Electra Capital

What Electra Capital does

Electra Capital is a private alternative lender founded in 2019 and headquartered in Lake Park, Florida, specializing in short-term capital solutions for middle-market multifamily real estate owners and operators. The company operates as Electra Capital Capital Advisors LLC, an SEC-registered investment adviser, and offers a full-stack financing product suite including construction loans ($10M-$150M at SOFR+600-800 bps), bridge loans (SOFR+350-500 bps), mezzanine loans (SOFR+1100-1200 bps or fixed), preferred equity (fixed 8-12% current return), and participating preferred equity, across ticket sizes of $3M to $150M. Revenue is generated through interest income on originated loans, origination and exit fees, and investment advisory fees.

The firm deploys capital directly through relationship-based sales to sophisticated real estate sponsors, with pricing negotiated on a per-deal basis. As of October 2024, Electra Capital reports $4.4B+ in cumulative deal volume, 21,000+ units financed, and 649+ deployed transactions across 11 states, supported by three offices in Florida (Lake Park and Tampa) and Pennsylvania (Conshohocken). The business is backed by an affiliated network including Electra America, American Landmark Apartments, and Electra Real Estate Ltd., providing decades of multifamily acquisitions, underwriting, structuring, and property management expertise. Electra Capital runs with a lean team of 1-10 employees and does not disclose a proprietary technology platform; its competitive differentiation rests on affiliate-backed expertise, deal execution speed, and a national sponsor network.

Name

Electra Capital

Legal name

Electra Capital Capital Advisors LLC

Website

https://electracapital.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Balance-Sheet / Portfolio CRE Lending (FSALADAG)

akta.pro secondary industries

Accessory Dwelling Unit (ADU) Construction Financing (FSALAHAL), Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)

Keywords

• Multifamily financing
• Bridge loans
• Construction loans
• Preferred equity
• Mezzanine loans

Headquarters

HQ city

West Palm Beach

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Interest Income - Loans: Electra Capital generates primary revenue through interest income on its loan products including construction loans, bridge loans, mezzanine loans, and preferred equity investments. Loans are priced at variable rates (SOFR-based) plus spreads ranging from 350-1200 basis points or fixed rates of 8-12%.
2. Origination and Exit Fees: The company charges market competitive origination fees adjusted to loan size, timing and complexity, as well as exit fees on loan products.
3. Investment Advisory Services: Electra Capital offers investment advisory services alongside its financial products, generating fee income for advisory services provided to clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Electra Capital is a private alternative lender providing short-term capital solutions and investment advisory services to middle-market multifamily real estate owners, operators, and developers. Its core offerings include construction loans ($10M–$150M), bridge loans, mezzanine loans, preferred equity, and participating preferred equity investments for value-add, core-plus, and ground-up multifamily projects.

Product overview

Electra Capital is an alternative lender specializing in multifamily financing solutions, offering a unified platform of short-term capital products and advisory services to middle-market real estate firms. The core product suite includes Construction Loans (Ground Up) for new development, Bridge Loans for value-add acquisitions, Mezzanine Loans and Preferred Equity Investment as subordinate financing options, and Participating Preferred Equity for sponsors seeking ownership participation. These products work together to provide comprehensive capital solutions from ground-up construction through value-add and core-plus acquisitions, all backed by affiliates Electra America, American Landmark Apartments, and Electra Real Estate Ltd.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridge Loans Short-term senior loans typically structured for one to three years, designed for experienced sponsors acquiring or recapitalizing transitional value-added multifamily properties through future-funded Capex programs. Loan amounts $10M–$150M, priced at CME Term SOFR + 350–500 bps.
• Construction Loans (Ground Up) Floating-rate ground-up construction loans for experienced sponsors developing multifamily projects in high-growth markets. Loan amounts from $10M to $150M, priced at CME Term SOFR + 600–800 bps, with terms of 2+1, 2+1+1, or 3+1+1 years.
• Mezzanine Loans Subordinate loans that work in conjunction with senior loans, secured by a pledge of the ownership interest in the property. Available in floating or fixed rate structures for value-add and Core Plus multifamily properties. Loan amounts $3M–$50M, priced at CME Term SOFR + 1100–1200 bps with fixed-rate pay-and-accrue options.
• Preferred Equity Investment Equity investment in the property-owning entity providing subordinate financing for experienced sponsors acquiring or recapitalizing transitional value-add or Core Plus multifamily properties. Loan amounts $3M–$50M with a fixed 8%–12% current return and terms of 2–5 years.
• Participating Preferred Equity Investment Equity investment similar to Preferred Equity, but with a reduced preferred return in exchange for a percentage of ownership in the property. Designed for value-add multifamily acquisitions. Loan amounts $3M–$50M with a fixed 8%–12% current return.
• Investment Advisory Services Multifamily advisory services offered alongside financial products to middle-market real estate sponsors, generating fee-based income for advisory services provided to clients.

Quantifiable outcome

• 21,000+ units financed across portfolio
• +3 more outcomes

Named customers10 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Walker & Dunlop: Large publicly traded CRE finance and multifamily-focused lender offering agency, bridge, and construction financing — broader platform but overlapping middle-market multifamily borrower base with Electra.
• JLL (Jones Lang LaSalle) Capital Markets: Global real estate services and capital markets advisor arranging debt and equity for multifamily sponsors; competes with Electra on advisory and debt placement for middle-market deals.
• CBRE Capital Markets: Global CRE investment sales and debt placement advisor with multifamily financing capabilities — broader incumbent competing for advisory and placement mandates on middle-market deals.

Direct peers

• Greystone & Co. Private CRE and multifamily lender offering bridge, construction, and permanent financing solutions to middle-market sponsors — closely comparable product set and target borrower profile to Electra Capital.
• NewPoint Real Estate Capital: Multifamily-focused balance-sheet lender providing bridge, construction, and mezzanine financing to middle-market sponsors; competes head-to-head with Electra for similar transaction sizes and structures.
• Berkadia: Multifamily-specialist commercial mortgage banker and servicer offering bridge, construction, and permanent financing — direct overlap with Electra on the multifamily middle-market segment.
• Mesa West Capital: Balance-sheet senior and bridge CRE lender with multifamily exposure, structuring transitional loans for value-add sponsors — comparable to Electra's bridge and construction loan programs.

Emerging players

• C-III Capital Partners: Specialty commercial real estate finance and investment firm with multifamily lending and servicing capabilities; comparable niche alternative lender profile to Electra.
• A10 Capital: Balance-sheet CRE bridge and value-add lender targeting middle-market sponsors — comparable alternative lender with similar loan-size range and borrower profile to Electra.
• Peachtree Group: Privately held CRE lender and investment manager offering bridge, construction, and preferred equity for multifamily sponsors — direct overlap with Electra's product suite and target market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/electra-capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Electra Capital