CASSEMS - Caixa de Assistência dos Servidores do Estado do Mato Grosso do Sul

Name

CASSEMS - Caixa de Assistência dos Servidores do Estado do Mato Grosso do Sul

Legal name

Caixa de Assistência dos Servidores do Estado do Mato Grosso do Sul

Website

https://cassems.com.br

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

CASSEMS is a Brazil-based, ANS-registered healthcare assistance fund serving civil servants of the State of Mato Grosso do Sul and their dependents. Founded in 2001, it operates as a civil association delivering health plan and medical assistance services through a state-government distribution channel.

Ownership category

akta.pro rank

Headquarters

HQ city

Campo

HQ country

Brazil

HQ region

Latin America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Others

Marketing channels1 record

Core offering

CASSEMS is a civil association without economic purposes that provides supplementary health and medical assistance plans to state public servants of Mato Grosso do Sul, Brazil. It operates as a registered health plan provider with the National Agency for Supplementary Health (ANS), delivering healthcare coverage and medical assistance benefits to public-sector employees and their dependents.

Differentiator

Problem solved

Functional benefit

Products and services

• Supplementary Health Insurance Plans

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Unimed: Unimed is Brazil's largest cooperative health plan network, with national coverage and integrated hospital/provider assets. As a broad incumbent, it competes for state-employee enrollments in Mato Grosso do Sul and serves as the natural alternative offering for any member who exits CASSEMS.
• Hapvida NotreDame Intermédica: Hapvida NotreDame Intermédica is one of Brazil's largest vertically integrated health insurers, combining health plans with owned hospitals and clinics. Its vertically integrated payer-provider model closely mirrors CASSEMS' apparent structure and makes it a relevant reference point for capitation economics and operational benchmarking.
• Amil: Amil is one of Brazil's largest national health insurers with vertically integrated hospital assets (now owned by UnitedHealth Group). It is comparable to CASSEMS as a competing health plan operator in the same regulatory environment, though it serves broader markets including corporate and individual segments.
• Bradesco Saúde: Bradesco Saúde is the health insurance arm of Bradesco, one of Brazil's largest financial groups, with extensive corporate and individual health plan offerings. It competes for state-employee supplemental coverage and group plans in the same geographic and regulatory market as CASSEMS.
• SulAmérica Saúde: SulAmérica is a major Brazilian insurer with a sizable health plan operation offering corporate, SME, and individual products. As a broad incumbent with overlapping ANS-regulated health plan activity, it represents the kind of well-capitalized national competitor CASSEMS faces for in-state supplementary enrollment.

Direct peers

• Cassi (Caixa de Assistência dos Funcionários do Banco do Brasil): Cassi is the health assistance fund for Banco do Brasil employees — the federal banking-sector analogue to CASSEMS. Both are 'Caixas de Assistência' operating as member-funded health plans serving a specific public-sector employee population, with vertically integrated payer-provider models and regulatory oversight from ANS.
• CAPESESP: CAPESESP is a closed health assistance plan serving employees of specific Brazilian federal agencies (including CAPES and CNPq personnel). It shares CASSEMS' structure as a member-funded, ANS-regulated health plan tied to a defined public-sector workforce, making it a comparable specialized peer.
• Postal Saúde: Postal Saúde is the health plan operator for Correios (Brazilian postal service) employees and their dependents. Like CASSEMS, it is a closed membership health assistance plan tied to a single employer relationship (in this case federal) with comparable regulatory and operational structure under ANS.
• Geap Saúde: Geap is a health plan founded for federal public servants, now serving a broader public-sector population. It is directly comparable to CASSEMS in operating model (membership-based civil association providing health assistance) and target customer type (Brazilian public servants), though it operates at federal rather than state level.

Emerging players

• Fusex (Fundação de Seguridade Social do Exército): FUSEX is the Army social security/health assistance foundation providing healthcare-related benefits to Brazilian Army personnel and dependents. It is comparable to CASSEMS as another closed, public-sector-tied health assistance plan operating under Brazilian federal regulation, though focused on military rather than civilian state employees.

Market position

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about CASSEMS - Caixa de Assistência dos Servidores do Estado do Mato Grosso do Sul