What Padgett Law Group does

Padgett Law Group (PLG), legally organized as Timothy D. Padgett, P.A., is a privately held, multi-state creditors' rights and default legal services firm founded in 1993 in Tallahassee, Florida. The firm operates 14 offices across 13 jurisdictions — Florida, Georgia, Tennessee, Mississippi, Alabama, Arkansas, Texas, Ohio, Indiana, Pennsylvania, New Jersey, Kentucky, and Illinois — covering both judicial and non-judicial foreclosure regimes and supporting GSE-approved default work for Fannie Mae and Freddie Mac. The platform is built around firm-wide deployment of the CaseAware case management system from technology partner a360inc, with PowerBI analytics, WestLaw legal research, and a customizable #PLG100 KPI framework supporting daily performance tracking across teams and clients.

The firm delivers an integrated default lifecycle offering spanning foreclosure (residential, commercial, manufactured housing), bankruptcy (including BK Court Registry Matters and BK Docket-Related Matters), litigation (FDCPA, RESPA, CFPB defense, appellate), regulatory affairs, REO, evictions, title curative, closings, and commercial / business-purpose loan recovery. Customer segments include mortgage servicers and lenders (primary), credit unions (via ACUMA membership), commercial and equipment finance lenders, with named enterprise relationships including Fannie Mae and Freddie Mac. Growth has been driven by both organic entry into new states (Texas, Pennsylvania, New Jersey, Kentucky, Illinois) and the absorption of five regional default practices since 2015, most recently Stephens Millirons in 2023 (Alabama/Mississippi).

Go-to-market is direct enterprise field sales targeting mortgage servicers, lenders, credit unions, and financial institutions, supported by a content-driven thought-leadership engine (foreclosure, bankruptcy, regulatory affairs blogs, webinars, case studies) and industry conference participation. Pricing is quote-based and not publicly disclosed, with multi-year enterprise contracts; commercial portfolio clients may qualify for streamlined billing or flat-fee options, and bankruptcy court registry matters use simplified billing milestones. The firm has not raised institutional capital and remains founder-led under CEO Robyn S. Padgett with legal operations led by VP Keena Stallworth, Esq.

Name

Padgett Law Group

Legal name

Timothy D. Padgett, P.A.

Website

https://padgettlawgroup.com

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

101–250 employees

Short description

Padgett Law Group is a privately held, multi-state creditors' rights law firm operating 14 offices across 13 states, providing integrated foreclosure, bankruptcy, litigation, regulatory, and REO legal services to mortgage servicers, lenders, credit unions, and commercial lenders — GSE-approved for Fannie Mae and Freddie Mac default work.

Ownership category

akta.pro rank

Headquarters

HQ city

Tallahassee

HQ country

United States

HQ region

North America

Offices14 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Legal Services - Foreclosure: Coordinated foreclosure, bankruptcy, and litigation support for mortgage servicers and lenders. Services cover the entire default lifecycle from pre-foreclosure loss mitigation, portfolio audits, and title curative needs, through bankruptcy-integrated foreclosure and litigation-triggered enforcement, to post-judgment recovery, eviction, REO, and deficiency support.
2. Legal Services - Bankruptcy: Integrated bankruptcy practice seamlessly representing lender/servicer interests when bankruptcy filings impact enforcement strategy, covering chapters 7, 11, 12, and 13.
3. Legal Services - Litigation: Foreclosure- and bankruptcy-integrated litigation practice handling contested matters, defense and appellate matters such as FDCPA, FDCPA, RESPA, and CFPB issues, litigated in state and federal court.
4. Regulatory Affairs: Guidance on regulatory-sensitive servicing activities including policy, procedure, and process design to mitigate risk, accelerate liquidation, and manage default timelines.
5. Post-Foreclosure Services (Eviction, REO, Title, Closings): Eviction, REO, title, and closing services streamline post-foreclosure activities. Includes real estate closings for residential, commercial, and land transactions across the footprint.
6. National Platform Services: National default solutions platform providing escalated file support, contested-matter routing, and investor-timeline-managed portfolio oversight reducing vendor management.
7. Bankruptcy Court Registry Matters (BK CRM): Preparation, filing, and administration of Proofs of Claim (POCs), Payment Change Notices (PCNs), Post-Petition Fee Notices (PPFNs), and Transfers of Claim. Offers streamlined fees and simplified billing milestones.
8. Commercial / Business Purpose Loan Services: Aggressive recovery strategies for commercial, equipment, and business purpose lenders with cost-effective hourly rates, comprehensive litigation plans and budgets, and streamlined billing or flat fee options for volume portfolios.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels10 records

Core offering

Padgett Law Group is a multi-state creditors' rights law firm providing integrated default legal services to mortgage servicers, lenders, credit unions, and commercial lenders across 13 states. The firm delivers foreclosure, bankruptcy, litigation, regulatory affairs, and post-foreclosure services (eviction, REO, title, closings) through a single platform supported by enterprise case management technology.

Product overview

Padgett Law Group operates as an integrated default resolution legal services platform spanning 14 judicial and non-judicial states. The firm's service portfolio centers on six interconnected core offerings: Foreclosure Services, Bankruptcy Services (including BK CRM and BK DRM sub-products), Litigation Services, Regulatory Affairs, REO/Evictions/Title Services, and National Services for multi-jurisdictional portfolio management. These are complemented by specialized Credit Union Services and Consumer Credit Card Collection sub-products. The platform is built around CaseAware case management technology and delivers services through a network of state-specific offices supported by centralized operational, compliance, and technology infrastructure.

Differentiator

Problem solved

Functional benefit

Products and services

• Foreclosure Services Coordinated foreclosure support across residential, commercial, and manufactured housing foreclosures in both judicial and non-judicial states, preserving enforcement rights for mortgage servicers and lenders.
• Bankruptcy Services Integrated bankruptcy practice that seamlessly represents lender/investor interests when bankruptcy filings impact enforcement strategy, including Proofs of Claim, Payment Change Notices, and court registry matters.
• Litigation Services Foreclosure- and bankruptcy-integrated litigation practice handling contested matters to maintain enforcement posture and protect portfolio performance, including FDCPA, FDCPA, RESPA, and CFPB defense in state and federal court.
• Regulatory Affairs Guidance on regulatory-sensitive servicing activities including policy and procedure design, risk mitigation, and compliance support to accelerate liquidation and manage default timelines.
• REO, Evictions, and Title Services Post-foreclosure services including eviction, REO, title curative, and ejectment services to streamline possession recovery and investor timeline reporting.
• National Services National platform offering escalated file support, contested-matter routing, and investor-timeline-managed portfolio oversight to reduce vendor management across jurisdictions.
• Real Estate Closings Title, escrow, and closing services for residential and commercial real estate transactions including REO and retail closings, mortgage and deed preparation, and funds disbursement.
• Commercial/Business Purpose Loan Services Aggressive recovery strategies for commercial, equipment, and business purpose lenders including pre-foreclosure and post-foreclosure legal options with hourly rates and flat fee pricing for volume portfolios.
• Bankruptcy Court Registry Matters (BK CRM) Preparation, filing, and administration of Proofs of Claim (POCs), Payment Change Notices (PCNs), Post-Petition Fee Notices (PPFNs), and Transfers of Claim with streamlined billing milestones.
• Bankruptcy Docket-Related Matters (BK DRM) State-specific bankruptcy solutions covering chapters 7, 11, 12, and 13 with jurisdictional expertise for complex and routine docket-related matters.
• Credit Union Services Specialized default legal services for credit unions including e-note mortgage default handling, HELOC servicing support, and ACUMA partnership educational webinars.
• Consumer Credit Card Collection Services Consumer credit card collection litigation services in Pennsylvania including complaint preparation, certification forms, and conciliation conference representation.

Quantifiable outcome

• Parallel bankruptcy and foreclosure practices enable same-firm routing of borrower-triggered matters, reducing external referral costs and improving timeline management
• +1 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration16 records

Feature9 records

Partnerships

Six partnerships are on record, tiered core and minor.

• ACUMAcoreGTM or Marketing Partner · 1 January 2025Padgett joined ACUMA in early 2025 as an Affiliate Member. ACUMA is the nation's only association dedicated solely to serving credit union mortgage professionals. Padgett supports the annual conference and co-hosts webinars through the ACUMA Fast Track webinar series, including 'When E-Notes and Mortgage Defaults Intersect.' Attending Padgett representatives include Director of Client Support Kawanna Buggs and attorney Paige Jones.
• National Association of Realtors (NAR)minorStrategic or Co-development PartnerPadgett works with Realtors and REO agents in all states and is a proud member of NAR and other real estate-specific trade organizations and groups.
• Florida Land Title Association (FLTA)minorStrategic or Co-development PartnerPadgett is a proud long-time member of FLTA and other trade associations supporting closing practitioners.
• American Institute of Servicing & Legal Executives (AISLE)minorStrategic or Co-development PartnerPadgett has led multiple collaborative amicus brief efforts on behalf of AISLE in Florida, influencing case law development in default servicing.
• American Legal & Financial Network (ALFN)minorStrategic or Co-development PartnerPadgett has participated in collaborative amicus brief efforts alongside ALFN in Florida, contributing to industry advocacy and precedent-setting in default litigation.
• a360inc (CaseAware)coreTechnology or IntegrationPadgett deploys CaseAware from technology partner a360inc as its firm-wide default case management system for automated, integrated, and tailored file processing across all 13 states.

Scale indicators7 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• LOGS Legal Group LLP: National creditors' rights and default services firm offering foreclosure, bankruptcy, title, and REO across the Eastern U.S. Listed as a prior employer of Padgett's AVP of Foreclosure, indicating direct competitive overlap in the multi-jurisdictional default space.
• Blitt and Gaines, P.C. Multi-state creditors' rights law firm providing foreclosure, bankruptcy, and consumer collection default work for lenders and servicers. Comparable to Padgett in integrated default practice, particularly in the Midwest.
• McCalla Raymer Leibert Pierce, LLC: National creditors' rights and default services law firm offering residential and commercial foreclosure, bankruptcy, and litigation across a multi-state footprint. Directly comparable to Padgett in servicing GSE-approved, mortgage servicer–oriented default work.
• Buckley Madole, P.C. National creditors' rights law firm providing foreclosure, bankruptcy, eviction and REO services for mortgage servicers and investors. Comparable to Padgett in default life-cycle scope and enterprise customer orientation.
• Aldridge Pite, LLP: One of the largest U.S. creditors' rights law firms, providing nationwide default legal services (foreclosure, bankruptcy, litigation, REO) to mortgage servicers. Direct competitor to Padgett's national platform with similar integrated practice model and multi-state footprint.
• Reisenfeld & Associates LPA, LLC: Default services law firm with a national footprint specializing in foreclosure, bankruptcy, title, and eviction work for mortgage lenders and servicers. Directly comparable to Padgett's platform across the default life cycle.
• The Wolf Firm (Akerman / Wolf Firm): California-based creditors' rights and default law firm serving mortgage servicers with foreclosure, bankruptcy, and litigation services. Comparable to Padgett in default-focused legal service offering, though concentrated more in the Western U.S.
• Shapiro & Cejda: National default and creditors' rights law firm serving mortgage servicers with foreclosure, bankruptcy, and litigation across numerous states. Comparable in target customer (GSEs/servicers), product scope, and multi-state model.
• Gray Ice Higdon, PLLC: Multi-state default services law firm focusing on mortgage default resolution, including foreclosure and bankruptcy representation for lenders. Prior employer of Padgett's AVP of Foreclosure; directly comparable in service model and customer base.
• Trott Law Group, P.C. Multi-state default services firm headquartered in Michigan with broad coverage of foreclosure, bankruptcy, eviction and title work for mortgage servicers. Closely comparable to Padgett in service mix and servicer customer base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/padgett

Revenue estimate

Valuation estimate

Number of profiles

Profiles23 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Padgett Law Group