1POINT6
- Company typePrivate
- Founded2023
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
1POINT6 firmographics
Firmographics- Name
- 1POINT6
- Legal name
- 1POINT6, société par actions simplifiée
- Website
- https://get1point6.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where 1POINT6 is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
1POINT6 business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Payment Processing (Pay-in): Transaction fees charged as percentage plus fixed fee per payment processed. EU card transactions charged at 1% + €0.25 per transaction. Includes support for SEPA transfers, instant payments, and various local payment methods.
- Identity Verification (KYC/KYB): Monthly subscription fee for identity verification and compliance services. Priced at €0.80 per month per active legal entity for identity verification.
- Payout Processing: Transaction fees for outgoing transfers. SEPA transfers at €0.15 per transaction. Additional fees for SEPA Direct Debit mandates and international transfers.
- Custom Enterprise Solutions: Tailored pricing for high-volume clients with custom rates based on transaction volumes, progressive discounts, dedicated support, solution personalization, and advanced reporting.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Standard Plan - Clear pricing for managing collections, partner verification, and payouts in a compliant framework |
| Transaction based/ take rate | Pay-as-you-go | Custom Enterprise - Tailored pricing for transaction volumes and specific economic model requirements |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
1POINT6 product offering
Product offeringCore offering
1POINT6 provides a modular payment infrastructure platform for marketplaces, platforms, and franchises that need to collect, split, and disburse funds to multiple beneficiaries. Delivered through a single public API, the platform combines KYC/KYB identity verification, pay-in (30+ payment methods), pay-out automation, fraud prevention, accounting reconciliation, and compliance management in one integrated stack. The infrastructure is backed by BNP Paribas and authorized by the ACPR as an electronic money institution, enabling compliant operation across the European Economic Area.
Product overview
1POINT6 is a modular payment infrastructure platform designed for marketplaces, franchises, and platforms that need to collect, split, and pay out funds to multiple beneficiaries. The platform operates as a modular architecture combining a unified API with six integrated modules: KYC/KYB (identity verification), Pay-in (payment collection), Pay-out (disbursements), Fraud Prevention, Platform & Accounting, and Monitoring & Reporting. All modules are backed by BNP Paribas as an authorized electronic money institution regulated by ACPR, with compliance built natively into the architecture. Clients can deploy individual modules or the complete end-to-end solution.
Differentiator
Problem solved
Functional benefit
Products and services
- KYC/KYB Automated Automated identity verification and partner onboarding solution enabling partner onboarding in under 24 hours across France and Europe, with multi-country KYB support, automatic document renewal based on risk levels, and built-in AML-CFT compliance across 30+ countries.
- Pay-in Payment collection solution offering more than 30 payment methods via a single API, including online international and local payments (cards, BNPL, bank transfers, SEPA direct debits, alternative methods, Tap to Pay, QR codes, payment links via SMS/email). Includes a Smart Retry engine for failed payment recovery to maximize conversion.
- Pay-out Automated payment disbursement solution enabling precise orchestration of outgoing flows with configurable payout rules, scheduled payments, instant transfers, and fund segregation according to regulatory standards. Supports SEPA transfers, SEPA instant, and international SWIFT transfers.
- Fraud Prevention Real-time fraud protection system operating at bank-level standards with continuous merchant risk scoring, AML-CFT surveillance, configurable vigilance scenarios, and automated alerts to secure onboarding processes and monitor flows.
- Platform and Accounting Account management and accounting automation solution featuring automatic cash flow reconciliation, simplified multi-entity management, customizable accounting exports (CSV, XLS) compatible with ERP and BI tools, and centralized dispute management.
- Monitoring and Reporting Real-time activity monitoring and reporting dashboard providing centralized visibility into transactions, revenue, and partner activity, with integrated BI tool compatibility, anomaly detection, and customizable alerts.
- Compliance Management Unified compliance management across Europe handling KYC, AML-CFT, PSD2 and GDPR regulatory requirements across 25+ countries with automated certification updates, built natively into the platform architecture.
- Modular Payment API Single public API providing access to all 1POINT6 services and payment methods through one integration, with flexible modular deployment that allows clients to choose only the modules they need, supporting fast deployments (under 6 weeks) and easy migrations.
Quantifiable outcome
- Onboard sellers in under 24 hours in France and internationally
- +3 more outcomes
Companies that use 1POINT6
Customer profileNamed customers7 records
Segments5 records
Ideal customer profiles5 records
1POINT6 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature8 records
1POINT6 partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered flagship and core.
- FLOAflagshipFLOA partnership enables BNPL (Buy Now Pay Later) capabilities within the 1POINT6 payment ecosystem. This integration connects 1POINT6 to existing BNP Paribas payment components, allowing platforms to offer installment payment options to their customers.
- 321Foundedcore321Founded is the co-creator of 1POINT6, originally founding the company in 2023 under the name Panto. Patrick Amiel, CEO and Co-founder of 321Founded, serves as an advisor to 1POINT6. The partnership provided the foundational technology and platform expertise.
Scale indicators6 records
Recent moves7 records
Expansion highlights5 records
1POINT6 competitors and assessment
Company assessmentBroad incumbents
- Checkout.com: Checkout.com is a global payment service provider offering acquiring, issuing, and platform payment capabilities. It overlaps with 1POINT6's pay-in and pay-out modules at the enterprise end of the market.
- Stripe: Stripe is a global payments giant whose Stripe Connect offering competes directly with 1POINT6 in platform/marketplace payment orchestration. Stripe is broader in scope (global, merchant-focused, full-stack) and significantly larger, but Connect is the most direct overlap.
- Worldline: Worldline is a major European payment services incumbent offering merchant acquiring, payment processing, and digital services. As a broad European payments incumbent with regulated infrastructure, it competes with 1POINT6 in enterprise payment workflows.
- Adyen: Adyen is a global payment processor serving enterprises with unified payments, payouts, and platform capabilities. While broader and more enterprise-focused than 1POINT6, it competes for the same regulated, multi-country payment processing workloads.
Others
- Yapily: Yapily is a European open banking infrastructure provider offering A2A payment initiation and data APIs. It enables open banking connectivity for KYC, pay-in, and pay-out workflows that 1POINT6 could leverage as a vendor or competing platform.
- Trustly: Trustly is a European A2A (account-to-account) payment network enabling direct bank payments. While not a direct competitor, it is an alternative payment method 1POINT6's marketplace clients could use instead of card-based pay-in.
- Floa Bank: Floa Bank is a French BNPL provider and BNP Paribas affiliate that supplies 1POINT6's BNPL payment method. It is both a partner and a potential alternative provider for marketplace BNPL functionality.
Direct peers
- Lemonway: Lemonway is a European payment institution serving marketplaces, crowdfunding platforms, and B2B with regulated payment processing and e-money issuance. It competes directly with 1POINT6 in the platform payment orchestration space.
- Mollie: Mollie is a European payment service provider offering modular payment APIs (pay-in, payouts, KYC) to SMBs and enterprises. Its modular, API-first architecture and European focus make it a strong comparable for 1POINT6's go-to-market model.
- Mangopay: Mangopay is a payment orchestration platform purpose-built for marketplaces and platforms, offering KYC, multi-party pay-in/pay-out, and compliance across Europe. It is the closest direct competitor to 1POINT6's core platform-payments proposition.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
1POINT6 social profiles
Digital presence1POINT6 compliance and trust
Trust signalCompliance4 records
1POINT6 financial estimates
Financial estimateRevenue estimate
Valuation estimate
1POINT6 leadership team
Management profileNumber of profiles
Profiles3 records
1POINT6 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
1POINT6 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 1POINT6
What does 1POINT6 do?
1POINT6 provides a modular payment infrastructure platform for marketplaces, platforms, and franchises that need to collect, split, and disburse funds to multiple beneficiaries. Delivered through a single public API, the platform combines KYC/KYB identity verification, pay-in (30+ payment methods), pay-out automation, fraud prevention, accounting reconciliation, and compliance management in one integrated stack. The infrastructure is backed by BNP Paribas and authorized by the ACPR as an electronic money institution, enabling compliant operation across the European Economic Area.
Is 1POINT6 a public or private company?
1POINT6 is a private company. It is classified as corporate owned and is currently operating.
When was 1POINT6 founded?
1POINT6 was founded in 2023. It employs 11 to 50 people.
Where is 1POINT6 based?
1POINT6 is headquartered in Paris, France, in the Europe region.
How does 1POINT6 make money?
Four revenue lines are on record. Payment Processing (Pay-in) is the primary driver. The others are identity Verification (KYC/KYB), payout Processing and custom Enterprise Solutions.
Who are 1POINT6's main competitors?
Broad incumbents on record are Checkout.com, Stripe, Worldline and Adyen. Others are Yapily, Trustly and Floa Bank. Direct peers are Lemonway, Mollie and Mangopay.
Does 1POINT6 have an API?
Yes. 1POINT6 offers a modular API allowing full or partial deployment that adapts to existing architectures for easy integrations and migrations. The API enables access to all services and payment methods through a single integration. Flexible, client-oriented integration supports modular approach where clients can choose only the modules they need and integrate at their own pace, or opt for full end-to-end coverage. Developer documentation is at www.get1point6.com/en/produit.