What Moorgate Finance does

Moorgate Finance Limited is a UK-authorised commercial finance broker established in 2014 and headquartered in Towcester, Northamptonshire, with a secondary sales office in Cambridge. The firm connects small and medium-sized enterprises with a panel of 80+ lenders for asset finance (hire purchase, finance leases, asset refinancing, operating leases), invoice financing (discounting, factoring, selective, recruitment pay-and-bill), business loans, start-up loans, VAT and corporation tax funding, company car finance, and government-backed Growth Guarantee Scheme facilities of up to £2M. It is authorised and regulated by the Financial Conduct Authority (FRN: 662419). The product portfolio is delivered via sub-brands specialising in agriculture, breweries and distilleries, commercial vehicles, construction, motorsport, project finance, renewables, and warehousing, and is supplemented through partnerships with Readhunt Corporate Insurance and Grove Life for insurance and business protection cross-sell.

Name

Moorgate Finance

Legal name

Moorgate Finance Limited

Website

https://moorgatefinance.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Moorgate Finance is a UK-authorised commercial finance broker connecting SMEs to an 80+ lender panel for asset finance, invoice financing, business loans, and sector-specific lending across agriculture, construction, motorsport, renewables, and warehousing.

Ownership category

akta.pro rank

Product category

Commercial Finance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Sales Financing (52222)

SIC

Loan Brokers (6163)

akta.pro primary industry

Equipment & Asset Finance Brokerage (FSAEAEAJ)

akta.pro secondary industries

Debt Capital Raising Intermediation (Private Debt/Mezzanine/Bonds) (FSAEALAM), Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE), Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)

Keywords

• Commercial finance brokerage
• Asset finance solutions
• Invoice financing services
• Business expansion loans
• Sector specialist lending

Headquarters

HQ city

Towcester

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Broker Commission: Moorgate Finance operates as an authorised credit broker earning commission from lenders on completed finance deals. Commission models include fixed fee, fixed rate of commission, percentage of amount borrowed, and rate for risk based on business risk profile. Commission details disclosed throughout customer journey.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels10 records

Core offering

Moorgate Finance is an FCA-authorised commercial finance broker that arranges asset finance, invoice financing, business loans, VAT/corporation tax funding, company car finance, business insurance, and government-backed schemes for UK SMEs. It also runs the Moorgate Broker Network and supplier/accountant referral programmes. Revenue is earned through commissions from a panel of 80+ lenders on completed deals.

Product overview

Moorgate Finance is a UK-based commercial finance broker offering a comprehensive suite of financing solutions. The core product portfolio centers on Asset Finance (including Hire Purchase, Finance Leases, Asset Refinancing, and Operating Leases) and Invoice Financing (comprising Invoice Discounting, Invoice Factoring, Selective Invoice Finance, and Recruitment Pay & Bill Finance). Additional offerings include Business Expansion Loans (unsecured and secured options from £1K-£1M), Start Up Business Loans, VAT & Corporation Tax Funding, Company Car Finance, Business Insurance (via Readhunt partnership), and Business Protection (via Grove Life partnership). The company also participates in the government-backed Growth Guarantee Scheme. Sector-specific finance divisions serve Agriculture, Brewery & Distillery, Commercial Vehicles, Construction, Motorsport, Project Finance, Renewable Energy, and Warehousing industries. A partner ecosystem includes the Moorgate Broker Network (for appointed representatives) and an Accountant Partnership program (aligned with ICAEW compliance requirements).

Differentiator

Problem solved

Functional benefit

Brands

• Moorgate Project Finance: Specialist project finance division focusing on renewables, warehousing, manufacturing, fit-outs, self-storage, professional services, and franchise ventures.
• Moorgate Warehouse Finance
• Moorgate Construction Finance
• Moorgate Broker Network

Products and services

• Asset Finance Finance solution enabling businesses to purchase equipment, machinery, and vehicles without disrupting cash flow, spreading costs over the useful life of the asset.
• Invoice Financing
• Business Expansion Loans
• Start Up Business Loans
• VAT & Corporation Tax Funding
• Company Car Finance
• Business Insurance
• Business Protection
• Growth Guarantee Scheme
• Agricultural Finance
• Brewery & Distillery Finance
• Commercial Vehicles Finance
• Construction Finance
• Motorsport Finance
• Project Finance
• Renewable Energy Finance
• Warehouse Finance
• Moorgate Broker Network
• Accountant Partnership Programme

Quantifiable outcome

• 46% repeat customer rate
• +3 more outcomes

Named customers9 records

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Four partnerships are on record, tiered core.

• Readhunt Corporate InsurancecoreStrategic or Co-development PartnerPartnership with Readhunt Corporate Insurance (part of SRT & Partners) to provide professional business insurance solutions. Readhunt specialises in sector-specific and competitively priced bespoke insurance solutions for industries including Construction, Haulage, Manufacturing, and Logistics.
• Grove LifecoreStrategic or Co-development PartnerExclusive partnership with Grove Life for fee-free life insurance advice. Grove Life offers life insurance, critical illness, income protection and business protection plans working with over 20 UK insurers.
• ICAEW-Regulated AccountantscoreChannel Partner/ Reseller/ DistributorPartnership programme for ICAEW-regulated accountants to refer clients requiring commercial finance. Designed to align with ICAEW professional standards and Code of Ethics.
• Supplier PartnerscoreChannel Partner/ Reseller/ DistributorSupplier partnership programme enabling equipment and goods suppliers to offer Moorgate finance solutions at point of sale. Partners receive bespoke landing pages, finance calculators, FCA permissions delegation, and referral commission.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Market position

Strengths4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCXW9NzwG9NUhRMjs37VFGdA
• Facebookfacebook.com/MoorgateFinance
• LinkedInlinkedin.com/company/moorgate-finance-limited
• Instagraminstagram.com/moorgatefinance
• Xx.com/moorgatefinance

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Moorgate Finance