What Resources Management Group does

Resources Management Group (RMG) is a private, for-profit dealer-services firm operating under Portfolio Holding, Inc., focused exclusively on the automotive retail vertical. Founded in 1984 and headquartered in Mansfield, Massachusetts, with field offices in California, Texas, and Lake Forest, RMG serves more than 3,000 automotive dealerships nationwide through reinsurance administration, F&I product enablement, training, and compliance services. Itself structured as the nation's largest Portfolio Agency and the only IRS-tested and approved dealer reinsurance program with a favorable US Treasury ruling, RMG functions as a specialty intermediary between dealers and product carriers.

RMG's core offering is a dealer-owned reinsurance structure in which participating dealerships retain 100% ownership of underwriting profits on their F&I book, supported by a portfolio reinsurance platform, electronic rating and contracting, custom F&I programs, and customer retention and loyalty products. The technology layer includes integration with Secure Metrics Data Analytics and electronic menu/contracting platforms to embed RMG into the dealer's day-to-day F&I workflow. Complementary products include RMG University F&I training priced at $2,480 per participant and ongoing compliance services. RMG has received 12 consecutive Dealers' Choice Awards for Vehicle Service Contract Reinsurance, reinforcing its brand position in the niche.

RMG monetizes through a mix of recurring reinsurance management and administrative fees on dealer portfolios, licensing and royalty income from F&I products and loyalty programs, and tuition from F&I training delivered via RMG University. Distribution is field-based, anchored by a senior leadership team led by Founder/Senior Managing Director Gregory Hoffman and President Alan Pouyat (appointed 2022), supported by dedicated senior account executives and independent agents across its regional offices. The model is operationally mature and relationship-intensive, with multi-decade client tenures and structural switching frictions built into the reinsurance arrangement.

Name

Resources Management Group

Legal name

Portfolio Holding, Inc.

Website

https://corprmg.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

11–50 employees

Short description

Resources Management Group is a private dealer-services firm that administers reinsurance, F&I products, training, and compliance programs for more than 3,000 automotive dealerships across the United States.

Ownership category

akta.pro rank

Headquarters

HQ city

Mansfield

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Reinsurance Management Services: RMG/Portfolio provides comprehensive reinsurance program management for automotive dealers. Dealers own their reinsurance companies and earn underwriting profits while RMG provides administrative services, compliance support, and income development. Revenue derived from management fees and service retention.
2. F&I Training Programs: F&I Management Certification Program with tuition of $2,480 per participant. Includes training manual, course materials, testing, certification, performance evaluation, and certification award. Additional training enrollment at Ron Reahard Training Facility.
3. F&I Products and Loyalty Programs: Custom-branded F&I programs including vehicle service contracts, pre-paid maintenance, lifetime powertrain and engine programs, and customer retention programs. Revenue from product sales and reinsurance participation on every F&I and aftermarket opportunity.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Resources Management Group (RMG) provides dealer reinsurance program management through the Portfolio reinsurance platform, enabling automotive dealers to own their own reinsurance companies and retain 100% of underwriting profits. The firm complements reinsurance administration with custom-branded F&I product development, F&I training and recruiting, compliance services, and technology integrations with DMS providers and electronic menu systems. RMG has served over 3,000 dealers since 1984 as the nation's largest Portfolio Agency.

Product overview

Resources Management Group (RMG) is the nation's largest Portfolio Agency offering dealer reinsurance and income development services since 1984. The core offering is the Portfolio Reinsurance Platform, which enables dealers to own their own reinsurance company with 100% ownership and control of F&I profits. This is complemented by Custom F&I Programs and Customer Retention and Loyalty Programs (including pre-paid maintenance and lifetime powertrain programs), which are customized for each dealer's market and strategy. Technology add-ons include Electronic Rating and Contracting and Secure Metrics Data Analytics for real-time performance tracking. Supporting services include RMG University F&I Training (one-on-one and group performance training) and Compliance Services (audits, monitoring, and regulatory navigation). The integrated platform helps dealers increase PVR, CSI, customer retention, and enterprise value while navigating the heavily regulated automotive F&I landscape.

Differentiator

Problem solved

Functional benefit

Products and services

• Portfolio Reinsurance Programs Dealer-owned reinsurance programs administered through the Portfolio platform, providing 100% ownership and control of F&I underwriting profits, investment decision control, access to capital through loans against unearned premium, guaranteed service retention, fire-walled risks, and A-rated carrier backing for franchise and independent automotive dealer groups.
• Portfolio Reinsurance Platform The only IRS tested and approved dealer reinsurance program with a favorable US Treasury Department ruling, used to form reinsurance companies for dealers in compliance with current laws and tax regulations.
• Custom F&I Programs Custom-branded, value-enhanced F&I products developed for each dealer client and tailored to the dealer's local market, franchise, and individual philosophy to distinguish the dealership from competition and drive reinsurance profits.
• Customer Retention and Loyalty Programs
• RMG University F&I Training
• F&I Management Certification Program Formal F&I Management Certification Program priced at $2,480 per participant, including registration, training manual, all course materials, testing and certification, performance evaluation, and certification award (if qualified). Conducted at the Ron Reahard Training Facility.
• Compliance Services
• Electronic Rating and Contracting
• Secure Metrics Data Analytics

Quantifiable outcome

• F&I profits and product penetration double after training programs
• +3 more outcomes

Named customers5 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature2 records

Partnerships

Six partnerships are on record, tiered minor and core.

• Weill & MazerminorImplementation/ SI/ Consulting Partner · 1 January 2018Attorney Andy Weill of Weill & Mazer law firm co-presented with Greg Hoffman at Auto Team America conference on the impact of the 2017 Tax Cuts and Jobs Act on auto dealers' reinsurance and participation programs.
• Portfolio (Portfolio Holding, Inc.)coreStrategic or Co-development Partner · 1 January 1984RMG partnered with Portfolio, America's premier reinsurance provider, over 30 years ago. Portfolio is the only IRS tested and approved dealer reinsurance program with favorable ruling from US Treasury Department. RMG is the nation's largest Portfolio Agency. The partnership provides dealers with 100% ownership of reinsurance profits, backed by A-rated carrier.
• Electronic Menu PlatformscoreTechnology or IntegrationRMG partnered with Several Electronic Menu Platforms to provide clients flexibility and access to latest advancements in technology and industry trends. These platforms integrate with dealer DMS providers and menu systems to streamline the F&I selling process.
• Best Compliance Law FirmscoreImplementation/ SI/ Consulting PartnerRMG partners with the best compliance law firms to help dealerships navigate the difficult regulatory landscape. They help dealers stay compliant with over 85 state and federal regulations and CFPB requirements.
• Ron Reahard Training FacilityminorStrategic or Co-development PartnerRon Reahard Training Facility in Soddy Daisy, TN is the location for F&I Management Certification Program training. Contact Nancy Sutherland @ Ron Reahard & Associates for training questions (866-732-4273).
• Sonesta Select FoxboroughminorOthersReduced hotel rates provided at Sonesta Select Foxborough in Massachusetts for training participants using promo code 2RESOURC.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• JM&A Group: JM&A Group provides F&I training, reinsurance, performance management, and dealer protection products to automotive dealers nationally — directly overlapping RMG's bundled service offering and target customer base.
• Safe-Guard Products International: Safe-Guard supplies F&I products (vehicle service contracts, GAP, etc.) and dealer support services to OEMs and dealers, making it a directly comparable F&I product and service provider to RMG's offering.
• Easycare (Motors Warranty): Easycare offers F&I products, service contracts, and dealer-branded protection programs to franchised auto dealers, competing head-to-head with RMG's F&I product and loyalty program suite.
• RoadVantage: RoadVantage is an F&I product administrator offering vehicle service contracts and ancillary products marketed through dealers, with comparable dealer-channel economics and product categories to RMG.
• GSFSGroup (TruStage): GSFSGroup (now part of TruStage) provides F&I products and dealer services including reinsurance-adjacent offerings, overlapping RMG's automotive dealer F&I value chain.
• American Auto Shield: American Auto Shield administers vehicle service contracts and ancillary F&I products for auto dealers, directly comparable to RMG's custom-branded F&I product offering.
• Reinsurance Solutions Group: Reinsurance Solutions Group provides dealer reinsurance structuring and management services similar to RMG/Portfolio, targeting the same automotive dealer customer base with comparable reinsurance economics.

Broad incumbents

• Zurich North America: Zurich was named by RMG's dealer clients as a competing reinsurance/provider option; as a large global insurer with broad automotive and F&I exposure, it is a broader incumbent alternative rather than a niche specialist.
• Ally Financial: Ally was named by RMG's clients as an alternative provider evaluated for dealer F&I and reinsurance support; it is a large, diversified financial services incumbent rather than a specialized F&I agency.

Others

• Portfolio Reinsurance (Portfolio Holding, Inc.): Portfolio is RMG's strategic reinsurance platform partner (and parent entity), providing the IRS-approved reinsurance structure RMG distributes; comparable in product but distinct as the underlying platform rather than a competing agency.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/resourcesmanagementgroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Resources Management Group