Quanto

Name

Quanto

Legal name

SYSETI SC

Website

https://quanto.mx

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Core Banking Software

NAICS

Computer Systems Design and Related Services (54151), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro industry

PRIMARYFSAGALAL

Reconciliation, Ledgering & Money Movement Ops (Sub-ledgers, Settlement, Reporting)

Financial & Insurance/Financial Technology (Fintech)/Embedded Finance & Banking-as-a-Service (BaaS)

SECONDARYFSAMAMAE

Name Matching, Entity Resolution & Screening Optimization

Financial & Insurance/Payments & Transaction Processing/Payment Compliance, KYC/AML & Screening

Keywords

• Core banking software
• Financial platform SaaS
• Anti-money laundering compliance
• Leasing management software
• Regulatory reporting software

Headquarters

HQ city

Chihuahua

HQ country

Mexico

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. SaaS / Cloud Subscription: Quanto operates as a cloud-based SaaS platform, eliminating customer costs related to servers, operating system licenses, database licenses, antivirus, and technical personnel for installation and maintenance. Revenue is generated through subscription fees for access to the core financial platform and its modules.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Quanto® is a cloud-based, multi-product financial core SaaS platform that enables financial institutions in Latin America to automate the full lifecycle of credit, leasing, factoring, savings, time deposits, and partner lending products. The platform, operated by SYSETI SC and hosted on Microsoft Azure, includes visual product and workflow editors, a Business Rules Engine, a PLDFT/AML compliance module with 40+ risk factors, regulatory reporting for SHCP/SAT/CNBV/CNSF/Condusef, an API Hub, and Internet Banking. It targets regulated financial institutions such as SOFOMES, SOFIPOS, SOCAPs, credit unions, leasing companies, factoring companies, and fintechs.

Product overview

Quanto® is a modular financial core platform operating in the cloud on Microsoft Azure that enables end-to-end management of multiple financial products. The platform consists of the core Quanto® Core Financiero system supplemented by specialized modules including Crédito (credit management), Arrendamiento (leasing), Factoraje (factoring), PLDFT (anti-money laundering), Clientes (client management), Calificación de Cartera (portfolio rating), and Reportes Regulatorios (regulatory reporting). Key features include an API Hub for custom development, Banca por Internet (internet banking), a Workflow Editor for customizing approval processes, a Notifications System for automated alerts, and a Document Editor for contract customization. All modules share a unified database and operate within a single multiproduct solution.

Differentiator

Problem solved

Functional benefit

Products and services

• Quanto® Core Financiero Cloud-based, multi-product financial core SaaS platform that automates the entire lifecycle of financial products for financial institutions in Latin America. Includes visual product and workflow editors, Business Rules Engine, PLDFT/AML, regulatory reporting, API Hub, and Internet Banking, hosted on Microsoft Azure.
• Crédito (Credit Module) Module for managing all credit product types (payroll, personal, automotive, group, mortgage, business, agricultural) across the full credit lifecycle, with 50+ configuration parameters.
• Arrendamiento (Leasing Module) Module for managing pure leasing, financial leasing, and renting products across the entire leasing lifecycle, including asset management.
• Factoraje (Factoring Module) Module integrating factoring management with clients and suppliers across the entire factoring lifecycle, including invoice management and massive imports.
• PLDFT Module (Anti-Money Laundering) Anti-money laundering module providing real-time risk analysis, automatic list searching across OFAC, Quien es Quien, LexisNexis, and WorldCheck, configurable risk matrices with 40+ risk factors, automatic alerts (relevant, unusual, internally concerning), and entity risk scoring.
• Reportes Regulatorios (Regulatory Reporting Module) Module for generating and submitting regulatory reports to SHCP, SAT, CNBV, CNSF, and Condusef, including relevant, unusual, and internally concerning operation reports.
• Calificación de Cartera (Portfolio Rating Module) Module for portfolio credit rating and classification in compliance with regulatory requirements.

Quantifiable outcome

• Time to Market for new financial products reduced to minutes through the visual product editor
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability2 records

Feature9 records

Partnerships

One partnership is on record.

• Microsoft AzurecoreTechnology or IntegrationQuanto is developed and hosted entirely on Microsoft Azure cloud infrastructure. Azure provides the compute, storage, database (Database Advisor), application monitoring (Application Insights), and security infrastructure (ISO 27001, PCI DSS compliance) that underpins the Quanto platform. The platform leverages Azure's auto-scaling capabilities, DDoS protection, and intrusion detection.

Scale indicators1 record

Recent moves3 records

Expansion highlights5 records

Direct peers

• Mambu: Mambu is a cloud-native core banking platform serving lenders, fintechs, and neobanks with composable banking APIs. It is directly comparable to Quanto as a SaaS core for credit and deposit products, though Quanto is more vertically specialized for Mexican regulatory requirements.
• Bankingly: Bankingly provides digital banking and core modernization software specifically for credit unions, cooperatives, and community financial institutions across Latin America. It overlaps Quanto's Mexican credit-union/SOCAP target segment most directly.
• Belvo: Belvo is a LatAm open finance API platform aggregating bank data and initiating payments for fintechs and lenders. It is comparable as LatAm fintech infrastructure serving similar developer and FI customers, though focused on data connectivity rather than core ledgering.
• Auriga: Auriga provides omnichannel banking and core banking software (WinWebServer) for banks and credit unions, with deployment experience across Europe and emerging markets. It is comparable as a vendor serving credit unions and community FIs.

Broad incumbents

• nCino: nCino is a cloud banking platform focused on loan origination and account opening for commercial and retail banks globally. It is comparable as a lending workflow and origination platform, but operates at a larger scale and broader scope than Quanto's Mexican SMB/non-bank focus.
• Temenos: Temenos is a global provider of core banking, wealth management, and regulatory software to banks in 150+ countries. It is comparable as core banking infrastructure, with broader geographic reach and a far larger installed base than Quanto.
• Finastra: Finastra provides core banking, lending, and treasury software to banks and credit unions worldwide. It is comparable as a comprehensive financial core platform, though it targets larger incumbents rather than Quanto's non-bank specialty.
• Oracle Financial Services (FLEXCUBE): Oracle FLEXCUBE is a global universal core banking platform used by banks in 130+ countries. It is comparable as a comprehensive lending and deposits core, though positioned for larger tier-1 banks versus Quanto's SMB/non-bank niche.

Emerging players

• Pomelo: Pomelo is a LatAm cloud-based banking-as-a-service platform issuing cards, accounts, and credit products via APIs. It overlaps Quanto on multi-product financial infrastructure for fintechs in the region, but is more payments/card-centric.
• Tribal Credit: Tribal provides B2B credit, payments, and expense management infrastructure for SMBs in Latin America. It is comparable as LatAm fintech infrastructure serving similar SMEs, though with a different product focus (credit cards vs. core ledgering).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks4 records

Key highlights7 records

Customer concentration

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quanto