Lime Street Insurance Brokers
Lime Street Insurance Brokers is an independent Lloyd's insurance broker, founded 2011, placing specialist business across aviation, marine, sports and leisure, professional indemnity, special risks, and employee benefits via Lloyd's and London Market access from London and Hamburg.
- Company typePrivate
- Founded2011
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Lime Street Insurance Brokers does
Lime Street Insurance Brokers Limited is an independent Lloyd's insurance broker founded in 2011 and headquartered in London, with a wholly owned German subsidiary (WRS Lime Street Brokers GmbH) established in Hamburg in 2023 for European Economic Area market access. The company places business across nine specialist divisions — Aviation, Marine, Non-Marine, Sports & Leisure, Professional Indemnity, Special Risks, Product Recall, Delegated Authorities & Programmes, and Employee Value & Protection — serving clients ranging from UK SMB sports operators (climbing walls, skateparks, wake parks, padel centres) through to airlines, maritime operators, MGAs, coverholders, and high-net-worth individuals in post-conflict and developing-market geographies.
The underlying operating model is a traditional relationship-led Lloyd's broker platform enhanced with modern client-facing technology, generating revenue primarily through brokerage commissions on placed premiums with optional fee-based compensation at client request, supplemented by ancillary risk management and consulting services. There is no proprietary technology product or AI/ML capability disclosed; the competitive logic rests on broker expertise, Lloyd's and London Market placement access, and specialist class knowledge rather than software differentiation. Distribution combines enterprise field sales with referral and reputation-driven growth, supported by a wholesale broker network across North America, MENA (with Maghreb and sub-Saharan Africa emphasis), and Europe.
Customer acquisition is multi-channel: direct broker outreach, industry partnerships (Association of Diving Contractors, Association of British Climbing Walls, NICAS, Climbing Association Crawley), and Lloyd's market relationships. The company is FCA-authorized under FRN 533852 and Lloyd's-registered, with German intermediation authorization via §34d GewO. Revenue is not publicly disclosed; the firm operates with stated significant financial backing for an acquisition strategy targeting Lloyd's broking houses facing succession challenges, though no completed acquisitions are disclosed.
Lime Street Insurance Brokers firmographics
Firmographics- Name
- Lime Street Insurance Brokers
- Legal name
- Lime Street Insurance Brokers Limited
- Website
- https://limestreetbrokers.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Lime Street Insurance Brokers is an independent Lloyd's insurance broker, founded 2011, placing specialist business across aviation, marine, sports and leisure, professional indemnity, special risks, and employee benefits via Lloyd's and London Market access from London and Hamburg.
- Ownership category
- akta.pro rank
Lime Street Insurance Brokers industry classification
Industry- Product category
- Commercial Insurance Broking (Lloyd's and London Market)
- NAICS
- Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
- akta.pro secondary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
Keywords
Where Lime Street Insurance Brokers is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
Lime Street Insurance Brokers business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Brokerage Commission: Brokerage fees for mediation and advisory work in the usual amount depending on the premium. At customer request, direct compensation in the form of a fee payable by the customer can be agreed.
- Risk Management and Consulting Services: Ancillary services including risk assessment reports, bespoke risk management solutions, and consulting services supporting insurance placements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Annual | Public Liability coverage for Route Setters |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Lime Street Insurance Brokers product offering
Product offeringCore offering
Lime Street Insurance Brokers is an independent Lloyd's of London insurance broker that places commercial and specialist risks on behalf of clients through Lloyd's syndicates, London Market underwriters, and international insurance markets. It operates discrete specialist broking divisions covering Aviation, Marine, Non-Marine, Delegated Authorities & Programmes, Employee Value & Protection, Product Recall, Professional Indemnity, Special Risks, and Sports & Leisure. Revenue is generated through brokerage commissions on placements and ancillary fees for risk management and consulting.
Product overview
Lime Street Insurance Brokers is an independent Lloyd's broker established in 2011 offering a comprehensive portfolio of insurance broking products and services. The company operates across multiple specialist insurance divisions: Aviation, Marine (including hull & machinery, cargo, diving liability, underwater equipment), Non-Marine (property, liability, fine art), Delegated Authorities & Programmes, Employee Value and Protection (with sub-products for business protection, personal protection, employee benefits, and private office protection), Product Recall, Professional Indemnity & Directors & Officers, Special Risks (political violence, kidnap & ransom, personal accident life, risk assessment), and Sports & Leisure (covering climbing walls, skateparks, wake parks, ski centres, padel centres, lidos, and running events). The company also operates a German subsidiary WRS Lime Street Brokers GmbH for European market access. The portfolio is organized around specialist broker teams delivering tailored coverage across Lloyd's and international insurance markets.
Differentiator
Problem solved
Functional benefit
Brands
- WRS Lime Street Brokers GmbH: Fully owned subsidiary based in Hamburg, Germany providing insurance intermediation services within Europe.
Products and services
- Delegated Authorities & Programmes Solution supporting insurers, MGAs, and Coverholders in managing and growing delegated authority arrangements across commercial and consumer classes of business, covering SME packages, property, general liability, professional liability, motor, travel, household and personal accident.
- Aviation Insurance Comprehensive aviation and aerospace insurance covering airline hull and liability, general aviation hull/liability/war, airport liability, aircraft banking and leasing, product manufacturers liability, ground service providers liability, refuellers liability, MRO liability and loss of licence.
- Employee Value and Protection (EVP) Strategic risk management and insurance broking solutions delivering group life, income protection, critical illness cover, private medical insurance, dental, employee benefits, shareholder and key person protection, and personal protection including private office protection for HNW families.
- Marine Insurance Marine insurance covering hull and machinery, marine liabilities, cargo, logistics, offshore and commercial diving liability, and underwater equipment for shipowners, charterers, ports, cargo owners and offshore operators.
- Non-Marine Insurance Non-marine insurance covering commercial and industrial property, professional indemnity, directors and officers, contractors' all risks, fine arts and specie, public/products/employers liabilities, entertainment, travel, personal accident, high net worth homeowners, residential property, and latent defects.
- Product Recall Insurance Product Recall cover for food/drink, manufacturing, automotive and engineering industries, including accidental contamination, malicious contamination, extortion, product replacement costs, product rehabilitation, and gross loss of profits.
- Professional Indemnity Insurance Professional liability protection for accountants, architects, construction/engineering firms, design professionals, insurance brokers, management consultants, underwriting agents and surveyors facing disputes with clients alleging failure to meet professional standards.
- Special Risks Insurance Specialist insurance for extraordinary risks in post-conflict and developing markets, including political violence, war risks, personal accident life, kidnap and ransom cover, and bespoke risk assessment and management services.
- Sports & Leisure Insurance Specialist sport and leisure insurance covering climbing and bouldering wall operators, route setters, skateparks, wake and aqua parks, ski centre operators, padel centre operators, lidos and outdoor pools, and running events, including liability, equipment, property, business interruption and personal accident.
- WRS Lime Street Brokers GmbH European insurance intermediation arm providing EEA market access for Lime Street Brokers clients, registered as a German insurance intermediary with trade regulation §34d GewO authorisation.
Companies that use Lime Street Insurance Brokers
Customer profileNamed customers7 records
Segments9 records
Ideal customer profiles5 records
Lime Street Insurance Brokers technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Lime Street Insurance Brokers partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered minor and core.
- Association of British Climbing Walls (ABC)minorAssociate members of ABC with support for their accreditation scheme. Provides climbing and bouldering wall operators insurance solutions.
- NICASminorBase Camp Sponsor for NICAS (National Indoor Climbing Award Scheme). Supportive of NICAS Pro Connects events and Ascend programme.
- Climbing Association Crawley (CAC)minorOfficial partner providing insurance services to climbing association and its members.
- Association of Diving ContractorscoreSpecialist schemes recommended by the Association of Diving Contractors satisfying UK Health & Safety at Work Regulations and other relevant legislation. Long-standing relationship since 1979.
- Lloyd's and London Market UnderwriterscoreAccess to Lloyd's and International insurance markets for placing all classes of business. Core market relationships enabling innovative solutions and competitive terms.
Scale indicators4 records
Recent moves7 records
Expansion highlights6 records
Lime Street Insurance Brokers competitors and assessment
Company assessmentDirect peers
- Howden: Large independent UK-headquartered insurance broker with deep Lloyd's and London Market access and a comparable specialty-led, acquisition-driven growth model.
- Miller Insurance Services: Independent Lloyd's and London Market broker with similar specialisms across marine, energy, aviation and professional risks, comparable in size and operating model.
- Aston Lark: UK specialty broker built via serial acquisition of bolt-on broking houses — a near-direct analogue to Lime Street's roll-up strategy and Lloyd's market positioning.
- BGB Group (Brooks Braithwaite): Independent Lloyd's broker with comparable specialism in aviation, marine, sports and leisure — direct overlap on multiple of Lime Street's core verticals.
Emerging players
- CFC Underwriting: Lloyd's-aligned specialist underwriting business with overlaps in professional lines, cyber, marine cargo and liability, frequently placed through and competing for the same clients.
- Pen Underwriting: Specialist MGA and Lloyd's-coverholder network with delegated-authority capability that overlaps Lime Street's Delegated Authorities & Programmes offering.
Broad incumbents
- Lockton Companies: World's largest independent broker with London Market and specialty capabilities competing for the same complex commercial and aviation/marine accounts.
- Arthur J. Gallagher: Global insurance broker with a sizeable UK specialty and Lloyd's practice that competes head-to-head with Lime Street on delegated authority and mid-market commercial placements.
- Marsh (Marsh Ltd / Marsh Specialty): Global incumbent broker with deep London Market and specialty presence, competing for the same aviation, marine, special-risks and high-net-worth placements.
- Aon (Aon UK / Aon Specialty): Global risk and insurance brokerage incumbent with leading London Market and specialty practice, regularly head-to-head with independent Lloyd's brokers on enterprise risks.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Lime Street Insurance Brokers social profiles
Digital presenceLime Street Insurance Brokers compliance and trust
Trust signalCompliance3 records
Lime Street Insurance Brokers financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lime Street Insurance Brokers leadership team
Management profileNumber of profiles
Profiles16 records
Lime Street Insurance Brokers subsidiaries and ownership
Company hierarchySubsidiaries1 record
Lime Street Insurance Brokers funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lime Street Insurance Brokers M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lime Street Insurance Brokers
What does Lime Street Insurance Brokers do?
Lime Street Insurance Brokers is an independent Lloyd's of London insurance broker that places commercial and specialist risks on behalf of clients through Lloyd's syndicates, London Market underwriters, and international insurance markets. It operates discrete specialist broking divisions covering Aviation, Marine, Non-Marine, Delegated Authorities & Programmes, Employee Value & Protection, Product Recall, Professional Indemnity, Special Risks, and Sports & Leisure. Revenue is generated through brokerage commissions on placements and ancillary fees for risk management and consulting.
Is Lime Street Insurance Brokers a public or private company?
Lime Street Insurance Brokers is a private company. It is classified as unknown and is currently operating.
When was Lime Street Insurance Brokers founded?
Lime Street Insurance Brokers was founded in 2011. It employs 11 to 50 people.
Where is Lime Street Insurance Brokers based?
Lime Street Insurance Brokers is headquartered in London, United Kingdom, in the Europe region.
How does Lime Street Insurance Brokers make money?
Two revenue lines are on record. Insurance Brokerage Commission is the primary driver. The others are risk Management and Consulting Services.
Who are Lime Street Insurance Brokers's main competitors?
Direct peers on record are Howden, Miller Insurance Services, Aston Lark and BGB Group (Brooks Braithwaite). Emerging players are CFC Underwriting and Pen Underwriting. Broad incumbents are Lockton Companies, Arthur J. Gallagher, Marsh (Marsh Ltd / Marsh Specialty) and Aon (Aon UK / Aon Specialty).
Does Lime Street Insurance Brokers have an API?
No public API is recorded for Lime Street Insurance Brokers.
What industry is Lime Street Insurance Brokers in?
Lime Street Insurance Brokers's product category is Commercial Insurance Broking (Lloyd's and London Market). Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines), with a secondary code of FSAEADAB, Commercial Lines Insurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.