Pensioenfonds Metaal en Techniek Parent Account

What Pensioenfonds Metaal en Techniek Parent Account does

Pensioenfonds Metaal en Techniek (PMT) is the mandatory Dutch industry pension fund for the Metal and Technology sector, organized as a stichting (foundation) under Dutch law and founded in 1948. The fund serves 1,327,324 participants and 34,040 affiliated employers, managing €85.7 billion in invested assets at year-end 2025 with a coverage ratio of 122.3%. PMT transitioned to the new Dutch pension system (nieuw pensioenstelsel) on January 1, 2026, replacing defined-benefit entitlements with personal pension capital (pensioenvermogen) that is invested collectively with age-based risk management.

PMT's product surface comprises a DigiD-secured participant portal (Mijn PMT), an eHerkenning-secured employer portal (PMT Online), a scenario-based Pensioenplanner, and a set of optional modules including ANW Pensioen survivor insurance, excedent pension above the €99,321 salary threshold, partner pension (partnerpensioen), and value transfer (waardeoverdracht). Pension administration and asset management are outsourced to execution partners PGGM, MN (acting as fiduciary manager), and Cometec, with investment exposure spanning equities, fixed income, real estate, alternatives, and Dutch deeptech co-investments via Innovation Industries.

The fund's revenue mechanic is a regulated premium stream: 27.98% of pensionable salary up to €99,321 in 2026, with employers contributing a minimum of 17.70% and employees a maximum of 10.28%. Go-to-market is direct-to-consumer via digital portals, supplemented by regional pensioenconsulenten, werkgeversconsulenten embedded in industry associations (Koninklijke Metaalunie, Techniek Nederland, BOVAG/RAI Vereniging), twelve named CoMetec account managers, and a webinar and printed magazine program supporting the transition to the new pension system.

Name

Pensioenfonds Metaal en Techniek Parent Account

Legal name

Stichting Pensioenfonds Metaal en Techniek (PMT)

Website

https://pmt.nl

Company type

Private

Founded year

1948

Operating status

Operating

Headcount range

11–50 employees

Short description

PMT is the mandatory Dutch industry pension fund for the Metal and Technology sector, managing €85.7 billion in invested assets for 1,327,324 participants and 34,040 affiliated employers under the new Dutch pension system effective January 1, 2026.

Ownership category

akta.pro rank

Product category

Industry Pension Fund Management

NAICS

Pension Funds (525110)

akta.pro primary industry

Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

Keywords

• Industry pension fund
• Defined contribution pension
• Pension administration
• Workplace retirement
• Survivor pension insurance

Headquarters

HQ city

The Hague

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Pension Premium Income: PMT is a mandatory industry pension fund for the Metaal en Techniek (Metal and Technology) sector in the Netherlands. Employers and employees pay a combined pension premium of 27.98% on pensionable salary up to the salary threshold (€99,321 in 2026). Employers contribute a minimum of 63.26% of the premium (17.70%) and employees a maximum of 36.74% (10.28%). The fund also offers voluntary excedent pension above the salary threshold.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels7 records

Core offering

PMT is the mandatory Dutch industry pension fund for the Metaal en Techniek (Metal and Technology) sector, operating under the new Dutch pension system since January 1, 2026. It collects a combined 27.98% premium on pensionable salary and invests the proceeds collectively to build participants' personal pension capital (pensioenvermogen). The fund serves approximately 1.3 million participants and 34,040 affiliated employers with €85.7 billion in invested assets, offering core pension accrual, excedent pension above the salary threshold, survivor pension (nabestaandenpensioen), and an optional ANW survivor's supplement.

Product overview

Pensioenfonds Metaal en Techniek (PMT) is a pension fund for the Metal and Technology sector in the Netherlands, operating under the new pension system effective January 1, 2026. The core offering consists of a personal pension capital system (Pensioenvermogen) where participants build individual pension pots through premium contributions. The product portfolio includes Mijn PMT (participant portal) for employees to manage their pension, PMT Online (employer portal) for workplace pension administration, and optional add-ons including ANW Pensioen (survivor's insurance), Pensioenopbouw boven de Salarisgrens (excess pension above salary limits), and Waardeoverdracht (pension value transfer). The ecosystem is unified by shared infrastructure and the new Pensioenplanner calculator, with identity integrations via DigiD (participants) and eHerkenning (employers).

Differentiator

Problem solved

Functional benefit

Products and services

• Mijn PMT (Participant Portal) Digital self-service portal for active employees and pensioners in the Metal and Technology sector to view personal pension capital, run pension scenarios via the Pensioenplanner, submit value transfer, register partners, apply for ANW insurance, and access pension documents.

Quantifiable outcome

• Coverage ratio of 122.3% as of December 2025 (prior to transition to new system)
• +4 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature2 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• MNcoreTechnology or IntegrationMN is the fiduciair manager (fiduciary manager) for PMT, advising on investments including co-investments with Innovation Industries. MN also manages PMT Online and handles day-to-day pension fund administration support.
• PGGMcoreImplementation/ SI/ Consulting PartnerPGGM is one of PMT's execution organizations (uitvoeringsorganisaties), handling aspects of pension administration and participant data management alongside MN and Cometec.
• CometeccoreImplementation/ SI/ Consulting PartnerCometec is one of PMT's execution organizations, providing pension administration services. CoMetec account managers represent Cometec in employer-facing roles.
• PME (Pensioenfonds Metaal en Elektrotechniek)minorStrategic or Co-development PartnerPME and PMT co-invested €10 million together in Nearfield Instruments through the Strategic Partners Fund, demonstrating a collaborative investment relationship between the two metal-sector pension funds.
• Koninklijke MetaaluniecoreChannel Partner/ Reseller/ DistributorIndustry association representing metal sector employers. PMT has a dedicated werkgeversconsulent (employer consultant) for Koninklijke Metaalunie members.
• Techniek NederlandcoreChannel Partner/ Reseller/ DistributorIndustry association for technical companies. PMT has two dedicated werkgeversconsulenten for Techniek Nederland members.
• BOVAG and RAI VerenigingcoreChannel Partner/ Reseller/ DistributorIndustry associations for the automotive (BOVAG) and vehicle (RAI Vereniging) sectors. PMT has a dedicated werkgeversconsulent for BOVAG and RAI Vereniging members in the Metaal en Techniek context.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Pensioenfonds Vervoer: Sector pension fund for the Dutch transport and logistics industry. Comparable to PMT as a verplichtgesteld bedrijfstakpensioenfonds covering a single industry with a large employed participant base and active employer network.
• bpf Bouw: Sector pension fund for the Dutch construction industry. Like PMT, bpf Bouw operates as a mandatory industry-wide pension fund under Dutch law, with similar participant-employer dynamics and transition obligations.
• Rabobank Pensioenfonds: Corporate pension fund for Rabobank employees, operating under Dutch pension law. Comparable to PMT on governance, fiduciary management structure, and the new pension system transition obligations.
• ABP: Largest Dutch sector pension fund, providing pensions for government and education employees. Operates under the same Dutch regulatory regime and mandatory sector structure as PMT, making it a direct peer on governance, scale economics, and the new pension system transition.
• Stichting Pensioenfonds ING: Corporate pension fund for ING employees in the Netherlands. Operates within the same Dutch pension regulatory framework as PMT and is undergoing comparable transitions to the new pension system.
• BPL Pensioen: Multi-sector pension fund for Dutch SMEs across multiple industries. Shares PMT's small-employer service model, premium-based contributions, and reliance on portal-based administration for a fragmented employer base.
• PFZW: Dutch sector pension fund for healthcare and social work. PFZW operates under the same mandatory sector affiliation framework and is also navigating the nieuwe pensioenstelsel transition, making it a comparable peer on participant scale, governance, and digital service delivery.
• Pensioenfonds Metaal en Elektrotechniek (PME): Sister sector pension fund for the metal and electrotechnical sector in the Netherlands. PME operates under the same Dutch verplichtstelling framework and co-invested alongside PMT in Nearfield Instruments, making it the most directly comparable fund on coverage, regulation, and investment approach.

Broad incumbents

• MN: Fiduciary manager and one of PMT's core execution partners. MN also serves several other Dutch pension funds with investment management, administrative, and advisory services, making it a broad incumbent serving the same sector with overlapping capabilities.
• PGGM: Dutch pension service provider that performs administration for PMT and is the primary execution organization for PFZW. PGGM operates across multiple pension fund clients, providing shared services that overlap with PMT's pension administration function.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/pmt
• Xx.com/PMT_pensioen
• Facebookfacebook.com/pmtpensioen

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pensioenfonds Metaal en Techniek Parent Account