Mynavi Bridge

What Mynavi Bridge does

Mynavi Bridge (株式会社マイナビブリッジ) is a Tokyo-based, privately held registered money lending company (貸金業者) established in 2019, operating under Tokyo Metropolitan Governor registration number 東京都知事(2)第31852号. The firm provides consumer and small-business credit products in Japan, with a stated focus on real estate-secured loans and factoring services targeting sole proprietors and outsourcing businesses. It is a member of the Japan Financial Services Association (日本貸金業協会, member number 第006172号) and is affiliated with Japan Credit Information Agency (JICC / 株式会社日本信用情報機関), a designated credit information organization that supports underwriting and regulatory compliance under Japan's Money Lending Business Act.

The company employs 11–50 staff and operates on conventional weekday hours (9:00–18:00), with no proprietary technology platform, software product, or AI capability described in the available sources. Its revenue model is transaction-fee-based lending under the registered-lending framework, with no public pricing disclosures. The current money lending registration is valid from April 29, 2024 through April 28, 2027.

Mynavi Bridge serves a horizontal customer base of individual and business borrowers across Japan (concentrated in the Kanto region per disclosed operating geography), distributed through direct lending channels accessed via its corporate website (corp.mynavibridge.jp). The firm benefits from brand association with the broader Mynavi corporate identity, though no formal parent-subsidiary relationship is documented in available sources. No external funding rounds, acquisitions, partnerships beyond regulatory ones, or growth signals are present in the source data, making the company appear to be a small, bootstrapped, traditional lending operation.

Name

Mynavi Bridge

Legal name

株式会社マイナビブリッジ

Website

https://mynavibridge.jp

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Mynavi Bridge is a Tokyo-based, privately held registered money lending company that provides real estate-secured loans and factoring services to individuals, sole proprietors, and small businesses in Japan under Japan's Money Lending Business Act.

Ownership category

akta.pro rank

Product category

Money Lending Services

NAICS

Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)

SIC

Mortgage Bankers & Loan Correspondents (6162), Personal Credit Institutions (6141)

akta.pro primary industry

CRE Bridge & Transitional Lending (FSALADAC)

akta.pro secondary industry

Microenterprise Group Lending (Joint Liability) (FSAKAGAH)

Keywords

• Money lending services
• Real estate secured loans
• Business factoring services
• Consumer credit products
• Japanese financial services

Headquarters

HQ city

Tokyo

HQ country

Japan

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Lending/Financing Services: As a registered lending company (貸金業者) in Japan, Mynavi Bridge generates revenue through lending activities, providing financing services to customers. The company is registered with Tokyo Metropolitan Governor ( registration number: 東京都知事(2)第31852号) and is a member of the Japan Financial Services Association.

Distribution channels1 record

Marketing channels1 record

Core offering

Mynavi Bridge is a registered Japanese money-lending business (貸金業者) that originates real estate secured loans and provides factoring services to sole proprietors and outsourcing businesses. Operating under Tokyo Governor registration 東京都知事(2)第31852号, the company extends credit solutions collateralized by real estate and supplies working-capital factoring to small commercial borrowers, primarily within the Kanto region of Japan.

Product overview

Mynavi Bridge (株式会社マイナビブリッジ) is a registered money lending company (貸金業者) operating under registration number 東京都知事(2)第31852号. The company is a member of the Japan Financial Services Association (日本貸金業協会) and is affiliated with Japan Credit Information Center (株式会社日本信用情報機関). Based on the available source material, no specific technology products, software platforms, or digital services are described — the company operates as a traditional financial services provider offering lending services to consumers, with operating hours on weekdays from 9:00 to 18:00.

Differentiator

Problem solved

Functional benefit

Products and services

• Real estate secured loans Loans extended by Mynavi Bridge with real estate pledged as collateral, providing credit access to borrowers who own property and reducing underwriting friction through collateralization. Available under the firm's registered 貸金業者 operations in Japan.
• Factoring services Receivables factoring provided to sole proprietors and outsourcing businesses in Japan, delivering working-capital liquidity against outstanding invoices or receivables under the firm's registered lending operations.

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Japan Financial Services Association (日本貸金業協会)coreOthersMynavi Bridge is a registered member of the Japan Financial Services Association (Japan FSA) with membership number 006172. This membership is mandatory for registered lending operators in Japan and ensures compliance with industry regulations and consumer protection standards.
• Japan Credit Information Agency (株式会社日本信用情報機関)coreTechnology or IntegrationMynavi Bridge is affiliated with Japan Credit Information Agency (JICC), a designated credit information organization. This partnership enables the company to access and share credit information for responsible lending decisions and regulatory compliance.

Recent moves5 records

Expansion highlights2 records

Broad incumbents

• Nippon Shinpan Co., Ltd. Nippon Shinpan is a long-established Japanese consumer finance company registered as a 貸金業者, providing personal and small-business loans. It is a broader incumbent in the same regulatory and product space as Mynavi Bridge.
• SMBC Consumer Finance (Promise): SMBC Consumer Finance operates the Promise brand as a major Japanese 貸金業者 subsidiary of Sumitomo Mitsui Financial Group. As a broad banking-group incumbent, it dwarfs Mynavi Bridge in scale, capital access, and distribution, competing across overlapping product categories.
• Mitsubishi UFJ Nicos: Mitsubishi UFJ Nicos is a major Japanese consumer credit company affiliated with MUFG, offering personal loans, credit cards, and small-business financing. It is a broad incumbent with overlapping 貸金業者 activity and SMB lending products.

Direct peers

• JACCS Co., Ltd. JACCS is a Japanese non-bank credit and consumer finance firm offering installment credit, card loans, and small-business financing. Its registered lending activities and SMB focus make it a directly comparable peer for Mynavi Bridge.
• Acom Co., Ltd. Acom is a major Japanese consumer finance company registered as a 貸金業者, providing personal loans, card loans, and small-business financing. Its diversified product set (personal + business lending) closely parallels Mynavi Bridge's consumer/real-estate + factoring model.
• Aiful Corporation: Aiful is one of Japan's largest registered consumer finance / 貸金業者 companies offering unsecured and secured personal loans. It directly overlaps Mynavi Bridge's regulated money-lending model and customer base of individual and small-business borrowers in Japan.
• Orient Corporation: Orient Corporation (Orico) is a major Japanese consumer credit and 貸金業者 offering personal loans, credit cards, and small-business financing including factoring-like products. It competes for the same SMB and individual borrower segments as Mynavi Bridge.
• Lake Co., Ltd. (レイク): Lake is a Japanese consumer finance brand operated as a registered 貸金業者 providing personal unsecured and secured loans. It directly competes with Mynavi Bridge's real-estate-secured and personal lending offerings within the same regulatory framework.

Others

• Mynavi Corporation: Mynavi is the apparent parent/affiliated HR and media brand behind Mynavi Bridge, providing brand recognition and potential customer acquisition channels. It is ecosystem-related rather than a direct credit competitor, but its commercial relationship materially affects Mynavi Bridge's distribution and positioning.

Emerging players

• OLTA, Inc. OLTA is a Japanese fintech specializing in online invoice/factoring services for SMBs and sole proprietors. It competes head-on with Mynavi Bridge's factoring product through a fully digital origination stack, representing the tech-enabled emerging alternative to Mynavi Bridge's traditional approach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mynavi Bridge