Property & Liability Resource Bureau

What Property & Liability Resource Bureau does

Property & Liability Resource Bureau (PLRB) is a not-for-profit national trade association founded originally as the Property Loss Research Bureau and headquartered in Downers Grove, Illinois. It serves the US Property & Casualty (P&C) insurance industry—predominantly insurers, MGAs/MGUs, law firms, and a tiered affiliate base of service providers, independent adjusters, restoration firms, and analytics vendors. The organization delivers centralized, authoritative claims knowledge across Property, Liability, and Auto lines through three Resource Hubs (Property Hub, Liability Hub, Auto Hub) providing policy annotations, 50-state surveys, case law databases, adjuster resource sheets, and CE/CLE-accredited education.

PLRB's technical platform centers on a members-only portal (members.plrb.org) fronting the Weather/CATs Hub (storm reports, lightning, MESH/POSH, precipitation, earthquake ShakeMaps, fire perimeters, tropical cyclone data, and 10-minute-archived power outage data covering ~88% of US electric customers), a Building Codes Hub with address-level search and the BCme mobile app, and two APIs (Building Codes API and a Weather/CATs ArcGIS REST endpoint) that integrate PLRB data directly into member claim management systems. The stack is built on Esri ArcGIS Pro and ArcGIS Server, with GIS data delivered as shapefiles, KML, and REST services; building codes content is exposed via an address-specific Report format.

The business model is dues-funded and subscription-recurring. Insurer membership dues scale with direct written premium: Property dues range from $1,250 (below $1M premium) to $87,382 + $1/M above $3B premium; Liability dues are $46.25/M with a $1,250 floor and $43,950 ceiling. Affiliates (2026 cycle) pay tiered fees across Basic/Standard/Plus; law firms subscribe at $500/year for weekly case summaries and 50-year archives. Supplemental revenue comes from event registration, sponsorship, and exhibit fees across the PLRB Claims Conference, three regional adjusters conferences (~600 attendees each), the Large Loss Conference, and the 2026 Regional Innovation Summit. Customer segments are organized vertically by line of business and role, with insurers/MGAs/MGUs as the primary paid segment and affiliates, law firms, and individual claims professionals as adjacent monetized segments.

Name

Property & Liability Resource Bureau

Legal name

Property Loss Research Bureau

Website

https://plrb.org

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Property & Liability Resource Bureau is a not-for-profit national trade association that serves US Property & Casualty insurers, MGAs, law firms, and affiliate service providers with coverage research databases, weather/catastrophe and building-codes analytics, CE/CLE education, and an annual conference portfolio.

Ownership category

akta.pro rank

Product category

Insurance Industry Research & Education

NAICS

Information (51), Professional, Scientific, and Technical Services (541)

SIC

Miscellaneous Publishing (2741), Services-Management Services (8741)

akta.pro primary industry

Project, Quality & Operations (PMP PDUs, Six Sigma, Quality CE) (EDAAALAM)

Keywords

• Insurance claims research
• Property casualty education
• Weather catastrophe data
• Building codes database
• Insurance coverage analysis

Headquarters

HQ city

Downers Grove

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurer Membership Dues: Annual membership dues assessed based on the direct written premium reported by member organizations. Property dues range from $1,250 minimum (below $1M premium) up to $87,382 + $1/M above $3B premium. Liability dues are $46.25/M (minimum $1,250, maximum $43,950). Dues are assessed in the fall for the coming year using prior-year Direct Written Premium. Memberships are annual with automatic renewal each January.
2. Affiliate Membership Fees: Tiered affiliate membership program (Basic, Standard, Plus tiers) for service providers, independent adjusters, and solution providers. Dues vary by tier. Basic tier provides event discounts and community access. Standard tier adds education, building codes, and weather mapping. Plus tier adds legal resources, power outage data, weather API, and analytics. New tiered structure launching for 2026 membership year.
3. Law Firm Case Law Subscription: Annual subscription at $500 for law firms providing insurance defense or coverage work. Includes weekly summaries of Property, Liability, and Auto cases, access to 50 years of archived case reviews, reviewed court opinions, and legal analysis from all 50 states.
4. Conference & Event Revenue: Revenue generated from event registration fees. The PLRB Claims Conference is free for member insurer staff; Affiliate Member employees receive discounted pricing. Regional conferences and Large Loss Conference also offer registration with member discounts. Sponsorship and exhibit space at events generate additional revenue.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels9 records

Core offering

PLRB is a not-for-profit trade association that provides Property & Casualty insurers, MGAs, service providers, and outside counsel with centralized research, education, and technology resources for insurance claims. Its offerings include legal case law databases, policy annotations, 50-state regulatory surveys, real-time weather and catastrophe data, a building codes database, the PACE professional designation program, and continuing education delivered through conferences, webinars, and distance learning modules.

Product overview

PLRB is a not-for-profit national trade association serving the Property & Casualty (P&C) insurance industry with a suite of interconnected research, education, and technology products. The core offering is organized around three Resource Hubs — Property Hub, Liability Hub, and Auto Hub — providing policy annotations, 50-state surveys, case law databases, adjuster resource sheets, and coverage analysis. These are complemented by the Weather/CATs Hub (real-time and historical weather and catastrophe data with GIS mapping and API access), the Building Codes Hub (building code database with interactive tools and the BC*me mobile app), and a Building Codes API for system integration. PLRB also offers the PACE professional designation program, live conferences (Claims Conference, Large Loss Conference, Regional Adjusters Conferences), monthly webinars, and distance learning modules with CE/CLE credits. Two APIs (Weather/CATs API and Building Codes API) allow members to embed PLRB data directly into their claim management systems.

Differentiator

Problem solved

Functional benefit

Products and services

• Property Hub Industry resource for navigating property insurance claims and coverage, combining depth, accuracy, and real-time relevance. Offers policy annotations on residential and commercial property policies, 50-state surveys, adjuster resource sheets, and CE-accredited educational content for property insurance professionals.
• Liability Hub Comprehensive liability insurance claims and coverage resources, including policy annotations on residential and commercial liability policies, 50-state surveys, adjuster resource sheets, and CE-accredited conferences and webinars for liability claims professionals.
• Auto Hub Auto insurance claims and coverage research, including policy annotations on personal, business, and garage policies, 50-state surveys, adjuster resource sheets, and CE-accredited content for auto claims professionals.
• Weather/CATs Hub Weather and catastrophe intelligence platform providing real-time and historical weather data, hail and wind reports, lightning probability, power outage reports, earthquake data, wildfire maps, risk analysis maps, and GIS data via ArcGIS REST API. Updated seven days a week.
• Building Codes Hub Extensive building codes database and interactive tools including code adoption by state, address-specific search, building code components, R-value and Polyiso estimators, GIS data, and mapping services. Includes the BCme mobile app for on-the-go building code reference.
• PACE Program (PLRB Advanced Coverage Education) Professional designation program designed to strengthen claims expertise and deepen understanding of coverage across Property, Liability, and Auto lines. Includes core curriculum in insurance principles and claims process, Business Line Tracks (starting with Residential Property), and a comprehensive final assessment. Available exclusively to PLRB Member companies.
• BCme Mobile App Mobile building code reference tool for property and liability claims, restoration, and legal professionals. Available free on Android and Apple app stores, answering building code questions related to roofing, ventilation, stairs, thresholds, and code compliance issues.
• PLRB Claims Conference & Insurance Services Expo The industry's largest property and liability claims educational event, a 3.5-day intensive conference featuring over 110 topics, 90-minute concept sessions, technical clinics, half-day workshops, exhibits, and networking. Most sessions qualify for CE credits and materials are made available online to member employees within weeks.
• Large Loss Conference Annual conference focused on $100,000+ claims in three tracks: commercial lines property, personal lines property, and casualty claims. Features adjuster-led presentations with extensive audience participation, new and emerging strategies, technologies, and services for managing large complex property and casualty claims.
• Regional Adjusters Conferences Three annual regional meetings (Eastern, Central, and Western) each drawing approximately 600 attendees, with eight 90-minute breakout sessions covering 28 topics relating to core property and liability claims adjusting skills. Electronic access to all session materials is provided.
• Distance Learning Modules Self-study distance learning modules ranging from brief exercises to multi-hour CE/CLE-accredited courses. Includes audio-visual materials and 'Live From the Claims Conference' modules with full-motion streaming and captioning. PLRB releases new modules totaling at least 16 hours of credit each year.
• PLRB Webinars Monthly webinar series with three tracks: PLRB Services Training (member onboarding and tool training), Hot Topics (emerging coverage issues), and Fine-Tuned Adjuster Series (soft skills). Some webinars offer CE credit, with attendance ranging from 800-1,000 participants for popular sessions.
• Building Codes API API that delivers PLRB's Address Report instantly within a user's claim management system, eliminating manual searching and uploading. Each report includes code adoptions with source links, roofing and structural guidance, weather insights, and a downloadable PDF. Requires Full Insurer Member status.
• Weather/CATs API GIS data and map services API accessible via ArcGIS REST API, providing comprehensive weather and catastrophe data including storm reports, hail, wind, lightning, precipitation, snowfall, earthquake ShakeMaps, fire perimeters, tropical cyclone data, and more. Available to PLRB members with appropriate access levels.
• Critical Issues Seminars Live or web-based seminars conducted in cooperation with the Federation of Defense and Corporate Counsel (FDCC) addressing the most important claims legal issues of the day.
• Maps & Applications Portal Web-based portal with focused apps for quickly finding weather and catastrophe information: Current Weather & Forecasts, Wind/Tornado Research, Hail Research, Lightning Research, Wildfires, Earthquakes, Hail Risk Analysis, and Tornado Risk Analysis.
• Law Firm Case Law Subscription Standalone annual subscription ($500/year) for law firms providing insurance defense or coverage work. Includes weekly case summaries across Property, Liability, and Auto lines, access to 50 years of archived case reviews, reviewed court opinions, and legal analysis from all 50 states.

Quantifiable outcome

• 75% reduction in time spent on research during CAT events
• +6 more outcomes

Named customers3 records

Segments6 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability8 records

Feature7 records

Partnerships

One partnership is on record.

• Esri (ArcGIS)coreTechnology or IntegrationPLRB creates maps in ArcGIS Pro (part of Esri's ArcGIS software) and shares them through PLRB's ArcGIS Server. Users access these maps securely from web applications, ArcGIS Pro, ArcGIS Online, or other compatible tools. Map services cover storm reports, lightning, hail, wind, precipitation, earthquakes, fire perimeters, tropical cyclone data, and more. PLRB has created a Maps & Applications Portal utilizing Esri technology.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• National Association of Mutual Insurance Companies (NAMIC): NAMIC is a P&C insurance trade association serving mutual insurance companies with advocacy, education, and member services. It shares PLRB's non-profit trade association model and competes for member engagement and education budget within the same carrier customer base.
• The Institutes (AICPCU/IIA): The Institutes is the premier insurance education and designation provider, offering the CPCU, ARM, and other professional designations alongside continuing education. It directly competes with PLRB's PACE program, CE/CLE-accredited distance learning, and conference-based designations for insurance professional development spend.
• International Risk Management Institute (IRMI): IRMI publishes reference materials, continuing education, and consulting services for the risk management and insurance industry. It operates a comparable subscription knowledge model serving risk managers, underwriters, and brokers with a similar member-based revenue structure.
• National Insurance Crime Bureau (NICB): NICB is a non-profit organization serving P&C insurers with intelligence, analytics, and partnership services focused on fraud detection and prevention. It shares PLRB's non-profit model, P&C insurer member base, and member-funded operating structure.
• National Association of Insurance Commissioners (NAIC): NAIC supports state insurance regulators with education, research, and information services. While regulator-focused rather than insurer-focused, it shares the trade-association delivery model and is a producer of P&C-relevant regulatory intelligence that overlaps with PLRB's 50-state survey offerings.
• Insurance Information Institute (Triple-I): Triple-I is a non-profit insurance industry research, education, and communications organization serving the broader P&C industry. It shares PLRB's non-profit trade-association model, member-funded structure, and mission of industry education and research.

Broad incumbents

• LexisNexis: LexisNexis is a broad legal and information services incumbent whose case law research products overlap directly with PLRB's $500/year Law Firm Case Law Subscription. Insurance defense firms frequently use LexisNexis alongside PLRB for legal research.
• Verisk: Verisk is a leading insurance data analytics and risk assessment provider whose catastrophe modeling and property analytics overlap with PLRB's Weather/CATs Hub and Building Codes Hub. It operates at much larger scale with commercial software and analytics offerings.
• Wolters Kluwer: Wolters Kluwer provides legal, regulatory, and compliance information services including insurance compliance products. It is a broader incumbent serving multiple professional verticals but overlaps with PLRB on regulatory intelligence and CE-eligible content for insurance professionals.
• CoreLogic: CoreLogic provides property data and analytics used by P&C insurers for underwriting and claims. Its property-level data and building information products are adjacent to PLRB's Building Codes Hub, though CoreLogic is a much larger commercial data incumbent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/PLRB.org
• LinkedInlinkedin.com/company/property-and-liability-resource-bureau
• Xx.com/PLRBConf

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Property & Liability Resource Bureau