Trinity Debt Management
Trinity Debt Management is a non-profit credit counseling agency.
- Company typePrivate
- Founded-
- HeadquartersCincinnati, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
Trinity Debt Management firmographics
Firmographics- Name
- Trinity Debt Management
- Legal name
- Trinity Credit Counseling, Inc.
- Website
- https://www.trinitycredit.org
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Trinity Debt Management is a non-profit credit counseling agency.
- Ownership category
- akta.pro rank
Trinity Debt Management industry classification
Industry- Product category
- Credit Counseling & Debt Management Services
- NAICS
- Activities Related to Credit Intermediation (5223)
- akta.pro primary industry
- Credit Counseling & Debt Management Plans (DMP) (FSAKAJAH)
- akta.pro secondary industries
- Consumer Credit Counseling & Budgeting (FSAEAFAA), Bankruptcy Counseling & Pre-Filing Education (FSAEAFAG)
Keywords
Where Trinity Debt Management is headquartered
LocationHeadquarters
- HQ city
- Cincinnati
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Trinity Debt Management business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Debt Management Program Fees: As a non-profit credit counseling agency, Trinity generates revenue through fees charged for its debt management program services. Clients pay into the program which consolidates their unsecured debts into a single monthly payment. The organization also receives charitable contributions and may receive grants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free initial debt analysis and credit counseling |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels11 records
Trinity Debt Management product offering
Product offeringCore offering
Trinity Debt Management is a non-profit credit counseling agency that helps individuals and families experiencing unsecured debt problems. Its core offering is a Debt Management Plan that consolidates credit cards, medical bills, and personal loans into a single monthly payment, with creditor negotiations to reduce interest rates and late fees (claimed up to 60%). Free initial credit counseling, budgeting services, and educational resources support enrollment into the program.
Product overview
Trinity Debt Management operates as a non-profit credit counseling agency offering a unified debt management platform with multiple service modules. The core offering is the Debt Management Plan, which consolidates unsecured debts into a single monthly payment through creditor negotiations. This core service is supported by budgeting services, credit counseling, and educational resources including a podcast, free eBooks, and financial calculators. Additional specialized modules address specific financial needs including debt consolidation, debt settlement, bankruptcy education, first-time home buying, auto loans, student loans, foreclosure prevention, and reverse mortgages. The company also provides a client self-service portal for account management.
Differentiator
Problem solved
Functional benefit
Products and services
- Debt Management Plans Non-profit debt management program that consolidates unsecured debts (credit cards, medical bills, personal loans) into a single monthly payment. Trinity negotiates with creditors to reduce interest rates and eliminate late fees, claimed up to 60%, with a typical debt-free timeframe of 3–5 years. Intended for individuals and families struggling with unmanageable unsecured debt.
- Credit Counseling Free credit counseling by Certified Credit Counselors that helps individuals understand their financial options and develop strategies for debt relief.
- Budgeting Services Counseling service helping clients create and maintain monthly budgets, track income and expenses, and develop money management skills for long-term financial stability.
- First-Time Homebuyers Program Comprehensive home-buying education program covering five stages: (i) first-time home buyers, (ii) shopping for homes, (iii) obtaining mortgage loans, (iv) preparing for closing, and (v) closing the loan.
- Foreclosure Prevention Counseling and resources for homeowners behind on mortgage payments to help avoid foreclosure through various options and lender negotiations.
- Reverse Mortgages Counseling Information and counseling about reverse mortgage products for eligible homeowners aged 62 and older.
- Student Loans Counseling Comprehensive student loan assistance covering federal student loans, private student loans, deferment and forbearance options, and the 'Know Before You Owe' guide.
- Debt Consolidation Combines multiple unsecured debts into a single payment, helping clients streamline their finances and potentially lower overall interest costs.
- Debt Settlement Program that negotiates with creditors to settle debts for less than the full amount owed, potentially saving clients significant money on their total debt.
- Bankruptcy Education Educational resources and counseling about bankruptcy options for individuals considering this as a last resort for debt relief.
- Auto Loans Services Resources and guidance for managing auto loans and understanding vehicle financing options.
Quantifiable outcome
- Interest savings of approximately 91% ($27,557 on a $14,882 balance at 22% interest)
- +4 more outcomes
Companies that use Trinity Debt Management
Customer profileNamed customers1 record
Ideal customer profiles2 records
Trinity Debt Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Trinity Debt Management partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
Trinity Debt Management competitors and assessment
Company assessmentDirect peers
- Money Management International: One of the largest U.S. non-profit credit counseling agencies offering DMPs, housing counseling, bankruptcy education, and student loan counseling—directly comparable to Trinity across virtually every service line and customer segment.
- Clearpoint Credit Counseling Solutions: Non-profit credit counseling agency providing debt management plans, housing counseling, student loan counseling, and financial education—competing head-to-head with Trinity for the same consumer segment with a similar service portfolio.
- GreenPath Financial Wellness: Non-profit financial counseling agency offering debt management plans, credit counseling, housing counseling, and student loan services—a near-direct peer to Trinity in mission, services, and target customer.
- InCharge Debt Solutions: Non-profit credit counseling and debt management agency offering DMPs, housing counseling, bankruptcy education, and financial education—directly comparable services and target market as Trinity.
- Consolidated Credit: Non-profit credit counseling organization providing debt management, consolidation, credit counseling, and financial education—directly overlapping Trinity's core offerings and consumer base.
- American Consumer Credit Counseling (ACCC): Non-profit credit counseling agency offering debt management plans, housing counseling, student loan counseling, and bankruptcy pre-filing education—directly comparable to Trinity's service mix.
Broad incumbents
- National Debt Relief: Larger for-profit debt settlement company serving consumers with significant unsecured debt—the for-profit counterpart in the broader debt relief category, competing for similar customers but with a different (settlement vs. DMP) approach.
- National Foundation for Credit Counseling (NFCC): Industry membership organization for non-profit credit counseling agencies including Trinity's peers; while not a direct counseling competitor, it shapes standards and accreditation that affect Trinity's operating environment.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Trinity Debt Management social profiles
Digital presenceTrinity Debt Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Trinity Debt Management leadership team
Management profileNumber of profiles
Trinity Debt Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Trinity Debt Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Trinity Debt Management
What does Trinity Debt Management do?
Trinity Debt Management is a non-profit credit counseling agency that helps individuals and families experiencing unsecured debt problems. Its core offering is a Debt Management Plan that consolidates credit cards, medical bills, and personal loans into a single monthly payment, with creditor negotiations to reduce interest rates and late fees (claimed up to 60%). Free initial credit counseling, budgeting services, and educational resources support enrollment into the program.
Is Trinity Debt Management a public or private company?
Trinity Debt Management is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Trinity Debt Management founded?
Trinity Debt Management was founded in -1. It employs 1 to 10 people.
Where is Trinity Debt Management based?
Trinity Debt Management is headquartered in Cincinnati, United States, in the North America region.
How does Trinity Debt Management make money?
One revenue line is on record: debt Management Program Fees.
Who are Trinity Debt Management's main competitors?
Direct peers on record are Money Management International, Clearpoint Credit Counseling Solutions, GreenPath Financial Wellness, InCharge Debt Solutions, Consolidated Credit and American Consumer Credit Counseling (ACCC). Broad incumbents are National Debt Relief and National Foundation for Credit Counseling (NFCC).
Does Trinity Debt Management have an API?
No public API is recorded for Trinity Debt Management.
What industry is Trinity Debt Management in?
Trinity Debt Management's product category is Credit Counseling & Debt Management Services. Its primary akta.pro industry code is FSAKAJAH, Credit Counseling & Debt Management Plans (DMP), with a secondary code of FSAEAFAA, Consumer Credit Counseling & Budgeting. Its NAICS code is 5223.