Kentucky Bank
Kentucky Bank is a privately held community bank founded in 1851 in Paris, Kentucky, providing personal banking, business banking, lending, and wealth management services to retail and small-business customers across the Kentucky market.
- Company typePrivate
- Founded1851
- HeadquartersParis, United States
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
What Kentucky Bank does
Kentucky Bank is a privately held community bank founded in 1851 and headquartered in Paris, Kentucky. The bank provides personal banking, business banking, and loan services to retail and small-business customers within the Kentucky market, operating as an established regional depository institution.
The bank's service portfolio spans traditional retail deposit products, commercial and consumer lending, and — based on the recent appointment of a dedicated Director of Wealth Management — wealth management and advisory services. Kentucky Bank employs 251-500 staff and maintains its operating footprint within Kentucky, with no documented multi-state expansion. Senior leadership includes Greg Dawson as CFO and Quin Broadbent as VP, Director of Wealth Management.
The business model is that of a traditional community bank: revenue is generated primarily through net interest income on the loan portfolio funded by deposits, supplemented by fee income from deposit services and the newer wealth management line. Distribution is relationship-driven via the bank's Paris, KY headquarters and surrounding branch presence. The source data does not disclose specific pricing, deposit rates, loan yield, customer counts, or financial performance metrics.
Kentucky Bank firmographics
Firmographics- Name
- Kentucky Bank
- Website
- https://kybank.com
- Company type
- Private
- Founded year
- 1851
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Kentucky Bank is a privately held community bank founded in 1851 in Paris, Kentucky, providing personal banking, business banking, lending, and wealth management services to retail and small-business customers across the Kentucky market.
- Ownership category
- akta.pro rank
Kentucky Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (522110)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Kentucky Bank is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- United States
- HQ region
- North America
Markets served
Kentucky Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Kentucky Bank product offering
Product offeringCore offering
Kentucky Bank is a community bank headquartered in Paris, Kentucky, offering personal banking, business banking, and loan services. Founded in 1851, the institution serves retail and commercial customers across the Kentucky market with deposit accounts, credit products, and wealth management services.
Product overview
No product or service information available in the source data.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Banking
- Business Banking
- Loan Services
- Wealth Management
Companies that use Kentucky Bank
Customer profileIdeal customer profiles2 records
Kentucky Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Kentucky Bank partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights2 records
Kentucky Bank competitors and assessment
Company assessmentDirect peers
- Republic Bank & Trust Company: Louisville-based Kentucky community bank with personal, business, and lending products, a direct competitor in the same regional deposit and loan market.
- Stock Yards Bank & Trust: Kentucky-based community bank offering personal, business, and wealth services — a direct segment and geographic competitor to Kentucky Bank.
- Central Bank (Kentucky): Lexington-headquartered state-chartered community bank providing personal, business, and lending services across Kentucky, comparable in size and market to Kentucky Bank.
- Forcht Bank: Kentucky-headquartered community bank serving retail and small-business customers across the Commonwealth, materially comparable in scope and customer base.
- Traditional Bank: Kentucky-based community bank offering personal, business, and mortgage lending products, serving many of the same central-Kentucky markets as Kentucky Bank.
Broad incumbents
- WesBanco: Multi-state regional bank with a strong Kentucky presence offering retail, commercial, and wealth services — a larger incumbent competitor.
- U.S. Bancorp: Large national bank with significant Kentucky retail and commercial footprint, competing on deposits, lending, and digital banking capabilities.
- PNC Financial Services: Major regional bank with a substantial Kentucky branch network, offering a full suite of personal, business, and wealth products that competes with community banks.
- JPMorgan Chase: Largest U.S. bank with growing Kentucky presence and leading digital banking capabilities, representing a top-tier competitive threat for deposits and small-business customers.
Regional players
- JPMorgan Chase (KY community competitors — Peoples Bank): Community bank in Kentucky-adjacent markets offering comparable personal and small-business products, relevant for assessing in-region competitive dynamics.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Kentucky Bank social profiles
Digital presenceKentucky Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kentucky Bank leadership team
Management profileNumber of profiles
Profiles2 records
Kentucky Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kentucky Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kentucky Bank
What does Kentucky Bank do?
Kentucky Bank is a community bank headquartered in Paris, Kentucky, offering personal banking, business banking, and loan services. Founded in 1851, the institution serves retail and commercial customers across the Kentucky market with deposit accounts, credit products, and wealth management services.
Is Kentucky Bank a public or private company?
Kentucky Bank is a private company. It is classified as unknown and is currently operating.
When was Kentucky Bank founded?
Kentucky Bank was founded in 1851. It employs 251 to 500 people.
Where is Kentucky Bank based?
Kentucky Bank is headquartered in Paris, United States, in the North America region.
Who are Kentucky Bank's main competitors?
Direct peers on record are Republic Bank & Trust Company, Stock Yards Bank & Trust, Central Bank (Kentucky), Forcht Bank and Traditional Bank. Broad incumbents are WesBanco, U.S. Bancorp, PNC Financial Services and JPMorgan Chase. JPMorgan Chase (KY community competitors — Peoples Bank) is listed as a regional player.
Does Kentucky Bank have an API?
No public API is recorded for Kentucky Bank.
What industry is Kentucky Bank in?
Kentucky Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 522110 and its SIC code is 6022.