Campus Insurance Service

What Campus Insurance Service does

Campus Insurance Service is a family-owned independent insurance agency founded in 1970 in San Jose, California, that brokers personal and commercial insurance products on behalf of multiple carriers. Its core offering spans personal lines (auto, homeowner, motorcycle, renters, condo, umbrella, boat) and commercial lines (commercial auto, general and professional liability, commercial property, surety and fidelity bonds, and cyber liability), sourced through carrier appointments with Mercury, Liberty Mutual, Safeco, GeoVera, Orion Indemnity, Drive, California Fair Plan, and the California Earthquake Authority. The firm operates from a single office at 8 N San Pedro Street in downtown San Jose's San Pedro Square, holds California License #0591331, and supports both in-person and online quote requests.

The business is a commission-based independent agency: producers quote across multiple carriers and earn commissions on policies sold and serviced, with monthly billing on personal lines. Go-to-market is sales-led and relationship-driven, combining a walk-in San Jose office, phone sales (408-296-5270), website quote forms, a formal customer referral program, and content marketing via a regularly updated blog. Customer segments are primarily individual/family consumers seeking personal coverage and a secondary base of small-to-medium businesses requiring commercial packages; a bilingual (Spanish/English) service capability and a teen-driver scholarship program support community-based acquisition.

The agency has no proprietary technology platform, no app, and no public API; operations rely on standard agency tooling plus carrier portals, with a third-party-built website (LightRailSites). It is independently owned and locally operated, with current co-owners Eric Dandurand (President) and Renee Dandurand (Vice-President) having acquired the business from founders Bud Dandurand and Fred Baumgarten in 2010, and third-generation family member Michael Dandurand joining in 2018 to lead technology and back-office functions. Headcount is stated at '20+ employees' across the single San Jose location, and the firm has remained California-focused throughout its 50-plus-year history.

Name

Campus Insurance Service

Legal name

Campus Insurance Service

Website

https://campusinsurance.com

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

11–50 employees

Short description

Campus Insurance Service is a family-owned independent insurance agency in San Jose, California, founded in 1970, that brokers personal and commercial insurance policies across multiple carriers for individual consumers and small-to-medium businesses throughout California.

Ownership category

akta.pro rank

Headquarters

HQ city

San Jose

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D, Others

Revenue model

1. Insurance Commissions: As an independent insurance agency, Campus Insurance Service earns commissions from insurance carriers for policies sold and serviced. They represent multiple insurance companies including Mercury, Orion Indemnity, Drive Insurance, GeoVera, California Fair Plan, California Earthquake Authority, and Liberty Mutual.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Campus Insurance Service is an independent insurance agency that sells and services personal and commercial insurance policies on behalf of multiple insurance carriers. Its core offering is brokering auto, homeowner, motorcycle, renters, condo, umbrella, and boat insurance for individuals and families, and commercial auto, general liability, commercial property, bonds, and cyber liability coverage for small and medium businesses, primarily in San Jose and across California. The agency earns commissions from carriers for policies placed and provides ongoing policy servicing, claims assistance, and multi-carrier comparison.

Product overview

Campus Insurance Service is an independent insurance agency offering a comprehensive portfolio of personal and business insurance products. Their personal insurance offerings include Auto Insurance, Homeowner Insurance, Motorcycle Insurance, Renters Insurance, Condo Insurance, Umbrella Insurance, and Boat Insurance. Their business insurance offerings include Commercial Auto Insurance, Commercial Liability Insurance, Commercial Property Insurance, Bonds Insurance, and Cyber Liability Insurance. As an independent agency, they represent multiple insurance carriers to provide tailored coverage options to customers throughout California.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance
• Homeowner Insurance Home insurance protecting dwellings, personal property, and providing liability coverage for homeowners, sourced across multiple carriers. Targeted at California homeowners.
• Motorcycle Insurance Insurance coverage for motorcycles including street cycles, Harley Davidsons, cruisers, touring bikes, dirt bikes, and ATVs. Targeted at motorcycle and powersports owners in California.
• Renters Insurance Insurance covering personal property against theft or damage, with liability and medical payments coverage for renters. Targeted at California renters.
• Condo Insurance Condominium insurance covering personal property, liability, and improvements made to the unit. Targeted at California condominium owners.
• Umbrella Insurance Personal umbrella liability insurance providing additional protection of at least $1,000,000 in liability coverage beyond auto and home policies. Targeted at California households seeking excess liability protection.
• Boat Insurance Watercraft insurance covering liability, physical damage, medical payments, and uninsured boater coverage. Targeted at California boat owners.
• Commercial Auto Insurance Business auto insurance covering vehicles, trucks, and drivers including hired and non-owned auto liability. Targeted at California small and medium businesses with vehicle fleets.
• Commercial Liability Insurance General commercial liability coverage including professional liability (E&O), employment practices liability (EPLI), and directors and officers (D&O) coverage. Targeted at California small and medium businesses.
• Commercial Property Insurance Business property insurance covering buildings, inventory, equipment, and business income against fire, break-in, vandalism, and natural disasters. Targeted at California small and medium businesses.
• Bonds Insurance Surety bonds including construction bonds (bid, performance, payment), commercial bonds (license, permit, probate, court), and fidelity bonds. Targeted at California small and medium businesses with bonding requirements.
• Cyber Liability Insurance Cyber liability and identity theft insurance coverage protecting businesses against risks related to payroll management, online operations, and credit card payments. Targeted at California small and medium businesses with digital operations.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and minor.

• Mercury InsurancecoreChannel Partner/ Reseller/ DistributorMercury Insurance is one of the insurance carriers represented by Campus Insurance Service. They offer auto, home, and other insurance products. Eric Dandurand was a member of Mercury Insurance Group's California Producer Council from 2010 to 2012. Bud Dandurand also worked for Mercury Insurance Group early in his career as Branch Underwriting Manager from 1972 to 1978.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorLiberty Mutual is an insurance carrier represented by Campus Insurance Service for personal and commercial insurance products.
• Orion Indemnity CompanyminorChannel Partner/ Reseller/ DistributorOrion Indemnity Company is one of the insurance carriers represented by Campus Insurance Service.
• Drive Insurance CompanyminorChannel Partner/ Reseller/ DistributorDrive Insurance Company is one of the insurance carriers represented by Campus Insurance Service for auto insurance coverage.
• GeoVera InsuranceminorChannel Partner/ Reseller/ DistributorGeoVera Insurance is an insurance carrier represented by Campus Insurance Service, specializing in homeowners insurance.
• California Fair PlanminorChannel Partner/ Reseller/ DistributorCalifornia Fair Plan is a state-sponsored insurance pool represented by Campus Insurance Service, providing basic fire insurance coverage for properties that may not qualify for standard coverage.
• California Earthquake AuthorityminorChannel Partner/ Reseller/ DistributorCalifornia Earthquake Authority is a state-chartered insurance provider represented by Campus Insurance Service for earthquake coverage in California.

Scale indicators3 records

Recent moves9 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Campus Insurance Service