profiles; one of the FFPB flagship funds distributed through the Beraternetzwerk.
• FFPB MultiTrend Doppelplus Global multi-asset umbrella fund with at least 51% equity allocation, designed to participate in upward market phases while maintaining broad asset-class diversification.
• FFPB MultiTrend Flex Global multi-asset umbrella fund with dynamically managed 25–100% equity allocation, actively adjusting risk exposure based on prevailing market conditions.
• FFPB ESG Select Global equity fund (60–100% equities) investing in quality companies with strong ESG characteristics, employing hedging instruments to reduce volatility; administered with Hauck & Aufhäuser Fund Services.
• FFPB Dividenden Select Global equity fund investing at least 80% in well-known large-cap companies with sustainable dividend payments and high creditworthiness.
• FFPB Aktien Select Global equity fund focused on 30–50 high-quality companies with strong profitability and growth, selected via bottom-up fundamental analysis.
• FFPB Konservativ Conservative European bond fund investing at least 51% in EUR-denominated bonds, targeting medium-term capital preservation with single-security selection.
• FFPB Rendite Conservative global umbrella fund primarily investing in international bond markets, targeting consistent risk-adjusted returns with medium-term capital preservation.
• Fürst Fugger Privatbank Wachstum Global multi-asset umbrella fund investing at least 26% in international equity funds/ETFs and at least 25% in international bond funds, absolute return funds, and alternative strategies.
• Private Banking (Vermögensberatung, Finanzierungen, Institutionelle Kunden) Comprehensive private banking service line including investment advisory (Vermögensberatung), financing solutions (Finanzierungen), and dedicated institutional client (Institutionelle Kunden) coverage — pensions, foundations, family offices, employer associations, churches, and corporations — delivered through six branch offices in Germany.
• Bundesweites Beraternetzwerk (Nationwide Advisor Network) Distribution channel providing over 300 independent investment advisors with access to the FFPB compliance framework, infrastructure, and proprietary products under a BaFin-regulated quality umbrella.

Quantifiable outcome

• Multiple fund strategies with strong long-term performance records
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability2 records

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Atruvia AGcoreTechnology or IntegrationTechnical service provider for PSD2/XS2A interface implementation based on Berlin Group NextGen specification. Provides the banking core systems infrastructure for online banking services and third-party payment service provider access.
• comdirectcoreTechnology or IntegrationDepot bank partner for classical portfolio management (Klassische Portfolioverwaltung). Provides custody, settlement, and transaction processing services for the FFPB Strategie 30, 70, and 100 mandates.
• Hauck & Aufhäuser Fund Services S.A.coreTechnology or IntegrationFund services provider for FFPB proprietary funds. Provides fund administration, NAV calculation, and regulatory reporting services for the bank's ESG Select and other fund products.
• MSCI ESG ResearchcoreTechnology or IntegrationESG research and data provider used in the investment analysis and portfolio construction process for ESG-integrated wealth management strategies. Enables sustainability screening and UN Global Compact alignment.
• LinkedIn Ireland Unlimited CompanyminorGTM or Marketing PartnerProfessional social media platform for employer branding and professional content distribution. Active corporate profile for recruiting and thought leadership.
• Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)coreOthersPrimary banking regulator. FFPB operates under BaFin supervision along with European Central Bank oversight for prudential regulation.
• Bankenverband / EinlagensicherungsfondscoreOthersDeposit protection scheme member through the German Banking Industry Committee (Bankenverband deutscher Banken). Provides customer deposit insurance up to regulatory limits.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Berenberg: Hamburg-based private bank founded 1590 with HNW wealth management, asset management, and investment banking. Closely comparable as a German heritage private bank serving UHNW/HNW clients with discretionary portfolio management and ESG-integrated strategies.
• Bankhaus Metzler: Frankfurt-based family-owned private bank (founded 1674) with wealth management, asset management, and capital markets. Highly comparable on heritage-driven private banking for wealthy families and foundations, plus institutional asset management.
• Hauck & Aufhäuser: Frankfurt-based independent private bank (founded 1796) with private banking, asset management, and fund services. Direct overlap with FFPB's wealth-management offering and as a fund-services partner for FFPB's proprietary funds.
• Bethmann Bank: Frankfurt-based private bank (part of ABN AMRO) specializing in HNW wealth management with discretionary mandates and advisory services. Comparable target client (EUR 250K+ threshold) and product set including ESG portfolios.
• Merck Finck Privatbankiers: Munich-based private bank (founded 1870) focused on HNW private banking and asset management. Comparable multi-branch German private bank model with discretionary portfolio management and institutional mandates.
• Donner & Reuschel: Hamburg-based private bank (part of SIGNAL IDUNA Gruppe) with HNW wealth management and institutional asset management including special funds. Directly comparable on discretionary portfolio management for private and institutional clients.
• Sal. Oppenheim: Cologne-based private bank (now part of Deutsche Bank) with HNW/UHNW wealth management heritage. Comparable on the Cologne geographic anchor and high-end private banking service model.
• Max Heinr. Sutor: Hamburg-based independent private bank focused on wealth management and asset management for private and institutional clients. Comparable mid-sized German private bank with multi-asset and fund-based solutions.
• Bankhaus Lampe: Bielefeld/Düsseldorf-based family-owned private bank offering HNW private banking and asset management. Comparable mid-sized German private bank model with discretionary portfolios and institutional mandates.

Broad incumbents

• BNP Paribas Wealth Management (Germany): German arm of a global universal bank's wealth management division. Broader incumbent competitor in the German HNW market with international capabilities and broader product shelf than FFPB.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/fuggerbank
• Facebookfacebook.com/fuggerbank

Compliance8 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles24 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fürst Fugger Privatbank