Non Profit Insurance Services

What Non Profit Insurance Services does

Non-Profit Insurance Services, Inc. (NPIS) is a privately-held insurance brokerage founded in 2007 and headquartered in Orlando, Florida, that specializes exclusively in serving non-profit and social service organizations across the United States. The firm operates as a licensed insurance producer, offering seven core coverage lines — Professional Liability, Workers' Compensation, Property & Casualty, Employee Benefits, Commercial Automobile, General Liability, and Cyber Liability — tailored to the operational risks of mission-driven entities. NPIS is also the exclusive program administrator for the Florida Insurance Trust (F.I.T.), a pooled purchasing arrangement established under Florida statute FS624.4625 that enables non-profits receiving 75% or more of their funding from government sources to combine workers' compensation, property, liability, professional, and auto coverages. This combination of a niche vertical focus and a legislatively anchored trust relationship is the defining feature of NPIS's market position.

Revenue is generated through two streams: commissions paid as a percentage of premiums placed with insurance carriers (varying by carrier, volume, and profitability, with additional forms including contingents, overrides, profit-sharing, premium finance fees, expense reimbursements, producer subsidies, and award trips), and interest earned on premiums held between collection and remittance to carriers. Go-to-market is sales-led and direct: the firm acquires non-profit clients through its website contact form, toll-free and local phone lines, and community-engagement activities coordinated by its Community Relations Committee. The leadership team — Principal Peter Herron Brown, Vice Presidents Kevin Fernandes and Jennifer Lister, and Senior Vice President Paul Hebert — combines decades of insurance and employee-benefits experience, with several executives operating in shared roles with Ballator Insurance Group.

The firm carries no proprietary technology platform, no API, no AI/ML capabilities, and no patents; its competitive position rests on domain specialization, regulatory exclusivity within Florida, and the depth of client relationships built since 2007. The company is privately held with no disclosed parent, no funding rounds, and no subsidiaries, and reports nationwide reach across the U.S. non-profit sector.

Name

Non Profit Insurance Services

Legal name

Non Profit Insurance Services, Inc.

Website

https://npis.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Non-Profit Insurance Services (NPIS) is a privately-held Orlando-based insurance brokerage founded in 2007 that exclusively serves U.S. non-profit and social service organizations through specialized coverage lines and as the exclusive administrator of the Florida Insurance Trust pooled-purchasing program.

Ownership category

akta.pro rank

Headquarters

HQ city

Orlando

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commissions: NPIS receives compensation from insurers in the form of commissions paid as a percentage of premiums due. Commissions vary by insurance company, by volume of business placed, and profitability. The company may also receive other forms of compensation including contingents, overrides, profit-sharing, premium finance fees, expense reimbursements, producer subsidies, award trips, meetings and other incentives.
2. Premium Finance Interest: NPIS earns interest on premiums held until it is time to pay the applicable insurance companies.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

NPIS is a licensed insurance producer/brokerage that sells, solicits, and services a full suite of commercial insurance coverages—including Professional Liability, Worker's Compensation, Property & Casualty, Employee Benefits, Commercial Automobile, General Liability, and Cyber Liability—exclusively to non-profit and social service organizations. As the exclusive administrator of the Florida Insurance Trust (F.I.T.), NPIS also enables eligible non-profits to pool their insurance coverages for group purchasing of cost-effective coverage.

Product overview

NPIS is a specialized insurance solution provider offering a comprehensive suite of insurance products for non-profit and social service organizations nationwide. The portfolio consists of seven core insurance coverages—Professional Liability, Worker's Compensation, Property & Casualty, Employee Benefits, Commercial Automobile, General Liability, and Cyber Liability—designed to address the unique risks and challenges faced by non-profits. Additionally, NPIS serves as the exclusive program administrator for the Florida Insurance Trust (F.I.T.), the first and only trust in Florida for non-profit entities, which enables eligible non-profits receiving 75%+ government funding to pool their insurance coverages for cost savings.

Differentiator

Problem solved

Functional benefit

Products and services

• Professional Liability Insurance

Quantifiable outcome

• Reduce insurance premium expenses without reducing coverage through trust arrangements

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Florida Insurance Trust (F.I.T.)coreStrategic or Co-development Partner · 1 January 2007NPIS is the program administrator for the Florida Insurance Trust (F.I.T.), the first and only trust in Florida for non-profit entities. In January 2007, Governor Crist signed into law FS624.4625 which allows two or more non-profits receiving 75% or more of their funding from state, local or federal government to pool their workers' compensation, property, liability, professional and auto coverages for group purchasing. NPIS has been the exclusive service provider since F.I.T.'s inception.

Scale indicators5 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Lockton Companies: Largest independent insurance brokerage globally with dedicated practices for non-profit and human services organizations. Competes with NPIS for mid-market and larger non-profit clients through specialized service teams and broader product offerings.
• Arthur J. Gallagher & Co. One of the largest global insurance brokerages. NPIS's website privacy is hosted on ajg.com, suggesting a service, partnership, or affiliation relationship. AJG competes broadly with NPIS across all insurance lines and customer segments, including non-profit and human services organizations.
• Brown & Brown, Inc. Large independent insurance brokerage with national presence. Operates specialty programs including for non-profit and human services sectors, competing with NPIS in regional markets through carrier relationships and aggregated buying power.
• Marsh McLennan: Global professional services firm and one of the largest insurance brokerages worldwide. Competes for non-profit and social services clients through its Marsh and Mercer divisions with broader product sets and deeper carrier relationships than NPIS.
• Aon: Global professional services firm offering risk management, insurance brokerage, and HR consulting. Serves non-profit and public sector clients through dedicated practice areas, competing with NPIS for larger non-profit accounts.

Emerging players

• Foundation Risk Partners: Fast-growing specialty insurance brokerage focused on non-profit, social services, and public sector clients. Direct emerging competitor with similar specialization focus, representing the consolidation model that could be NPIS's growth path or competitive threat.
• Hilb Group: Mid-Atlantic focused insurance brokerage with growing presence in non-profit and specialty commercial segments. Represents the roll-up and acquisition-driven growth model that typifies mid-market broker consolidation pressure on smaller niche players like NPIS.

Direct peers

• Nonprofits Insurance Alliance Group: 501(c)(3) insurance alliance owned by and serving non-profit organizations, providing liability and other coverages tailored to the non-profit sector. The most mission-aligned direct comparable to NPIS's specialized non-profit insurance focus.
• Glatfelter Insurance Group: Specialty insurance broker with strong focus on human services, non-profits, and faith-based organizations. Direct competitor in the same niche of serving mission-driven organizations with tailored insurance programs and pooled risk arrangements.
• Church Mutual Insurance Company: Specialty insurance carrier focused on religious organizations, schools, camps, and non-profits. Competes in a similar niche of serving mission-driven organizations with comprehensive multi-line coverage packages.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/NPIS_NonProfit
• Facebookfacebook.com/npisinc

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Non Profit Insurance Services