Bangkok Bank

What Bangkok Bank does

Bangkok Bank (China) Company Limited (盘谷银行（中国）有限公司) is a wholly-owned subsidiary of Bangkok Bank Public Company Limited (泰国盘谷银行（大众有限公司）), Thailand's largest commercial bank founded in 1944. The China subsidiary was officially established and commenced operations in Shanghai on December 28, 2009. It operates five branches located in Shanghai (including the regional head office in Huangpu District), Beijing, Xiamen, Shenzhen, and Chongqing, with its principal office at No. 7 Zhongshan East-1 Road, Huangpu District, Shanghai. The bank provides a comprehensive suite of commercial banking services to corporate and individual clients, including deposit services (in RMB and foreign currencies), short-, medium-, and long-term loans, acceptance and discount of negotiable instruments, securities trading (government and financial bonds), letters of credit and guarantees, domestic and overseas settlement services, foreign exchange trading, inter-bank funding, bank card services, safety deposit boxes, and credit investigation and consultation services.

The bank's core technology is traditional commercial banking infrastructure, with no proprietary technology features, AI capabilities, APIs, or integrations disclosed. Revenue is generated through two primary streams: interest income from loan and credit facility spreads, and fee and commission income from foreign exchange transactions, letters of credit, guarantees, settlements, and other banking services. Pricing for corporate and individual services is quote-based and not publicly disclosed, with service fee tables available for download but specific pricing requiring direct inquiry. Deposits are protected under China's Deposit Insurance Regulations effective May 1, 2015.

The bank's go-to-market is enterprise field sales through relationship-based commercial banking targeting large corporations and businesses engaged in international trade between Southeast Asia, China, and global markets. Primary customer segments are large corporations and enterprises with cross-border trade activities and Southeast Asian and Chinese enterprises with multi-jurisdictional operations. Distribution is channeled through physical branch offices (enterprise direct sales) supported by a corporate website and community financial education programs. The parent entity operates over 225 branches across 14 economies, providing the China subsidiary with significant regional distribution context. In 2024, the bank achieved CIPS Direct Participant status and was appointed Foreign Chair of the Belt and Road Bankers' Roundtable SME Working Group, signaling deeper integration into China's cross-border payment infrastructure and Belt and Road financial cooperation frameworks.

Name

Bangkok Bank

Legal name

Bangkok Bank (China) Company Limited

Website

https://bangkokbank.com.cn

Company type

Private

Founded year

1944

Operating status

Operating

Headcount range

11–50 employees

Short description

Bangkok Bank (China) Company Limited is a wholly-owned Chinese subsidiary of Thailand's largest bank, operating five branches in Shanghai, Beijing, Xiamen, Shenzhen, and Chongqing to serve corporate clients engaged in cross-border trade between Southeast Asia and China.

Ownership category

akta.pro rank

Product category

Commercial Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

National Commercial Banks (6021), State Commercial Banks (6022)

akta.pro primary industry

General SME & Middle-Market Commercial Banking (FSABABAA)

akta.pro secondary industries

SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF), SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB), SME Cash Management & Payments (Merchant, ACH/Wires, Payroll) (FSABABAD)

Keywords

• Commercial banking services
• Trade financing
• Foreign exchange services
• Corporate banking
• Cross-border banking

Headquarters

HQ city

Huangpu

HQ country

China

HQ region

Asia

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Interest Income: Traditional banking revenue from interest spreads on loans and credit facilities provided to corporate and retail customers
2. Fee and Commission Income: Fees from foreign exchange transactions, letter of credit services, guarantees, settlements, and other banking services

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Bangkok Bank (China) Company Limited is a service-oriented commercial bank wholly owned by Bangkok Bank Public Company Limited of Thailand. It provides a comprehensive suite of banking services including deposit-taking, short-, medium-, and long-term lending, acceptance and discount of negotiable instruments, trading of government and financial bonds and other non-stock foreign-currency securities, letter of credit and guarantee services, domestic and overseas settlement, foreign exchange trading, inter-bank funding, bank card services, safety deposit box services, and credit investigation and consultation services. Operations focus on supporting cross-border trade and investment between China and Southeast Asia.

Product overview

Bangkok Bank (China) Company Limited operates as a commercial bank in China, fully owned by Bangkok Bank Public Company Limited from Thailand. The bank offers a comprehensive suite of banking services organized around core products including deposit services, loan products (short-term, medium-term, and long-term), negotiable instruments handling, securities trading (government and financial bonds), letter of credit and guarantee services, domestic and overseas settlement services, foreign exchange services, inter-bank funding, bank card services, safety deposit boxes, and credit investigation/consultation services. These products serve both domestic and international clients with a focus on China and Southeast Asia trade and business activities.

Differentiator

Problem solved

Functional benefit

Products and services

• Deposit Services Accepting deposits from the general public in both foreign exchange and RMB currencies for corporate and individual clients.
• Loan Services Providing short-term, medium-term, and long-term loans to domestic and international clients to support trade and corporate financing needs.
• Negotiable Instruments Services Handling acceptance and discount of negotiable instruments for corporate and trade clients.
• Securities Trading Buying and selling government bonds, financial bonds, and other non-stock negotiable securities denominated in foreign currencies.
• Letter of Credit Services Providing L/C services and guaranties for international trade transactions between Chinese and overseas counterparties.
• Settlement Services Handling domestic and overseas settlements for clients, supporting cross-border payments.
• Foreign Exchange Services Buying and selling foreign currencies for clients, facilitating FX risk management and cross-border trade settlement.
• Inter-bank Funding Inter-bank funding business for liquidity management with other financial institutions.
• Bank Card Services Providing bank card business services to corporate and individual clients.
• Safety Deposit Box Services Providing safe deposit box services for secure storage of valuables for individual and corporate clients.
• Credit Investigation and Consultation Services

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered flagship and core.

• Belt and Road Bankers' RoundtableflagshipStrategic or Co-development Partner · 1 January 2024Bangkok Bank officially appointed as the Foreign Chair of the Belt and Road Bankers' Roundtable SME Working Group. This strategic role positions the bank as a key leader in promoting SME development and financial cooperation along the Belt and Road Initiative routes.
• CIPS (Cross-border Interbank Payment System)coreTechnology or Integration · 1 January 2024Mr. Chartsiri Sophonpanich, Executive Director and President of Bangkok Bank, attended the CIPS Direct Participant Launching Ceremony. CIPS enables cross-border payment and settlement services for participating financial institutions, enhancing the bank's ability to serve clients engaged in China-related trade.
• Permata BankflagshipStrategic or Co-development PartnerOverseas subsidiary in Indonesia with around 200 domestic branches, ranked among the 10 largest banks in Indonesia by assets
• Bangkok Bank BerhadflagshipStrategic or Co-development PartnerOverseas subsidiary in Malaysia with five branches across the country

Scale indicators5 records

Recent moves8 records

Expansion highlights4 records

Direct peers

• CIMB Bank: Malaysian regional bank with China operations targeting cross-border trade and corporate banking across ASEAN and China, closely comparable in strategy and footprint.
• OCBC Bank (China): Singapore-headquartered foreign bank subsidiary in China focused on corporate banking, trade finance, and cross-border ASEAN-China flows, competing for the same regional trade clients.
• Maybank (China): Malaysian bank's wholly-owned China subsidiary providing commercial and trade-finance banking, a direct Southeast Asian peer serving China-ASEAN corporate customers.
• United Overseas Bank (China): Locally incorporated Singaporean bank subsidiary in China offering corporate and trade-finance banking to ASEAN-China cross-border clients, directly mirroring Bangkok Bank China's model and geography.

Regional players

• Kasikornbank: Leading Thai bank with expanding China and AEC operations, a direct home-market rival to Bangkok Bank in corporate and regional trade banking.
• Krung Thai Bank: Large Thai commercial bank serving corporate and trade-finance customers, a home-market peer with similar product breadth and regional trade orientation.
• Siam Commercial Bank: Major Thai commercial bank competing directly with Bangkok Bank in Thailand's corporate and trade-finance market and serving similar cross-border clients.

Broad incumbents

• DBS Bank (China): Singaporean bank's larger China subsidiary offering corporate, trade, and treasury services to Asia-focused clients, overlapping strongly but with greater scale and digital capability.
• Standard Chartered Bank (China): International bank with a large China subsidiary specializing in cross-border trade, FX, and corporate banking across Asian trade corridors, overlapping heavily with Bangkok Bank China's focus.
• HSBC Bank (China): Global bank with an extensive locally incorporated China franchise dominant in cross-border trade finance, an established incumbent competing for the same corporate trade clients at far larger scale.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bangkok Bank